Mike Schroeder
@roundstonemike.bsky.social
Health Insurance Professional
Excited to join Tulane’s Freeman Business School Council!
The Council connects leaders across industries with students and faculty to share insights, mentor, and help shape the future of business education. Looking forward to learning, contributing, and helping the next generation thrive.
The Council connects leaders across industries with students and faculty to share insights, mentor, and help shape the future of business education. Looking forward to learning, contributing, and helping the next generation thrive.
Green Wave Rolls into CFP's First Round - Tulane University Athletics
After winning the American Conference Championship on Friday night, Dec. 5, Tulane football (11-2), the No. 11 seed, is making its first-ever playoff appeara...
tulanegreenwave.com
December 22, 2025 at 2:55 PM
Excited to join Tulane’s Freeman Business School Council!
The Council connects leaders across industries with students and faculty to share insights, mentor, and help shape the future of business education. Looking forward to learning, contributing, and helping the next generation thrive.
The Council connects leaders across industries with students and faculty to share insights, mentor, and help shape the future of business education. Looking forward to learning, contributing, and helping the next generation thrive.
A lot of business owners feel stuck with whatever health insurance throws at them. But there 𝐢𝐬 another path.
Self-funding in a group captive lets you pay for real care, see the data & keep the savings. It's the model big companies have used for years, just finally accessible to everyone else.
Self-funding in a group captive lets you pay for real care, see the data & keep the savings. It's the model big companies have used for years, just finally accessible to everyone else.
Self-Funded Health Insurance: The Complete Guide to Taking Control of Your Healthcare Costs
TOPIC Self-Funded Health Insurance: The Complete Guide to Taking Control of Your Healthcare Costs Find this article helpful? Share it with others. Linkedin Facebook X-twitter Healthcare costs have become an overwhelming burden for businesses. As the second-largest expense after payroll, employee health benefits consume an ever-growing portion of company budgets. Traditional insurance operates like
roundstoneinsurance.com
December 19, 2025 at 3:43 PM
A lot of business owners feel stuck with whatever health insurance throws at them. But there 𝐢𝐬 another path.
Self-funding in a group captive lets you pay for real care, see the data & keep the savings. It's the model big companies have used for years, just finally accessible to everyone else.
Self-funding in a group captive lets you pay for real care, see the data & keep the savings. It's the model big companies have used for years, just finally accessible to everyone else.
Funny thing about health insurance: the biggest innovations aren’t coming from carriers. They’re coming from employers who 𝘧𝘪𝘯𝘢𝘭𝘭𝘺 want visibility into what they’re paying for.
Self-funding and captives clicked because they treat employers like adults.
Self-funding and captives clicked because they treat employers like adults.
December 15, 2025 at 4:01 PM
Funny thing about health insurance: the biggest innovations aren’t coming from carriers. They’re coming from employers who 𝘧𝘪𝘯𝘢𝘭𝘭𝘺 want visibility into what they’re paying for.
Self-funding and captives clicked because they treat employers like adults.
Self-funding and captives clicked because they treat employers like adults.
The Greater Cleveland Sports Hall of Fame now has a permanent home at the Roundstone Athletic Center. Olympic gold, barrier-breaking athletes, and Wheaties boxes all under one roof. Walk in, call the plays, hear the original calls, and maybe even narrate your own Tyler Naquin grand slam.
Greater Cleveland Sports Hall of Fame to open interactive location in December
The hall will celebrate its upcoming 50th anniversary with a permanent home at Urban Community School featuring interactive exhibits and artifacts from many of its 540 inductees.
www.cleveland.com
December 3, 2025 at 3:17 PM
The Greater Cleveland Sports Hall of Fame now has a permanent home at the Roundstone Athletic Center. Olympic gold, barrier-breaking athletes, and Wheaties boxes all under one roof. Walk in, call the plays, hear the original calls, and maybe even narrate your own Tyler Naquin grand slam.
The RAC is open! Not just a gym—think community hub, memory-maker, and occasional scene of legendary basketball moves. Huge thanks to Roundstone Insurance & GCSHOF for believing in the kids. Let the good times (and game-winning shots) roll!
December 1, 2025 at 3:03 PM
The RAC is open! Not just a gym—think community hub, memory-maker, and occasional scene of legendary basketball moves. Huge thanks to Roundstone Insurance & GCSHOF for believing in the kids. Let the good times (and game-winning shots) roll!
Some see H-1B visas as rules & forms. I see them as a front-row seat to brilliance. Half of the US Nobel Prize winners walked through this door. Give driven people a chance, and the ripple effect hits your team, your company, & beyond. Borders don’t limit ideas—they just need a little welcome mat.
November 20, 2025 at 3:42 PM
Some see H-1B visas as rules & forms. I see them as a front-row seat to brilliance. Half of the US Nobel Prize winners walked through this door. Give driven people a chance, and the ripple effect hits your team, your company, & beyond. Borders don’t limit ideas—they just need a little welcome mat.
Healthcare costs: confusing. Payroll: easy. Rent: simple.
PEPY = your per-employee-per-year cost compass. 📊
Track it, analyze it, act. Turn mystery into insight, stress into clarity.
Finally, your dollars make sense.
PEPY = your per-employee-per-year cost compass. 📊
Track it, analyze it, act. Turn mystery into insight, stress into clarity.
Finally, your dollars make sense.
How to Use PEPY as a Benchmark to Contain Healthcare Costs
TOPIC How to Use PEPY as a Benchmark to Contain Healthcare Costs Find this article helpful? Share it with others. Linkedin Facebook X-twitter Most employers can tell you exactly what they spend on payroll, rent, and equipment—but ask them to explain their healthcare costs, and they’re not so sure. For many employers, healthcare is the […]
roundstoneinsurance.com
November 19, 2025 at 4:07 PM
Healthcare costs: confusing. Payroll: easy. Rent: simple.
PEPY = your per-employee-per-year cost compass. 📊
Track it, analyze it, act. Turn mystery into insight, stress into clarity.
Finally, your dollars make sense.
PEPY = your per-employee-per-year cost compass. 📊
Track it, analyze it, act. Turn mystery into insight, stress into clarity.
Finally, your dollars make sense.
Group captives aren’t a magic wand (I wish)—they’re a chance to see what’s actually happening under the hood of healthcare costs.
The advisors who get curious, ask the hard questions, and translate complexity? Those are the ones making a difference. Self-funding isn’t scary, I promise. It's smart.
The advisors who get curious, ask the hard questions, and translate complexity? Those are the ones making a difference. Self-funding isn’t scary, I promise. It's smart.
Captive growth raises fresh challenges, opportunities for benefits advisors
Group captives are among the fastest-growing segments of the captive insurance market, expanding options and creating a greater need for advisors to help clients evaluate quality and risk.
www.benefitspro.com
November 18, 2025 at 8:03 PM
Group captives aren’t a magic wand (I wish)—they’re a chance to see what’s actually happening under the hood of healthcare costs.
The advisors who get curious, ask the hard questions, and translate complexity? Those are the ones making a difference. Self-funding isn’t scary, I promise. It's smart.
The advisors who get curious, ask the hard questions, and translate complexity? Those are the ones making a difference. Self-funding isn’t scary, I promise. It's smart.
Status quo in employee health benefits is… well, expensive and predictable.
Self-funding, captives, stop loss —these are the moves companies are making to break free.
Don’t stay stuck. Find out how to take control and start saving. (Your HR team might actually high-five you.)
Self-funding, captives, stop loss —these are the moves companies are making to break free.
Don’t stay stuck. Find out how to take control and start saving. (Your HR team might actually high-five you.)
November 14, 2025 at 2:26 PM
Status quo in employee health benefits is… well, expensive and predictable.
Self-funding, captives, stop loss —these are the moves companies are making to break free.
Don’t stay stuck. Find out how to take control and start saving. (Your HR team might actually high-five you.)
Self-funding, captives, stop loss —these are the moves companies are making to break free.
Don’t stay stuck. Find out how to take control and start saving. (Your HR team might actually high-five you.)
Ever wonder why your pharmacy plan costs so much?
PBMs hold more power than you think.
Join our 45-minute webinar Nov 20 and learn how self-funding can save money and take control.
PBMs hold more power than you think.
Join our 45-minute webinar Nov 20 and learn how self-funding can save money and take control.
Prescription for Clarity: Understanding What PBMs Really Do
JOIN US FOR A WEBINAR Prescription for Clarity: Understanding What PBMs Really Do Discover how PBMs quietly inflate costs in fully insured plans, and learn how self-funding can turn these hidden inefficiencies into a strategic advantage. Register Now Discover how PBMs quietly inflate costs in fully insured plans, and learn how self-funding can turn these […]
roundstoneinsurance.com
November 12, 2025 at 4:03 PM
Ever wonder why your pharmacy plan costs so much?
PBMs hold more power than you think.
Join our 45-minute webinar Nov 20 and learn how self-funding can save money and take control.
PBMs hold more power than you think.
Join our 45-minute webinar Nov 20 and learn how self-funding can save money and take control.
Just had a chat with Dr. Ted Barnett and wow—wellness programs are failing us.
Turns out prevention actually works. Who knew? If you want healthier employees without throwing money at the wall, check this out.
https://www.youtube.com/watch?si=niK0Ek9CXQmF9NIK&v=Cdc-_lcIeRg&feature=youtu.be
Turns out prevention actually works. Who knew? If you want healthier employees without throwing money at the wall, check this out.
https://www.youtube.com/watch?si=niK0Ek9CXQmF9NIK&v=Cdc-_lcIeRg&feature=youtu.be
November 12, 2025 at 2:40 PM
Just had a chat with Dr. Ted Barnett and wow—wellness programs are failing us.
Turns out prevention actually works. Who knew? If you want healthier employees without throwing money at the wall, check this out.
https://www.youtube.com/watch?si=niK0Ek9CXQmF9NIK&v=Cdc-_lcIeRg&feature=youtu.be
Turns out prevention actually works. Who knew? If you want healthier employees without throwing money at the wall, check this out.
https://www.youtube.com/watch?si=niK0Ek9CXQmF9NIK&v=Cdc-_lcIeRg&feature=youtu.be
Think PBMs are boring paperwork? Think again. The right PBM can save a company tens of thousands a year, improve access to meds, and work with your wellness programs. Basically, they make healthcare cost management…not suck.
Pharmacy Benefit Managers: Your Key to Self-Funded Cost Containment
TOPIC Pharmacy Benefit Managers: Your Key to Self-Funded Cost Containment Find this article helpful? Share it with others. Facebook Twitter Youtube Pharmacy benefit managers (PBMs) can reduce prescription drug costs by 20–30% through transparent partnerships, making them essential for healthcare cost containment. The right PBM strategy can save employers thousands annually while improving employee
roundstoneinsurance.com
November 6, 2025 at 3:48 PM
Think PBMs are boring paperwork? Think again. The right PBM can save a company tens of thousands a year, improve access to meds, and work with your wellness programs. Basically, they make healthcare cost management…not suck.
Imagine a world where you actually know what your MRI costs before you get it. Wild, right?
That’s called price transparency.
Patients shop, providers compete, costs drop. Not magic. Just common sense.
That’s called price transparency.
Patients shop, providers compete, costs drop. Not magic. Just common sense.
Health Care Executives and Mark Cuban Testify on Drug Pricing and Health Care Modernization
Health care professionals, health care executives, and entrepreneur and Cost Plus Drugs founder Mark Cuban testified at a Senate Aging Committee hearing on modernizing the health care industry and providing affordable access to pharmaceutical drugs. Topics include Pharmacy Benefit Managers (PBMs), President Donald Trump's drug price transparency website (TrumpRx), and Affordable Care Act subsidies
www.c-span.org
November 5, 2025 at 3:13 PM
Imagine a world where you actually know what your MRI costs before you get it. Wild, right?
That’s called price transparency.
Patients shop, providers compete, costs drop. Not magic. Just common sense.
That’s called price transparency.
Patients shop, providers compete, costs drop. Not magic. Just common sense.
Why is healthcare pricing still a mystery? Seriously. The Patients Deserve Price Tags Act finally says: no more guessing, no more hidden fees. Upfront prices, clear choices, smarter decisions for patients. It’s about time someone made it this simple and human.
Hickenlooper, Marshall Introduce Bipartisan Bill to Make Health Care Costs Transparent | Senator John Hickenlooper
www.hickenlooper.senate.gov
November 3, 2025 at 4:38 PM
Why is healthcare pricing still a mystery? Seriously. The Patients Deserve Price Tags Act finally says: no more guessing, no more hidden fees. Upfront prices, clear choices, smarter decisions for patients. It’s about time someone made it this simple and human.
Roundstone University helps benefits advisors level up. Courses, videos, and the Group Medical Captive Mechanics Certificate make complicated insurance clear. Advisors leave ready to simplify, innovate, and create real impact.
Programs
Designed for You, Self-Funding eLearning Welcome to Roundstone University’s curriculum program. Here you’ll find all available and upcoming e-learning lessons specially tailored to bene…
roundstoneuniversity.org
October 29, 2025 at 1:05 PM
Roundstone University helps benefits advisors level up. Courses, videos, and the Group Medical Captive Mechanics Certificate make complicated insurance clear. Advisors leave ready to simplify, innovate, and create real impact.
The old ways aren’t cutting it. The next-gen insurance advisors aren’t just brokers—they focus on employer goals, deliver real innovation, and create measurable value.
Roundstone partners with them to simplify complex solutions and make benefits programs actually work. Change is happening!
Roundstone partners with them to simplify complex solutions and make benefits programs actually work. Change is happening!
October 28, 2025 at 2:05 PM
The old ways aren’t cutting it. The next-gen insurance advisors aren’t just brokers—they focus on employer goals, deliver real innovation, and create measurable value.
Roundstone partners with them to simplify complex solutions and make benefits programs actually work. Change is happening!
Roundstone partners with them to simplify complex solutions and make benefits programs actually work. Change is happening!
Corporate social responsibility 𝒊𝒔 personal. At Roundstone, doing good means helping employers take control of healthcare costs and giving back to the community. Real impact starts when your values and your business goals are the same.
October 23, 2025 at 1:37 PM
Corporate social responsibility 𝒊𝒔 personal. At Roundstone, doing good means helping employers take control of healthcare costs and giving back to the community. Real impact starts when your values and your business goals are the same.
Most “healthcare” is really sick care. In this episode of Beyond the Claim, I talk with Dr. Ted Barnett about flipping the script—focusing on prevention, not reaction. Real health starts before the hospital.
🎧 Watch here: https://www.youtube.com/watch?v=Cdc-_lcIeRg
🎧 Watch here: https://www.youtube.com/watch?v=Cdc-_lcIeRg
October 21, 2025 at 1:37 PM
Most “healthcare” is really sick care. In this episode of Beyond the Claim, I talk with Dr. Ted Barnett about flipping the script—focusing on prevention, not reaction. Real health starts before the hospital.
🎧 Watch here: https://www.youtube.com/watch?v=Cdc-_lcIeRg
🎧 Watch here: https://www.youtube.com/watch?v=Cdc-_lcIeRg
Three of this year’s six U.S.-based Nobel science winners are immigrants. Proof that innovation doesn’t need borders — it needs opportunity.
At Roundstone, we see that every day. Our H-1B team members help us build smarter tech & better outcomes for employers.
Talent is global. Progress is shared.
At Roundstone, we see that every day. Our H-1B team members help us build smarter tech & better outcomes for employers.
Talent is global. Progress is shared.
https://www.wsj.com/opinion/nobel-prizes-science-american-immigrants-trump-administration-960b18e3?st=vw52Xn
www.wsj.com
October 20, 2025 at 3:20 PM
Three of this year’s six U.S.-based Nobel science winners are immigrants. Proof that innovation doesn’t need borders — it needs opportunity.
At Roundstone, we see that every day. Our H-1B team members help us build smarter tech & better outcomes for employers.
Talent is global. Progress is shared.
At Roundstone, we see that every day. Our H-1B team members help us build smarter tech & better outcomes for employers.
Talent is global. Progress is shared.
AI can automate a lot — but not accountability. Tools evolve, people matter. The future belongs to builders who use tech to amplify human care, not replace it.
The Agentic Entrepreneur: How the next wave of AI is changing the startup playbook
This week on the GeekWire Podcast, T.A. McCann of Pioneer Square Labs explains how AI agents are changing company creation, why distribution and data now matter more than product, and what agent-to-agent interactions mean for the future of business.
www.geekwire.com
October 15, 2025 at 1:22 PM
AI can automate a lot — but not accountability. Tools evolve, people matter. The future belongs to builders who use tech to amplify human care, not replace it.
Lessons Learned #1: Building a business is easy. Building one that lasts is the hard part.
It is not about product or pricing. It is about people, patience, and owning your mistakes fast. Accountability starts with you—or it does not start at all.
It is not about product or pricing. It is about people, patience, and owning your mistakes fast. Accountability starts with you—or it does not start at all.
October 14, 2025 at 3:47 PM
Lessons Learned #1: Building a business is easy. Building one that lasts is the hard part.
It is not about product or pricing. It is about people, patience, and owning your mistakes fast. Accountability starts with you—or it does not start at all.
It is not about product or pricing. It is about people, patience, and owning your mistakes fast. Accountability starts with you—or it does not start at all.
Another year, another 9% hike in health costs. We built Roundstone so small businesses could stop footing the bill for everyone else’s profits. Now 1,000+ companies are saving $4K–$5K per employee & getting money back. If your renewal makes you wince, it might be time to stop renting your insurance.
Breaking free from rising health care costs
Discover how self-funded insurance solutions help mid-sized businesses cut costs, gain control and offer employees stable, improved benefits.
www.crainscleveland.com
October 13, 2025 at 2:28 PM
Another year, another 9% hike in health costs. We built Roundstone so small businesses could stop footing the bill for everyone else’s profits. Now 1,000+ companies are saving $4K–$5K per employee & getting money back. If your renewal makes you wince, it might be time to stop renting your insurance.
Picture this: a small business owner buried in insurance bills, feeling stuck while big insurance keeps playing its game. That’s where I was.
I wanted to give control back to the people who actually needed it. That’s how self-funded captives became more than a solution—they became a whole category.
I wanted to give control back to the people who actually needed it. That’s how self-funded captives became more than a solution—they became a whole category.
October 8, 2025 at 2:02 PM
Picture this: a small business owner buried in insurance bills, feeling stuck while big insurance keeps playing its game. That’s where I was.
I wanted to give control back to the people who actually needed it. That’s how self-funded captives became more than a solution—they became a whole category.
I wanted to give control back to the people who actually needed it. That’s how self-funded captives became more than a solution—they became a whole category.
Planning isn’t the slides or spreadsheets (we all know they sit in Google Drive forever). The magic is in the middle—the messy conversations, tiny tradeoffs, figuring it out together. That’s where trust, clarity, and real teamwork happen.
Planning Is A Practice, Not A Product: Why Practices Make It Work
Most strategic plans fail not from bad goals, but from missing the planning practices needed to follow through. Learn how to build team practices that make strategy stick
www.forbes.com
October 7, 2025 at 3:22 PM
Planning isn’t the slides or spreadsheets (we all know they sit in Google Drive forever). The magic is in the middle—the messy conversations, tiny tradeoffs, figuring it out together. That’s where trust, clarity, and real teamwork happen.
Stop-loss captives are everywhere—but some are traps in disguise. ⚠️
In 25 minutes, I’ll show you how to spot red flags, compare proposals, and pick the solution that actually works for your health plan.
Plus, grab a free checklist to make evaluating deals way easier.
In 25 minutes, I’ll show you how to spot red flags, compare proposals, and pick the solution that actually works for your health plan.
Plus, grab a free checklist to make evaluating deals way easier.
On Demand | Wake-Up Call Webinar 2025
ON DEMAND: WEBINAR Wake-Up Call: How to Avoid Costly Stop-Loss Captive Traps in Your Health Plan With new captives popping up left and right, and proposal terms that read like fine print, learn how to spot best-in-class opportunities versus “buyer beware” deals. Watch Now Don’t Get Caught Off Guard Learn how to compare stop-loss captive […]
roundstoneinsurance.com
October 6, 2025 at 2:02 PM
Stop-loss captives are everywhere—but some are traps in disguise. ⚠️
In 25 minutes, I’ll show you how to spot red flags, compare proposals, and pick the solution that actually works for your health plan.
Plus, grab a free checklist to make evaluating deals way easier.
In 25 minutes, I’ll show you how to spot red flags, compare proposals, and pick the solution that actually works for your health plan.
Plus, grab a free checklist to make evaluating deals way easier.