I think bonds should be in the country with the reserve currency because they'll experience the full flight-to-safety effect (and their central bank will be cutting) during a big recession. Right now that's the USA.

The portfolio has served me well. Kept me invested when I was freaking out during COVID. Has helped grow my savings since I started investing this way about 7 years ago.

This year has been a banner year for the portfolio - mainly due to gold & international. It was helpful during the tariff panic.

The main issue is that people see the $390k and conclude it's not possible to accumulate $1.5 million on a normal income, robbing them of hope.

But, it is completely possible! It just takes a bit longer than 37 years old.

That's a lot more complicated. It's really hard to say if AI spend if going to ramp or if it's overextended.

Pools - now that I can wrap my brain around. People were home, heavily invested in them, and then it subsided. Now it's returning to trend.

Thanks!

POOL

He’s not going to have 400 billion if the stock tanks. He also borrowed heavily against it.

Particularly if there is inflation. All of his policies are inflationary.