Rebecca Richardson
@themortgagementor.bsky.social
esse quam videri 📖 Carolina girl 🩵 I share simple solutions that get real results 💅🏻 welcome to my stream of consciousness
Did you know your closing date can actually change what you pay on closing day … and how long you wait for your first mortgage payment?
February 3, 2026 at 6:30 PM
Did you know your closing date can actually change what you pay on closing day … and how long you wait for your first mortgage payment?
Those first conversations you have with potential buyers matter more than most loan officers want to admit.
January 20, 2026 at 8:01 PM
Those first conversations you have with potential buyers matter more than most loan officers want to admit.
Big problems feel heavy when you try to hold all of them at once.
Most mortgage questions aren’t actually that complicated. They just get presented all at the same time, in language no one asked for.
Most mortgage questions aren’t actually that complicated. They just get presented all at the same time, in language no one asked for.
January 16, 2026 at 6:30 PM
Big problems feel heavy when you try to hold all of them at once.
Most mortgage questions aren’t actually that complicated. They just get presented all at the same time, in language no one asked for.
Most mortgage questions aren’t actually that complicated. They just get presented all at the same time, in language no one asked for.
Most people don’t trust mortgage advice.
I get it. For a long time, I didn’t either.
I get it. For a long time, I didn’t either.
January 13, 2026 at 5:30 PM
Most people don’t trust mortgage advice.
I get it. For a long time, I didn’t either.
I get it. For a long time, I didn’t either.
Motivation is cool and all, but the best loan officers don’t rely solely on it.
They rely on accountability.
They rely on accountability.
January 6, 2026 at 6:33 PM
Motivation is cool and all, but the best loan officers don’t rely solely on it.
They rely on accountability.
They rely on accountability.
Starting 2026 with a vision? Let's turn that into a reality!
December 30, 2025 at 6:30 PM
Starting 2026 with a vision? Let's turn that into a reality!
Simple math will tell you if you make "X" amount of money, you can probably afford "Y" house price.
But life is more than just simple math. Sure, your income matters, but it's not the whole story.
But life is more than just simple math. Sure, your income matters, but it's not the whole story.
December 16, 2025 at 7:01 PM
Simple math will tell you if you make "X" amount of money, you can probably afford "Y" house price.
But life is more than just simple math. Sure, your income matters, but it's not the whole story.
But life is more than just simple math. Sure, your income matters, but it's not the whole story.
If you really want to do something, you'll find a way. If you don't, you'll find an excuse.
December 9, 2025 at 7:01 PM
If you really want to do something, you'll find a way. If you don't, you'll find an excuse.
Quick meme dump to make you laugh
December 5, 2025 at 6:01 PM
Quick meme dump to make you laugh
Could you wait until next year to get started? Yes.
Could you also start NOW and take advantage of the current rates and the slow season to snag a deal? Hell YES!
Could you also start NOW and take advantage of the current rates and the slow season to snag a deal? Hell YES!
December 2, 2025 at 7:02 PM
Could you wait until next year to get started? Yes.
Could you also start NOW and take advantage of the current rates and the slow season to snag a deal? Hell YES!
Could you also start NOW and take advantage of the current rates and the slow season to snag a deal? Hell YES!
I know plenty of people who want to run and hide the moment they hear “budget” because math can feel complicated (and a little scary...or hella boring) 😅
November 25, 2025 at 8:01 PM
I know plenty of people who want to run and hide the moment they hear “budget” because math can feel complicated (and a little scary...or hella boring) 😅
Remember the stuff you believed as a kid that turned out to be completely wrong? (I used to think quicksand and the Bermuda Triangle would be bigger problems than they are.)
November 18, 2025 at 6:01 PM
Remember the stuff you believed as a kid that turned out to be completely wrong? (I used to think quicksand and the Bermuda Triangle would be bigger problems than they are.)
Rates move. They always have & they always will.
As a loan officer, it's not realistic to predict every change, but we can help our clients make sense of what it means for them.
As a loan officer, it's not realistic to predict every change, but we can help our clients make sense of what it means for them.
November 11, 2025 at 6:01 PM
Rates move. They always have & they always will.
As a loan officer, it's not realistic to predict every change, but we can help our clients make sense of what it means for them.
As a loan officer, it's not realistic to predict every change, but we can help our clients make sense of what it means for them.
What’s the most out-of-pocket response you’ve gotten from AI?
November 7, 2025 at 6:30 PM
What’s the most out-of-pocket response you’ve gotten from AI?
There are things in life that nobody is prepared for.
When you said "I do," you were probably expecting a "happily ever after" story, yet today, you might find yourself having to plan your happiness differently—and that's ok!
Life happens
When you said "I do," you were probably expecting a "happily ever after" story, yet today, you might find yourself having to plan your happiness differently—and that's ok!
Life happens
November 4, 2025 at 10:01 PM
There are things in life that nobody is prepared for.
When you said "I do," you were probably expecting a "happily ever after" story, yet today, you might find yourself having to plan your happiness differently—and that's ok!
Life happens
When you said "I do," you were probably expecting a "happily ever after" story, yet today, you might find yourself having to plan your happiness differently—and that's ok!
Life happens
If you laugh at these memes, you’re my kind of people.
November 1, 2025 at 7:01 PM
If you laugh at these memes, you’re my kind of people.
Tired of the jargon?
October 28, 2025 at 5:01 PM
Tired of the jargon?
If you've ever worked with a social media expert, you should have already heard that community is ✨everything✨
Remember that applies to you as a Loan Officer, too!
Remember that applies to you as a Loan Officer, too!
October 21, 2025 at 1:30 PM
If you've ever worked with a social media expert, you should have already heard that community is ✨everything✨
Remember that applies to you as a Loan Officer, too!
Remember that applies to you as a Loan Officer, too!
Should you consider a larger down payment?
Well, the answer is: it depends.
While a 20% down payment may feel like the default, it's not always the right choice for every buyer.
Well, the answer is: it depends.
While a 20% down payment may feel like the default, it's not always the right choice for every buyer.
October 14, 2025 at 5:01 PM
Should you consider a larger down payment?
Well, the answer is: it depends.
While a 20% down payment may feel like the default, it's not always the right choice for every buyer.
Well, the answer is: it depends.
While a 20% down payment may feel like the default, it's not always the right choice for every buyer.
If you search "Loan Officer near me," you will likely get a billion results (and some ads) of Loan Officers claiming to have "the best rates."
But rates are not the only thing that matters. Loan officers, rates aren't what set you apart, nor is paperwork or a big-name bank.
But rates are not the only thing that matters. Loan officers, rates aren't what set you apart, nor is paperwork or a big-name bank.
October 7, 2025 at 1:01 PM
If you search "Loan Officer near me," you will likely get a billion results (and some ads) of Loan Officers claiming to have "the best rates."
But rates are not the only thing that matters. Loan officers, rates aren't what set you apart, nor is paperwork or a big-name bank.
But rates are not the only thing that matters. Loan officers, rates aren't what set you apart, nor is paperwork or a big-name bank.
Buying a home is not a decision that should be taken lightly.
October 6, 2025 at 6:01 PM
Buying a home is not a decision that should be taken lightly.
If you've ever had someone on your team hesitate, shut down, or keep you at arm's length… you've felt what a lack of trust does. And no title or role magically fixes that.
September 30, 2025 at 5:30 PM
If you've ever had someone on your team hesitate, shut down, or keep you at arm's length… you've felt what a lack of trust does. And no title or role magically fixes that.
December checks out.
Source: me, with my NYE birthday
🧵👇🏼
Source: me, with my NYE birthday
🧵👇🏼
September 26, 2025 at 6:03 PM
December checks out.
Source: me, with my NYE birthday
🧵👇🏼
Source: me, with my NYE birthday
🧵👇🏼
Have you ever wondered why your mortgage rate might change after pre-approval? 🧐
September 23, 2025 at 5:30 PM
Have you ever wondered why your mortgage rate might change after pre-approval? 🧐
One of the first lessons you should learn in marketing is that, if you try to serve everyone, you will end up serving nobody. Not everyone is your audience.
And this applies to you as a loan officer.
And this applies to you as a loan officer.
September 16, 2025 at 6:01 PM
One of the first lessons you should learn in marketing is that, if you try to serve everyone, you will end up serving nobody. Not everyone is your audience.
And this applies to you as a loan officer.
And this applies to you as a loan officer.