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ret65.bsky.social
@ret65.bsky.social
41 followers 150 following 230 posts
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ret65.bsky.social
Think retirement means LESS tax? Think again. Discover the hidden tax traps that could cost you big. #retirement #taxes
rethinking65.com/hidden-taxes...
Hidden Taxes in Retirement
Current choices can impact future obligations, especially for newly minted millionaires who’ll soon be eligible for Medicare.
rethinking65.com
December 29, 2025 at 2:19 PM
ret65.bsky.social
Retirement isn’t always chosen — sometimes it’s forced. 💼➡️🏡 See how advisors can help clients navigate the unexpected exit from work. #financialplanning #retirementplanning
rethinking65.com/when-client-...
When Clients Retire But Not By Choice
Forced retirement isn’t just a financial event; it’s a psychological transition, a family shift, and often a grief process.
rethinking65.com
December 26, 2025 at 1:33 PM
ret65.bsky.social
Your clients’ retirement announcement is a turning point — for their identity, family, and legacy. Are you helping them craft the right message? #financialplanning #retirementplanning

rethinking65.com/how-your-cli...
How Your Clients Announce Their Retirement Matters
By discussing their communication plans, you can help them avoid burning bridges, alienating family, and sabotaging post-career happiness.
rethinking65.com
December 24, 2025 at 12:53 PM
ret65.bsky.social
“High yield, no downside” is not an investment strategy.
Rebalancing is.
rethinking65.com/rebalancing-...
December 23, 2025 at 1:14 PM
ret65.bsky.social
Nearly half of U.S. workers believe they’ll need $1M or more to retire — but only a fraction expect to reach it. Read why. #retirementplanning

rethinking65.com/more-workers...
More Workers Fear They’ll Need at Least $1M to Retire
Less than half of workers are confident in their retirement readiness, a Betterment at Work survey reveals.
rethinking65.com
December 22, 2025 at 11:03 AM
ret65.bsky.social
Ever worked for your parent? It’s complicated — from proving you belong to navigating legacy and leadership. Read this honest take on working with your dad. #familybusiness

rethinking65.com/when-your-bo...
When Your Boss Is Also Your Dad
When you work with a parent, you get to see the good, the bad and the ugly of that individual — and firm dynamics can be awkward.
rethinking65.com
December 18, 2025 at 10:36 AM
ret65.bsky.social
Only 16% of Gen X believe they’re financially ready for retirement. The rest need clarity, planning, and guidance—now. Read the data advisors should be paying attention to. #financialplanning #retirement

rethinking65.com/gen-xers-fea...
Gen Xers Fear a $400K Retirement Savings Shortfall
Most Gen Xers are approaching retirement without a plan or advisor, a new Schroeders retirement survey reveals.
rethinking65.com
December 17, 2025 at 10:23 AM
ret65.bsky.social
When the 27-year-old says “let’s review the portfolio…” 👀
Younger clients do want deeper planning — and advisors need to engage them now or risk losing the next generation.
👉 Read how to close the generational loyalty gap: www.rethinking65.com/3-ways-to-close-the-generational-loyalty-gap/
December 16, 2025 at 10:29 AM
ret65.bsky.social
First responders give their bodies and minds to the job — then retire into some of the hardest financial gaps.
Health care. Timing. Social Security changes.
If you serve firefighters, police, or EMTs, this planning can’t wait.
👉 Read the full article: rethinking65.com/first-respon...
First Responders Urgently Need Planning
Your worst day is a first responder's normal day, and their lifestyle, pre-Medicare and Social Security gaps can sabotage their retirement.
rethinking65.com
December 15, 2025 at 10:28 AM
ret65.bsky.social
If only investing worked the way clients wish it did 😂 For smarter takes (minus the drama), visit www.rethinking65.com
December 12, 2025 at 2:08 PM
ret65.bsky.social
Interest rates aren’t as straightforward as they seem. Get the real story on 3 pervasive myths. #financialplanning #interestrates
rethinking65.com/three-myths-...
Three Myths About Interest Rates
Rate changes are complicated. Adding clarity for clients can help them make decisions based on reality rather than misperceptions.
rethinking65.com
December 12, 2025 at 2:04 PM
ret65.bsky.social
One of the most meaningful things an advisor can do? Have the hard but vital conversation about later-life housing & care before it’s urgent. #FinancialPlanning #clientrelationships rethinking65.com/one-of-the-m...
One of the Most Meaningful Gifts Advisors Can Give Clients
By the time your clients reach their early 70s, it’s time to have “the talk” — even if they’re not ready to move or contemplate care.
rethinking65.com
December 11, 2025 at 10:28 AM
ret65.bsky.social
Before your clients trade in their snow boots for flip-flops: taxes, estate planning, and state-specific rules can change the whole cost equation. Here's what to know. #financialplanning #taxplanning rethinking65.com/key-tax-cons...
Key Tax Considerations When Moving Across State Lines
Practical guidance for advising clients who are relocating, considering relocation, working remotely or planning an international move.
rethinking65.com
December 10, 2025 at 10:20 AM
ret65.bsky.social
When the paycheck stops, meaning becomes the new currency. Advisors can lead that conversation — and stand out doing it. #financialplanning #clientrelationships

rethinking65.com/the-legacy-m...
The Legacy Many Retirees Care About Most
Clients who reach retirement with all the markers of success often want to make a bigger impact now, and not just with their money.
rethinking65.com
December 9, 2025 at 10:27 AM
ret65.bsky.social
“Work forever” isn’t a retirement strategy. Let’s help clients build one they actually want to live. Fresh perspectives for advisors. www.rethinking65.com
December 8, 2025 at 10:25 AM
ret65.bsky.social
2026 doesn’t need a 20-page plan — just one smart page. Discover how a simple, powerful framework can make next year your best yet. #financialplanning

rethinking65.com/the-one-page...
The One-Page Plan for the Best Year Ever
The most effective business plans are often the shortest. This five-step framework can help you elevate your business and your life in 2026.
rethinking65.com
December 5, 2025 at 11:02 AM
ret65.bsky.social
Want to avoid hefty surprises for military families at tax time? This article is a must-share. #FinancialPlanning #military rethinking65.com/a-tax-primer...
A Tax Primer for Active Military and Veterans
Understanding how military and veteran pay and benefits are taxed differently will help you plan better for these client families.
rethinking65.com
December 4, 2025 at 10:38 AM
ret65.bsky.social
Clients don’t apply for caregiving positions — but life may assign them anyway. Advisors can help them prepare legally, emotionally, and financially. #financialplanning #caregiving 🔗 rethinking65.com/the-job-they...
The Job They Never Applied For
Here are some general guidelines to help individuals become responsible for an adult sibling with mental health issues.
rethinking65.com
December 3, 2025 at 10:35 AM
ret65.bsky.social
11% of adults over 55 are childfree — and that number is climbing fast. That’s a lot of people who don’t fit the “standard life script” anymore. #financialplanning #clientrelationships

rethinking65.com/the-childfre...
The Childfree Economy is Here: Do You Speak the Language?
Terms matter. By adopting this lexicon, you move from a technician of the Standard LifeScript to a steward of your client’s unique legacy.
rethinking65.com
December 2, 2025 at 11:30 AM
ret65.bsky.social
Advisors run Monte Carlo sims for a $10K Roth conversion — but often skip modeling a client’s $500K+ retirement-community move. #financialplanning #retirement

rethinking65.com/the-six-figu...
The Six-Figure Decision Advisors Aren’t Modeling
Moving to a CCRC has changed how I think about what advisors should discuss with clients about housing transitions and care — and when.
rethinking65.com
December 1, 2025 at 10:35 AM
ret65.bsky.social
"Use AI now or get left behind" — according to the latest from the CFP Board, adaptation isn’t optional. #financialplanning #AI

rethinking65.com/here-come-th...
Four Divergent Futures for AI and Advisors. Are You Ready?
The CFP Board’s latest report on artificial intelligence imagines future scenarios from ideal to dystopian, but certain lessons remain constant.
rethinking65.com
November 26, 2025 at 10:29 AM
ret65.bsky.social
Want to serve UHNW clients with superyachts, jets & art? You’ll need more than financial smarts — you’ll need a team. #financialplanning

rethinking65.com/planes-yacht...
Planes, Yachts and Artwork: Guiding UHNW Clients
Team up with experts to help wealthy clients manage and integrate their special assets into their overall financial picture.
rethinking65.com
November 25, 2025 at 10:35 AM
ret65.bsky.social
Retirement isn’t just one chapter anymore — it’s two: rewirement (purpose + engagement) and elderhood (health + legacy). #retirementplanning

rethinking65.com/two-phases-o...
The Bifurcation of Retirement
Retirement has changed dramatically, but financial planning has not. Retirement has evolved into two distinct phases.
rethinking65.com
November 24, 2025 at 10:29 AM
ret65.bsky.social
Small business owners are getting squeezed from every side — here are 14 smart moves advisors can use to help. #financialplanning #smallbusinesslove rethinking65.com/these-client...
These Clients Are Feeling the Squeeze — Here’s How to Help
Small-business-owner clients could use ideas on cutting costs and increasing revenue. Here are 14 ideas for advisors to share.
rethinking65.com
November 20, 2025 at 10:33 AM
ret65.bsky.social
What if year-end planning was less about deductions and more about dreams? Get real with what your clients value most and transform your approach. #financialplanning

rethinking65.com/how-to-make-...
How to Make Year-End Planning More Transformative
It’s time to go beyond the numbers and lead with these questions that will help clients consider what really matters to them.
rethinking65.com
November 19, 2025 at 10:33 AM