Alex Jimenez
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alexisrjimenez.bsky.social
Alex Jimenez
@alexisrjimenez.bsky.social
FinServ Consultant at Backbase | Strategy, Fintech, Payments, Banking, Innovation | 12x Marathoner, 4x Dopey, 5x Goofy | Views my own! 🇨🇴🇪🇸🏳️‍🌈🫏✡️☸️
The administration's haphazard overhaul of financial regulatory bodies has produced confusion and uncertainty. Regulators should be prioritizing now to bring a sense of stability to the industry, writes Horacio Mendez, Woodstock Institute.

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#FinTech #FinServ #Banking #Kakistocracy
Bank regulation is in chaos, and 'paperwork reduction' won't fix that
The administration's haphazard overhaul of financial regulatory bodies has produced confusion and uncertainty. What regulators should be prioritizing now is bringing a sense of stability to the…
buff.ly
December 9, 2025 at 9:30 PM
JPMorgan taps Geico CEO to lead new initiative

Todd Combs will lead JPMorgan Chase’s recently launched security and resiliency initiative, which will finance and invest in critical industries including aerospace and defense.

www.bankingdive.com/news/jpmorga...

#FinTech #FinServ #Banking
JPMorgan taps Geico CEO to lead new initiative
Todd Combs will lead JPMorgan Chase’s recently launched security and resiliency initiative, which will finance and invest in critical industries including aerospace and defense.
www.bankingdive.com
December 9, 2025 at 9:01 PM
CMO reinvented: ‘You can’t build tomorrow’s brand with yesterday’s marketing’

Are CMOs truly ready to lead in a machine-shaped world? This is what they said – unfiltered, relevant and urgent.

buff.ly/xXdrT2R

#DigitalMarketing
CMO reinvented: ‘You can’t build tomorrow’s brand with yesterday’s marketing’
Advertisement
buff.ly
December 9, 2025 at 8:30 PM
Freddie Mac issues updates mandating %AI governance

The new rules become effective on 3/3/26 and mandates compliance with the policy for businesses using AI and ML tools in connection with loans sold to or serviced on behalf of Freddie Mac

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#FinTech #FinServ #Banking
Freddie Mac issues updates mandating AI governance
New rules means sellers and servicers will need to have plans demonstrating proper oversight of their artificial intelligence and machine learning practices.
buff.ly
December 9, 2025 at 8:01 PM
Arkansas bank to broach Tennessee in $150.1M deal

Buying Knoxville-based Mountain Commerce Bank will give Home BancShares seven branches in coveted Tennessee markets and create a $25 billion-asset lender, the banks said.

www.bankingdive.com/news/home-ba...

#FinTech #FinServ #Banking
Arkansas bank to broach Tennessee in $150.1M deal
Buying Knoxville-based Mountain Commerce Bank will give Home BancShares seven branches in coveted Tennessee markets and create a $25 billion-asset lender, the banks said.
www.bankingdive.com
December 9, 2025 at 7:00 PM
WTF is #AI citation tracking?

It’s increasingly important for publishers to understand when, how and why their content is being used as a source inside AI tools and platforms (often without attribution or traffic).

digiday.com/media/wtf-is...

#DigitalMarketing
WTF is AI citation tracking?
Publishers are tracking AI citations to understand visibility, attribution gaps and referral traffic in these tools and platforms.
digiday.com
December 9, 2025 at 6:30 PM
JPMorganChase to raise fees on some small-business accounts

The changes will impact fewer than 5% of customers in JPMorganChase's business banking segment, which has been steadily growing.

www.americanbanker.com/news/jpmorga...

#FinTech #FinServ #Banking
JPMorganChase to raise fees on some small-business accounts
The bank is increasing monthly and transaction fees on a business checking account for the first time since 2017.
www.americanbanker.com
December 9, 2025 at 6:01 PM
BNY looks to Google Cloud for #AgenticAI push

The bank will integrate Gemini Enterprise into its proprietary #AI platform, Eliza. It’s the latest effort from a financial services company to scale AI use.

www.ciodive.com/news/bny-goo...

#FinTech #FinServ #Banking
BNY looks to Google Cloud for agentic AI push
The bank will integrate Gemini Enterprise into its proprietary AI platform, Eliza. It's the latest effort from a financial services company to scale AI use.
www.ciodive.com
December 9, 2025 at 5:00 PM
McDonald’s latest Christmas ad is a new low for #AI

Critics are understandably peeved.

www.creativebloq.com/design/adver...

#DigitalMarketing www.creativebloq.com/design/adver...
December 9, 2025 at 4:30 PM
Inside the brewing battle over regional Fed bank leadership

Expectations are building that the regional Fed president reappointments set for February will break from historical norms

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#FinTech #FinServ #Banking #Kakistocracy
Inside the brewing battle over regional Fed bank leadership
Federal Reserve watchers expect a board of governors vote in February to reappoint the 12 regional Fed bank presidents — which is typically treated as a formality — to be the next flashpoint in the…
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December 9, 2025 at 4:01 PM
Most consumers are ready to let #AI handle their customer service issues

77% of worldwide consumers are comfortable with AI resolving a question or issue

content-na1.emarketer.com/most-consume...

#DigitalMarketing #CustServ
Most consumers are ready to let AI handle their customer service issues
77% of worldwide consumers are comfortable with AI resolving a question or issue, according to an August survey from CSG.
content-na1.emarketer.com
December 9, 2025 at 3:30 PM
The heavy tech lift behind #Stablecoin #Banking

Complicated technology work will be required to manage compliance, security and data. This is amidst a banking industry that hasn’t caught up to the 21st century.

www.americanbanker.com/payments/new...

#FinTech #FinServ #Banking #Payments #PayTech
The heavy tech lift behind stablecoin banking
At a UCLA economic panel, experts from Zions, JPMorgan, Berkeley Research Group and Wave Digital Assets discussed the challenges in data management and compliance risk that goes with adopting digital…
www.americanbanker.com
December 8, 2025 at 9:30 PM
FinCen targets illegal remittances

The federal government’s financial security enforcement arm urged money transfer businesses to be on the lookout for illegal cross-border transfers.

www.paymentsdive.com/news/fincen-...

#FinTech #FinServ #Banking #Payments #PayTech
FinCen targets illegal remittances
The federal government’s financial security enforcement arm urged money transfer businesses to be on the lookout for illegal cross-border transfers.
www.paymentsdive.com
December 8, 2025 at 9:01 PM
The world’s richest man, and one of the worst human beings on the planet, has a tantrum and no one calls him out on it.

X shuts down the European Commission’s ad account the day after major fine

www.engadget.com/social-media...

#DigitalMarketing
X shuts down the European Commission’s ad account the day after major fine
The European Commission will no longer be able to buy and track ads on X.
www.engadget.com
December 8, 2025 at 8:30 PM
CFPB just proposed removing protections that prevent redlining.

No “disparate impact”? No accountability.

The result: lenders get a free pass to shut out neighborhoods, while claiming total innocence.

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#FinTech #FinServ #Banking #Kakistocracy
CFPB's proposed credit access rule would bring redlining back
A comment deadline is approaching on a proposed Consumer Financial Protection Bureau rule that would dismantle longstanding rules meant to protect minorities from discrimination in the market for…
buff.ly
December 8, 2025 at 8:03 PM
#AI Can Change How You Build With a CMS, Not How You Write for One

www.cmswire.com/digital-expe...

#DigitalMarketing
AI Can Change How You Build With a CMS, Not How You Write for One
AI isn’t here to write your content. It’s here to replace the hardest parts of CMS configuration and aggregation.
www.cmswire.com
December 8, 2025 at 7:30 PM
Flexbase takes on Amex

The personal and business finance software firm is betting that private banking services and a new, ultra-premium credit card will lure wealthy entrepreneurs.

www.paymentsdive.com/news/flex-se...

#FinTech #FinServ #Banking #Payments #PayTech
Flexbase takes on Amex
The personal and business finance software firm is betting that private banking services and a new, ultra-premium credit card will lure wealthy entrepreneurs.
www.paymentsdive.com
December 8, 2025 at 7:01 PM
88% of Cybersecurity Professionals Impacted by Skills Gap

The cybersecurity skills gap is causing havoc across the tech sector, according to new research from ISC2.

tech.co/news/cyberse...

#CyberSecurity
88% of Cybersecurity Professionals Impacted by Skills Gap
The cybersecurity skills gap is causing havoc across the tech sector, according to new research from ISC2.
tech.co
December 8, 2025 at 6:30 PM
Banks paid $370M in ransoms to cybercriminals in 2024

Banks navigate a "dual reality" as both prime targets for extortion and the government's primary tripwire for detecting illicit payments.

www.americanbanker.com/news/banks-p...

#FinTech #FinServ #Banking #CyberSecurity
Banks paid $370M in ransoms to cybercriminals in 2024
While overall payments declined, the financial sector remained the top payer to cybercriminals, surpassing both healthcare and manufacturing.
www.americanbanker.com
December 8, 2025 at 6:03 PM
NASA spacecraft were vulnerable to hacking for 3 years and nobody knew. #AI found and fixed the flaw in 4 days

"A vulnerability in this software poses a threat to billions of dollars in space infrastructure and the scientific missions they enable."

www.space.com/technology/n...

#CyberSecurity
NASA spacecraft were vulnerable to hacking for 3 years and nobody knew. AI found and fixed the flaw in 4 days
"A vulnerability in this software poses a threat to billions of dollars in space infrastructure and the scientific missions they enable."
www.space.com
December 8, 2025 at 5:30 PM
Pressure on Bill Holdings rises

Another shareholder, Barington Capital Management, urged the finance and payments software provider to cut costs and consider a sale.

www.paymentsdive.com/news/pressur...

#FinTech #FinServ #Banking #Payments #PayTech
Pressure on Bill Holdings rises
Another shareholder, Barington Capital Management, urged the finance and payments software provider to cut costs and consider a sale.
www.paymentsdive.com
December 8, 2025 at 5:02 PM
#AI Surveillance Startup Caught Using Sweatshop Workers to Monitor US Residents

Bombshell new reporting from 404 Media found that Flock, which has its cameras in thousands of US communities, has been outsourcing its AI to gig workers located in the Philippines.

buff.ly/hcccDvQ

#CyberSecurity
AI Surveillance Startup Caught Using Sweatshop Workers to Monitor US Residents
The powerful surveillance startup Flock was caught using workers in the Philippines to collate data on US residents.
buff.ly
December 8, 2025 at 4:30 PM
Fed seeks comment on future of check services

Following public comment, a potential phase-out plan could be in the offing that could reshape the federal payments system.

www.americanbanker.com/news/fed-see...

#FinTech #FinServ #Banking
Fed seeks comment on future of check services
The agency is weighing costly infrastructure needs, fraud risks and long-term decline in check use as it solicits public input on the possibility of winding down checks following an executive order…
www.americanbanker.com
December 8, 2025 at 4:01 PM