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bigcajunman.bsky.social
THE Big Cajun Man 🇨🇦
@bigcajunman.bsky.social
250 followers 240 following 250 posts
Canadian Observational Personal Finance, info on RDSPs and RESPs; Father, Grandfather, not a #Troll or #Bot. Paying it Forward as best I can. I’m here, I’m there, I’m like Roy Kent! Oh and Dementia is another part of my life too.
Posts Replies Media Videos
bigcajunman.bsky.social
A look back at the moment Air Canada rolled out legroom fees and kicked off the nickel-and-dime era of air travel. Tall Canadians never stood a chance.
#cdnpoli #cdnecon #TravelFees #AirCanada #Legroom
www.canajunfinances.com/2009/11/16/l...
Legroom Fees?
Airlines are charging legroom fees, baggage fees, and all these other service fees, how do they get away with penalizing travelers like this?
www.canajunfinances.com
November 18, 2025 at 4:11 PM
bigcajunman.bsky.social
TD cancelled my RESP mutual fund order because my trading profile wasn’t updated. Nothing like financial red tape to keep you from saving for your kid’s future. #cdnepersonalfinance #RESP #KYC #MutualFunds #CanFin #TD #KYC
www.canajunfinances.com/mutual-fund-...
Mutual Fund Order Rejected (again)
I never thought it would be so easy to get a Mutual Fund Order rejected, but evidently it is quite easy if you have the wrong trading profile.
www.canajunfinances.com
November 17, 2025 at 1:36 PM
bigcajunman.bsky.social
TD once rejected my RESP deposit because my “investor profile” didn’t match their system. Ah yes, nothing like Canadian banking efficiency. Here’s what happened and what parents should know. #cdnpoli #cdnpersonalfinance #RESP #KYC #banks
www.canajunfinances.com/investor-pro...
Investor Profiles
Investor profiles for Mutual Fund accounts, are to protect the Bank or Financial Institution, not to help you in any way.
www.canajunfinances.com
November 14, 2025 at 2:47 PM
bigcajunman.bsky.social
Decluttering tip: Donate your junk at the Church Bazaar… and try REALLY hard not to buy back someone else’s junk. Or your own.
#Decluttering #FrugalLiving #CanadianHumour www.canajunfinances.com/2008/11/13/f...
The Church Bazaar and Uncluttering
A humorous look at decluttering through the Church Bazaar, where you can give away junk, buy it back cheaper, and still call it progress.
www.canajunfinances.com
November 13, 2025 at 6:48 PM
bigcajunman.bsky.social
AI Slop: Social Media Armageddon - Not Good

Most social media these days is #AISlop and it seems like Robots talking to Robots now.
#Misinformation #SocialMedia #Slop

nothowtodoit.com/ai-slop-soci...
AI Slop: Social Media Armageddon - Not Good
AI Slop is flooding social media with low-quality, AI-generated content—from fake quotes to emotion-bait threads—threatening information integrity and genuine creators. This post exposes its risks, es...
nothowtodoit.com
November 12, 2025 at 2:45 PM
bigcajunman.bsky.social
Seniors and Debt

If your retirement plan includes “keep paying debt until I die,” you need a new plan.
#Retirement #CanadianFinance #DebtFree #MoneyMatters
www.canajunfinances.com/seniors-and-...
Seniors and Debt
Many Canadian seniors are heading into retirement still in debt and that is a ticking time bomb for anyone on a fixed income.
www.canajunfinances.com
November 7, 2025 at 1:44 PM
bigcajunman.bsky.social
Budgeting doesn’t need to be a spreadsheet nightmare. Spend less than you make. Track where it goes. Live below your means and stay smug about it.
#Budgeting #Money #DebtFree #CanadianFinance
#LifeHacks

www.canajunfinances.com/best-budgeti...
ChatGPT's version of Lifestyle creep and budgeting, allegedy a version of me too?!?!
November 6, 2025 at 1:29 PM
bigcajunman.bsky.social
Politeness pays — but threats work better. “Customer Retention Agent” is the new “Let me speak to your manager.”📱 #Telus #CanadianProblems #CellPhoneDeals #CanFin

www.canajunfinances.com/have-you-spo...
Have you Spoken to Our Customer Retention Agent?
When loyalty means nothing, it’s time to meet the Customer Retention Agent, the mythical being with the power to actually help you.
www.canajunfinances.com
November 5, 2025 at 1:43 PM
bigcajunman.bsky.social
Tuition Costs Up? Really, I didn't notice!

Tuition in Canada continues to soar while inflation drags behind. Time to rethink how we save for education.
#Tuition #CanadaFinance #Education #RESP
www.canajunfinances.com/tuition-cost...
Hey ChatGPT created a Cartoon about University Tuition fees and such! AI Generated? DUH!
October 22, 2025 at 12:25 PM
bigcajunman.bsky.social
‘Our son passed away and we’ve been frozen in sadness. What do we do with his finances?’

#RDSP #Estate #CanFin #PayWall

www.theglobeandmail.com/investing/pe...
‘Our son passed away and we’ve been frozen in sadness. What do we do with his finances?’
Getting help from both accounting and counselling professionals might be helpful for families grieving a loved one
www.theglobeandmail.com
October 22, 2025 at 12:13 PM
bigcajunman.bsky.social
Credit cards you don’t use are credit risks waiting to happen. Check your rating, clean up your report, and protect your financial identity.
#CreditScore #CanadaFinance #DebtFreehttps://www.canajunfinances.com/hey-i-have-a-credit-rating/
Hey, I have a credit Rating
Find out how to check your Credit Rating online and take control of your financial health. Learn valuable tips to improve your credit score.
www.canajunfinances.com
October 21, 2025 at 2:14 PM
bigcajunman.bsky.social
Humour in #finance is rare, but Fart Jokes in finance is truly sublime...
sellingtheta.bsky.social it’s me, aubrey plaza accord @sellingtheta.bsky.social · Oct 10
fartcoin collapsing after markets closed is silent but deadly
October 20, 2025 at 6:50 PM
bigcajunman.bsky.social
Wealth Destruction

Wealth builds slow, and collapses very fast. Learn from past housing bubbles and today’s overhyped markets.
#WealthDestruction #Finance #Economy #CanFin
www.canajunfinances.com/2012/06/03/t...
The Khan Academy and Wealth Destruction
The Khan Academy has some great teaching videos but other very tangible discussions on topics like Wealth Destruction and other topics.
www.canajunfinances.com
October 20, 2025 at 2:27 PM
bigcajunman.bsky.social
Wish I'd said that, wait a minute, I have!!

#RDSP #Canada #CanFin #Disability

www.theglobeandmail.com/gift/0b1bca0...
The RDSP is an investment account that’s worth its many hassles
Erica Alini looks at the many issues around registered disability savings plans
www.theglobeandmail.com
October 17, 2025 at 12:36 PM
bigcajunman.bsky.social
RRSP vs Mortgage the Canadian showdown that never ends. New math, same moral: balance beats bravado.
#RRSP #Mortgage #Finance #Canada

www.canajunfinances.com/rrsp-or-mort...
RRSP or Mortgage Payment?
Should you pay your mortgage or top up your RRSP first? Here’s the RRSP vs mortgage breakdown in Canada.
www.canajunfinances.com
October 15, 2025 at 2:48 PM
bigcajunman.bsky.social
Ransomware explained: what it is, how it gets in, and what you should do when it strikes.
#Ransomware #CyberDefense #SecurityTips #DataProtection #TechSafety
nothowtodoit.com/what-is-rans...
October 10, 2025 at 1:43 PM
Reposted by THE Big Cajun Man 🇨🇦
mdpb53.bsky.social
THE Toronto Blue Jays TAKE DOWN THE YANKEES AND ARE HEADING TO THE ALCS
October 9, 2025 at 2:38 AM
bigcajunman.bsky.social
CIBC warned Canadians about rising household debt in 2009. We didn’t listen. Now rates are up and so are payments.
#CanadaFinance #DebtTrap
#MoneyTipshttps://www.canajunfinances.com/2009/10/07/cibc-says-borrowing-continues-strong/
CIBC Says Borrowing Continues Strong
Discover the impact of borrowing in 2009 and the lessons learned. Find out how you can handle debt responsibly in today's low-interest rate environment.
www.canajunfinances.com
October 7, 2025 at 3:44 PM
bigcajunman.bsky.social
Robo-advisors in Canada: efficient, yes. Artisan? Not a chance. Don’t fall for fintech buzzword hype.
#FinTech #InvestingCanada #MoneyTips #CanFin

www.canajunfinances.com/premium-arti...
Premium Artisan Automated Investing Profiles
The Fintech industry keeps coming up with new catchphrases, and the concept of the Premium Artisan Automated Investing Profiles was born.
www.canajunfinances.com
October 4, 2025 at 12:08 PM
bigcajunman.bsky.social
Index investing works because you don’t care what the market does today. Boring? Yes. Profitable? Also yes.
#IndexInvesting #Canada #CouchPotato

www.canajunfinances.com/im-an-indexe...
"I'm an indexer. I don't care what the indexes did today!"
Index Investing - Couch Potato Investing - can help balance your portfolio without worry. Preet Banerjee explains why this strategy makes sense.
www.canajunfinances.com
October 3, 2025 at 11:23 AM
bigcajunman.bsky.social
Don't Click That!

You would not be very happy with what might happen to your system.
#Phishing #Security #Cybersecurity

nothowtodoit.com/dont-click-t...
Now More Than Ever, DON'T CLICK THAT LINK!
Don’t Click That is a cautionary post about the real dangers of online scams, phishing emails, and deceptive links. From personal experiences with fake passport sites and suspicious emails to key tips...
nothowtodoit.com
October 2, 2025 at 12:45 PM
bigcajunman.bsky.social
Is That Really A Solution to the Problem?
Steak-only BBQ logic = Amex-only debt logic. Funny, but flawed. Don’t avoid problems. Fix them.
#Finance #DebtTrap #Canada #MoneyTips
www.canajunfinances.com/is-that-real...
Is That Really A Solution to the Problem?
Flawed financial logic won’t fix BBQ propane or credit card debt. Learn to spot silly “solutions” before they cost you.
www.canajunfinances.com
September 30, 2025 at 1:17 PM
bigcajunman.bsky.social
Payday loan shops = financial head shops. Neon lights, sky-high rates, and endless debt. Don’t get hooked.
#PaydayLoans #Canada #DebtTrap #Financial #CanFin

www.canajunfinances.com/financial-po...
Financial Pornography?
What could I possibly mean with the expression Financial Pornography ? Financial stuff that is naughty? No it is disgusting financial stuff...
www.canajunfinances.com
September 25, 2025 at 11:27 AM
bigcajunman.bsky.social
Procrastinating on home repairs = squirrels in your attic. Procrastinating on money = debt in your wallet. Act early. #HomeRepair #Canada #MoneyTips

www.canajunfinances.com/2011/11/22/s...
Skittering Put to Rest For Now
Putting off home repairs? Procrastination can cost more than money. Learn why acting early saves headaches and cash.
www.canajunfinances.com
September 19, 2025 at 11:34 PM
bigcajunman.bsky.social
A hole in the eaves, squirrels in the attic — and a lesson in why procrastination costs you more than money.
#HomeRepair #Canada #MoneyTips

www.canajunfinances.com/2011/11/22/s...
Skittering Put to Rest For Now
Putting off home repairs? Procrastination can cost more than money. Learn why acting early saves headaches and cash.
www.canajunfinances.com
September 18, 2025 at 1:52 PM