The Shortages Cascade shows how one shortage triggers another—until you’re trapped in a cycle that feels impossible to escape.

🌀 Awareness is the first step toward breaking the cycle.

At the Financial Health Institute, we believe asset-building starts where people are—by stabilizing and recognizing the assets they already have, both tangible and intangible.

Introducing the Asset Building Continuum. Instead of starting with money, we start with stabilization—housing, health, education, transportation, relationships. We consider all of the assets, both intangible and tangible, in your life. Without them, traditional financial advice just doesn’t stick.

We can apply his insights on finding meaning in suffering to any hardship. EA is about financial resilience: those who reframe their struggle into steps toward long-term goals are more likely to endure. Meaning can be the guiding force that transforms economic distress into a catalyst of growth.