Aha yes which is why you have given up your job and are be doing garden clearance. No?

That seems like “the best is the enemy of the good”

A human therapist is better.

But often that isn’t the choice. Surely ChatGPT is better therapy than nothing. Much more affordable, more approachable, no stigma, available 24x7 with no judgement.

A simple idea that Would raise more. Rename employEE NI as individual NI and have it levied on same basis as income tax: pensions, property, dividends. Makes things simpler & fairer. Why shoukd BTL landlords or trustafaruans pay lower teases than workers?

That Is a generous (perverse) interpretation. On universities the student visas rules make their situation worse, and also hurt finances. Same on care homes: restricting work visas means costs go up, so homes make less profit, pay less tax, some go bust - making finances worse.

I was just thinking of that…

Increases total inventory - but reduces local inventory. there is no reverse supply chain to send stuff back upstream or between depots. So expect localised shortages of different products everywhere soon even if they are different in each location. We saw from pandemic how JIT can hurt.