SavePoint
@savepoint.bsky.social
SavePoint is a privacy-first offline personal finance app for budgeting, cashflow, reports, goals and FIRE. Runs on your computer. No tracking. No subscriptions. Track everything. Share nothing. Follow for updates, deals and tips. Not financial advice.
Here's the thing: 7 of the 10 best market days happened during bear markets. If you're sitting on the sidelines waiting for things to "calm down," you're likely to miss the recovery.
Staying invested is harder than it sounds. But historically, it's been the better approach.
Staying invested is harder than it sounds. But historically, it's been the better approach.
December 15, 2025 at 1:00 PM
Here's the thing: 7 of the 10 best market days happened during bear markets. If you're sitting on the sidelines waiting for things to "calm down," you're likely to miss the recovery.
Staying invested is harder than it sounds. But historically, it's been the better approach.
Staying invested is harder than it sounds. But historically, it's been the better approach.
Self-employed or single income? Aim for 6-12 months.
Start with $1,000. Then build from there.
How many months could you cover right now?
#PersonalFinance #EmergencyFund #MoneyTips #SavingMoney #FinancialLiteracy #MoneyManagement #BudgetTips #FinancialFreedom #MoneyGoals #SavePoint
Start with $1,000. Then build from there.
How many months could you cover right now?
#PersonalFinance #EmergencyFund #MoneyTips #SavingMoney #FinancialLiteracy #MoneyManagement #BudgetTips #FinancialFreedom #MoneyGoals #SavePoint
December 14, 2025 at 1:00 PM
Self-employed or single income? Aim for 6-12 months.
Start with $1,000. Then build from there.
How many months could you cover right now?
#PersonalFinance #EmergencyFund #MoneyTips #SavingMoney #FinancialLiteracy #MoneyManagement #BudgetTips #FinancialFreedom #MoneyGoals #SavePoint
Start with $1,000. Then build from there.
How many months could you cover right now?
#PersonalFinance #EmergencyFund #MoneyTips #SavingMoney #FinancialLiteracy #MoneyManagement #BudgetTips #FinancialFreedom #MoneyGoals #SavePoint
And remember, much of net worth growth from 35-65 comes from paying down a mortgage and home appreciation.
Where do you fall?
#PersonalFinance #NetWorth #MoneyTips #WealthBuilding #FinancialLiteracy #MoneyManagement #FinancialFreedom #MoneyGoals #SavePoint #PersonalFinanceTips
Where do you fall?
#PersonalFinance #NetWorth #MoneyTips #WealthBuilding #FinancialLiteracy #MoneyManagement #FinancialFreedom #MoneyGoals #SavePoint #PersonalFinanceTips
December 13, 2025 at 1:00 PM
And remember, much of net worth growth from 35-65 comes from paying down a mortgage and home appreciation.
Where do you fall?
#PersonalFinance #NetWorth #MoneyTips #WealthBuilding #FinancialLiteracy #MoneyManagement #FinancialFreedom #MoneyGoals #SavePoint #PersonalFinanceTips
Where do you fall?
#PersonalFinance #NetWorth #MoneyTips #WealthBuilding #FinancialLiteracy #MoneyManagement #FinancialFreedom #MoneyGoals #SavePoint #PersonalFinanceTips
The 10-year head start means $357,000 more at retirement, while only contributing $24,000 extra.
Time in the market beats timing the market.
#PersonalFinance #Investing #CompoundInterest #MoneyTips #WealthBuilding #FinancialLiteracy #MoneyManagement #RetirementPlanning #FIRE #FinancialFreedom
December 12, 2025 at 1:00 PM
The 10-year head start means $357,000 more at retirement, while only contributing $24,000 extra.
Time in the market beats timing the market.
#PersonalFinance #Investing #CompoundInterest #MoneyTips #WealthBuilding #FinancialLiteracy #MoneyManagement #RetirementPlanning #FIRE #FinancialFreedom
The point is having a framework to start from. What does your current split look like?
#PersonalFinance #Budgeting #503020Rule #MoneyTips #SavingMoney #FinancialLiteracy #MoneyManagement #BudgetTips #WealthBuilding #FinancialFreedom #MoneyGoals #SavePoint #BudgetingTips #MoneyHacks
December 11, 2025 at 1:00 PM
The point is having a framework to start from. What does your current split look like?
#PersonalFinance #Budgeting #503020Rule #MoneyTips #SavingMoney #FinancialLiteracy #MoneyManagement #BudgetTips #WealthBuilding #FinancialFreedom #MoneyGoals #SavePoint #BudgetingTips #MoneyHacks
Not saying cancel everything. Just know what you're actually paying for and make sure you're using it. When's the last time you audited your subscriptions?
December 10, 2025 at 2:41 PM
Not saying cancel everything. Just know what you're actually paying for and make sure you're using it. When's the last time you audited your subscriptions?
#NetWorth #PersonalFinance #WealthBuilding #SavingsRate #MoneyManagement #FinancialFreedom #SavePoint #MoneyTips #FinancialLiteracy #FIRE #FinancialIndependence #TrackYourMoney #MoneyGoals #Budgeting #NetWorthTracker #FinanceTips #MoneyMindset #WealthJourney #BuildWealth #MoneyMatters
3/3
3/3
December 8, 2025 at 1:00 PM
Modules include:
-Monthly income, expenses, net worth, savings rate
-Recent Transactions
-Snapshot of your Account Balances
-Financial Health Score
-Income vs Expenses Waterfall Chart
-Savings Rate Tracker
-Income & Expense Distribution
Visit us at https://savepointfinance.com/
2/3
-Monthly income, expenses, net worth, savings rate
-Recent Transactions
-Snapshot of your Account Balances
-Financial Health Score
-Income vs Expenses Waterfall Chart
-Savings Rate Tracker
-Income & Expense Distribution
Visit us at https://savepointfinance.com/
2/3
December 8, 2025 at 1:00 PM
Modules include:
-Monthly income, expenses, net worth, savings rate
-Recent Transactions
-Snapshot of your Account Balances
-Financial Health Score
-Income vs Expenses Waterfall Chart
-Savings Rate Tracker
-Income & Expense Distribution
Visit us at https://savepointfinance.com/
2/3
-Monthly income, expenses, net worth, savings rate
-Recent Transactions
-Snapshot of your Account Balances
-Financial Health Score
-Income vs Expenses Waterfall Chart
-Savings Rate Tracker
-Income & Expense Distribution
Visit us at https://savepointfinance.com/
2/3
One-time purchase that you can keep forever. We're genuinely excited to share this with you. https://savepointfinance.com #PersonalFinance #FIRE #SavePoint. #PersonalFinance #Budgeting #FIRE #FinancialIndependence #MoneyManagement #OfflineFirst #SavePoint #MoneyTips
December 7, 2025 at 2:20 PM
One-time purchase that you can keep forever. We're genuinely excited to share this with you. https://savepointfinance.com #PersonalFinance #FIRE #SavePoint. #PersonalFinance #Budgeting #FIRE #FinancialIndependence #MoneyManagement #OfflineFirst #SavePoint #MoneyTips
SavePoint is comprehensive and includes: → Budgeting & transaction tracking → Balance sheets & cash flow → FIRE planning with Monte Carlo sims → 10+ professional reports → 150+ currencies, 8 languages And it all runs on YOUR computer, not online! Your data stays with you.
December 7, 2025 at 2:20 PM
SavePoint is comprehensive and includes: → Budgeting & transaction tracking → Balance sheets & cash flow → FIRE planning with Monte Carlo sims → 10+ professional reports → 150+ currencies, 8 languages And it all runs on YOUR computer, not online! Your data stays with you.