People can sell their funds in these tax-sheltered accounts and pay zero taxes, as long as they keep it in the account. This means if they shift into a bond fund, a small stock index fund, an international fund, or a money fund, they owe no taxes.

Second is Hayeon Jeong.
JMP: Does Greater Policy Intensity Improve Policy
effectiveness? Evidence from Seoul, South Korea
Website: sites.google.com/view/hayeonj...
Interests: Environmental Econ, Behavioral Econ

The first is Hannah Farkas.
JMP: "The Economic Incidence of Schedule Unpredictability in Hourly Work"
Website: hannahfarkas.github.io
Interests: Environmental Econ, Labor Econ