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National Consumer Law Center @nclc4consumers.bsky.social · 1d

“Klarna,” in Swedish, means “to become clear” — an irony not lost on Berman, a frequent #BNPL borrower, who said she had never felt so adrift, confused and depressed as in the years she was spiraling into buy-now-pay-later debt. #ProtectConsumers @nytimes.com www.nytimes.com/2025/10/07/m...

They Got to Live a Life of Luxury. Then Came the Fine Print.

www.nytimes.com

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Reposted by National Consumer Law Center

Consumer Federation of America @consumerfed.bsky.social · 2d

"#Americans owe more #debt than at any point in history," said @erinwitte-cfa.bsky.social, director of consumer protection at the nonprofit Consumer Federation of America.
@usatoday.com

Debt collection complaints are surging. Know your rights when they call.

As the nation falls further into debt, complaints about aggressive debt collection are rising.

www.usatoday.com

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National Consumer Law Center @nclc4consumers.bsky.social · 2d

October is Domestic Violence Awareness Month and NCLC Senior Attorney Carla Sanchez-Adams sits down with Maleaha Brown @americanbar.org to discuss coerced debt and economic abuse in this on-demand session.
#DVAM2025 #ProtectConsumers www.youtube.com/watch?v=W1cx...

Coerced Debt & Economic Abuse: A Spotlight for Domestic Violence Awareness Month | Chair Chat

YouTube video by ABA Section of Civil Rights and Social Justice

www.youtube.com

National Consumer Law Center @nclc4consumers.bsky.social · 2d

A zombie mortgage, an old, written-off loan that suddenly came back to life, cost the Amables their home. And they aren't alone. Learn more from @bloomberg.com #FairHousing #Foreclosure #ProtectConsumers
www.youtube.com/shorts/JYcSh...

How a 'zombie mortgage' can leave a person homeless

YouTube video by Bloomberg Television

www.youtube.com

National Consumer Law Center @nclc4consumers.bsky.social · 3d

Join NCLC on 10/20 to explore the NCLC Digital Library Student Loans Practice Suite. Learn how to optimize the NCLC's vast collection of legal tools & resources to pinpoint exactly what you need to defend your clients. #ProtectConsumers #ProtectBorrowers #ConsumerLaw www.nclc.org/event/nclc-d...

NCLC Digital Library Practice Suite Webinar: Student Loans

Join NCLC Staff Attorney Anna Anderson for an exclusive hands-on session to explore the NCLC Digital Library Student Loans Practice Suite.

www.nclc.org

National Consumer Law Center @nclc4consumers.bsky.social · 3d

Rising home prices have made the debts, bought for pennies on the dollar, profitable. Investors can foreclose on a property and resell, or pressure homeowners to pay, collecting years of accrued interest and fees, says Andrea Bopp Stark @nclc4consumers.bsky.social. www.bloomberg.com/explainers/z...

How Homeowners Can Protect Themselves From Zombie Mortgages

A surge in debt collection tied to old second mortgages is exposing the cracks in America’s housing safeguards.

www.bloomberg.com

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Reposted by National Consumer Law Center

Consumers for Auto Reliability and Safety @autosafety4all.bsky.social · 4d

#California! Good news for car buyers. @governor.ca.gov just signed the Combating Auto Retail Scams Act, to make buying cars more affordable & less risky. Imagine having 3 days to return a used car for ANY reason, for a refund. Game changer! @consumerfed.bsky.social www.gov.ca.gov/2025/10/06/g...

Governor Newsom signs new laws to help reduce costs for families | Governor of California

www.gov.ca.gov

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National Consumer Law Center @nclc4consumers.bsky.social · 5d

“We need all hands on deck to combat fraud,” said Carla Sanchez-Adams @nclc4consumers.bsky.social. “Financial institutions & payment providers need to ensure criminal fraudsters are unable to open accounts & receive stolen funds." @consumeraffairs.bsky.social www.consumeraffairs.com/news/new-nat...

www.consumeraffairs.com

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National Consumer Law Center @nclc4consumers.bsky.social · 8d

𝐓𝐡𝐞 𝐄𝐚𝐫𝐥𝐲 𝐁𝐢𝐫𝐝 𝐝𝐢𝐬𝐜𝐨𝐮𝐧𝐭 𝐞𝐧𝐝𝐬 𝐓𝐎𝐃𝐀𝐘! Make sure you get the best rate to attend the 2025 Consumer Rights Litigation Conference (CRLC) & Class Action Symposium. Register now! #ConsumerLaw #ProtectConsumers #CRLC2025 @consumeradvocates.bsky.social www.nclc.org/event/2025-c...

2025 Consumer Rights Litigation Conference & Class Action Symposium

Click on the links below to find out more information: Washington Hilton | November 13 – 16, 2025 “The CRLC is an invaluable way to connect with the smartest consumer advocates from around the country...

www.nclc.org

National Consumer Law Center @nclc4consumers.bsky.social · 8d

Researchers tracked workers for a year after their first payday advance and found that advances doubled in frequency, with 3 in 4 borrowers taking out more than one loan in a two-week period. #StopTheDebtTrap #ProtectConsumers @crlonline.bsky.social @nytimes.com www.nytimes.com/2025/10/03/y...

Some Workers Are Turning to Pay-Advance Apps for Basic Expenses

www.nytimes.com

National Consumer Law Center @nclc4consumers.bsky.social · 8d

The U.S. Court of Appeals for the First Circuit will hear oral argument on Tuesday, Oct. 7, in an important case that may determine if people held in federal and state prisons, jails, and ICE detention facilities can have affordable phone and video calls. www.nclc.org/appeals-cour...

Appeals Court to Hear Oral Argument on FCC Regulations Protecting Affordable Communication for Incarcerated People

Advocates warn families could lose essential connections to incarcerated loved ones.

www.nclc.org

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National Consumer Law Center @nclc4consumers.bsky.social · 9d

Don’t wait! The 𝐄𝐚𝐫𝐥𝐲 𝐁𝐢𝐫𝐝 𝐝𝐢𝐬𝐜𝐨𝐮𝐧𝐭 for the 2025 Consumer Rights Litigation Conference (CRLC) & Class Action Symposium 𝐞𝐧𝐝𝐬 𝐭𝐨𝐦𝐨𝐫𝐫𝐨𝐰 - 𝐅𝐫𝐢𝐝𝐚𝐲, 𝐎𝐜𝐭𝐨𝐛𝐞𝐫 𝟑𝐫𝐝. @consumeradvocates.bsky.social #ConsumerLaw #ProtectConsumers www.nclc.org/event/2025-c...

2025 Consumer Rights Litigation Conference & Class Action Symposium

Click on the links below to find out more information: Washington Hilton | November 13 – 16, 2025 “The CRLC is an invaluable way to connect with the smartest consumer advocates from around the country...

www.nclc.org

Reposted by National Consumer Law Center

Chi Chi Wu @chichiwu.bsky.social · 9d

CFPB had been trying to help renters. Without it, renters are vulnerable to abuses that take advantage of our broken credit reporting system, e.g.,debt collectors parking dubious back rent & damages claims onto credit reports, preventing renters from obtaining new housing www.vox.com/policy/46235...

Tenants say it’s time for landlords to cancel back rent debt

Tenants are going on strike against their landlords.

www.vox.com

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National Consumer Law Center @nclc4consumers.bsky.social · 10d

“The lawsuit alleges that D.R. Horton and DHI Mortgage were running a ‘Monthly Payment Suppression Scheme' … They preyed on people’s faith in the American Dream of homeownership to lure them into unaffordable, deceptive deals.” #FairHousing #ProtectConsumers www.nclc.org/homeowners-s...

Homeowners Sue D.R. Horton Over Deceptive Home Sales & Financing Scheme

Lawsuit Seeks Relief for Bait-and-Switch Practices That Hid the True Costs of Homes from First-Time Buyers

www.nclc.org

National Consumer Law Center @nclc4consumers.bsky.social · 10d

October 1, 2025, is Energy Efficiency Day, but efficiency is year-round!

Save Money. Cut Pollution. Create Jobs. #EEDay2025 #ProtectConsumers

National Consumer Law Center @nclc4consumers.bsky.social · 10d

“Industry and federal and state governments must work together to strengthen policies and practices to #ProtectConsumers,” said Patrick Crotty @NCLC. Congress & regulators should also expand enforcement of existing laws & hold companies that facilitate fraud accountable. www.nclc.org/nations-larg...

Nation’s Largest Financial Institutions, Tech Companies Warn of Rising Fraud Targeting Consumers

Task force aims to solve America’s $158 billion fraud problem.

www.nclc.org

National Consumer Law Center @nclc4consumers.bsky.social · 12d

Act now! The 𝐄𝐚𝐫𝐥𝐲 𝐁𝐢𝐫𝐝 𝐝𝐢𝐬𝐜𝐨𝐮𝐧𝐭 for the 2025 Consumer Rights Litigation Conference (CRLC) & Class Action Symposium 𝐞𝐧𝐝𝐬 𝐭𝐡𝐢𝐬 𝐅𝐫𝐢𝐝𝐚𝐲, 𝐎𝐜𝐭𝐨𝐛𝐞𝐫 𝟑. #ConsumerLaw #ProtectConsumers @consumeradvocates.bsky.social www.nclc.org/event/2025-c...

2025 Consumer Rights Litigation Conference & Class Action Symposium

Click on the links below to find out more information: Washington Hilton | November 13 – 16, 2025 “The CRLC is an invaluable way to connect with the smartest consumer advocates from around the country...

www.nclc.org

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National Consumer Law Center @nclc4consumers.bsky.social · 12d

“You’re really kicking people when they’re down,” said Lois Lupica, with the Denver-based Community Economic Defense Project and Debt Collection Lab at Princeton. “They’re basically suing the you-can’t-get-blood-from-a-turnip population.” @kffhealthnews.org @fortune.com fortune.com/2025/09/29/m...

Health care providers and debt collectors are biting from people’s paychecks to cover old medical bills | Fortune

A KFF Health News investigation shows that this aggressive collection practice is widespread in Colorado despite consumer protections.

fortune.com

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National Consumer Law Center @nclc4consumers.bsky.social · 16d

When families lose coverage, we all pay the price. Hospitals shift unpaid bills onto everyone—even people with private insurance.

📢 Congress must make premium tax credits permanent + repeal harmful cuts before costs skyrocket.

#CareNotCuts

National Consumer Law Center @nclc4consumers.bsky.social · 16d

Millions of families and individuals are already stretching every dollar — they can’t afford higher premiums or more medical debt.

But instead of making tax credits permanent, Congress delivered the biggest health care cuts in U.S. history.

#CareNotCuts #ProtectConsumers

Reposted by National Consumer Law Center

Tzedek DC @tzedekdc.bsky.social · 16d

Enhanced Premium Tax Credits protect 20M+ people from medical bills that drain savings & wreck credit. Congress had the chance to act—instead, they chose cuts.

Join us in urging Congress to make these tax credits permanent & repeal health care cuts: commcat.io/467vrRn

#CareNotCuts

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National Consumer Law Center @nclc4consumers.bsky.social · 16d

Premium Tax Credits make health care affordable for 20M+ people. But they could soon expire & millions won’t be able to get care.

Congress must make health care tax credits permanent & repeal the recent cuts. #ProtectConsumers commcat.io/467vrRn #CareNotCuts

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National Consumer Law Center @nclc4consumers.bsky.social · 17d

The Early Bird discount for the 2025 Consumer Rights Litigation Conference (CRLC) & Class Action Symposium ends next week (Oct. 3).

Make sure you get the best rate! #ConsumerLaw #ProtectConsumers www.nclc.org/event/2025-c...

2025 Consumer Rights Litigation Conference & Class Action Symposium

Click on the links below to find out more information: Washington Hilton | November 13 – 16, 2025 “The CRLC is an invaluable way to connect with the smartest consumer advocates from around the country...

www.nclc.org

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National Consumer Law Center @nclc4consumers.bsky.social · 17d

“The CFPB’s plan to limit oversight of the debt collection, credit reporting, auto finance and remittance markets is yet another abrupt reversal from its mission to #ProtectConsumers from financial abuse.” @consumerfed.bsky.social www.nclc.org/cfpb-must-su...

CFPB Must Supervise Auto Finance, Debt Collection, Credit Reporting, and International Remittance Industries

Rigorous Supervision Is Needed to Protect People from Financial Abuse

www.nclc.org

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Reposted by National Consumer Law Center

Consumer Federation of America @consumerfed.bsky.social · 18d

HAPPENING NOW: CFA's Director of Consumer Protection @erinwitte-cfa.bsky.social testifies in support of #Wyoming #ClickToCancel bill

www.youtube.com/live/0m1HLDB...

Select Committee on Blockchain, Financial Tech. & Digital Innovation Tech., September 23, 2025 - PM

YouTube video by Wyoming Legislature

www.youtube.com

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