Plootus
@weareplootus.bsky.social
Plootus is a financial planning app that helps users manage their retirement accounts by consolidating their income, expenses, and investments into one place. Plootus suggests investment options based on a user's risk profile and estimated retirement needs
A recent article highlights how the youngest generation faces a gap between their ideal vs. expected retirement age—the largest among all generations. Interestingly, despite this, Gen Z may actually be better prepared for retirement than older generations.
finance.yahoo.com/news/gen-z-r...
finance.yahoo.com/news/gen-z-r...
Gen Z Reveals Their Ideal Retirement Age But Expects To Work Much Longer Than That
Gen Z expects to retire later than they'd like, but broader workplace retirement plan access and early saving habits could strengthen their long-term outlook.
finance.yahoo.com
January 8, 2026 at 5:59 PM
A recent article highlights how the youngest generation faces a gap between their ideal vs. expected retirement age—the largest among all generations. Interestingly, despite this, Gen Z may actually be better prepared for retirement than older generations.
finance.yahoo.com/news/gen-z-r...
finance.yahoo.com/news/gen-z-r...
This week’s newsletter highlights Warner Bros. Discovery’s takeover showdown, growing investor fatigue with AI stocks, and Alaska Airlines’ bold expansion with its largest-ever Boeing order.
January 8, 2026 at 2:25 PM
This week’s newsletter highlights Warner Bros. Discovery’s takeover showdown, growing investor fatigue with AI stocks, and Alaska Airlines’ bold expansion with its largest-ever Boeing order.
Kevin Hart may be all jokes on stage—but his retirement plan? Dead serious. 🎤💼
From production companies to plant-based startups, Kevin is building an empire with longevity, legacy, and financial freedom at its core.
From production companies to plant-based startups, Kevin is building an empire with longevity, legacy, and financial freedom at its core.
January 7, 2026 at 4:14 PM
Kevin Hart may be all jokes on stage—but his retirement plan? Dead serious. 🎤💼
From production companies to plant-based startups, Kevin is building an empire with longevity, legacy, and financial freedom at its core.
From production companies to plant-based startups, Kevin is building an empire with longevity, legacy, and financial freedom at its core.
As recent coverage in Fortune Magazine outlines, enabling private equity exposure within defined‑contribution retirement plans could significantly reshape how millions of Americans build wealth — but only if done right.
finance.yahoo.com/news/private...
finance.yahoo.com/news/private...
Private equity could transform your retirement, Wharton alternative investment experts say, but only if it adapts to protect savers
Private equity wants In on Your 401(k). Let’s get the safeguards right.
finance.yahoo.com
January 6, 2026 at 7:03 PM
As recent coverage in Fortune Magazine outlines, enabling private equity exposure within defined‑contribution retirement plans could significantly reshape how millions of Americans build wealth — but only if done right.
finance.yahoo.com/news/private...
finance.yahoo.com/news/private...
💼 Workers and the $1M Retirement Goal: A Growing Disconnect
As retirement concerns rise, nearly half of U.S. workers (48%) now believe they’ll need $1 million or more to retire comfortably, according to Betterment at Work's latest Retirement Readiness Report.
401kspecialistmag.com/workers-cons...
As retirement concerns rise, nearly half of U.S. workers (48%) now believe they’ll need $1 million or more to retire comfortably, according to Betterment at Work's latest Retirement Readiness Report.
401kspecialistmag.com/workers-cons...
$1 Million Retirement Now Expected by U.S. Workers
$1 million retirement expectations are rising as workers face inflation, debt, and uncertainty about reaching long-term savings goals.
401kspecialistmag.com
January 5, 2026 at 5:12 PM
💼 Workers and the $1M Retirement Goal: A Growing Disconnect
As retirement concerns rise, nearly half of U.S. workers (48%) now believe they’ll need $1 million or more to retire comfortably, according to Betterment at Work's latest Retirement Readiness Report.
401kspecialistmag.com/workers-cons...
As retirement concerns rise, nearly half of U.S. workers (48%) now believe they’ll need $1 million or more to retire comfortably, according to Betterment at Work's latest Retirement Readiness Report.
401kspecialistmag.com/workers-cons...
The new 2025 Workplace Benefits Report reveals a major shift in what today’s workforce expects from their employers. As financial pressures rise, employees are turning to the workplace not just for a paycheck—but for holistic financial support.
www.plansponsor.com/benefits-con...
www.plansponsor.com/benefits-con...
Benefits Continue as Major Factor in Employee Retention | PLANSPONSOR
Nearly one-quarter of those surveyed by Bank of America considered leaving their employer due to insufficient benefits, up nine percentage points from 2024.
www.plansponsor.com
January 4, 2026 at 3:36 PM
The new 2025 Workplace Benefits Report reveals a major shift in what today’s workforce expects from their employers. As financial pressures rise, employees are turning to the workplace not just for a paycheck—but for holistic financial support.
www.plansponsor.com/benefits-con...
www.plansponsor.com/benefits-con...
Jennifer Lopez isn’t hitting pause—she’s hitting her next level. 💃💼
From beauty brands to blockbuster deals, J.Lo is redefining retirement with power moves, ownership, and wellness at the core.
#jlo #jenniferlopez #hollywood
From beauty brands to blockbuster deals, J.Lo is redefining retirement with power moves, ownership, and wellness at the core.
#jlo #jenniferlopez #hollywood
January 4, 2026 at 1:39 PM
Jennifer Lopez isn’t hitting pause—she’s hitting her next level. 💃💼
From beauty brands to blockbuster deals, J.Lo is redefining retirement with power moves, ownership, and wellness at the core.
#jlo #jenniferlopez #hollywood
From beauty brands to blockbuster deals, J.Lo is redefining retirement with power moves, ownership, and wellness at the core.
#jlo #jenniferlopez #hollywood
🚨 Thinking about quitting your job? Check this 401(k) number first.
A recent article in Money Digest highlights an often-overlooked detail that can cost employees thousands of dollars: your 401(k) vesting schedule.
finance.yahoo.com/news/dont-qu...
A recent article in Money Digest highlights an often-overlooked detail that can cost employees thousands of dollars: your 401(k) vesting schedule.
finance.yahoo.com/news/dont-qu...
Don't Quit Your Job Before Checking This 401k Number First
Many employees get paid with more than just a salary. If you're planning on leaving a job, beware of one potential consequence that could cost you thousands.
finance.yahoo.com
January 3, 2026 at 3:51 PM
🚨 Thinking about quitting your job? Check this 401(k) number first.
A recent article in Money Digest highlights an often-overlooked detail that can cost employees thousands of dollars: your 401(k) vesting schedule.
finance.yahoo.com/news/dont-qu...
A recent article in Money Digest highlights an often-overlooked detail that can cost employees thousands of dollars: your 401(k) vesting schedule.
finance.yahoo.com/news/dont-qu...
This week, we break down SoftBank’s massive $40 billion bet on OpenAI, Goldman Sachs' push into AI-powered energy infrastructure, and silver’s wild record-breaking rally shaking commodity markets.
January 1, 2026 at 3:12 PM
This week, we break down SoftBank’s massive $40 billion bet on OpenAI, Goldman Sachs' push into AI-powered energy infrastructure, and silver’s wild record-breaking rally shaking commodity markets.
Collective Investment Trusts (CITs) are no longer just for mega-sized retirement plans—and that shift could reshape the future of workplace investing.
401kspecialistmag.com/democratizin...
401kspecialistmag.com/democratizin...
Democratization of CITs in Retirement Plans
Democratization of CITs expands access to lower-cost, well-governed investments for retirement plan sponsors and participants.
401kspecialistmag.com
December 31, 2025 at 6:17 PM
Collective Investment Trusts (CITs) are no longer just for mega-sized retirement plans—and that shift could reshape the future of workplace investing.
401kspecialistmag.com/democratizin...
401kspecialistmag.com/democratizin...
“Free money” in your 401(k) may not be yours just yet — and millions of Americans don’t realize it.
A recent CNBC report breaks down a critical issue impacting retirement savers: vesting requirements on employer 401(k) matches.
www.cnbc.com/2025/11/28/4...
A recent CNBC report breaks down a critical issue impacting retirement savers: vesting requirements on employer 401(k) matches.
www.cnbc.com/2025/11/28/4...
That 'free' money in your 401(k) may not belong to you just yet
Workers who receive a 401(k) matching contribution from their employer may be surprised to learn that there's often a tenure requirement attached to the money.
www.cnbc.com
December 30, 2025 at 2:01 PM
“Free money” in your 401(k) may not be yours just yet — and millions of Americans don’t realize it.
A recent CNBC report breaks down a critical issue impacting retirement savers: vesting requirements on employer 401(k) matches.
www.cnbc.com/2025/11/28/4...
A recent CNBC report breaks down a critical issue impacting retirement savers: vesting requirements on employer 401(k) matches.
www.cnbc.com/2025/11/28/4...
The latest insights from CNBC highlight a clear trend: market gains are pushing 401(k) balances higher, and more Americans are looking beyond their employer plans to strengthen their retirement strategy.
www.cnbc.com/select/how-5...
www.cnbc.com/select/how-5...
Why 529 plans are worth it for saving for college
In addition to college tuition, 529 plans can now be used for retirement.
www.cnbc.com
December 29, 2025 at 9:10 PM
The latest insights from CNBC highlight a clear trend: market gains are pushing 401(k) balances higher, and more Americans are looking beyond their employer plans to strengthen their retirement strategy.
www.cnbc.com/select/how-5...
www.cnbc.com/select/how-5...
Americans’ Retirement Savings Are Surging — But Are They Optimized?
Latest insights from CNBC highlight a clear trend: market gains are pushing 401(k) balances higher, and more Americans are looking beyond their employer plans to strengthen their retirement strategy.
www.cnbc.com/select/how-5...
Latest insights from CNBC highlight a clear trend: market gains are pushing 401(k) balances higher, and more Americans are looking beyond their employer plans to strengthen their retirement strategy.
www.cnbc.com/select/how-5...
Why 529 plans are worth it for saving for college
In addition to college tuition, 529 plans can now be used for retirement.
www.cnbc.com
December 28, 2025 at 3:13 PM
Americans’ Retirement Savings Are Surging — But Are They Optimized?
Latest insights from CNBC highlight a clear trend: market gains are pushing 401(k) balances higher, and more Americans are looking beyond their employer plans to strengthen their retirement strategy.
www.cnbc.com/select/how-5...
Latest insights from CNBC highlight a clear trend: market gains are pushing 401(k) balances higher, and more Americans are looking beyond their employer plans to strengthen their retirement strategy.
www.cnbc.com/select/how-5...
Why We’re Wired to Make Bad Money Moves (and How to Outsmart Your Brain)
Ever wonder why you know better, but still make poor financial choices? You're not alone—and you're not broken. Our brains are biologically wired to make emotional, irrational money decisions.
Ever wonder why you know better, but still make poor financial choices? You're not alone—and you're not broken. Our brains are biologically wired to make emotional, irrational money decisions.
December 28, 2025 at 1:22 PM
Why We’re Wired to Make Bad Money Moves (and How to Outsmart Your Brain)
Ever wonder why you know better, but still make poor financial choices? You're not alone—and you're not broken. Our brains are biologically wired to make emotional, irrational money decisions.
Ever wonder why you know better, but still make poor financial choices? You're not alone—and you're not broken. Our brains are biologically wired to make emotional, irrational money decisions.
At Plootus, we love seeing clear, practical guidance that helps people build a more secure financial future. The piece from Charles Schwab highlights an essential truth: the right retirement strategy depends on where you are in life.
www.schwab.com/learn/story/...
www.schwab.com/learn/story/...
Charles Schwab
www.schwab.com
December 27, 2025 at 9:47 PM
At Plootus, we love seeing clear, practical guidance that helps people build a more secure financial future. The piece from Charles Schwab highlights an essential truth: the right retirement strategy depends on where you are in life.
www.schwab.com/learn/story/...
www.schwab.com/learn/story/...
This week’s newsletter covers stronger-than-expected U.S. economic growth, record-breaking rallies in gold and silver, and signs of cooling business investment as companies pull back on equipment borrowing. #news #finance #FinanceNews
December 25, 2025 at 5:10 PM
This week’s newsletter covers stronger-than-expected U.S. economic growth, record-breaking rallies in gold and silver, and signs of cooling business investment as companies pull back on equipment borrowing. #news #finance #FinanceNews
🧭 Financial Planning for Retirees: Staying Flexible and Confident in Retirement
A recent piece by Liz Froment for AAA offers timely and practical guidance on how retirees can navigate evolving income, rising expenses, and longer life expectancy with confidence.
www.acg.aaa.com/connect/blog...
A recent piece by Liz Froment for AAA offers timely and practical guidance on how retirees can navigate evolving income, rising expenses, and longer life expectancy with confidence.
www.acg.aaa.com/connect/blog...
Essential Retirement Planning Tips for Financial Confidence
Learn how to confidently manage your retirement funds with tips on budgeting, withdrawals, longevity planning, and balancing support for loved ones.
www.acg.aaa.com
December 23, 2025 at 5:23 PM
🧭 Financial Planning for Retirees: Staying Flexible and Confident in Retirement
A recent piece by Liz Froment for AAA offers timely and practical guidance on how retirees can navigate evolving income, rising expenses, and longer life expectancy with confidence.
www.acg.aaa.com/connect/blog...
A recent piece by Liz Froment for AAA offers timely and practical guidance on how retirees can navigate evolving income, rising expenses, and longer life expectancy with confidence.
www.acg.aaa.com/connect/blog...
Want to build wealth without stressing over every dollar? Ramit Sethi's go-to money strategy is simple: automate everything. In this video, we show you how to put your finances on autopilot—just like Ramit recommends—so you can grow your savings, investments, and freedom without the daily grind.
December 22, 2025 at 8:37 PM
Want to build wealth without stressing over every dollar? Ramit Sethi's go-to money strategy is simple: automate everything. In this video, we show you how to put your finances on autopilot—just like Ramit recommends—so you can grow your savings, investments, and freedom without the daily grind.
A new analysis shows while small business retirement plan assets have grown significantly, only 59% of eligible small business employees enrolled in their defined contribution plan in 2024, far below the 82% participation rate across private-sector employees.
www.planadviser.com/4-in-10-elig...
www.planadviser.com/4-in-10-elig...
4 in 10 Eligible Small Business Employees Not Part of Company Retirement Plan | PLANADVISER
Transportation and warehousing have the lowest rate of plan participation among all sectors—just 45%.
www.planadviser.com
December 22, 2025 at 1:41 PM
A new analysis shows while small business retirement plan assets have grown significantly, only 59% of eligible small business employees enrolled in their defined contribution plan in 2024, far below the 82% participation rate across private-sector employees.
www.planadviser.com/4-in-10-elig...
www.planadviser.com/4-in-10-elig...
5 Money Mistakes That Can Delay Your Retirement
A powerful piece highlights a challenge many Americans face: even with access to employer-sponsored retirement plans, saving for the future can feel like an uphill battle when day-to-day wants and needs get in the way.
www.nytimes.com/2025/07/27/b...
A powerful piece highlights a challenge many Americans face: even with access to employer-sponsored retirement plans, saving for the future can feel like an uphill battle when day-to-day wants and needs get in the way.
www.nytimes.com/2025/07/27/b...
5 Money Mistakes That Can Make the Road to Retirement Even Longer
www.nytimes.com
December 22, 2025 at 1:50 AM
5 Money Mistakes That Can Delay Your Retirement
A powerful piece highlights a challenge many Americans face: even with access to employer-sponsored retirement plans, saving for the future can feel like an uphill battle when day-to-day wants and needs get in the way.
www.nytimes.com/2025/07/27/b...
A powerful piece highlights a challenge many Americans face: even with access to employer-sponsored retirement plans, saving for the future can feel like an uphill battle when day-to-day wants and needs get in the way.
www.nytimes.com/2025/07/27/b...
From FIRE to FINE 🔥➡️💼 | Rethinking Retirement for a New Generation
December 20, 2025 at 5:32 PM
From FIRE to FINE 🔥➡️💼 | Rethinking Retirement for a New Generation
A new issue brief from EBRI reveals a powerful trend: employers are significantly expanding their benefits budgets to improve satisfaction, recruiting, retention, performance, and employee health.
www.mcknightsseniorliving.com/news/employe...
www.mcknightsseniorliving.com/news/employe...
Employers are boosting their benefits budgets to attract, retain workers
Employers have increased their benefits budgets over the past two years in an effort to improve workers satisfaction, performance and health.
www.mcknightsseniorliving.com
December 20, 2025 at 5:21 PM
A new issue brief from EBRI reveals a powerful trend: employers are significantly expanding their benefits budgets to improve satisfaction, recruiting, retention, performance, and employee health.
www.mcknightsseniorliving.com/news/employe...
www.mcknightsseniorliving.com/news/employe...
📈 Americans’ 401(k)s Are More Dependent on Stocks Than Ever 📉
A recent report from The Wall Street Journal reveals a major shift in how Americans are investing for retirement — and it has big implications for long-term financial security.
www.wsj.com/personal-fin...
A recent report from The Wall Street Journal reveals a major shift in how Americans are investing for retirement — and it has big implications for long-term financial security.
www.wsj.com/personal-fin...
Americans’ 401(k)s Are More Tied to Stocks Than Ever
Even in target-date funds that shift from stocks to bonds, more is going into stocks.
www.wsj.com
December 19, 2025 at 10:37 PM
📈 Americans’ 401(k)s Are More Dependent on Stocks Than Ever 📉
A recent report from The Wall Street Journal reveals a major shift in how Americans are investing for retirement — and it has big implications for long-term financial security.
www.wsj.com/personal-fin...
A recent report from The Wall Street Journal reveals a major shift in how Americans are investing for retirement — and it has big implications for long-term financial security.
www.wsj.com/personal-fin...
Recent findings from Vanguard highlight a surprising trend: Gen Z (aged 24-28) is currently the generation most likely to retire successfully!
www.cnbc.com/2025/11/21/g...
www.cnbc.com/2025/11/21/g...
Gen Z may be more prepared for retirement than baby boomers, study finds
A higher share of Gen Z is on track to be ready for retirement at age 65 than any other adult generation, and time isn't the only factor on their side.
www.cnbc.com
December 18, 2025 at 7:01 PM
Recent findings from Vanguard highlight a surprising trend: Gen Z (aged 24-28) is currently the generation most likely to retire successfully!
www.cnbc.com/2025/11/21/g...
www.cnbc.com/2025/11/21/g...
This week’s newsletter unpacks three forces pressuring global markets — a cooling U.S. labor market, Bitcoin’s shaky year-end momentum, and rising geopolitical risks rippling through oil prices.
December 18, 2025 at 3:09 PM
This week’s newsletter unpacks three forces pressuring global markets — a cooling U.S. labor market, Bitcoin’s shaky year-end momentum, and rising geopolitical risks rippling through oil prices.