National Consumer Law Center
@nclc4consumers.bsky.social
NCLC works across several issues facing consumers to stop exploitative practices, help financially stressed families build and retain wealth, and advance economic fairness. #ProtectConsumers
Ahead of #ValentinesDay, take action! Show some love for housing justice. Defend #FairHousing and the right to fight back when people are denied housing or lending opportunities because of their race, age, religion, or disability status. ❤️ www.nclc.org/urge-hud-to-...
February 13, 2026 at 8:39 PM
Ahead of #ValentinesDay, take action! Show some love for housing justice. Defend #FairHousing and the right to fight back when people are denied housing or lending opportunities because of their race, age, religion, or disability status. ❤️ www.nclc.org/urge-hud-to-...
Roses are Red 🌹, Violets Are Blue🟦,
When Housing is Unfair, You Should Be Able to Sue.
Take action before #ValentinesDay to stand up for #FairHousing, #FairLending, and Access to Justice! www.nclc.org/urge-hud-to-...
When Housing is Unfair, You Should Be Able to Sue.
Take action before #ValentinesDay to stand up for #FairHousing, #FairLending, and Access to Justice! www.nclc.org/urge-hud-to-...
February 13, 2026 at 7:23 PM
Roses are Red 🌹, Violets Are Blue🟦,
When Housing is Unfair, You Should Be Able to Sue.
Take action before #ValentinesDay to stand up for #FairHousing, #FairLending, and Access to Justice! www.nclc.org/urge-hud-to-...
When Housing is Unfair, You Should Be Able to Sue.
Take action before #ValentinesDay to stand up for #FairHousing, #FairLending, and Access to Justice! www.nclc.org/urge-hud-to-...
Love 💕 isn’t always fair, but housing should be! Take action to support #FairHousing and defend disparate impact. It protects against bad housing policies that might look neutral but cause real harm. #FairLending #ValentinesDay www.nclc.org/urge-hud-to-...
February 13, 2026 at 6:10 PM
Love 💕 isn’t always fair, but housing should be! Take action to support #FairHousing and defend disparate impact. It protects against bad housing policies that might look neutral but cause real harm. #FairLending #ValentinesDay www.nclc.org/urge-hud-to-...
Reposted by National Consumer Law Center
Tzedek DC joined @nclc4consumers.bsky.social to urge DISB to enforce DC's interest cap rate at 24% for earned wage access apps. These apps are new forms of payday loans that would trap DC residents with low incomes in cycles of debt with interest rates as high as 300%. www.nclc.org/broad-coalit...
Broad Coalition Supports New Senate Bill to Cap Interest Rates for Loans
WASHINGTON – As the prospect of an interest rate cap has moved to the forefront of national public policy discussions, the National Consumer Law Center (NCLC) joined over 170 civil rights, consumer, a...
www.nclc.org
February 13, 2026 at 5:17 PM
Tzedek DC joined @nclc4consumers.bsky.social to urge DISB to enforce DC's interest cap rate at 24% for earned wage access apps. These apps are new forms of payday loans that would trap DC residents with low incomes in cycles of debt with interest rates as high as 300%. www.nclc.org/broad-coalit...
Reposted by National Consumer Law Center
The CFPB still stands a year after the Trump admin tried to delete it, thanks to its workers and advocates. But, its ability to protect workers is hanging by a thread. Click the link and demand Congress show consumer protection some love this Valentine’s Day. bit.ly/lovecfpb #CFPBMyValentine
February 13, 2026 at 5:08 PM
The CFPB still stands a year after the Trump admin tried to delete it, thanks to its workers and advocates. But, its ability to protect workers is hanging by a thread. Click the link and demand Congress show consumer protection some love this Valentine’s Day. bit.ly/lovecfpb #CFPBMyValentine
[email protected] proposed changes would fundamentally rewrite #FairHousing law, and give discrimination the green light. Take action before #ValentinesDay to tell HUD that you ❤️ disparate impact rules & #FairLending. www.nclc.org/urge-hud-to-...
February 13, 2026 at 5:05 PM
[email protected] proposed changes would fundamentally rewrite #FairHousing law, and give discrimination the green light. Take action before #ValentinesDay to tell HUD that you ❤️ disparate impact rules & #FairLending. www.nclc.org/urge-hud-to-...
Tell Congress to show us their love for the American people by voting to restore CFPB funding immediately! Contact Congress using this link bit.ly/lovecfpb and ask them who their Valentine will be this year: Working people or predatory lenders? #CFPBMyValentine
February 13, 2026 at 4:42 PM
Tell Congress to show us their love for the American people by voting to restore CFPB funding immediately! Contact Congress using this link bit.ly/lovecfpb and ask them who their Valentine will be this year: Working people or predatory lenders? #CFPBMyValentine
Access to #FairHousing is critical for people with disabilities ♿. Show them some love by taking action to urge @HUDgov to keep disparate impact rules and encourage #FairLending. #ValentinesDay www.nclc.org/urge-hud-to-...
February 13, 2026 at 4:18 PM
Access to #FairHousing is critical for people with disabilities ♿. Show them some love by taking action to urge @HUDgov to keep disparate impact rules and encourage #FairLending. #ValentinesDay www.nclc.org/urge-hud-to-...
Roses are red, but no one loves redlining. Take action TODAY to urge @hudgov.bsky.social to keep #FairHousing & #FairLending rules on the books. #ValentinesDay www.nclc.org/urge-hud-to-...
February 13, 2026 at 3:22 PM
Roses are red, but no one loves redlining. Take action TODAY to urge @hudgov.bsky.social to keep #FairHousing & #FairLending rules on the books. #ValentinesDay www.nclc.org/urge-hud-to-...
As cash-strapped consumers increasingly turn to #BuyNowPayLater loans, a NY law provides a framework to protect people from hidden charges and unaffordable #debt
A new NCLC issue brief explains how
www.nclc.org/states-can-p...
A new NCLC issue brief explains how
www.nclc.org/states-can-p...
States Can Protect Buy Now, Pay Later Borrowers
New York BNPL Law Creates a Blueprint for Protecting Shoppers Nationwide WASHINGTON – As cash-strapped consumers increasingly turn to Buy Now, Pay Later (BNPL) loans, a New York law provides a framewo...
www.nclc.org
February 12, 2026 at 4:13 PM
As cash-strapped consumers increasingly turn to #BuyNowPayLater loans, a NY law provides a framework to protect people from hidden charges and unaffordable #debt
A new NCLC issue brief explains how
www.nclc.org/states-can-p...
A new NCLC issue brief explains how
www.nclc.org/states-can-p...
“At a time when predatory lenders are asking the Trump Administration to let them ignore state rate caps, a 36% national ceiling, including all junk fees, will stop the worst predatory lending.” #StopTheDebtTrap #ProtectConsumers www.nclc.org/broad-coalit...
Broad Coalition Supports New Senate Bill to Cap Interest Rates for Loans
WASHINGTON – As the prospect of an interest rate cap has moved to the forefront of national public policy discussions, the National Consumer Law Center (NCLC) joined over 170 civil rights, consumer, a...
www.nclc.org
February 11, 2026 at 3:20 PM
“At a time when predatory lenders are asking the Trump Administration to let them ignore state rate caps, a 36% national ceiling, including all junk fees, will stop the worst predatory lending.” #StopTheDebtTrap #ProtectConsumers www.nclc.org/broad-coalit...
Reposted by National Consumer Law Center
Love looks like protecting veterans and hardworking families from predatory scams. Love looks like stopping discriminatory lending. This Valentine’s Day, let’s demand lawmakers stand with everyday people. Demand Congress restore CFPB funding bit.ly/lovecfpb #CFPBMyValentine
February 11, 2026 at 2:52 PM
Love looks like protecting veterans and hardworking families from predatory scams. Love looks like stopping discriminatory lending. This Valentine’s Day, let’s demand lawmakers stand with everyday people. Demand Congress restore CFPB funding bit.ly/lovecfpb #CFPBMyValentine
[email protected] threatens to undo decades of work to end redlining, segregation, and other forms of housing discrimination. Take action ahead of #ValentinesDay to say, “no way, we ❤️ #FairHousing & #FairLending. www.nclc.org/urge-hud-to-...
Urge HUD to Fully Enforce the Fair Housing Act and Withdraw Proposed Rule to Eliminate Civil Rights Tools
HUD should withdraw this proposed rule, reaffirm the current standard, and step up enforcement under the Fair Housing Act.
www.nclc.org
February 11, 2026 at 2:58 PM
[email protected] threatens to undo decades of work to end redlining, segregation, and other forms of housing discrimination. Take action ahead of #ValentinesDay to say, “no way, we ❤️ #FairHousing & #FairLending. www.nclc.org/urge-hud-to-...
The CFPB still stands a full year after the administration tried to delete it. But, its ability to truly #ProtectConsumers is hanging by a thread. Send a letter to Congress and demand they show consumer protection some love this #ValentinesDay. bit.ly/lovecfpb #CFPBMyValentine
February 11, 2026 at 2:47 PM
The CFPB still stands a full year after the administration tried to delete it. But, its ability to truly #ProtectConsumers is hanging by a thread. Send a letter to Congress and demand they show consumer protection some love this #ValentinesDay. bit.ly/lovecfpb #CFPBMyValentine
“Seizure of a family’s bank account balance can be devastating for families that are confronted with the harsh reality that the money they’ve set aside for rent, food, utilities, and other basic necessities is gone." #ProtectConsumers #FairDebt www.nclc.org/debt-collect...
Debt Collectors are Emptying Families’ Bank Accounts
Weak State Exemption Laws Exacerbate Affordability Crisis, Expand Racial Wealth Gap
www.nclc.org
February 11, 2026 at 2:38 PM
“Seizure of a family’s bank account balance can be devastating for families that are confronted with the harsh reality that the money they’ve set aside for rent, food, utilities, and other basic necessities is gone." #ProtectConsumers #FairDebt www.nclc.org/debt-collect...
“The vague disclosures and weak protections Congress and states are considering will do nothing to stop escalating payday loan app fees that exacerbate the affordability crisis.” @lsaunders.bsky.social #EWA #ProtectConsumers #Fintech #StopTheDebtTrap www.nclc.org/earned-wage-...
Earned Wage Payday Loans Compound the Affordability Problem
With Apps Taking $300/year or more from Workers, Lawmakers Should Reject Bills Removing Protections for Active Duty Service Members and Preempting State Payday Loan Laws
www.nclc.org
February 10, 2026 at 7:32 PM
“The vague disclosures and weak protections Congress and states are considering will do nothing to stop escalating payday loan app fees that exacerbate the affordability crisis.” @lsaunders.bsky.social #EWA #ProtectConsumers #Fintech #StopTheDebtTrap www.nclc.org/earned-wage-...
NCLC is proud to support passage of the Road to Opportunity Act to end the Massachusetts practice of taking away driver’s licenses for reasons that have nothing to do with unsafe driving, such as unpaid parking tickets and toll fees, or failure to update a mailing address. #ProtectConsumers #Mapoli
An unpaid toll or parking ticket shouldn't keep you from getting to work, to school or to the doctor.
My budget proposal would bring Massachusetts laws in line with other states and end license non-renewals for debts that don't relate to public safety.
My budget proposal would bring Massachusetts laws in line with other states and end license non-renewals for debts that don't relate to public safety.
February 10, 2026 at 6:29 PM
NCLC is proud to support passage of the Road to Opportunity Act to end the Massachusetts practice of taking away driver’s licenses for reasons that have nothing to do with unsafe driving, such as unpaid parking tickets and toll fees, or failure to update a mailing address. #ProtectConsumers #Mapoli
[email protected] threatens to undo decades of work to end redlining, segregation, and other forms of housing discrimination. Take action ahead of #ValentinesDay to say, “no way, we ❤️ #FairHousing & #FairLending. www.nclc.org/urge-hud-to-...
Urge HUD to Fully Enforce the Fair Housing Act and Withdraw Proposed Rule to Eliminate Civil Rights Tools
HUD should withdraw this proposed rule, reaffirm the current standard, and step up enforcement under the Fair Housing Act.
www.nclc.org
February 10, 2026 at 6:09 PM
[email protected] threatens to undo decades of work to end redlining, segregation, and other forms of housing discrimination. Take action ahead of #ValentinesDay to say, “no way, we ❤️ #FairHousing & #FairLending. www.nclc.org/urge-hud-to-...
#BlackHistoryMonth is a time to celebrate hard-won civil rights – not watch @hudgov.bsky.social roll them back. Before #ValentinesDay, take action to tell HUD you support civil rights tools that fight discrimination. #FairHousing www.nclc.org/urge-hud-to-...
February 9, 2026 at 8:19 PM
#BlackHistoryMonth is a time to celebrate hard-won civil rights – not watch @hudgov.bsky.social roll them back. Before #ValentinesDay, take action to tell HUD you support civil rights tools that fight discrimination. #FairHousing www.nclc.org/urge-hud-to-...
Reposted by National Consumer Law Center
The CFPB complaint database is a critical resource for consumers trying to get help when their disputes with companies are going nowhere. These changes, and others proposed by the CFPB will absolutely lead to fewer consumers being able to resolve their issues and get restitution.
In late January, a credit reporting trade group said the CFPB should make changes to its complaint database that will decrease the number of complaints filed. On Wednesday, the CFPB did just that (IN ALL CAPS).
news.bloomberglaw.com/banking-law/...
news.bloomberglaw.com/banking-law/...
CFPB Makes Industry-Friendly Changes to Complaint Database
The Consumer Financial Protection Bureau is forcing people looking to file complaints about financial products or services to wade through industry-backed disclosures before doing so, a move that cons...
news.bloomberglaw.com
February 9, 2026 at 5:12 PM
The CFPB complaint database is a critical resource for consumers trying to get help when their disputes with companies are going nowhere. These changes, and others proposed by the CFPB will absolutely lead to fewer consumers being able to resolve their issues and get restitution.
“People can’t work at businesses that are shuttered, and customers aren’t shopping in neighborhoods that are being overrun by federal forces," said @chichiwu.bsky.social. Financial services companies must grant affected communities relief. cc: @natfairhouse.bsky.social www.nclc.org/ice-has-crea...
ICE Has Created a Disaster in Minnesota; The Financial Services Industry Can Help
Advocates Call On Lending, Debt Collection, Credit Reporting Companies to Ease Financial Impact on Families
www.nclc.org
February 9, 2026 at 7:15 PM
“People can’t work at businesses that are shuttered, and customers aren’t shopping in neighborhoods that are being overrun by federal forces," said @chichiwu.bsky.social. Financial services companies must grant affected communities relief. cc: @natfairhouse.bsky.social www.nclc.org/ice-has-crea...
“People with complaints about their credit reports can choose to send a dispute first to the credit bureaus," said @chichiwu.bsky.social. "But it's their right to choose where to complain first.” #ProtectConsumers www.nclc.org/cfpb-takes-s...
CFPB Takes Steps to Reduce the Number of People Who Seek Help from the Consumer Agency
Despite new hurdles, consumers should continue to submit complaints.
www.nclc.org
February 9, 2026 at 6:09 PM
“People with complaints about their credit reports can choose to send a dispute first to the credit bureaus," said @chichiwu.bsky.social. "But it's their right to choose where to complain first.” #ProtectConsumers www.nclc.org/cfpb-takes-s...
Roses are Red 🌹, Violets Are Blue🟦,
When Housing is Unfair, You Should Be Able to Sue.
Take action before #ValentinesDay to stand up for #FairHousing, #FairLending, and Access to Justice! www.nclc.org/urge-hud-to-...
When Housing is Unfair, You Should Be Able to Sue.
Take action before #ValentinesDay to stand up for #FairHousing, #FairLending, and Access to Justice! www.nclc.org/urge-hud-to-...
February 9, 2026 at 3:01 PM
Roses are Red 🌹, Violets Are Blue🟦,
When Housing is Unfair, You Should Be Able to Sue.
Take action before #ValentinesDay to stand up for #FairHousing, #FairLending, and Access to Justice! www.nclc.org/urge-hud-to-...
When Housing is Unfair, You Should Be Able to Sue.
Take action before #ValentinesDay to stand up for #FairHousing, #FairLending, and Access to Justice! www.nclc.org/urge-hud-to-...
Reposted by National Consumer Law Center
#Blackhistory is housing history. From redlining to racial covenants to predatory lending, access to safe, affordable housing has always shaped access to opportunity.
February 6, 2026 at 3:10 PM
#Blackhistory is housing history. From redlining to racial covenants to predatory lending, access to safe, affordable housing has always shaped access to opportunity.
They’re called “zombie mortgages” — debts that homeowners thought were forgiven long ago, only to learn that they still exist and could cost them their homes. @pbsnews.org reports on these back-from-the-dead debts. #ProtectConsumers #FairHousing www.pbs.org/newshour/sho...
How ‘zombie mortgages’ are coming back to haunt homeowners years later
They’re called “zombie mortgages” — debts that homeowners thought were forgiven long ago, only to learn that they still exist and could cost them their homes. Economics correspondent Paul Solman and p...
www.pbs.org
February 6, 2026 at 6:11 PM
They’re called “zombie mortgages” — debts that homeowners thought were forgiven long ago, only to learn that they still exist and could cost them their homes. @pbsnews.org reports on these back-from-the-dead debts. #ProtectConsumers #FairHousing www.pbs.org/newshour/sho...