Misty Lynch
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demystifyingmoney.bsky.social
Misty Lynch
@demystifyingmoney.bsky.social
Women tend to reinvest everything back into their business. And while that might feel like the right thing, it’s a recipe for burnout. Here’s how to shift that: start with a percentage, automate your pay, separate your accounts, and plan with taxes in mind.

#FinancialLiteracy #DemystifyingMoney
January 1, 2026 at 1:00 AM
One of the biggest things I see as a financial planner is that women business owners often take care of everyone—except themselves. Here’s the truth: You are not your business. And if you want long-term freedom, your financial plan needs to protect you, too.

#FYP #WomenInBusiness #SmartMoneyMoves
December 31, 2025 at 1:01 AM
My free Budget Checklist is here to help take the stress out of budgeting. This guide will show you where to start, help identify priorities, and get you and your partner on the same page.

Click here to download it now: zurl.co/UbcDL

#FinancialExpert #MistyLynch #DemystifyingMoney
December 27, 2025 at 1:00 AM
👉 Saving for retirement ensures you won't be a financial burden later
👉 Scholarships, work-study, and community college are valid and strategic choices
👉 You can support your child without sacrificing your long-term stability

#DemystifyingMoney #CollegeVsRetirement #MoneyMindset
December 25, 2025 at 1:00 AM
Maxing out your retirement accounts isn’t just for finance nerds—it’s one of the smartest ways to grow wealth and lower your tax bill. Getting your accounts set up right is a big step toward a better retirement.

#RetirementGoals #MistyLynch #FYP #TuesdayTips #RetirementPlanning #FinancialWellness
December 24, 2025 at 1:01 AM
In this episode of Demystifying Money, we talked with Erica Carter Walden about why estate planning is personal, how to start legacy conversations, and what women miss when they're left out of the plan.

🎧 Listen now wherever you get your podcasts. zurl.co/kCITa

#FinanceBasics #DemystifyingMoney
December 20, 2025 at 1:00 AM
HSA vs. FSA: both can cut healthcare costs. HSAs (for high-deductible plans) roll over yearly and offer strong tax perks + investment potential. FSAs work with more plans but expire if unused. HSAs = long-term value; FSAs = smart for expected expenses.

#RetirementPlanning #HSA #FSA
December 18, 2025 at 1:00 AM
Estate planning is about knowing where things are, what the plan is, and making things easier for the people you love. Planning ahead isn’t morbid. It’s loving. It’s thoughtful. And you deserve to feel peace knowing it’s done.

#EstatePlanning #MistyLynch #FYP #TuesdayTips #DemystifyingMoney
December 17, 2025 at 1:01 AM
Money is one of the top reasons couples fight, but it doesn’t have to be. In the Heartbroke web series, I dive into real stories of couples navigating their finances together.

Watch and see how love and money can coexist: zurl.co/s6d6w

#FinancialPlanning #MistyLynch #PersonalFinance
December 13, 2025 at 1:00 AM
Money can be a source of stress in relationships, especially when it comes to debt. But with the right approach, you can tackle debt as a team instead of letting it drive you apart.Be transparent, prioritize together, and celebrate small wins.

#FinancialLiteracy #MistyLynch #MoneyMindset
December 11, 2025 at 1:00 AM
As a CFP Professional®, I want you to know that uou can shift anxious or negative beliefs about money and start building a healthier relationship with your finances. It takes time, but it’s one of the most impactful changes you can make.

#FYP #TuesdayTips #MoneyMindset #WealthBuilding
December 10, 2025 at 1:01 AM
In this episode of the Demystifying Money podcast, Melissa Byron of A Solo Woman Traveling opens up about how solo travel helped her get clear on what she wanted, financially and emotionally.

🎙️ Tune in here: [zurl.co/ErgZY]

#DemystifyingMoney #FinancialFreedom #SmartMoneyMoves #SoloTravelTips
December 6, 2025 at 1:00 AM
Whether you're pivoting out of burnout, chasing a passion, or adapting to layoffs, here’s how to financially prepare: know your baseline, revisit your benefits, look into subsidized programs or part-time options for upskilling.

#CareerChangePlanning #SmartMoneyMoves #DemystifyingMoney #MistyLynch
December 4, 2025 at 1:00 AM
If you’re looking for ways to keep more of your money at tax time, financial planning is the place to start. Small decisions now can lead to big tax savings in the future.

#FYP #TuesdayTips #MistyLynch #FinancialEducation #SmartMoneyMoves #TaxSeason
December 3, 2025 at 1:01 AM
The biggest threat to your holiday budget isn’t travel or gifts—it’s the extras: gas & travel costs, hostess gifts & tips, party expenses, subscriptions, checkout donations, and last-minute guilt shopping.

#HolidaySpending #BudgetTips #SmartMoneyMoves
November 27, 2025 at 1:00 AM
Let’s talk about what you can still do to keep from overspending. The goal is time spent with loved ones that won’t leave you with regret when you get January’s credit card statement.

#TuesdayTips #HolidayBudget #SmartSpending #FinancialPlanning #FYP
November 26, 2025 at 1:01 AM
I sat down with Lora Weaver, founder and owner of Happily Ever Expo and HER Connected, to talk about how to build something people value without burning through your savings or your confidence.

🎧 Listen here (zurl.co/65zxN) or on your favorite podcast app.

#WomenInBusiness #SmallBusinessTips
November 22, 2025 at 1:00 AM
Reposted by Misty Lynch
The women blame John Hancock for how they handled the discovery and investigation of the hidden camera after it was found in 2019 in the women's locker room at the company's then-headquarters in the Seaport.
More women can join lawsuit against John Hancock over hidden camera, judge rules
The women blame John Hancock for how the company handled the discovery and investigation of a hidden camera after it was found in 2019 in the women's locker room at the company's then-headquarters in ...
www.wbur.org
November 20, 2025 at 3:19 PM
New tax rules for giving:
1. Deduct donations even w/out itemizing (up to $1K / $2K married).
2. Must give 0.5%+ of AGI to qualify.
3. 60% cash gift limit is now permanent.

Give smart this season!

#TaxTips #GivingTuesday
November 20, 2025 at 1:00 AM
Generosity isn’t always about writing the biggest check—so today, I’m sharing 2 smart ways to do that and one tip about not getting scammed.

#TuesdayTips #CharitableGiving #SmartMoneyMoves #DemystifyingMoney #FYP
November 19, 2025 at 1:01 AM
In this episode of the Heartbroke series by Experian, Misty meets Josh and Brandon. She helps them open up about what balance means, showing that financial harmony is about communication, gratitude, and working as a team.

💗 Watch Heartbroke now, [zurl.co/klrpP]

#Heartbroke #MoneyMindset
November 15, 2025 at 1:00 AM
Here’s three ways you can teach generosity: model kindness at home, create small traditions, and talk about gratitude. These simple habits help kids grow into confident, compassionate adults who value what they have—and share it wisely.

#MoneyParenting #NationalGratitudeMonth #FamilyFinance
November 13, 2025 at 1:00 AM
If it’s important to you to raise generous kids, involve them in family giving decisions. These small, thoughtful actions show kids that money is a tool for connection, not comparison.

#TuesdayTips #FamilyFinance
November 12, 2025 at 1:01 AM
In this episode of the Demystifying Money podcast, Misty sits down with Shari Rash to talk about why money makes so many of us feel shame, stress, or guilt—and how gratitude can help us change that.

🎧 Tune in wherever you get your podcasts. [zurl.co/LgkUL]

#MoneyMindset #FinancialConfidence
November 8, 2025 at 1:00 AM
Practicing gratitude about your finances isn’t about pretending everything’s perfect—it’s about noticing progress. The more you notice what’s working in your financial life, the easier it becomes to build more positive feelings from that place.

#MoneyMindset #NationalGratitudeMonth
November 6, 2025 at 1:01 AM