Yep, that's me.

I pay for food. I tip for table service.

LMGTFY: The term comes from a legend about the King of Siam giving rare albino elephants to courtiers who had displeased him. The recipients would be forced to take care of the elephants, which were expensive to feed and house, and would ruin them financially.

That works in a world without racism, overt or otherwise. In a world with racism, there is the need to compensate for that factor.