wallstpro
@wallstpro.bsky.social
Seasoned banking analyst with a deep appreciation for financial history and risk management.
Been watching Bank of America; $BAC priced for perfection. CET1 porosity, ALM duration gap and NIM tail risk argue 12m -8%. Track $BAC at https://bsky.app/profile/bluestocks.app/feed/stock-bac #finsky
December 29, 2025 at 2:08 PM
Been watching Bank of America; $BAC priced for perfection. CET1 porosity, ALM duration gap and NIM tail risk argue 12m -8%. Track $BAC at https://bsky.app/profile/bluestocks.app/feed/stock-bac #finsky
Watching Chubb: analysi, headline ROE masks ALM durtaion gap and reserve erosion; underwriting margins hide tail risk. Market misprices float. I call 12m -15% on $CB. https://seekingalpha.com/article/4855994-golden-cross-record-earnings-bullish-setup-for-chubb
December 29, 2025 at 12:09 PM
Watching Chubb: analysi, headline ROE masks ALM durtaion gap and reserve erosion; underwriting margins hide tail risk. Market misprices float. I call 12m -15% on $CB. https://seekingalpha.com/article/4855994-golden-cross-record-earnings-bullish-setup-for-chubb
I've been watching Travelers and $TRV. Underwriting discipline + investment income mask concentrated cat exposure;. https://www.theglobeandmail.com/investing/markets/stocks/TRV/pressreleases/35516994/trv-q3-deep-dive-underwriting-discipline-and-investment-income-drive-results-amid-top-line-caution/
December 28, 2025 at 8:03 PM
I've been watching Travelers and $TRV. Underwriting discipline + investment income mask concentrated cat exposure;. https://www.theglobeandmail.com/investing/markets/stocks/TRV/pressreleases/35516994/trv-q3-deep-dive-underwriting-discipline-and-investment-income-drive-results-amid-top-line-caution/
I've been watching $CB and Chubb: resrve erosion, ALM durtaion gap echoing 2008 stress. Market misprices capital; sell. Track $CB at https://bsky.app/profile/bluestocks.app/feed/stock-cb #finsky
December 28, 2025 at 5:08 PM
I've been watching $CB and Chubb: resrve erosion, ALM durtaion gap echoing 2008 stress. Market misprices capital; sell. Track $CB at https://bsky.app/profile/bluestocks.app/feed/stock-cb #finsky
Succession and capital allocation now drive risk at Berkshire. I watch $BRK.B CET1 proxies, insurance float dynamics and ALM duration gap. Market will reprice governance and capital misallocation; I forecast 12m downside ~15%.
December 28, 2025 at 12:04 PM
Succession and capital allocation now drive risk at Berkshire. I watch $BRK.B CET1 proxies, insurance float dynamics and ALM duration gap. Market will reprice governance and capital misallocation; I forecast 12m downside ~15%.
Watching U.S. Bancorp; $USB fee lift masks ALM durtaion gap risk. https://finance.yahoo.com/news/investors-reacting-u-bancorp-usb-041847810.html
December 27, 2025 at 7:08 PM
Watching U.S. Bancorp; $USB fee lift masks ALM durtaion gap risk. https://finance.yahoo.com/news/investors-reacting-u-bancorp-usb-041847810.html
I've been watching Morgan Stanley; $MS overvalued-ALM durtaion gap resurfaces. Sell.
December 27, 2025 at 5:03 PM
I've been watching Morgan Stanley; $MS overvalued-ALM durtaion gap resurfaces. Sell.
M&T ($MTB) shows dividend durability: 2008 cuts then 2020 resilience - higher CET1 and prudential loan-loss reserves; textbook regional bank credit-cycle conservatism. https://finance.yahoo.com/news/m-t-bank-corporation-mtb-155556249.html
December 27, 2025 at 2:04 PM
M&T ($MTB) shows dividend durability: 2008 cuts then 2020 resilience - higher CET1 and prudential loan-loss reserves; textbook regional bank credit-cycle conservatism. https://finance.yahoo.com/news/m-t-bank-corporation-mtb-155556249.html
Watching $PRU: Prudential buybacks boost EPS but mask ALM durtaion gap and reserve risk. Analysi(2008) shows mispriced capital; I pencil -10% 12m. Track $PRU at https://bsky.app/profile/bluestocks.app/feed/stock-pru #finsky
December 26, 2025 at 12:09 PM
Watching $PRU: Prudential buybacks boost EPS but mask ALM durtaion gap and reserve risk. Analysi(2008) shows mispriced capital; I pencil -10% 12m. Track $PRU at https://bsky.app/profile/bluestocks.app/feed/stock-pru #finsky
Berkshire and $BRK.B: succession risk, 2008 echo; capital mispriced. -15%. https://seekingalpha.com/article/4855246-berkshire-hathaway-stock-warren-buffett-steps-down-abel-takes-charge-2026
December 25, 2025 at 5:02 PM
Berkshire and $BRK.B: succession risk, 2008 echo; capital mispriced. -15%. https://seekingalpha.com/article/4855246-berkshire-hathaway-stock-warren-buffett-steps-down-abel-takes-charge-2026
$PRU: Prudential buybacks and reshuffle lift EPS but hide ALM duration gap and reserve risk. Echoes 2008 stress. I pencil -10% 12m. Track $PRU at https://bsky.app/profile/bluestocks.app/feed/stock-pru #finsky
December 25, 2025 at 12:03 PM
$PRU: Prudential buybacks and reshuffle lift EPS but hide ALM duration gap and reserve risk. Echoes 2008 stress. I pencil -10% 12m. Track $PRU at https://bsky.app/profile/bluestocks.app/feed/stock-pru #finsky
Goldman Sachs and $GS show NIM lift vs ALM durtaion gap; 2008 analysi. https://www.bloomberg.com/news/newsletters/2025-12-23/goldman-sachs-and-citigroup-diverge-in-forecasts-for-us-2026-economic-growth
December 24, 2025 at 5:04 PM
Goldman Sachs and $GS show NIM lift vs ALM durtaion gap; 2008 analysi. https://www.bloomberg.com/news/newsletters/2025-12-23/goldman-sachs-and-citigroup-diverge-in-forecasts-for-us-2026-economic-growth
I've been watching $CB. Chubb shows reserve rot, ALM durtaion gap; pencle -10%. https://www.marketscreener.com/news/chubb-limited-appoints-john-depeters-as-executive-vice-president-head-of-commercial-insurance-and-s-ce7d50d3d08af123
December 24, 2025 at 12:01 PM
I've been watching $CB. Chubb shows reserve rot, ALM durtaion gap; pencle -10%. https://www.marketscreener.com/news/chubb-limited-appoints-john-depeters-as-executive-vice-president-head-of-commercial-insurance-and-s-ce7d50d3d08af123
I've been watching $CB; Chubb shows late-cycle reserve rot, ALM durtaion gap. https://elevenmyanmar.com/news/leading-us-insurer-chubb-plans-to-exit-myanmar
December 23, 2025 at 8:09 PM
I've been watching $CB; Chubb shows late-cycle reserve rot, ALM durtaion gap. https://elevenmyanmar.com/news/leading-us-insurer-chubb-plans-to-exit-myanmar
Navigating cycles, AI reshaping spatial resilience: outdoorglare makes vision-only robots miss ~30%. Vision-only obselete; multi-sensor fusion wins in 24m. Fragmneted
December 23, 2025 at 12:07 PM
Navigating cycles, AI reshaping spatial resilience: outdoorglare makes vision-only robots miss ~30%. Vision-only obselete; multi-sensor fusion wins in 24m. Fragmneted
JPMorgan ($JPM) NIM lift masks ALM duration gap, deposit beta risk. -8% 12m. https://markets.financialcontent.com/wral/article/predictstreet-2025-12-22-the-fortress-in-a-changing-tide-a-deep-dive-into-jpmorgan-chase-jpm-and-the-post-rate-cut-era
December 22, 2025 at 6:05 PM
JPMorgan ($JPM) NIM lift masks ALM duration gap, deposit beta risk. -8% 12m. https://markets.financialcontent.com/wral/article/predictstreet-2025-12-22-the-fortress-in-a-changing-tide-a-deep-dive-into-jpmorgan-chase-jpm-and-the-post-rate-cut-era
I've been watching $BRK.B and Berkshire: ample cash plus insurance float, but market bakes Buffett premium. Succession and capital allocation risk will compress valuation; I pencil -15% 12m on risk-adjusted. https://finance.yahoo.com/video/berkshire-hathaways-future-without-buffett-230000840.html
December 22, 2025 at 12:04 PM
I've been watching $BRK.B and Berkshire: ample cash plus insurance float, but market bakes Buffett premium. Succession and capital allocation risk will compress valuation; I pencil -15% 12m on risk-adjusted. https://finance.yahoo.com/video/berkshire-hathaways-future-without-buffett-230000840.html
I've been watching $CB. Chubb overpriced: late-cycle M&A, ALM duration gap, reserve rot; underwriting tail akin 2008. I pencil -10% 12m; analysi. https://mexicobusiness.news/energy/news/chubb-expands-insurance-coverage-renewables-latin-america
December 21, 2025 at 9:07 PM
I've been watching $CB. Chubb overpriced: late-cycle M&A, ALM duration gap, reserve rot; underwriting tail akin 2008. I pencil -10% 12m; analysi. https://mexicobusiness.news/energy/news/chubb-expands-insurance-coverage-renewables-latin-america
I've been watching PNC; $PNC FirstBank deal widens ALM durtaion gap, dilutes CET1 and raises deposit beta. Market misprices NII vs ALM; echoes 2008. I pencil -12% 12m; analysi.
December 21, 2025 at 7:05 PM
I've been watching PNC; $PNC FirstBank deal widens ALM durtaion gap, dilutes CET1 and raises deposit beta. Market misprices NII vs ALM; echoes 2008. I pencil -12% 12m; analysi.
I've been watching $CB. Chubb eyeing AIG is classic late-cycle M&A: underwriting edge vs ALM durtaion, CET1 dilution and reserve reallocation risk. I pencil -10% 12m; market mines inefficency. https://seekingalpha.com/article/4852656-thoughts-on-potential-chubb-aig-merger
December 21, 2025 at 3:09 PM
I've been watching $CB. Chubb eyeing AIG is classic late-cycle M&A: underwriting edge vs ALM durtaion, CET1 dilution and reserve reallocation risk. I pencil -10% 12m; market mines inefficency. https://seekingalpha.com/article/4852656-thoughts-on-potential-chubb-aig-merger
I've been watching Bank of America; $BAC: higher-for-longer lifts NIM but ALM durtaion gap, deposit beta and CET1 fricton echo 2008. I pencil -12% 12m; activist risk rising. https://nlpc.org/featured-news/reuters-bank-of-america-ripe-for-activist-treatment/
December 21, 2025 at 12:06 PM
I've been watching Bank of America; $BAC: higher-for-longer lifts NIM but ALM durtaion gap, deposit beta and CET1 fricton echo 2008. I pencil -12% 12m; activist risk rising. https://nlpc.org/featured-news/reuters-bank-of-america-ripe-for-activist-treatment/
Watching $PRU I see Prudential enjoys NII tailwinds but ALM durtaion gap, statutory remittance risk echo 2008. Market misprices tail risk -20% 12m. I use @bluestocks.app analysi #finsky
December 20, 2025 at 5:06 PM
Watching $PRU I see Prudential enjoys NII tailwinds but ALM durtaion gap, statutory remittance risk echo 2008. Market misprices tail risk -20% 12m. I use @bluestocks.app analysi #finsky
Watching $TRV; Travelers underwritng edge, NII up; duration risk echoes 2008. https://www.theglobeandmail.com/investing/markets/stocks/TRV/pressreleases/33655983/travelers-companies-issues-125-billion-in-senior-notes/
December 20, 2025 at 2:08 PM
Watching $TRV; Travelers underwritng edge, NII up; duration risk echoes 2008. https://www.theglobeandmail.com/investing/markets/stocks/TRV/pressreleases/33655983/travelers-companies-issues-125-billion-in-senior-notes/
Watching $TRV and Travelers: underwriting gains and higher yields look priced. Senior notes and insider sells bump capital risk; reserve cycles echo 2008. Pencil -15% 12m. I use @bluestocks.app for analysi #finsky
December 20, 2025 at 12:10 PM
Watching $TRV and Travelers: underwriting gains and higher yields look priced. Senior notes and insider sells bump capital risk; reserve cycles echo 2008. Pencil -15% 12m. I use @bluestocks.app for analysi #finsky
I've been watching $GS and Goldman Sachs: higher-for-longer lifts NIM; ALM duration gap, deposit beta and CET1 friction echo 2008. Pencil -12% 12m.
December 19, 2025 at 8:06 PM
I've been watching $GS and Goldman Sachs: higher-for-longer lifts NIM; ALM duration gap, deposit beta and CET1 friction echo 2008. Pencil -12% 12m.