NChlebowski
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nchlebowski.bsky.social
NChlebowski
@nchlebowski.bsky.social
Dad, attorney, Phish Phan, live music lover, STL Cards, STL Blues, roaming around this earth and in my own head. @NChlebowski on the former Twitter.
I sure hope so. It’s a great summer venue
January 13, 2026 at 10:18 PM
Thank you for your service 🫡
December 31, 2025 at 12:40 AM
Reposted by NChlebowski
HOWEVER, there are some states (Alaska is actually among them) where SOME enrollees can significantly mitigate the lost tax credits by switching from a silver plan to either a gold or bronze plan: open.substack.com/pub/charlesg...
There Will Be Graphs: A deeper dive into how 14 states are dramatically mitigating the expiring tax credits
tl;dr version: A lot of people are eligible for Gold plans at a bargain or dirt-cheap Bronze plans
open.substack.com
December 30, 2025 at 4:43 AM
Reposted by NChlebowski
As I’ve explained, some enrollees will eat the extra cost, at least for a few months. Others will downgrade to worse plans with higher deductibles & out of pocket costs, as my wife & I had to. Still others will be priced out of ANY coverage.

open.substack.com/pub/charlesg...
📣 IMPORTANT REMINDER: ACA Enrollment drop-off won't be fully known for months
aka the other side of the "But How Many Have PAID???" coin
open.substack.com
December 30, 2025 at 4:40 AM
I grew up in Chesterfield. I’m back here now. Lived out west for 10 years earlier in life. Now I have 2 more years till my kids are all in college. Then we will see…
December 28, 2025 at 9:45 PM
Didn’t know you were STL. You should have come to Old Rock House last night for Jake’s Leg.
December 28, 2025 at 9:40 PM
I mean there is a resemblance /ducks
December 26, 2025 at 6:13 PM
Happy Happy O my friend! Have the best time! Can’t wait to see what they do.
December 26, 2025 at 1:12 PM