David G.W. Birch
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dgwbirch.bsky.social
David G.W. Birch
@dgwbirch.bsky.social
Author, advisor and commentator on digital financial services.
“foreign tourists would need to provide their social media from the last five years. It will be ‘mandatory’ to hand over the information, and other details - including email addresses and telephone numbers used in the last five years”

I was [email protected] on Southwest Trains for ages.
Five years social media, contacts, and emails before you can enter the land of the free where free speech is protected by the Constitution bit.ly/44m92hP I don’t think I’ll be going for a while! Nor will Rishi Sunak who seems to lose his messages whenever he changes phones!
US plans to start checking all tourists' social media
The potential social media mandate being proposed by Customs and Border Protection (CBP) would apply to anyone visiting, whether they require a visa or not.
bit.ly
December 10, 2025 at 3:42 PM
Hey ho LET’S GO! Afternoon talk locked and loaded…

#Europeanpaymentscouncil
December 10, 2025 at 12:44 PM
Great start to the day.
December 10, 2025 at 6:05 AM
In darkest Ealing at the The Peg’s stablecoin dinner. Yum.
December 9, 2025 at 7:21 PM
E-petition buff.ly/NfaaGKw

"The Petitions Committee has scheduled a debate relating to digital ID"

It's not a debate about digital ID, it's a debate about the non-existent digital identity card that the prime minister invented at the Labour Party Conference. No-one knows what it is.
buff.ly
December 9, 2025 at 11:42 AM
Tune in to watch MPs discuss the Prime Minister's non-existent ID card, bearing in mind neither they nor anyone else knows what it is or how it might work or what it might be used for ihttps://buff.ly/NfaaGKw
December 8, 2025 at 5:17 PM
Yet another story about first-party card fraud against a restaurant- is this a thing now? www.bbc.co.uk/sounds/play/...
You and Yours - Dodgy Cars, Returns Fraud, Potholes - BBC Sounds
What to do if you buy a second-hand car that breaks down shortly after.
www.bbc.co.uk
December 8, 2025 at 3:05 PM
Not So GENIUS Act: Stablecoin Holders Rank 5th in Bankruptcy – Not 1st buff.ly/Qc8ran8

"Most stablecoin fans will be shocked to find out that if their stablecoin goes bust, they aren’t first in line for repayment, but fifth."

This is under the "GENIUS" Act.
December 7, 2025 at 5:17 PM
Stablecoin Scenarios | Noyes Payments Blog buff.ly/6gZFdiY

Tired: The medium is the message.
Wired: The money is the message.
December 6, 2025 at 5:17 PM
Stablecoins Will Change Banking For Good buff.ly/lQ5pxSF

Neither commercial banks nor central banks are laws of nature."
December 6, 2025 at 11:42 AM
The Death of the Wallet buff.ly/22Aa94t

"the most critical layer of the internet—trust and finance—remains tethered to the best-known skeuomorph of them all: the Wallet"

Interesting perspective.
December 5, 2025 at 5:17 PM
UK IGF 2025 buff.ly/mtyGhZl

Be there or be square, frankly.
December 5, 2025 at 11:42 AM
Belgium's Doccle conducts first live invoice transaction with EPI-founded Wero buff.ly/eej9rlR

It's a sad reflection on the tragic trajectory of my life that I clicked on this to read it because I am interested in it. I wanted to be a train driver when I was small.
December 4, 2025 at 5:17 PM
Hanging out with the cool kids at the ABN Amro Future of Finance Accelerator with #techstars
December 4, 2025 at 1:13 PM
Sony’s stablecoin: some interesting threads buff.ly/HepvhRS

"unless there’s a legal workaround that would enable Disney to issue a stablecoin"

Which is, to my mind, inevitable. The Disney Dollars will be "for entertainment purposes only" or whatever,
December 4, 2025 at 11:42 AM
Oh well, it's that time of year again. Thanks Spotify.

Top Genre: Blues Rock (no surprise)
Top Song: Black Lightning by The BellRays (surprise)
Top Album: There Is No Space For Us by Hawkwind
Top Artist: Hawkwind
My Role: Archivist "Your listening delves back into past eras"
December 4, 2025 at 9:55 AM
Starmer’s digital ID cards are the last thing Britain needs buff.ly/mZIIPDs

"here is no market failure in digital identity services in 2025. The UK’s private sector identity market is thriving."
December 3, 2025 at 5:17 PM
Why would any sane person buy a car on Facebook? And for cash?

They don’t do KYC. THEY DONT DO KYC.

You and Yours - 03/12/2025 - BBC Sounds www.bbc.co.uk/sounds/play/...
You and Yours - 03/12/2025 - BBC Sounds
News and discussion of consumer affairs
www.bbc.co.uk
December 3, 2025 at 1:49 PM
Looking forward to Finovate Europe? I am. Cheers!

buff.ly/QN3gwRu

"Digital Banking In The Artificial Intelligence Era – How Can Banks Adapt To Serving Nonhuman Customers? "
December 3, 2025 at 11:42 AM
They're Not Dumb. You're Just Not Paying Attention. buff.ly/qTV0JNV

"Startups, at their core, are stories about the future"
December 1, 2025 at 11:42 AM
1-0 to the Car-din-als 🎶
November 29, 2025 at 3:11 PM
How fun. My sister came back from a relative's funeral with a box of papers that originally came from my dad. Included in them were my notes from the "Aspects of AI" course I took at university back in 1979! Now I can add AI to my LinkedIn bio like everyone else.
November 29, 2025 at 10:31 AM
Amazon’s AI Crackdown Hits More AI Search Startups buff.ly/UYbaTo0

"{Amazon] revoking access for all AI search tools."
Amazon’s AI Crackdown Hits More AI Search Startups
Black Friday, one of the biggest shopping days of the year, should be a big business event for AI-powered shopping search startup Dupe. People looking for a bargain can use Dupe to search for items…
buff.ly
November 28, 2025 at 5:17 PM
Surprise & Delight in Agentic Finance buff.ly/B44McaJ

"I think we are still a long way from understanding what it will take to surprise and delight my agent (response time? service uptime? richer data?) as opposed to what it will take to surprise and delight me."
November 28, 2025 at 11:42 AM
My back-in-London-again jam open.spotify.com/track/65Ywa7...
Everything Is Broken
open.spotify.com
November 27, 2025 at 3:33 PM