Consumer Federation of America
@consumerfed.bsky.social
The Consumer Federation of America is an association of more than 250 nonprofit consumer organizations established to advance the consumer interest.
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We are CFA, a research, advocacy, education, and service organization dedicated to protecting #Consumers !
We are excited to join #BlueSky !
We are excited to join #BlueSky !
WATCH: Our @benwinters.bsky.social testify before The #NewYork State Senate in SUPPORT of the New York #AI Act
Public Hearing: To discuss risks, solutions, and best practices with respect to the use of artificial intelligence in consequential or high-risk contexts, and related issues, such as classification of...
Senate Standing Committee on Internet and TechnologyChair: Senator Kristen GonzalezPublic Hearing: To discuss risks, solutions, and best practices with respect to the use of artificial intelligence in...
www.nysenate.gov
January 15, 2026 at 3:03 PM
WATCH: Our @benwinters.bsky.social testify before The #NewYork State Senate in SUPPORT of the New York #AI Act
“‘Frivolous litigation’ is a decades-old euphemism for denying working Americans their day in court.” @csfrayer.bsky.social
SEC War on ‘Frivolous’ Litigation Upends Wall Street Cop’s Role
SEC Chairman Paul Atkins’ bid to curb “frivolous” shareholder complaints signals a new level of hostility toward investors and lawyers typically viewed as the Wall Street cop’s allies, and the effort ...
news.bgov.com
January 15, 2026 at 1:55 PM
“‘Frivolous litigation’ is a decades-old euphemism for denying working Americans their day in court.” @csfrayer.bsky.social
“ #Grok and its executives must be held accountable swiftly — we commend @agrobbonta.oag.ca.gov for opening this investigation, and look forward to more actions in #California and around the country.” @benwinters.bsky.social
Attorney General Bonta Launches Investigation into xAI, Grok Over Undressed, Sexual AI Images of Women and Children
Potential victims of xAI can file a complaint at oag.ca.gov/report OAKLAND — California Attorney General Rob Bonta today announced opening an investigation into the proliferation of nonconsensual sexu...
oag.ca.gov
January 14, 2026 at 7:52 PM
“ #Grok and its executives must be held accountable swiftly — we commend @agrobbonta.oag.ca.gov for opening this investigation, and look forward to more actions in #California and around the country.” @benwinters.bsky.social
“Every single action seems small, but it’s a brick that’s being removed from a wall, and it starts to crumble who can still get a #mortgage,” - @sjccorn.bsky.social
The actions, taken as a whole, will raise costs for people who can least afford to pay. @nytimes.com
The actions, taken as a whole, will raise costs for people who can least afford to pay. @nytimes.com
As Trump Pushes Housing Affordability, His Mortgage Chief Undermines It
www.nytimes.com
January 14, 2026 at 5:18 PM
“Every single action seems small, but it’s a brick that’s being removed from a wall, and it starts to crumble who can still get a #mortgage,” - @sjccorn.bsky.social
The actions, taken as a whole, will raise costs for people who can least afford to pay. @nytimes.com
The actions, taken as a whole, will raise costs for people who can least afford to pay. @nytimes.com
“Certainly this demonstrates a populist streak on both sides of the aisle,” says @adamrust.bsky.social, director of financial services at the Consumer Federation of America. “But you can’t just write a tweet and upend a huge market.”
@latimes.com
@latimes.com
Commentary: Trump is demanding a 10% cap on credit card interest. Here's why that's a lousy idea
Trump's demand to cap credit card rates at 10% is a crowd-pleaser, but might cause more problems than it solves.
www.latimes.com
January 14, 2026 at 2:54 PM
“Certainly this demonstrates a populist streak on both sides of the aisle,” says @adamrust.bsky.social, director of financial services at the Consumer Federation of America. “But you can’t just write a tweet and upend a huge market.”
@latimes.com
@latimes.com
"It certainly is not just the user that is prompting it alone," he said. "It is the fact that the image would not be created if not for … the tool they made." @benwinters.bsky.social
#Grok -generated nonconsensual explicit deepfakes hit #X.
@npr.org
#Grok -generated nonconsensual explicit deepfakes hit #X.
@npr.org
Elon Musk's X faces bans and investigations over nonconsensual bikini images
After the social media app's AI chatbot started generating sexualized images of women and children, two countries have blocked it and several more have launched investigations.
www.npr.org
January 13, 2026 at 2:32 PM
"It certainly is not just the user that is prompting it alone," he said. "It is the fact that the image would not be created if not for … the tool they made." @benwinters.bsky.social
#Grok -generated nonconsensual explicit deepfakes hit #X.
@npr.org
#Grok -generated nonconsensual explicit deepfakes hit #X.
@npr.org
Reposted by Consumer Federation of America
The President is trying to crown himself king of the financial markets - the Senate Banking Committee needs to step up and be a real check on executive overreach.
Letter to the Senators on the Banking Committee and the bipartisan crypto working group looking to mark up a bill this Thursday
Letter to the Senators on the Banking Committee and the bipartisan crypto working group looking to mark up a bill this Thursday
CFA sent a letter to U.S. #Senate urging them to withhold support for any #financial deregulatory legislation or nominations following the President’s unprecedented investigation into Fed Chair #Powell
@csfrayer.bsky.social
@csfrayer.bsky.social
CFA Urges Senate to Halt Financial Deregulation and Focus on the Unprecedented Attack on Federal Reserve Independence · Consumer Federation of America
The Consumer Federation of America (CFA) announced it has sent a letter to the U.S. Senate Committee on Banking, Housing, and Urban Development and to senators serving on the Senate’s crypto working g...
consumerfed.org
January 12, 2026 at 8:35 PM
The President is trying to crown himself king of the financial markets - the Senate Banking Committee needs to step up and be a real check on executive overreach.
Letter to the Senators on the Banking Committee and the bipartisan crypto working group looking to mark up a bill this Thursday
Letter to the Senators on the Banking Committee and the bipartisan crypto working group looking to mark up a bill this Thursday
CFA sent a letter to U.S. #Senate urging them to withhold support for any #financial deregulatory legislation or nominations following the President’s unprecedented investigation into Fed Chair #Powell
@csfrayer.bsky.social
@csfrayer.bsky.social
CFA Urges Senate to Halt Financial Deregulation and Focus on the Unprecedented Attack on Federal Reserve Independence · Consumer Federation of America
The Consumer Federation of America (CFA) announced it has sent a letter to the U.S. Senate Committee on Banking, Housing, and Urban Development and to senators serving on the Senate’s crypto working g...
consumerfed.org
January 12, 2026 at 8:30 PM
CFA sent a letter to U.S. #Senate urging them to withhold support for any #financial deregulatory legislation or nominations following the President’s unprecedented investigation into Fed Chair #Powell
@csfrayer.bsky.social
@csfrayer.bsky.social
“It is a problem that once again Trump believes he can unilaterally direct an independent agency and the leader of that agency will not question him."
Bond investors are also likely to shy away from financial markets where it appears politicians have too much sway, @csfrayer.bsky.social
Bond investors are also likely to shy away from financial markets where it appears politicians have too much sway, @csfrayer.bsky.social
Trump wants to buy mortgage bonds. Why experts are puzzled.
President Donald Trump's suggestion that Fannie Mae and Freddie Mac purchase mortgage-backed securities is ill-advised, many experts think.
www.usatoday.com
January 12, 2026 at 2:17 PM
“It is a problem that once again Trump believes he can unilaterally direct an independent agency and the leader of that agency will not question him."
Bond investors are also likely to shy away from financial markets where it appears politicians have too much sway, @csfrayer.bsky.social
Bond investors are also likely to shy away from financial markets where it appears politicians have too much sway, @csfrayer.bsky.social
“The declining rates of relief show how dramatically the new leadership at the #CFPB has walked away from its obligations." @adamrust.bsky.social
CFPB under pressure as consumer complaints pile up
Regulatory retreat leaves banks exposed
www.thebanker.com
January 9, 2026 at 1:52 PM
“The declining rates of relief show how dramatically the new leadership at the #CFPB has walked away from its obligations." @adamrust.bsky.social
CFA celebrates the United Nations Principles for Consumer #ProductSafety & urges the US to embrace these vital consumer protections.
Learn more in our latest blog ⤵️
consumerfed.org/un-adopts-fi...
Learn more in our latest blog ⤵️
consumerfed.org/un-adopts-fi...
All People Have The Right to Safe Products: UN Adopts First-Ever Principles for Consumer Product Safety · Consumer Federation of America
The UN General Assembly adopted the first-ever United Nations Principles for Consumer Product Safety on December 15, 2025. This is a landmark framework that affirms all people have the right to safe p...
consumerfed.org
January 8, 2026 at 8:39 PM
CFA celebrates the United Nations Principles for Consumer #ProductSafety & urges the US to embrace these vital consumer protections.
Learn more in our latest blog ⤵️
consumerfed.org/un-adopts-fi...
Learn more in our latest blog ⤵️
consumerfed.org/un-adopts-fi...
“Buying a fixer-upper has become out of reach for most first-time #homebuyers, partly because of a lack of good #mortgage options." @sjccorn.bsky.social
Learn more in our latest report. #FHA
Learn more in our latest report. #FHA
A Loan Program in Need of Repairs: The Unmet Promise of FHA 203(k) Renovation Loans · Consumer Federation of America
The Federal Housing Administration’s (FHA) 203(k) renovation mortgage – a loan that allows homebuyers to buy fixer-upper properties – has fallen by 77 percent over the past decade. Drawing on2024 Home...
consumerfed.org
January 8, 2026 at 2:23 PM
“Buying a fixer-upper has become out of reach for most first-time #homebuyers, partly because of a lack of good #mortgage options." @sjccorn.bsky.social
Learn more in our latest report. #FHA
Learn more in our latest report. #FHA
Reposted by Consumer Federation of America
While comprising a small fraction of homebuyers nation-wide, institutional investors have turned some neighborhoods (think suburban Atlanta) into "mortgage deserts" and limited #homeownership opportunities. It's long overdue to limit private equity's incursion into housing.
January 7, 2026 at 7:16 PM
While comprising a small fraction of homebuyers nation-wide, institutional investors have turned some neighborhoods (think suburban Atlanta) into "mortgage deserts" and limited #homeownership opportunities. It's long overdue to limit private equity's incursion into housing.
“Unfortunately, this administration has gutted the agencies responsible for policing #fraud and #scams, and it appears that even the banks are realizing the systemic abandonment of #financial protection infrastructure compromises their interests,” @adamrust.bsky.social
Digital Robbery Scams Are on the Rise
Financial fraud has exploded in the past few years, with consumers reporting more than $12.5 billion in losses in 2024. President Donald Trump’s deregulatory agenda isn’t helping.
jacobin.com
January 7, 2026 at 2:09 PM
“Unfortunately, this administration has gutted the agencies responsible for policing #fraud and #scams, and it appears that even the banks are realizing the systemic abandonment of #financial protection infrastructure compromises their interests,” @adamrust.bsky.social
On Monday, CFA, a group of hundreds of consumer-focused nonprofits, publicly called for both state and federal action against #xAI. Sending a letter signed by a handful of organizations to the Federal Trade Commission and US attorneys general. @theverge.com
@benwinters.bsky.social
@benwinters.bsky.social
Grok is undressing children — can the law stop it?
Sexualized AI images violate consent and boundaries, but legal consequences can be elusive.
www.theverge.com
January 6, 2026 at 9:35 PM
On Monday, CFA, a group of hundreds of consumer-focused nonprofits, publicly called for both state and federal action against #xAI. Sending a letter signed by a handful of organizations to the Federal Trade Commission and US attorneys general. @theverge.com
@benwinters.bsky.social
@benwinters.bsky.social
As of October, the #CFPB has also dropped 22 pending enforcement actions, including against notable organizations like Navy Federal Credit Union, says the Consumer Federation of America and @borrowerjustice.bsky.social
@politico.com
@politico.com
Trump’s dismantling of consumer bureau creates headache for small banks
The president wants to eliminate the agency. Community lenders worry that will make them less competitive.
www.politico.com
January 6, 2026 at 2:21 PM
As of October, the #CFPB has also dropped 22 pending enforcement actions, including against notable organizations like Navy Federal Credit Union, says the Consumer Federation of America and @borrowerjustice.bsky.social
@politico.com
@politico.com
Reposted by Consumer Federation of America
This morning, we @consumerfed.bsky.social renewed and expanded our urgent call to all US AG offices and the FTC, FCC, and DOJ for rapid investigation and enforcement against X's disgusting and purposeful behavior
xAI must be held accountable
consumerfed.org/testimonial/...
xAI must be held accountable
consumerfed.org/testimonial/...
January 5, 2026 at 5:43 PM
This morning, we @consumerfed.bsky.social renewed and expanded our urgent call to all US AG offices and the FTC, FCC, and DOJ for rapid investigation and enforcement against X's disgusting and purposeful behavior
xAI must be held accountable
consumerfed.org/testimonial/...
xAI must be held accountable
consumerfed.org/testimonial/...
“It’s completely cynical,” said @csfrayer.bsky.social, director of investor protection at CFA.
Hours before the US military arrested and abducted #Venezuelan President #Maduro, an anonymous user on #Polymarket was betting thousands that an invasion was imminent. @prospect.org
Hours before the US military arrested and abducted #Venezuelan President #Maduro, an anonymous user on #Polymarket was betting thousands that an invasion was imminent. @prospect.org
Monetizing Regime Change - The American Prospect
It is trivially easy for administration officials to use prediction markets to bet on the policies they authorize. We may have just seen it in Venezuela.
prospect.org
January 5, 2026 at 2:08 PM
“It’s completely cynical,” said @csfrayer.bsky.social, director of investor protection at CFA.
Hours before the US military arrested and abducted #Venezuelan President #Maduro, an anonymous user on #Polymarket was betting thousands that an invasion was imminent. @prospect.org
Hours before the US military arrested and abducted #Venezuelan President #Maduro, an anonymous user on #Polymarket was betting thousands that an invasion was imminent. @prospect.org
“I’m not sure what the administration could do that would be more effective on #affordability than holding some of these #financial institutions accountable,” said @erinwitte-cfa.bsky.social, director of consumer protection at the Consumer Federation of America. #CFPB
How gutting the CFPB clashes with affordability concerns
www.politico.com
December 22, 2025 at 2:29 PM
“I’m not sure what the administration could do that would be more effective on #affordability than holding some of these #financial institutions accountable,” said @erinwitte-cfa.bsky.social, director of consumer protection at the Consumer Federation of America. #CFPB
CFA warns that eliminating or weakening #DisparateImpact standards would make it nearly impossible to police discriminatory outcomes in #AI -driven underwriting systems. #CFPB #ECOA
December 19, 2025 at 2:32 PM
CFA warns that eliminating or weakening #DisparateImpact standards would make it nearly impossible to police discriminatory outcomes in #AI -driven underwriting systems. #CFPB #ECOA
Reposted by Consumer Federation of America
Trump and Vought turn their backs on military families again. No surprise, but it just hurts every time the CFPB lets companies illegally bilk people who serve our country. Read more in this great blog by @consumerfed.bsky.social's Erin Witte #stopvought #savecfpb
consumerfed.org/trumps-cfpb-...
consumerfed.org/trumps-cfpb-...
Trump’s CFPB Waves the White Flag on the Military Lending Act to Give MoneyLion a Sweetheart Deal. Why? · Consumer Federation of America
Trump’s CFPB’s recent settlement with a fintech lender MoneyLion, openly disregards the federal Military Lending Act’s protections for servicemembers
consumerfed.org
December 18, 2025 at 4:42 PM
Trump and Vought turn their backs on military families again. No surprise, but it just hurts every time the CFPB lets companies illegally bilk people who serve our country. Read more in this great blog by @consumerfed.bsky.social's Erin Witte #stopvought #savecfpb
consumerfed.org/trumps-cfpb-...
consumerfed.org/trumps-cfpb-...
Shuttering the #CFPB would be an unconstitutional usurpation of legislative power, dismantling an agency #Congress created to protect #consumers, the amici said.
#Advocacy groups including CFA filed amicus briefs in support of the union’s case.
#Advocacy groups including CFA filed amicus briefs in support of the union’s case.
Full DC Circuit Will Review Trump’s Bid to Dismantle CFPB (2)
The Trump administration can’t move forward with plans to fire most employees at the Consumer Financial Protection Bureau after a full federal appeals court in Washington agreed to review a prior pane...
news.bgov.com
December 18, 2025 at 1:41 PM
Shuttering the #CFPB would be an unconstitutional usurpation of legislative power, dismantling an agency #Congress created to protect #consumers, the amici said.
#Advocacy groups including CFA filed amicus briefs in support of the union’s case.
#Advocacy groups including CFA filed amicus briefs in support of the union’s case.
“The #CFPB’s proposal to dismantle the Equal Credit Opportunity Act runs counter to the values of the American public, the #financial institutions that serve them, and the clearly stated intentions of #Congress." @adamrust.bsky.social
#ECOA
#ECOA
CFA Warns CFPB Proposal to Undermine Equal Credit Opportunity Act Could Enable AI-Driven Discrimination, Digital Redlining · Consumer Federation of America
The Consumer Federation of America (CFA) submitted comment to the Consumer Financial Protection Bureau (CFPB) opposing the agency’s proposed changes to Regulation B implementing the Equal Credit Oppor...
consumerfed.org
December 17, 2025 at 5:04 PM
“The #CFPB’s proposal to dismantle the Equal Credit Opportunity Act runs counter to the values of the American public, the #financial institutions that serve them, and the clearly stated intentions of #Congress." @adamrust.bsky.social
#ECOA
#ECOA
"Contaminated #InfantFormula puts the nation’s most vulnerable consumers at risk, and it is an indictment of our #FoodSafety system as a whole,” says Thomas Gremillion, director of Food Policy at the Consumer Federation of America.
Infant botulism: US FDA urges industry action as watchdogs flag inspector shortages
The US is facing its first-ever infant botulism outbreak after babies consumed ByHeart’s contaminated formula. The FDA has reminded industry players of their responsibility to recall food produc...
www.nutritioninsight.com
December 17, 2025 at 2:33 PM
"Contaminated #InfantFormula puts the nation’s most vulnerable consumers at risk, and it is an indictment of our #FoodSafety system as a whole,” says Thomas Gremillion, director of Food Policy at the Consumer Federation of America.
“At a time when #homeowners are struggling to afford home #insurance premiums, the Trump administration has a bunch of policies that are all driving up insurance #costs,” said Michael DeLong, CFA’s research and advocacy associate
Trump’s Anti-Climate Policies Are Driving Up Insurance Costs for Homeowners, Say Experts
Tariffs, extreme weather events and the president’s funding cuts are contributing to increasing rates, sometimes by double digits.
capitalandmain.com
December 16, 2025 at 2:06 PM
“At a time when #homeowners are struggling to afford home #insurance premiums, the Trump administration has a bunch of policies that are all driving up insurance #costs,” said Michael DeLong, CFA’s research and advocacy associate