WBrook
@wbrookfo.substack.com
Finanzwissen praxisnah erklärt | Markt & Perspektiven im Blick | Persönliche Deep Dives | Keine Anlageberatung | DYOR
Sparbuch ist ‚sicher‘ – aber real verliert dein Geld an Kaufkraft.
Beispiel: 2014 kostete ein Big Mac Menü ~6,50 €.
2024 sind es >10 €.
Selbst mit 1,5 % Sparbuch-Zinsen frisst die Inflation alles auf.
#Finanzen #Vermögensaufbau #Inflation
Beispiel: 2014 kostete ein Big Mac Menü ~6,50 €.
2024 sind es >10 €.
Selbst mit 1,5 % Sparbuch-Zinsen frisst die Inflation alles auf.
#Finanzen #Vermögensaufbau #Inflation
August 25, 2025 at 8:27 AM
Sparbuch ist ‚sicher‘ – aber real verliert dein Geld an Kaufkraft.
Beispiel: 2014 kostete ein Big Mac Menü ~6,50 €.
2024 sind es >10 €.
Selbst mit 1,5 % Sparbuch-Zinsen frisst die Inflation alles auf.
#Finanzen #Vermögensaufbau #Inflation
Beispiel: 2014 kostete ein Big Mac Menü ~6,50 €.
2024 sind es >10 €.
Selbst mit 1,5 % Sparbuch-Zinsen frisst die Inflation alles auf.
#Finanzen #Vermögensaufbau #Inflation
[11/11]
💬 Your turn:
What’s your take on the H-RWP Score™?
🔹 Useful for screening & valuation?
🔹 Which stocks would you test it on?
Share your thoughts & feedback below ⬇️
#Finance #Investing #Stocks
💬 Your turn:
What’s your take on the H-RWP Score™?
🔹 Useful for screening & valuation?
🔹 Which stocks would you test it on?
Share your thoughts & feedback below ⬇️
#Finance #Investing #Stocks
August 15, 2025 at 11:45 AM
[11/11]
💬 Your turn:
What’s your take on the H-RWP Score™?
🔹 Useful for screening & valuation?
🔹 Which stocks would you test it on?
Share your thoughts & feedback below ⬇️
#Finance #Investing #Stocks
💬 Your turn:
What’s your take on the H-RWP Score™?
🔹 Useful for screening & valuation?
🔹 Which stocks would you test it on?
Share your thoughts & feedback below ⬇️
#Finance #Investing #Stocks
[10/11]
🧾 Disclaimer:
Info/education only – not investment advice.
No guarantee, capital loss possible.
DYOR – do your own research.
🧾 Disclaimer:
Info/education only – not investment advice.
No guarantee, capital loss possible.
DYOR – do your own research.
August 15, 2025 at 11:45 AM
[10/11]
🧾 Disclaimer:
Info/education only – not investment advice.
No guarantee, capital loss possible.
DYOR – do your own research.
🧾 Disclaimer:
Info/education only – not investment advice.
No guarantee, capital loss possible.
DYOR – do your own research.
[9/11]
📌 Conclusion:
Clear, data-driven way to unite quality & price in one metric.
Full article → open.substack.com/pub/518205/p...
#ValueInvesting #MoS #Quant
📌 Conclusion:
Clear, data-driven way to unite quality & price in one metric.
Full article → open.substack.com/pub/518205/p...
#ValueInvesting #MoS #Quant
H-RWP Score™ – Ein neuer Bewertungsindikator für Investoren
Hinweis: Bitte beachten Sie den vollständigen rechtlichen Hinweis & Haftungsausschluss am Ende dieses Artikels.
open.substack.com
August 15, 2025 at 11:44 AM
[9/11]
📌 Conclusion:
Clear, data-driven way to unite quality & price in one metric.
Full article → open.substack.com/pub/518205/p...
#ValueInvesting #MoS #Quant
📌 Conclusion:
Clear, data-driven way to unite quality & price in one metric.
Full article → open.substack.com/pub/518205/p...
#ValueInvesting #MoS #Quant
[8/11]
⚠️ Note:
Not a stand-alone buy/sell trigger.
Use together with fundamental analysis, market context & risk assessment.
⚠️ Note:
Not a stand-alone buy/sell trigger.
Use together with fundamental analysis, market context & risk assessment.
August 15, 2025 at 11:44 AM
[8/11]
⚠️ Note:
Not a stand-alone buy/sell trigger.
Use together with fundamental analysis, market context & risk assessment.
⚠️ Note:
Not a stand-alone buy/sell trigger.
Use together with fundamental analysis, market context & risk assessment.
[7/11]
🎯 Advantages:
Comparable across industries
Powerful filter for screeners & watchlists
Reduces misjudgments from single metrics
🎯 Advantages:
Comparable across industries
Powerful filter for screeners & watchlists
Reduces misjudgments from single metrics
August 15, 2025 at 11:44 AM
[7/11]
🎯 Advantages:
Comparable across industries
Powerful filter for screeners & watchlists
Reduces misjudgments from single metrics
🎯 Advantages:
Comparable across industries
Powerful filter for screeners & watchlists
Reduces misjudgments from single metrics
[6/11]
🔢 Example:
ROIC: 18%
WACC: 8%
P/E: 12
(18 – 8) / 12 × 10 = 8.33 → solid + fairly valued
🔢 Example:
ROIC: 18%
WACC: 8%
P/E: 12
(18 – 8) / 12 × 10 = 8.33 → solid + fairly valued
August 15, 2025 at 11:43 AM
[6/11]
🔢 Example:
ROIC: 18%
WACC: 8%
P/E: 12
(18 – 8) / 12 × 10 = 8.33 → solid + fairly valued
🔢 Example:
ROIC: 18%
WACC: 8%
P/E: 12
(18 – 8) / 12 × 10 = 8.33 → solid + fairly valued
[5/11]
📏 Scale (×10):
> 15.0 → extremely high😁
10–14.9 → very strong😀
7.5–9.9 → solid + fair🙂
5–7.4 → slightly positive😐
3–4.9 → minimal spread🙁
0–2.9 → barely above WACC😦
< 0.0 → value destruction🤢
📏 Scale (×10):
> 15.0 → extremely high😁
10–14.9 → very strong😀
7.5–9.9 → solid + fair🙂
5–7.4 → slightly positive😐
3–4.9 → minimal spread🙁
0–2.9 → barely above WACC😦
< 0.0 → value destruction🤢
August 15, 2025 at 11:43 AM
[5/11]
📏 Scale (×10):
> 15.0 → extremely high😁
10–14.9 → very strong😀
7.5–9.9 → solid + fair🙂
5–7.4 → slightly positive😐
3–4.9 → minimal spread🙁
0–2.9 → barely above WACC😦
< 0.0 → value destruction🤢
📏 Scale (×10):
> 15.0 → extremely high😁
10–14.9 → very strong😀
7.5–9.9 → solid + fair🙂
5–7.4 → slightly positive😐
3–4.9 → minimal spread🙁
0–2.9 → barely above WACC😦
< 0.0 → value destruction🤢
[4/11]
📚 Based on:
Mauboussin: ROIC – WACC > 2% = real value creation
Seppelfricke: P/E must be judged in ROIC context
Behavioral finance: investors often overrate absolute ROIC values
📚 Based on:
Mauboussin: ROIC – WACC > 2% = real value creation
Seppelfricke: P/E must be judged in ROIC context
Behavioral finance: investors often overrate absolute ROIC values
August 15, 2025 at 11:42 AM
[4/11]
📚 Based on:
Mauboussin: ROIC – WACC > 2% = real value creation
Seppelfricke: P/E must be judged in ROIC context
Behavioral finance: investors often overrate absolute ROIC values
📚 Based on:
Mauboussin: ROIC – WACC > 2% = real value creation
Seppelfricke: P/E must be judged in ROIC context
Behavioral finance: investors often overrate absolute ROIC values
[3/11]
💡 Why it matters:
ROIC alone says nothing about price
P/E alone says nothing about quality
H-RWP Score™ combines both → quality & valuation in one metric
💡 Why it matters:
ROIC alone says nothing about price
P/E alone says nothing about quality
H-RWP Score™ combines both → quality & valuation in one metric
August 15, 2025 at 11:42 AM
[3/11]
💡 Why it matters:
ROIC alone says nothing about price
P/E alone says nothing about quality
H-RWP Score™ combines both → quality & valuation in one metric
💡 Why it matters:
ROIC alone says nothing about price
P/E alone says nothing about quality
H-RWP Score™ combines both → quality & valuation in one metric
[2/11]
📊 What does the H-RWP Score™ measure?
It shows how much Return on Invested Capital (ROIC) exceeds the Weighted Average Cost of Capital (WACC) – relative to the price (P/E) the market demands.
Formula: ((ROIC – WACC) / P/E) × 10
📊 What does the H-RWP Score™ measure?
It shows how much Return on Invested Capital (ROIC) exceeds the Weighted Average Cost of Capital (WACC) – relative to the price (P/E) the market demands.
Formula: ((ROIC – WACC) / P/E) × 10
August 15, 2025 at 11:41 AM
[2/11]
📊 What does the H-RWP Score™ measure?
It shows how much Return on Invested Capital (ROIC) exceeds the Weighted Average Cost of Capital (WACC) – relative to the price (P/E) the market demands.
Formula: ((ROIC – WACC) / P/E) × 10
📊 What does the H-RWP Score™ measure?
It shows how much Return on Invested Capital (ROIC) exceeds the Weighted Average Cost of Capital (WACC) – relative to the price (P/E) the market demands.
Formula: ((ROIC – WACC) / P/E) × 10
🔍 Disclaimer: This is not financial advice. I'm sharing my personal investment process with Novo Nordisk. Do your own due diligence and invest responsibly.
#NotFinancialAdvice #Transparency
#NotFinancialAdvice #Transparency
August 6, 2025 at 4:43 PM
🔍 Disclaimer: This is not financial advice. I'm sharing my personal investment process with Novo Nordisk. Do your own due diligence and invest responsibly.
#NotFinancialAdvice #Transparency
#NotFinancialAdvice #Transparency
📉 If €31.50 is reached, I’m open to adding another tranche.
No chasing, no panic.
Just structured accumulation of long-term quality.
#MarketOpportunities #ValueInvestor
No chasing, no panic.
Just structured accumulation of long-term quality.
#MarketOpportunities #ValueInvestor
August 6, 2025 at 4:42 PM
📉 If €31.50 is reached, I’m open to adding another tranche.
No chasing, no panic.
Just structured accumulation of long-term quality.
#MarketOpportunities #ValueInvestor
No chasing, no panic.
Just structured accumulation of long-term quality.
#MarketOpportunities #ValueInvestor
💡 Tip: Track your cost basis, conviction level & allocation targets.
Helps stay calm during pullbacks.
📉 Emotion ≠ strategy
#InvestorMindset #FinanceTwitter
Helps stay calm during pullbacks.
📉 Emotion ≠ strategy
#InvestorMindset #FinanceTwitter
August 6, 2025 at 4:42 PM
💡 Tip: Track your cost basis, conviction level & allocation targets.
Helps stay calm during pullbacks.
📉 Emotion ≠ strategy
#InvestorMindset #FinanceTwitter
Helps stay calm during pullbacks.
📉 Emotion ≠ strategy
#InvestorMindset #FinanceTwitter
🔁 This is a long-term build-up – not a timing play.
✔ Dollar-Cost Averaging
✔ High-conviction thesis
✔ Patience > prediction
#LongTermInvestor #WealthBuilding
✔ Dollar-Cost Averaging
✔ High-conviction thesis
✔ Patience > prediction
#LongTermInvestor #WealthBuilding
August 6, 2025 at 4:42 PM
🔁 This is a long-term build-up – not a timing play.
✔ Dollar-Cost Averaging
✔ High-conviction thesis
✔ Patience > prediction
#LongTermInvestor #WealthBuilding
✔ Dollar-Cost Averaging
✔ High-conviction thesis
✔ Patience > prediction
#LongTermInvestor #WealthBuilding
📊 Why Novo Nordisk?
• Strong moat in GLP-1 segment (Ozempic, Wegovy)
• High margins & consistent FCF
• Exposure to global health megatrend
• Resilient, profitable business
#Pharma #Compounders #DCA
• Strong moat in GLP-1 segment (Ozempic, Wegovy)
• High margins & consistent FCF
• Exposure to global health megatrend
• Resilient, profitable business
#Pharma #Compounders #DCA
August 6, 2025 at 4:42 PM
📊 Why Novo Nordisk?
• Strong moat in GLP-1 segment (Ozempic, Wegovy)
• High margins & consistent FCF
• Exposure to global health megatrend
• Resilient, profitable business
#Pharma #Compounders #DCA
• Strong moat in GLP-1 segment (Ozempic, Wegovy)
• High margins & consistent FCF
• Exposure to global health megatrend
• Resilient, profitable business
#Pharma #Compounders #DCA