Counseal | Nigerian Market Entry
@counseal.com
🌍 Bridging global dreams to Nigerian opportunities | Empowering entrepreneurs with market insights, compliance expertise, and tech-enabled solutions | Your trusted navigator in the Nigerian market 🚀
7/7 The next wave of Nigerian fintech isn't about choosing between local or global - it's about being both.
Watch this space. Big moves ahead. 🚀
#FintechAfrica #Payments #StartupNG
Watch this space. Big moves ahead. 🚀
#FintechAfrica #Payments #StartupNG
January 28, 2025 at 1:59 PM
7/7 The next wave of Nigerian fintech isn't about choosing between local or global - it's about being both.
Watch this space. Big moves ahead. 🚀
#FintechAfrica #Payments #StartupNG
Watch this space. Big moves ahead. 🚀
#FintechAfrica #Payments #StartupNG
6/7 Key opportunities:
• Diaspora remittances (growing)
• USD safe haven accounts
• Multi-currency business services
• Cross-border infrastructure plays
• Diaspora remittances (growing)
• USD safe haven accounts
• Multi-currency business services
• Cross-border infrastructure plays
January 28, 2025 at 1:59 PM
6/7 Key opportunities:
• Diaspora remittances (growing)
• USD safe haven accounts
• Multi-currency business services
• Cross-border infrastructure plays
• Diaspora remittances (growing)
• USD safe haven accounts
• Multi-currency business services
• Cross-border infrastructure plays
5/7 Why this works:
• Existing payment infrastructure
• Multi-currency capabilities
• Strong diaspora demand
• Higher margins (1-2.5% net take rates)
• Existing payment infrastructure
• Multi-currency capabilities
• Strong diaspora demand
• Higher margins (1-2.5% net take rates)
January 28, 2025 at 1:59 PM
5/7 Why this works:
• Existing payment infrastructure
• Multi-currency capabilities
• Strong diaspora demand
• Higher margins (1-2.5% net take rates)
• Existing payment infrastructure
• Multi-currency capabilities
• Strong diaspora demand
• Higher margins (1-2.5% net take rates)
4/7 The solution? Every fintech is discovering they can be a cross-border player:
• Digital lenders → foreign currency loans
• Neobanks → diaspora banking
• Investment apps → remittance services
Just like Bamboo's expansion into Canada with 'Coins'
• Digital lenders → foreign currency loans
• Neobanks → diaspora banking
• Investment apps → remittance services
Just like Bamboo's expansion into Canada with 'Coins'
January 28, 2025 at 1:59 PM
4/7 The solution? Every fintech is discovering they can be a cross-border player:
• Digital lenders → foreign currency loans
• Neobanks → diaspora banking
• Investment apps → remittance services
Just like Bamboo's expansion into Canada with 'Coins'
• Digital lenders → foreign currency loans
• Neobanks → diaspora banking
• Investment apps → remittance services
Just like Bamboo's expansion into Canada with 'Coins'
3/7 Fast forward to 2025:
• Naira at 1536:$1 (300% depreciation in 4 years)
• Tighter funding market
• US investors = 60% of Nigerian startup funding
Result? Local revenue in USD terms is shrinking dramatically
• Naira at 1536:$1 (300% depreciation in 4 years)
• Tighter funding market
• US investors = 60% of Nigerian startup funding
Result? Local revenue in USD terms is shrinking dramatically
January 28, 2025 at 1:59 PM
3/7 Fast forward to 2025:
• Naira at 1536:$1 (300% depreciation in 4 years)
• Tighter funding market
• US investors = 60% of Nigerian startup funding
Result? Local revenue in USD terms is shrinking dramatically
• Naira at 1536:$1 (300% depreciation in 4 years)
• Tighter funding market
• US investors = 60% of Nigerian startup funding
Result? Local revenue in USD terms is shrinking dramatically
2/7 Let's rewind to 2020:
• BaaS revolution took off
• FDIC relaxed brokered deposit rules
• Zero interest rates fueled growth
This created the first wave of Nigerian cross-border fintechs (Grey, Raenest, etc.)
• BaaS revolution took off
• FDIC relaxed brokered deposit rules
• Zero interest rates fueled growth
This created the first wave of Nigerian cross-border fintechs (Grey, Raenest, etc.)
January 28, 2025 at 1:59 PM
2/7 Let's rewind to 2020:
• BaaS revolution took off
• FDIC relaxed brokered deposit rules
• Zero interest rates fueled growth
This created the first wave of Nigerian cross-border fintechs (Grey, Raenest, etc.)
• BaaS revolution took off
• FDIC relaxed brokered deposit rules
• Zero interest rates fueled growth
This created the first wave of Nigerian cross-border fintechs (Grey, Raenest, etc.)
We look forward to welcoming you to our home... and of course the outcome 😄
January 27, 2025 at 4:30 PM
We look forward to welcoming you to our home... and of course the outcome 😄
all the best on this!
January 27, 2025 at 4:26 PM
all the best on this!
7/7 The future of African logistics is collaborative.
Whether you're a frequent traveler or business owner, you're leaving money on the table by not exploring this model.
Try it this week.
Save this thread for reference 🔖
#NigerianTech #Innovation
Whether you're a frequent traveler or business owner, you're leaving money on the table by not exploring this model.
Try it this week.
Save this thread for reference 🔖
#NigerianTech #Innovation
January 23, 2025 at 3:29 PM
7/7 The future of African logistics is collaborative.
Whether you're a frequent traveler or business owner, you're leaving money on the table by not exploring this model.
Try it this week.
Save this thread for reference 🔖
#NigerianTech #Innovation
Whether you're a frequent traveler or business owner, you're leaving money on the table by not exploring this model.
Try it this week.
Save this thread for reference 🔖
#NigerianTech #Innovation
6/7 This model is already transforming how Nigerian businesses handle logistics:
• Small businesses save millions annually
• Travelers earn passive income
• Faster delivery times
• Reduced carbon footprint
• Small businesses save millions annually
• Travelers earn passive income
• Faster delivery times
• Reduced carbon footprint
January 23, 2025 at 3:29 PM
6/7 This model is already transforming how Nigerian businesses handle logistics:
• Small businesses save millions annually
• Travelers earn passive income
• Faster delivery times
• Reduced carbon footprint
• Small businesses save millions annually
• Travelers earn passive income
• Faster delivery times
• Reduced carbon footprint
5/7 Security measures:
• Comprehensive ID verification
• Phone authentication
• Real-time tracking
• Insurance options for high-value items
• Comprehensive ID verification
• Phone authentication
• Real-time tracking
• Insurance options for high-value items
January 23, 2025 at 3:29 PM
5/7 Security measures:
• Comprehensive ID verification
• Phone authentication
• Real-time tracking
• Insurance options for high-value items
• Comprehensive ID verification
• Phone authentication
• Real-time tracking
• Insurance options for high-value items
For Travelers:
- Extra income from planned trips
- Flexible opportunities
- No extra route deviation
- Extra income from planned trips
- Flexible opportunities
- No extra route deviation
January 23, 2025 at 3:29 PM
For Travelers:
- Extra income from planned trips
- Flexible opportunities
- No extra route deviation
- Extra income from planned trips
- Flexible opportunities
- No extra route deviation
4/7 The benefits are massive:
For Senders:
- Up to 60% cost reduction
- Real-time tracking
- Verified carriers
- Optional insurance
For Senders:
- Up to 60% cost reduction
- Real-time tracking
- Verified carriers
- Optional insurance
January 23, 2025 at 3:29 PM
4/7 The benefits are massive:
For Senders:
- Up to 60% cost reduction
- Real-time tracking
- Verified carriers
- Optional insurance
For Senders:
- Up to 60% cost reduction
- Real-time tracking
- Verified carriers
- Optional insurance
3/7 Here's how it works:
• Travelers register & get verified
• List their routes & available space
• Connect with package senders
• Earn extra income during trips they're already taking
• Travelers register & get verified
• List their routes & available space
• Connect with package senders
• Earn extra income during trips they're already taking
January 23, 2025 at 3:29 PM
3/7 Here's how it works:
• Travelers register & get verified
• List their routes & available space
• Connect with package senders
• Earn extra income during trips they're already taking
• Travelers register & get verified
• List their routes & available space
• Connect with package senders
• Earn extra income during trips they're already taking
2/7 Just discovered Ozi, a game-changing app that's creating
Nigeria's first peer-to-peer delivery network.
Think of it as "Uber meets DHL" - but with regular travelers as your delivery partners.
Nigeria's first peer-to-peer delivery network.
Think of it as "Uber meets DHL" - but with regular travelers as your delivery partners.
January 23, 2025 at 3:29 PM
2/7 Just discovered Ozi, a game-changing app that's creating
Nigeria's first peer-to-peer delivery network.
Think of it as "Uber meets DHL" - but with regular travelers as your delivery partners.
Nigeria's first peer-to-peer delivery network.
Think of it as "Uber meets DHL" - but with regular travelers as your delivery partners.
7/7) Your 2025 action plan:
1. Review banking exposure
2. Screen for low-debt companies
3. Watch infrastructure plays
4. Monitor oil price impact
Save this thread for reference ⭐️
#NigerianMarket #Investing
1. Review banking exposure
2. Screen for low-debt companies
3. Watch infrastructure plays
4. Monitor oil price impact
Save this thread for reference ⭐️
#NigerianMarket #Investing
January 22, 2025 at 2:44 PM
7/7) Your 2025 action plan:
1. Review banking exposure
2. Screen for low-debt companies
3. Watch infrastructure plays
4. Monitor oil price impact
Save this thread for reference ⭐️
#NigerianMarket #Investing
1. Review banking exposure
2. Screen for low-debt companies
3. Watch infrastructure plays
4. Monitor oil price impact
Save this thread for reference ⭐️
#NigerianMarket #Investing
6/7) Key risks to monitor:
• Rising finance costs
• FX exposure
• Weak corporate earnings
• Tax policy changes
• Rising finance costs
• FX exposure
• Weak corporate earnings
• Tax policy changes
January 22, 2025 at 2:44 PM
6/7) Key risks to monitor:
• Rising finance costs
• FX exposure
• Weak corporate earnings
• Tax policy changes
• Rising finance costs
• FX exposure
• Weak corporate earnings
• Tax policy changes
5/7) Smart money will watch these sectors:
• Banking (potential outperformer)
• Construction (government spending beneficiary)
• Oil & Gas (revenue dependency remains)
• Banking (potential outperformer)
• Construction (government spending beneficiary)
• Oil & Gas (revenue dependency remains)
January 22, 2025 at 2:44 PM
5/7) Smart money will watch these sectors:
• Banking (potential outperformer)
• Construction (government spending beneficiary)
• Oil & Gas (revenue dependency remains)
• Banking (potential outperformer)
• Construction (government spending beneficiary)
• Oil & Gas (revenue dependency remains)
4/7) Infrastructure spending could be the silver lining:
• N17.856T CAPEX (35.90% of budget)
• Major benefits for cement makers
• New opportunities in construction sector
• N17.856T CAPEX (35.90% of budget)
• Major benefits for cement makers
• New opportunities in construction sector
January 22, 2025 at 2:44 PM
4/7) Infrastructure spending could be the silver lining:
• N17.856T CAPEX (35.90% of budget)
• Major benefits for cement makers
• New opportunities in construction sector
• N17.856T CAPEX (35.90% of budget)
• Major benefits for cement makers
• New opportunities in construction sector
3/7) But there's a hidden risk:
Private sector credit will tighten as government borrowing increases.
Already seeing:
• Rising commercial paper rates
• Shrinking corporate profits
• Mounting forex losses
Private sector credit will tighten as government borrowing increases.
Already seeing:
• Rising commercial paper rates
• Shrinking corporate profits
• Mounting forex losses
January 22, 2025 at 2:44 PM
3/7) But there's a hidden risk:
Private sector credit will tighten as government borrowing increases.
Already seeing:
• Rising commercial paper rates
• Shrinking corporate profits
• Mounting forex losses
Private sector credit will tighten as government borrowing increases.
Already seeing:
• Rising commercial paper rates
• Shrinking corporate profits
• Mounting forex losses