Tell me you don’t understand risk pools without telling me you don’t understand risk pools
November 10, 2025 at 3:02 PM
Tell me you don’t understand risk pools without telling me you don’t understand risk pools
Insurance operates via risk pools to smooth out the cost of providing coverage. An individual "negotiating" with an insurance company will be assumed to be high risk, and premiums will be astronomically high. The reason why the marketplaces exist is to create risk pools that smooth out premium costs
November 11, 2025 at 12:24 AM
Insurance operates via risk pools to smooth out the cost of providing coverage. An individual "negotiating" with an insurance company will be assumed to be high risk, and premiums will be astronomically high. The reason why the marketplaces exist is to create risk pools that smooth out premium costs
At the risk of repetition.
Next stop, primarying Schumer and Jeffries.
November 10, 2025 at 12:06 AM
At the risk of repetition.
Exactly.
Someone just asked me "but is political gain (vs Trump) worth seismic political risk?"
Allowing Trump to function as a lawless dictator without any pushback from Congress IS the seismic political risk here.
Someone just asked me "but is political gain (vs Trump) worth seismic political risk?"
Allowing Trump to function as a lawless dictator without any pushback from Congress IS the seismic political risk here.
Democrats have to stop bailing out Republicans from facing the consequences of their own policies. And yeah, that means they have to stop sparing voters from experiencing what GOP government truly means.
Every time Dems step in, it only emboldens the GOP & they make it even worse the next time.
Every time Dems step in, it only emboldens the GOP & they make it even worse the next time.
So Democrats get:
1. A CR that will prevent the GOP from facing the wrath of Americans for a shutdown over the holidays
2. A coupon for one (1) meaningless ACA vote that will fail
3. An end to the illegal RIF/SNAP moves that are already before the courts
Those all seem like wins for the GOP.
1. A CR that will prevent the GOP from facing the wrath of Americans for a shutdown over the holidays
2. A coupon for one (1) meaningless ACA vote that will fail
3. An end to the illegal RIF/SNAP moves that are already before the courts
Those all seem like wins for the GOP.
November 10, 2025 at 12:31 AM
Exactly.
Someone just asked me "but is political gain (vs Trump) worth seismic political risk?"
Allowing Trump to function as a lawless dictator without any pushback from Congress IS the seismic political risk here.
Someone just asked me "but is political gain (vs Trump) worth seismic political risk?"
Allowing Trump to function as a lawless dictator without any pushback from Congress IS the seismic political risk here.
Climate risk is fundamentally financial risk.
It’s rising insurance premiums. It’s housing instability. It’s global competition.
@governor.ca.gov Gavin Newsom is bringing that fight to COP30 — for our kids, and our future.
It’s rising insurance premiums. It’s housing instability. It’s global competition.
@governor.ca.gov Gavin Newsom is bringing that fight to COP30 — for our kids, and our future.
November 10, 2025 at 12:23 AM
Climate risk is fundamentally financial risk.
It’s rising insurance premiums. It’s housing instability. It’s global competition.
@governor.ca.gov Gavin Newsom is bringing that fight to COP30 — for our kids, and our future.
It’s rising insurance premiums. It’s housing instability. It’s global competition.
@governor.ca.gov Gavin Newsom is bringing that fight to COP30 — for our kids, and our future.
I just signed an MOU with the Brazilian Governor of Parà, @helderbarbalhoreal.bsky.social, to strengthen cooperation on wildfire prevention and response.
We're identifying areas of risk, enhancing forest monitoring, and sharing research and expertise for emergency response.
We're identifying areas of risk, enhancing forest monitoring, and sharing research and expertise for emergency response.
November 11, 2025 at 10:57 PM
I just signed an MOU with the Brazilian Governor of Parà, @helderbarbalhoreal.bsky.social, to strengthen cooperation on wildfire prevention and response.
We're identifying areas of risk, enhancing forest monitoring, and sharing research and expertise for emergency response.
We're identifying areas of risk, enhancing forest monitoring, and sharing research and expertise for emergency response.
“Negotiating your own insurance” will result in everyone getting the dirt-cheapest junk plan which covers virtually nothing, because most people are terrible at risk assessment.
Trump: "I want the money to go into an account for people where they buy their own health insurance. It's so good. The insurance will be better. It'll cost less. Everybody is gonna be happy. They're gonna feel like entrepreneurs. They're actually able to go out & negotiate their own insurance"
November 11, 2025 at 12:13 AM
“Negotiating your own insurance” will result in everyone getting the dirt-cheapest junk plan which covers virtually nothing, because most people are terrible at risk assessment.
Climate risk is financial risk. Period. Full stop. It's a cost of living issue in the United States of America.
November 10, 2025 at 10:54 PM
Climate risk is financial risk. Period. Full stop. It's a cost of living issue in the United States of America.
They're going to strip healthcare from their constituents rather than risk experiencing inconvenience.
not enough chatter about how frequently members fly and how attacking airport capacity directly affects them in a way that cutting SNAP does not
November 9, 2025 at 11:09 PM
They're going to strip healthcare from their constituents rather than risk experiencing inconvenience.
You should listen to trans people, Charlotte. Theyre the ones at risk.
November 10, 2025 at 6:29 PM
You should listen to trans people, Charlotte. Theyre the ones at risk.
He clearly doesn’t understand pooled risk.
November 10, 2025 at 8:58 PM
He clearly doesn’t understand pooled risk.
Cutting 30,000 jobs at the VA, which will put veterans' services at risk.
Firing federal workers across government, many of whom are veterans.
Gutting SNAP & Medicaid, which millions of veterans need.
Our vets defended us, and this is how the Trump regime is repaying them?
Firing federal workers across government, many of whom are veterans.
Gutting SNAP & Medicaid, which millions of veterans need.
Our vets defended us, and this is how the Trump regime is repaying them?
November 11, 2025 at 5:01 PM
Cutting 30,000 jobs at the VA, which will put veterans' services at risk.
Firing federal workers across government, many of whom are veterans.
Gutting SNAP & Medicaid, which millions of veterans need.
Our vets defended us, and this is how the Trump regime is repaying them?
Firing federal workers across government, many of whom are veterans.
Gutting SNAP & Medicaid, which millions of veterans need.
Our vets defended us, and this is how the Trump regime is repaying them?
401k but your life is at risk.
November 11, 2025 at 11:14 PM
401k but your life is at risk.
the trombone solo is a high risk, high reward type of situation
November 8, 2025 at 11:23 PM
the trombone solo is a high risk, high reward type of situation
U.S. Equity Risk Premium is now negative 🚨 On a risk-adjusted basis, stocks offer zero return for investors 👀
November 12, 2025 at 1:05 AM
U.S. Equity Risk Premium is now negative 🚨 On a risk-adjusted basis, stocks offer zero return for investors 👀
Potential biomarker for risk of SIDS!
We've found a biomarker for Sudden Infant Death Syndrome
Butyrylcholinesterase is a potential biomarker for Sudden Infant Death Syndrome - PubMed
All funding provided by a crowd funding campaign https://www.mycause.com.au/p/184401/damiens-legacy.
pubmed.ncbi.nlm.nih.gov
November 8, 2025 at 2:49 PM
Potential biomarker for risk of SIDS!
Sen Gary Peters is in his own way the biggest embarrassment of the lot. He’s been a leader of Team Cave and he’s retiring. So there’s no politics or risk aversion. He wants to cave as a matter of genuine principle.
November 10, 2025 at 1:39 AM
Sen Gary Peters is in his own way the biggest embarrassment of the lot. He’s been a leader of Team Cave and he’s retiring. So there’s no politics or risk aversion. He wants to cave as a matter of genuine principle.
Anyway this tidbit is why SSRI’s can increase bleeding risk!! They inhibit serotonin uptake, which messes with blood platelet function, and have potential anticoagulant impacts!
November 10, 2025 at 10:00 PM
Anyway this tidbit is why SSRI’s can increase bleeding risk!! They inhibit serotonin uptake, which messes with blood platelet function, and have potential anticoagulant impacts!
At risk of flogging a dead horse: this whole letter is a reminder that the creative process is an end in and of itself, and vital to self-actualisation. You can’t experience BECOMING, as he puts it, by outsourcing it to ChatGPT.
In 2006 a high school English teacher asked students to write to a famous author & ask for advice.
KURT VONNEGUT - born 103yrs ago today - was the only one to respond.
His reply was a doozy.
KURT VONNEGUT - born 103yrs ago today - was the only one to respond.
His reply was a doozy.
November 11, 2025 at 10:44 AM
At risk of flogging a dead horse: this whole letter is a reminder that the creative process is an end in and of itself, and vital to self-actualisation. You can’t experience BECOMING, as he puts it, by outsourcing it to ChatGPT.
This nonsense is downstream from companies transferring risk onto workers, and then calling them independent contractors.
Trump: "I want the money to go into an account for people where they buy their own health insurance. It's so good. The insurance will be better. It'll cost less. Everybody is gonna be happy. They're gonna feel like entrepreneurs. They're actually able to go out & negotiate their own insurance"
November 11, 2025 at 12:30 AM
This nonsense is downstream from companies transferring risk onto workers, and then calling them independent contractors.
Really cant understand how badly the Dems messaged this fold. The easy out was to say "we never expected Trump would illegally starve children and when SCOTUS stepped in to illegally help him we couldn't put kids at risk."
November 11, 2025 at 2:08 AM
Really cant understand how badly the Dems messaged this fold. The easy out was to say "we never expected Trump would illegally starve children and when SCOTUS stepped in to illegally help him we couldn't put kids at risk."
I firmly believe the risk is running an establishment candidate that is not trying something new.
November 9, 2025 at 8:42 PM
I firmly believe the risk is running an establishment candidate that is not trying something new.
i have twice called the police because of an imminent suicide risk and both times i drove to where the risk was so that i would be the first person the police encountered
its also,,,, the resources other than police for a suicidal person at risk are ____________
Other than a few cities there aren’t other response teams
“Just talk the person down, try a crisis line“ Ok bud sure thing
Other than a few cities there aren’t other response teams
“Just talk the person down, try a crisis line“ Ok bud sure thing
November 11, 2025 at 5:48 AM
i have twice called the police because of an imminent suicide risk and both times i drove to where the risk was so that i would be the first person the police encountered
risk of rain 2 robo fellas #riskofrain #riskofrain2
November 11, 2025 at 2:36 AM
risk of rain 2 robo fellas #riskofrain #riskofrain2