Utah Department of Commerce
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utahcommerce.bsky.social
Utah Department of Commerce
@utahcommerce.bsky.social
Welcome to the Utah Department of Commerce account. We are a licensing and registration agency for Utah’s professionals and business community.
Ahead of Valentine's Day, beware of romance scams.
Loneliness can drive people to seek connections online. Unfortunately, this can make seniors especially vulnerable to online romance scams. Scammers can pose as charming partners to gain your trust and then ask for money or personal details.
February 13, 2026 at 3:52 PM
Scammers use urgent calls and voicemails about "prequalified" loans you didn't apply for to pressure you into acting fast and giving up personal info.

Protect yourself from phone scams:

1. NEVER Call Back
2. Don't Trust Caller ID
3. Block the Number

Learn more: consumer.ftc.gov/consumer-ale...
February 11, 2026 at 4:04 PM
¡Protéjase contra inversiones fraudulentas! Tenga cuidado con los argumentos que afirman que necesita invertir ahora o perderá la oportunidad. www.youtube.com/shorts/xjcSs...
Señor Protector: Advertencia de fraude
YouTube video by Utah Commerce
www.youtube.com
February 10, 2026 at 3:51 PM
Did you know that foster youth are at a higher risk of identity theft? Minors often don't find out until they apply for a job or credit years later. Key steps authorized adults can take:
Check for a Credit Report
Place a Credit Freeze
Secure Personal Data
consumer.ftc.gov/consumer-ale...
February 9, 2026 at 7:35 PM
Tired of unwanted calls? 📞

-Register your number for free with the National Do Not Call Registry.
-Hang up on robocalls and report them at DoNotCall.gov.
-Block specific numbers or send unknown callers to voicemail.
consumer.ftc.gov/consumer-ale...
February 6, 2026 at 3:53 PM
Not all home loans are created equal.
Your choices can affect monthly payment, upfront and long-term costs, and level of risk.
A loan option consists of the loan term, interest rate type, and loan type.
Explore this guide to understand your choices: www.consumerfinance.gov/owning-a-hom...
February 5, 2026 at 4:16 PM
Did you know there are more illicit massage establishments in Utah than there are McDonald’s or Subways?

Listen to our latest episode of the Scamalot Fraudcast, where we discuss the new law designed to identify illicit storefronts and clean up the industry for legitimate businesses.
February 4, 2026 at 4:06 PM
Selling your car online? Watch out for fake check scams! Scammers send a check for more than the asking price. They then ask you to return the "extra" money.
While funds may appear initially, your bank will discover the fraud and reclaim the money.
consumer.ftc.gov/consumer-ale...
February 2, 2026 at 5:25 PM
This Identity Theft Awareness Week, be empowered to know how to recover if you become a victim of identity theft.
1. Contact the companies where the fraud occurred
2. Change logins, passwords, and PINs for accounts
3. Place a fraud alert and get your credit reports
consumer.ftc.gov/consumer-ale...
January 29, 2026 at 4:10 PM
It's Identity Theft Awareness Week. Watch this video to learn five steps to take to prevent your identity from falling into the wrong hands: vimeo.com/352067376?fl...
5 Ways to Help Protect Your Identity (Closed Captions available in 12 languages)
Routine steps we can all take to protect our personal information and reduce our risk of identity theft. Learn more about protecting your identity and recovering…
vimeo.com
January 28, 2026 at 4:00 PM
It's Identity Theft Awareness Week. Protect yourself by placing a free credit freeze to stop new accounts from being opened in your name. A fraud alert adds extra verification. A freeze doesn't affect your credit score and lasts until you lift it. consumer.ftc.gov/consumer-ale...
January 26, 2026 at 4:22 PM
Did you know all HOAs are required to register with the Utah Department of Commerce's Office of the Homeowners' Ombudsman and must now renew their registration annually? Here's what you need to know about registering an HOA: commerce.utah.gov/hoa/new-regi...
January 23, 2026 at 3:56 PM
Hiring a new employee? Beware of scammers.

Scammers may contact new hires, posing as their supervisor, and ask for favors such as purchasing gift cards or sharing personal information. Inform staff how you’ll reach out and share your contact details.

www.ftc.gov/business-gui...
January 21, 2026 at 4:15 PM
Have you ever waited in an online queue for concert tickets only to find higher prices at checkout? In this week's Scamalot Fraudcast episode, we explore the psychology of "Junk Fees," highlighting the Taylor Swift Era’s Tour ticket situation and Utah’s push for pricing transparency.
January 20, 2026 at 4:03 PM
¿Alguien que conoces quiere que inviertas con él? Verifique que tengan licencia y tenga cuidado con los argumentos de venta de alta presión. www.youtube.com/shorts/_PtsE...
Señor Protector: Inversión
YouTube video by Utah Commerce
www.youtube.com
January 15, 2026 at 4:24 PM
Should you register your business as a Decentralized Autonomous Organization (DAO) in Utah? Read our blog post on eight reasons why registering your DAO in Utah can give your business a competitive edge. commerce.utah.gov/2024/03/27/w...
January 14, 2026 at 4:05 PM
Scammers are targeting retirees, claiming "suspicious activity" on their accounts. Remember to:
- Never transfer money if asked unexpectedly.
- Talk to someone you trust.
- Verify by contacting the organization directly.

consumer.ftc.gov/consumer-ale...
January 13, 2026 at 4:06 PM
"You've won!" While exciting, those words can be a scammer's trick. How to spot a prize scam:

-They ask for "taxes," "shipping," or "processing fees."
-Rush to prevent you from thinking things through.

If you didn't enter, you didn't win. consumer.ftc.gov/consumer-ale...
January 12, 2026 at 4:20 PM
Is your strong password enough to keep your accounts safe? While a solid password is a great start, it’s not foolproof. Cyber attackers have various ways to compromise your security. Consider also using two-factor authentication for your accounts. Learn more: consumer.ftc.gov/articles/use...
January 9, 2026 at 3:57 PM
The start of a new year is an excellent time to reevaluate your budget. Try the 50/30/20 budget rule. This divides your after-tax income into 50% for needs, 30% for wants, and 20% for savings. Check out the budget calculator: www.nerdwallet.com/article/finance/nerdwallet-budget-calculator
January 8, 2026 at 4:11 PM
2025 was a landmark year for the Utah Department of Commerce! Highlights include launching the Office of the Homeowners’ Association and hosting the Utah AI Summit. Read an in-depth recap of our 2025 achievements: commerce.utah.gov/2026/01/07/y...
January 8, 2026 at 12:56 AM
Happy New Year from the Scamalot Fraudcast! As we kick off 2026 and focus on our resolutions, many of us are seeking new jobs, passive income streams, or better investment opportunities. But before you say "yes" to that dream opportunity, listen to our latest episode wherever you listen to podcasts.
January 5, 2026 at 6:06 PM
When real estate professionals, mortgage lenders, and appraisers give you their word, remember to do your research to ensure they are trustworthy. Be aware of common real estate scams: scams.utah.gov
January 2, 2026 at 4:03 PM
Have you ever received a verification code when logging into your bank account? This is part of two-factor authentication. Scammers may impersonate trusted contacts and ask for your code. Sharing it can lead to account access and loss of savings. consumer.ftc.gov/consumer-ale...
December 30, 2025 at 3:59 PM
Whether you are trying to teach your kids about finance or you want to learn more yourself, here are some common financial terms that you may come across: www.consumerfinance.gov/consumer-too...
December 29, 2025 at 4:43 PM