Christine Laudenbach
@claudenbach.bsky.social
2.6K followers 97 following 5 posts
Professor of Finance @GoetheUniversity & SAFE | Board of Directors Behavioral Finance e.V. https://sites.google.com/site/christinexlaudenbach/
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Reposted by Christine Laudenbach
elinmolin.bsky.social
Excited to share our latest research on VoxEU! Together with @claudenbach.bsky.social, @kasperroszbach.bsky.social and #talinasondershaus, we explore how 'Buy Now, Pay Later' (BNPL) services improve credit access and risk assessments in consumer banking.
voxeu.org
'Buy now, pay later' services have the potential to enhance #credit access, improve #lending decisions, and promote financial inclusion for underserved consumers.
@claudenbach.bsky.social, @elinmolin.bsky.social, @kasperroszbach.bsky.social, Talina Sondershaus
cepr.org/voxeu/column...
#EconSky
Though ‘buy now, pay later’ loans are increasingly popular, critics argue that they encourage high costs and unsound borrowing. This column examines how such services influence conventional bank credit markets. Using loan-application data from a Nordic bank that also provides both traditional consumer loans and ‘buy now, pay later’ – allowing applicants’ creditworthiness to be assessed in the light of more comprehensive transaction data – the authors find that ‘buy now, pay later’ benefits both lenders and borrowers. It enhances risk assessment, fosters learning, and promotes financial inclusion by improving credit access and outcomes for higher-risk borrowers and underserved consumers.
claudenbach.bsky.social
Call for Papers – 9th SAFE Household Finance Workshop
Same place, old and new faces?

Submit your paper to the 9th SAFE Household Finance Workshop on 10-11 July 2025 with keynotes by Terrance Odean and Scott Nelson, Deadline: 30 March 2025

safe-frankfurt.de/news-media/e...
Call for Papers: 9th SAFE Household Finance Workshop
safe-frankfurt.de
claudenbach.bsky.social
Young researchers in Behavioral Finance – apply now!
We’re excited to launch the second call for research proposals for €5,000 grants!Deadline: Feb 28, 2025, awarded by Behavioral Finance e.V.

Details: www.behavioral-finance.de/grant/propos...

Thanks to the Committee! Full list in the comments. 👇
Proposals
www.behavioral-finance.de
claudenbach.bsky.social
deadline 18 February 2024
claudenbach.bsky.social
Young researchers in Behavioral Finance - please apply and share - we are very excited to post our call for research proposals for several research grants of 5,000 EUR!

More details can be found here: www.behavioral-finance.de/grant/
claudenbach.bsky.social
How should a financial education strategy look like? Discussed in Berlin with @starkwatzinger.bsky.social & @christianlindner.bsky.social & a wide range of stakeholders - exciting & diverse ideas. I hope the academic community can make a valuable contribution to the discussion in the coming months.
Reposted by Christine Laudenbach
ingoisphording.bsky.social
In about an hour, we start the IZA/ECONtribute Workshop on the Economics of Education in Bonn. In this thread, I will try to cover all presented papers. Program and zoom link 👇

conference.iza.org/conference_f...
Reposted by Christine Laudenbach
peterandre.bsky.social
Early-Career Behavioral Economics Conference 2024

Check out the call, help spread the word to your early-career colleagues, and submit your wonderful papers!

Bonn, briq, July 1–2

More infos
sites.google.com/site/ecbecon...

#ECBE2024 #EconSky 📉📈