Mortgage Strategy
LightNews LightNews
mortgagestrategy.bsky.social
Mortgage Strategy
@mortgagestrategy.bsky.social
43 followers 5 following 2.7K posts
News and insight for mortgage specialists. Editor: Rebekah Commane | Deputy editor: David Burrows
The UK's leading source of news, analysis, insight, and expert views for mortgage brokers and intermediaries. Home of the Mortgage Strategy Awards, a must-att
Posts Replies Media Videos
mortgagestrategy.bsky.social
🎄 Treat yourself this season with a FREE Mortgage Strategy subscription. Trusted news, analysis and insight across the mortgage market.
Subscribe now: https://account.mortgagestrategy.co.uk/registrationselection?surveycode=112&sourcecode=MOSTWEBDIRECT24
#MortgageStrategy #BrokerInsights
December 24, 2025 at 6:00 AM
mortgagestrategy.bsky.social
Stay informed with the trusted voice of the UK mortgage industry. Qualifying professionals can get a FREE Mortgage Strategy subscription, packed with expert news and insight.
Subscribe now: https://account.mortgagestrategy.co.uk/registrationselection?surveycode=112&sourcecode=MOSTWEBDIRECT24
December 22, 2025 at 6:00 AM
mortgagestrategy.bsky.social
🏡📊 Top Stories of the Week: Monzo agrees to acquire Habito and FCA confirms timeline for mortgage rule changes.

https://www.mortgagestrategy.co.uk/news/mortgage-strategys-top-10-stories-08-dec-to-12-dec-2/

#MortgageStrategy #FinanceNews #UKHousing
December 19, 2025 at 2:31 PM
mortgagestrategy.bsky.social
Pace of lender rate cuts stays low, says Moneyfacts
https://www.mortgagestrategy.co.uk/news/pace-of-lender-rate-cuts-stays-low-says-moneyfacts/
Pace of lender rate cuts stays low, says Moneyfacts
The pace of mortgage rate cuts is low but continuing, the latest rate watch data from Moneyfacts reveals. Week-on-week, the average two-year fixed rate
www.mortgagestrategy.co.uk
December 19, 2025 at 2:15 PM
mortgagestrategy.bsky.social
House sales hit three-year high, says Zoopla
https://www.mortgagestrategy.co.uk/news/house-sales-hit-three-year-high-says-zoopla/
House sales hit three-year high, says Zoopla
Housing sales in 2025 so far have hit 1.2 million, the highest level for three years, according to Zoopla. But house prices have lagged, with the typical
www.mortgagestrategy.co.uk
December 19, 2025 at 1:01 PM
mortgagestrategy.bsky.social
MIT Live: Mortgage leaders conflicted over FCA’s stance on AI
https://www.mortgagestrategy.co.uk/news/mit-live-mortgage-leaders-conflicted-over-fcas-stance-on-ai/
MIT Live: Mortgage leaders conflicted over FCA's stance on AI
Mortgage industry leaders are torn over whether the Financial Conduct Authority should provide guidance on the use of AI or remain as flexible as possible
www.mortgagestrategy.co.uk
December 19, 2025 at 12:30 PM
mortgagestrategy.bsky.social
Homebuyers paid £13.7bn Stamp Duty in 2025 so far
https://www.mortgagestrategy.co.uk/news/homebuyers-paid-13-7bn-stamp-duty-in-2025-so-far/
Homebuyers paid £13.7bn Stamp Duty in 2025 so far
Homebuyers paid £13.7 billion in Stamp Duty between January and November of 2025, according to analysis of the latest HM Revenue & Customs figures by
www.mortgagestrategy.co.uk
December 19, 2025 at 12:15 PM
mortgagestrategy.bsky.social
MPC decision: Mortgage market welcomes ‘festive’ bank rate cut
https://www.mortgagestrategy.co.uk/news/mpc-decision-mortgage-market-welcomes-bank-rate-cut/
MPC decision: Mortgage market welcomes 'festive' bank rate cut
The mortgage market has welcomed the "festive cheer" of the Bank of England's widely-expected decision to cut bank rate today. The Bank of England's
www.mortgagestrategy.co.uk
December 18, 2025 at 5:29 PM
mortgagestrategy.bsky.social
MPC decision: BoE cuts rate to 3.75%
https://www.mortgagestrategy.co.uk/news/mpc-decision-boe-cuts-rate-to-3-75/
MPC decision: BoE cuts rate to 3.75%
The Bank of England has lowered the base rate by 0.25% to 3.75% as widely expected. The rate-setting Monetary Policy Committee voted in a 5-4 split in
www.mortgagestrategy.co.uk
December 18, 2025 at 5:28 PM
mortgagestrategy.bsky.social
Looking ahead to 2026? Stay informed with a FREE Mortgage Strategy subscription. Industry news, analysis and insight across all areas of lending.
Subscribe here: https://account.mortgagestrategy.co.uk/registrationselection?surveycode=112&sourcecode=MOSTWEBDIRECT24
#MortgageStrategy #BrokerInsights
December 18, 2025 at 4:01 PM
mortgagestrategy.bsky.social
Gen H changes internal credit scoring system
https://www.mortgagestrategy.co.uk/news/gen-h-changes-internal-credit-scoring-system/
Gen H changes internal credit scoring system
Gen H has made changes to its internal credit scoring system which will allow it to lend to more aspiring homeowners. The lender expects that
www.mortgagestrategy.co.uk
December 18, 2025 at 12:30 PM
mortgagestrategy.bsky.social
The Lang Cat reveals most popular adviser platforms for 2025
https://www.moneymarketing.co.uk/news/the-lang-cat-reveals-most-popular-adviser-platforms-for-2025/
The Lang Cat reveals most popular adviser platforms for 2025
The Lang Cat has revealed the top 10 most popular platforms on its Analyser platform in 2025 and the key reasons for selection.
www.moneymarketing.co.uk
December 18, 2025 at 12:15 PM
mortgagestrategy.bsky.social
Gatehouse offers limited edition purchase plans
https://www.mortgagestrategy.co.uk/news/gatehouse-offers-limited-edition-purchase-plans/
Gatehouse offers limited edition purchase plans
Gatehouse Bank has introduced new limited edition Home Purchase Plan (HPP) and Buy-to-Let (BTL) Refinance Fee Saver products for UK residents who are
www.mortgagestrategy.co.uk
December 18, 2025 at 12:01 PM
mortgagestrategy.bsky.social
House prices to rise 2% in 2026, says Rightmove
https://www.mortgagestrategy.co.uk/news/house-prices-to-rise-2-in-2026-says-rightmove/
House prices to rise 2% in 2026, says Rightmove
The average house price in Great Britain will rise by 2% next year, according to Rightmove predictions. The estate agent listing website said new seller
www.mortgagestrategy.co.uk
December 18, 2025 at 11:43 AM
mortgagestrategy.bsky.social
Younger landlords driving ltd company BTL ownership
https://www.mortgagestrategy.co.uk/news/younger-landlords-driving-ltd-company-btl-ownership/
Younger landlords driving ltd company BTL ownership
The sharp increase in buy-to-let properties held in limited companies seen over the last decade has been driven by younger, newer landlords buying
www.mortgagestrategy.co.uk
December 17, 2025 at 2:02 PM
mortgagestrategy.bsky.social
‘Thousands of smaller landlords set to sell up in 2026’
https://www.mortgagestrategy.co.uk/news/thousands-of-smaller-landlords-set-to-sell-up-in-2026/
'Thousands of smaller landlords set to sell up in 2026'
Thousands of UK landlords are expected to leave the private rental sector in 2026, according to property purchasing firm LandlordBuyer. The firm said that
www.mortgagestrategy.co.uk
December 17, 2025 at 1:45 PM
mortgagestrategy.bsky.social
Nottingham BS makes sourcing and criteria changes
https://www.mortgagestrategy.co.uk/news/nottingham-bs-makes-sourcing-and-criteria-changes/
Nottingham BS makes sourcing and criteria changes
Nottingham Building Society has made a series of sourcing and criteria enhancements for borrowers with complex or non-standard income profiles. The
www.mortgagestrategy.co.uk
December 17, 2025 at 12:01 PM
mortgagestrategy.bsky.social
Average mortgage size grows 3.5% in a year: Stonebridge
https://www.mortgagestrategy.co.uk/news/average-mortgage-size-grows-3-5-in-a-year-stonebridge/
Average mortgage size grows 3.5% in a year: Stonebridge
The average mortgage size has risen 3.5% in a year, according to mortgage network Stonebridge. Stonebridge's November Mortgage Market Briefing found that
www.mortgagestrategy.co.uk
December 17, 2025 at 10:45 AM
mortgagestrategy.bsky.social
House price and private rental growth slows pace: ONS
https://www.mortgagestrategy.co.uk/news/house-price-and-private-rental-growth-slows-pace-ons/
House price and private rental growth slows pace: ONS
Average UK house prices increased by 1.7%, to £270,000, in the 12 months to October 2025, according to the latest figures from the Office for National
www.mortgagestrategy.co.uk
December 17, 2025 at 10:40 AM
mortgagestrategy.bsky.social
Chetwood Bank hires Gee to head up mortgage division
https://www.mortgagestrategy.co.uk/news/chetwood-bank-hires-gee-to-head-up-mortgage-division/
Chetwood Bank hires Gee to head up mortgage division
Chetwood Bank has appointed George Gee as managing director of its mortgages division and member of its executive committee. Gee, who has worked in the
www.mortgagestrategy.co.uk
December 17, 2025 at 10:35 AM
mortgagestrategy.bsky.social
Bank of mum and dad now funding ‘second steppers’
https://www.mortgagestrategy.co.uk/news/bank-of-mum-and-dad-now-funding-second-steppers/
Bank of mum and dad now funding 'second steppers'
The bank of mum and dad is no longer just funding first-time buyers, but increasingly paying for those buying a second home. That is according to research
www.mortgagestrategy.co.uk
December 17, 2025 at 10:27 AM
mortgagestrategy.bsky.social
Inflation falls more than expected to 3.2% in November: ONS
https://www.mortgagestrategy.co.uk/news/inflation-falls-to-3-2-in-november-ons/
Inflation falls to 3.2% in November: ONS
UK inflation has fallen by more than expected to 3.2% in the 12 months to November, the Office for National Statistics reveals. November's figures was
www.mortgagestrategy.co.uk
December 17, 2025 at 10:26 AM
mortgagestrategy.bsky.social
With tougher MEES standards on the horizon, landlords may need to act sooner than expected. Jeni Browne explores how EPC changes could affect buy-to-let strategy and refinancing.
https://www.mortgagestrategy.co.uk/analysis/buy-to-let-watch-budget-done-mees-to-go-the-epc-countdown-is-on/
December 16, 2025 at 1:30 PM
mortgagestrategy.bsky.social
As confidence returns to commercial property, investors are asking whether the market has finally turned the corner. Lucy Waters examines the indicators pointing to renewed opportunity.
Read the full article: https://www.mortgagestrategy.co.uk/analysis/commercial-watch-finding-value-at-the-bottom/
December 16, 2025 at 1:06 PM
mortgagestrategy.bsky.social
House prices to rise 2-3% in 2026, Jackson-Stops predicts
https://www.mortgagestrategy.co.uk/news/house-prices-to-rise-2-3-in-2026-jackson-stops-predicts/
House prices to rise 2-3% in 2026, Jackson-Stops predicts
House prices will rise between 2% and 3% in 2026 as the market starts to pick up, according to predictions from estate agent Jackson-Stops. Jackson-Stops
www.mortgagestrategy.co.uk
December 16, 2025 at 12:15 PM