David G.W. Birch
@dgwbirch.bsky.social
Author, advisor and commentator on digital financial services.
And so westwards, to watch noted educator MR ROBERT EASTAWAY deploy the works of the late MR WILLIAM SHAKESPEARE to great effect in the teaching of the arts of the mathematicians as set out with great clarity in his widely praised tome “Much Ado About Numbers”.
December 11, 2025 at 10:18 AM
And so westwards, to watch noted educator MR ROBERT EASTAWAY deploy the works of the late MR WILLIAM SHAKESPEARE to great effect in the teaching of the arts of the mathematicians as set out with great clarity in his widely praised tome “Much Ado About Numbers”.
December 10, 2025 at 12:44 PM
Great start to the day.
December 10, 2025 at 6:05 AM
Great start to the day.
In darkest Ealing at the The Peg’s stablecoin dinner. Yum.
December 9, 2025 at 7:21 PM
In darkest Ealing at the The Peg’s stablecoin dinner. Yum.
Tune in to watch MPs discuss the Prime Minister's non-existent ID card, bearing in mind neither they nor anyone else knows what it is or how it might work or what it might be used for ihttps://buff.ly/NfaaGKw
December 8, 2025 at 5:17 PM
Tune in to watch MPs discuss the Prime Minister's non-existent ID card, bearing in mind neither they nor anyone else knows what it is or how it might work or what it might be used for ihttps://buff.ly/NfaaGKw
Not So GENIUS Act: Stablecoin Holders Rank 5th in Bankruptcy – Not 1st buff.ly/Qc8ran8
"Most stablecoin fans will be shocked to find out that if their stablecoin goes bust, they aren’t first in line for repayment, but fifth."
This is under the "GENIUS" Act.
"Most stablecoin fans will be shocked to find out that if their stablecoin goes bust, they aren’t first in line for repayment, but fifth."
This is under the "GENIUS" Act.
December 7, 2025 at 5:17 PM
Not So GENIUS Act: Stablecoin Holders Rank 5th in Bankruptcy – Not 1st buff.ly/Qc8ran8
"Most stablecoin fans will be shocked to find out that if their stablecoin goes bust, they aren’t first in line for repayment, but fifth."
This is under the "GENIUS" Act.
"Most stablecoin fans will be shocked to find out that if their stablecoin goes bust, they aren’t first in line for repayment, but fifth."
This is under the "GENIUS" Act.
Stablecoin Scenarios | Noyes Payments Blog buff.ly/6gZFdiY
Tired: The medium is the message.
Wired: The money is the message.
Tired: The medium is the message.
Wired: The money is the message.
December 6, 2025 at 5:17 PM
Stablecoin Scenarios | Noyes Payments Blog buff.ly/6gZFdiY
Tired: The medium is the message.
Wired: The money is the message.
Tired: The medium is the message.
Wired: The money is the message.
Stablecoins Will Change Banking For Good buff.ly/lQ5pxSF
Neither commercial banks nor central banks are laws of nature."
Neither commercial banks nor central banks are laws of nature."
December 6, 2025 at 11:42 AM
Stablecoins Will Change Banking For Good buff.ly/lQ5pxSF
Neither commercial banks nor central banks are laws of nature."
Neither commercial banks nor central banks are laws of nature."
The Death of the Wallet buff.ly/22Aa94t
"the most critical layer of the internet—trust and finance—remains tethered to the best-known skeuomorph of them all: the Wallet"
Interesting perspective.
"the most critical layer of the internet—trust and finance—remains tethered to the best-known skeuomorph of them all: the Wallet"
Interesting perspective.
December 5, 2025 at 5:17 PM
The Death of the Wallet buff.ly/22Aa94t
"the most critical layer of the internet—trust and finance—remains tethered to the best-known skeuomorph of them all: the Wallet"
Interesting perspective.
"the most critical layer of the internet—trust and finance—remains tethered to the best-known skeuomorph of them all: the Wallet"
Interesting perspective.
December 5, 2025 at 11:42 AM
Belgium's Doccle conducts first live invoice transaction with EPI-founded Wero buff.ly/eej9rlR
It's a sad reflection on the tragic trajectory of my life that I clicked on this to read it because I am interested in it. I wanted to be a train driver when I was small.
It's a sad reflection on the tragic trajectory of my life that I clicked on this to read it because I am interested in it. I wanted to be a train driver when I was small.
December 4, 2025 at 5:17 PM
Belgium's Doccle conducts first live invoice transaction with EPI-founded Wero buff.ly/eej9rlR
It's a sad reflection on the tragic trajectory of my life that I clicked on this to read it because I am interested in it. I wanted to be a train driver when I was small.
It's a sad reflection on the tragic trajectory of my life that I clicked on this to read it because I am interested in it. I wanted to be a train driver when I was small.
Hanging out with the cool kids at the ABN Amro Future of Finance Accelerator with #techstars
December 4, 2025 at 1:13 PM
Hanging out with the cool kids at the ABN Amro Future of Finance Accelerator with #techstars
Sony’s stablecoin: some interesting threads buff.ly/HepvhRS
"unless there’s a legal workaround that would enable Disney to issue a stablecoin"
Which is, to my mind, inevitable. The Disney Dollars will be "for entertainment purposes only" or whatever,
"unless there’s a legal workaround that would enable Disney to issue a stablecoin"
Which is, to my mind, inevitable. The Disney Dollars will be "for entertainment purposes only" or whatever,
December 4, 2025 at 11:42 AM
Sony’s stablecoin: some interesting threads buff.ly/HepvhRS
"unless there’s a legal workaround that would enable Disney to issue a stablecoin"
Which is, to my mind, inevitable. The Disney Dollars will be "for entertainment purposes only" or whatever,
"unless there’s a legal workaround that would enable Disney to issue a stablecoin"
Which is, to my mind, inevitable. The Disney Dollars will be "for entertainment purposes only" or whatever,
Starmer’s digital ID cards are the last thing Britain needs buff.ly/mZIIPDs
"here is no market failure in digital identity services in 2025. The UK’s private sector identity market is thriving."
"here is no market failure in digital identity services in 2025. The UK’s private sector identity market is thriving."
December 3, 2025 at 5:17 PM
Starmer’s digital ID cards are the last thing Britain needs buff.ly/mZIIPDs
"here is no market failure in digital identity services in 2025. The UK’s private sector identity market is thriving."
"here is no market failure in digital identity services in 2025. The UK’s private sector identity market is thriving."
Looking forward to Finovate Europe? I am. Cheers!
buff.ly/QN3gwRu
"Digital Banking In The Artificial Intelligence Era – How Can Banks Adapt To Serving Nonhuman Customers? "
buff.ly/QN3gwRu
"Digital Banking In The Artificial Intelligence Era – How Can Banks Adapt To Serving Nonhuman Customers? "
December 3, 2025 at 11:42 AM
Looking forward to Finovate Europe? I am. Cheers!
buff.ly/QN3gwRu
"Digital Banking In The Artificial Intelligence Era – How Can Banks Adapt To Serving Nonhuman Customers? "
buff.ly/QN3gwRu
"Digital Banking In The Artificial Intelligence Era – How Can Banks Adapt To Serving Nonhuman Customers? "
They're Not Dumb. You're Just Not Paying Attention. buff.ly/qTV0JNV
"Startups, at their core, are stories about the future"
"Startups, at their core, are stories about the future"
December 1, 2025 at 11:42 AM
They're Not Dumb. You're Just Not Paying Attention. buff.ly/qTV0JNV
"Startups, at their core, are stories about the future"
"Startups, at their core, are stories about the future"
1-0 to the Car-din-als 🎶
November 29, 2025 at 3:11 PM
1-0 to the Car-din-als 🎶
How fun. My sister came back from a relative's funeral with a box of papers that originally came from my dad. Included in them were my notes from the "Aspects of AI" course I took at university back in 1979! Now I can add AI to my LinkedIn bio like everyone else.
November 29, 2025 at 10:31 AM
How fun. My sister came back from a relative's funeral with a box of papers that originally came from my dad. Included in them were my notes from the "Aspects of AI" course I took at university back in 1979! Now I can add AI to my LinkedIn bio like everyone else.
Surprise & Delight in Agentic Finance buff.ly/B44McaJ
"I think we are still a long way from understanding what it will take to surprise and delight my agent (response time? service uptime? richer data?) as opposed to what it will take to surprise and delight me."
"I think we are still a long way from understanding what it will take to surprise and delight my agent (response time? service uptime? richer data?) as opposed to what it will take to surprise and delight me."
November 28, 2025 at 11:42 AM
Surprise & Delight in Agentic Finance buff.ly/B44McaJ
"I think we are still a long way from understanding what it will take to surprise and delight my agent (response time? service uptime? richer data?) as opposed to what it will take to surprise and delight me."
"I think we are still a long way from understanding what it will take to surprise and delight my agent (response time? service uptime? richer data?) as opposed to what it will take to surprise and delight me."
Happy Thanksgiving y’all
November 27, 2025 at 3:08 PM
Happy Thanksgiving y’all
New on Forbes: Financial Literacy Is Never Going To Improve. Leave It To The Bots buff.ly/Ab5DTTa
Any strategy that relies on consumer education to improve financial health is doomed. Surely a better way to protect them is to get bots to deal with their finances.
Any strategy that relies on consumer education to improve financial health is doomed. Surely a better way to protect them is to get bots to deal with their finances.
November 26, 2025 at 11:42 AM
New on Forbes: Financial Literacy Is Never Going To Improve. Leave It To The Bots buff.ly/Ab5DTTa
Any strategy that relies on consumer education to improve financial health is doomed. Surely a better way to protect them is to get bots to deal with their finances.
Any strategy that relies on consumer education to improve financial health is doomed. Surely a better way to protect them is to get bots to deal with their finances.
Pop culture has mastered nostalgia — by returning to a pre-smartphone era buff.ly/ZstY2up
"I’m not saying that it has made those of us who play Dungeons & Dragons 'cool'"
Well, not by itself, no. But it certainly helped.
"I’m not saying that it has made those of us who play Dungeons & Dragons 'cool'"
Well, not by itself, no. But it certainly helped.
November 25, 2025 at 5:17 PM
Pop culture has mastered nostalgia — by returning to a pre-smartphone era buff.ly/ZstY2up
"I’m not saying that it has made those of us who play Dungeons & Dragons 'cool'"
Well, not by itself, no. But it certainly helped.
"I’m not saying that it has made those of us who play Dungeons & Dragons 'cool'"
Well, not by itself, no. But it certainly helped.
UIDAI’s Latest Aadhaar App Turns Your Phone Into a Secure Digital ID Wallet buff.ly/552cqTu
"The newly launched Aadhaar app… functions as a secure digital wallet where users can store, display, and share their Aadhaar credentials safely and conveniently."
Quite interesting.
"The newly launched Aadhaar app… functions as a secure digital wallet where users can store, display, and share their Aadhaar credentials safely and conveniently."
Quite interesting.
November 25, 2025 at 11:42 AM
UIDAI’s Latest Aadhaar App Turns Your Phone Into a Secure Digital ID Wallet buff.ly/552cqTu
"The newly launched Aadhaar app… functions as a secure digital wallet where users can store, display, and share their Aadhaar credentials safely and conveniently."
Quite interesting.
"The newly launched Aadhaar app… functions as a secure digital wallet where users can store, display, and share their Aadhaar credentials safely and conveniently."
Quite interesting.
How can you tell if music is AI-generated? buff.ly/Puz26OV
"suggested 97% of respondents could not spot an AI-generated song"
Everything on Radio 1 sounds AI generated to me. Stick to the real thing.
"suggested 97% of respondents could not spot an AI-generated song"
Everything on Radio 1 sounds AI generated to me. Stick to the real thing.
November 24, 2025 at 5:17 PM
How can you tell if music is AI-generated? buff.ly/Puz26OV
"suggested 97% of respondents could not spot an AI-generated song"
Everything on Radio 1 sounds AI generated to me. Stick to the real thing.
"suggested 97% of respondents could not spot an AI-generated song"
Everything on Radio 1 sounds AI generated to me. Stick to the real thing.
Agentic commerce not quite here yet.
November 24, 2025 at 11:42 AM
Agentic commerce not quite here yet.