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Roger Nusbaum
@randomroger.bsky.social
540 followers 77 following 730 posts
Investment Advisor, fire chief, blogger.
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randomroger.bsky.social
How The Model Portfolio Sausage Is Made

rogersplanning.blogspot.com/2025/12/how-...
How The Model Portfolio Sausage Is Made
Josh Brown had a very long post declaring " the war is over the human advisors won " and the robo advisors lost. Josh lumped robo in with di...
rogersplanning.blogspot.com
December 23, 2025 at 12:25 AM
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Always Read The Comments

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Always Read The Comments
A few days ago we looked at a Yahoo article about Gen-Xers that said those folks (my folks) believe they need $1.2 million to retire but on...
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December 21, 2025 at 11:55 PM
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Prediction Markets Are Like Macro Hedge Funds

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Prediction Markets Are Like Macro Hedge Funds
Ohhhhh, you're going to hate this one. This week's Barron's cover story tries to sort out what the presence of prediction markets like Kals...
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December 21, 2025 at 12:18 AM
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Complexity & A Fun Filing

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Complexity & A Fun Filing
One important theme here is to make simplicity a priority. I've described portfolios as a lot of simplicity hedged with a little complexity....
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December 20, 2025 at 12:12 AM
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Should We Take Social Security Early And Invest It?

rogersplanning.blogspot.com/2025/12/shou...
Should We Take Social Security Early And Invest It?
I saw a short video where a former financial advisor turned finfluencer  said he was going to take his Social Security at 62 to invest it an...
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December 17, 2025 at 11:52 PM
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Overweight Ground Zero May Lead To Portfolio Pain

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Overweight Ground Zero May Lead To Portfolio Pain
The Wall Street Journal wrote about the recent struggles of CoreWeave's stock price . After a hot IPO, the stock price has fallen from a hig...
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December 17, 2025 at 12:41 AM
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Simple But Not Well Diversified

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Simple But Not Well Diversified
Barron's had a  short article  on the proliferation of 2X single stock ETFs and the extent to which they represent an intersection of where ...
rogersplanning.blogspot.com
December 14, 2025 at 6:34 PM
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Risk Parity Is Having A Strong Year

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Risk Parity Is Having A Strong Year
Neos has a suite of high yielding derivative income funds. They are not crazy high yielding, just high yielding. SPYI uses the S&P 500 as a ...
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December 13, 2025 at 10:52 PM
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As God intended.
December 12, 2025 at 1:20 AM
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Could I Interest You In 59,000%?

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Could I Interest You In 59,000%?
First up is the Direxion Daily Technology 3X Bullish ETF (TECL) which is the best performing ETF of all time according to this week's ETF IQ...
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December 11, 2025 at 11:25 PM
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Just Don't With 30 Year Debt

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Just Don't With 30 Year Debt
A few snippets today. First is another stock looked at with a long term lens.  The stock is the outperformer in blue versus the S&P 500 in g...
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December 10, 2025 at 11:17 PM
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Moderate Millionaires?

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Moderate Millionaires?
The Wall Street Journal wrote about the proliferation of 401k millionaires as reported by Fidelity. UBS calls them "moderate millionaires" ...
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December 10, 2025 at 12:17 AM
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You Don't Need Risk Management Until You Do

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You Don't Need Risk Management Until You Do
In April, 2022 a fraternity brother of mine who's just about exactly my age wanted my two cents about about his 401k which he had entirely i...
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December 8, 2025 at 11:21 PM
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Interesting info. I bailed on watching CNBC years ago, the content is dreadful. I follow CNBC on Threads and the content there is sort of like click bait.
ivanthek.bsky.social Ivan the K ™☑️ @ivanthek.bsky.social · 15d
ICYMI, CNBC's parent company had an investor day last week. Here's the slide deck:

https://www.sec.gov/Archives/edgar/data/2067876/000119312525310612/d51012dex991.htm
December 8, 2025 at 1:37 PM
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There's No Escaping An AI Bubble

rogersplanning.blogspot.com/2025/12/ther...
There's No Escaping An AI Bubble
GMO had an interesting paper about what is "probably" an AI bubble with a comparison of how they managed through previous bubbles and what ...
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December 7, 2025 at 8:36 PM
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Nouriel Roubini's ETF Is Doing Well

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Nouriel Roubini's ETF Is Doing Well
There was a quick mention of the Atlas America ETF (USAF) in Barron's. USAF is comanaged by Nouriel Roubini, we dug in when it first listed ...
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December 6, 2025 at 9:59 PM
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Scottish Portfolio Management

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Scottish Portfolio Management
Barry Ritholtz had a great post about Sturgeon's Law . As Barry explains it, Theodore Sturgeon was a science fiction writer who when asked w...
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December 5, 2025 at 1:43 AM
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Sleepability Versus Optimality

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Sleepability Versus Optimality
First up is a conversation started by Cullen Roche about defined outcome/buffer funds. Part of our regular discussion here includes referrin...
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December 4, 2025 at 12:32 AM
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Turning 60/40 Upside Down

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Turning 60/40 Upside Down
I wanted to do a quick experiment with a 60/40 portfolio. Can we get a similar result allocating 60% to some sort of fixed income sector and...
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December 3, 2025 at 12:20 AM
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The Internet Hates Michael Green

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The Internet Hates Michael Green
Michael Green was out with Part 2 of his much discussed and somewhat controversial look at the poverty line in the US. We looked at the pos...
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December 1, 2025 at 10:50 PM
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What Do You Mean FIRE Is Obsolete?

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What Do You Mean FIRE Is Obsolete?
Sam Dogen, aka the Financial Samurai and an early proponent of the FIRE movement had an intriguing post saying that Early Retirement/FIRE is...
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November 30, 2025 at 9:01 PM
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Sunset in Tucson
November 30, 2025 at 12:36 AM
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Want To Make Your Great Grandkids Rich?

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Want To Make Your Great Grandkids Rich?
Some quick hits today. We're hosting a late Thanksgiving today for my wife's family. We've been hosting for quite a while. The food is great...
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November 29, 2025 at 11:37 PM
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Incendiary Capital Management

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Incendiary Capital Management
Defiance ETFs has issued derivative income funds using at least four different strategies. One that I had not heard of was Lightning Spread....
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November 28, 2025 at 7:46 PM
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$140,000 Poverty? The Internet Has Thoughts

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$140,000 Poverty? The Internet Has Thoughts
The other day we took a look at an essay by Michael Green that sought to redefine how we think about poverty in the US. Green worked throu...
rogersplanning.blogspot.com
November 27, 2025 at 6:58 PM