Lightnews — Scholar-powered news

The Fair Banking for All Campaign @fbfacampaign.bsky.social · Sep 2

Last week we met @mchshe.bsky.social @skinnock.bsky.social & Kate Pender to talk about why #AffordableCredit matters in strengthening communities & driving economic growth - & the need to scale #CreditUnions & #CDFIs which provide vital lifelines for communities & businesses.

#FairBankingForAll

Two men and two women stand together indoors, smiling at the camera. The man on the left wears glasses and a checked shirt. Next to them is a woman in a patterned blazer. The third person, wearing a dark jacket, holds a leaflet that says “Fair Banking For All.” The fourth person, in a grey blazer, also holds a leaflet with the same text. The group is in a well-lit lobby with stairs and wooden paneling in the background.

4 1

The Fair Banking for All Campaign @fbfacampaign.bsky.social · Aug 5

"What Do We Have In Common With Michael Sheen? Supporting A Fair Banking Act!"

Great to have the support of Manchester Credit Union! 👏

#FairBankingForAll #FairBankingAct

manchestercreditunion.co.uk/financial-ed...

What Do We Have In Common With Michael Sheen? Supporting A Fair Banking Act! – Manchester Credit Union

manchestercreditunion.co.uk

3 6

Reposted by The Fair Banking for All Campaign

Finance Innovation Lab @thefinancelab.bsky.social · Jul 23

Tweaks to a broken system won’t fix the UK’s credit crisis.
Voluntary market fixes have failed to deliver fair, affordable credit for millions. It's time for bold, systemic change.

Read our latest blog: filab.uk/4llAZg8
@fbfacampaign.bsky.social

#FairBankingForAll

Why voluntary market fixes won’t solve the credit crisis - Finance Innovation Lab

Sam Rex-Edwards, our Head of Movement Building and Campaigns, reflects on last week’s sudden closure of the Financial Fairness Trust by asset manager Aberdeen Group. The shock move by asset manager…

filab.uk

1 2

The Fair Banking for All Campaign @fbfacampaign.bsky.social · Jul 19

The poverty premium costs each parliamentary constituency £4.5million per year.

@fairbydesign.bsky.social recommends a #FairBankingAct as a way to increase access to affordable credit and reduce the #povertypremium in this new briefing.

#FairBankingForAll

fairbydesign.com/wp-content/u...

1 2

The Fair Banking for All Campaign @fbfacampaign.bsky.social · Jul 17

Yesterday in Westminster @katrinamurraymp.bsky.social & other MPs highlighted the vital role of #CreditUnions.

Thank you to @clivejonesmp.bsky.social for asking @torstenbell.bsky.social if government will back a #FairBankingAct to help credit unions grow.

#FairBankingForAll

bit.ly/40q5yZP

Credit Unions - Hansard - UK Parliament

Hansard record of the item : 'Credit Unions' on Wednesday 16 July 2025.

hansard.parliament.uk

Reposted by The Fair Banking for All Campaign

Finance Innovation Lab @thefinancelab.bsky.social · Jul 16

The sudden closure of the Financial Fairness Trust by Aberdeen shows that we cannot rely on voluntary approaches by profit-driven financial institutions to fix market failures, & that we urgently need solutions like a #FairBankingAct.
filab.uk/4llAZg8
@fbfacampaign.bsky.social
#FairBankingForAll

Why voluntary market fixes won’t solve the credit crisis - Finance Innovation Lab

Sam Rex-Edwards, our Head of Movement Building and Campaigns, reflects on last week’s sudden closure of the Financial Fairness Trust by asset manager Aberdeen Group. The shock move by asset manager…

filab.uk

1 1

Reposted by The Fair Banking for All Campaign

Finance Innovation Lab @thefinancelab.bsky.social · Jul 15

People on low incomes often pay more to borrow. Without affordable credit, many turn to high-cost lenders and spiral into problem debt.
@fairbydesign.bsky.social's new report backs a #FairBankingAct to expand access to affordable credit.

@fbfacampaign.bsky.social
#FairBankingForAll

bit.ly/4lpExxQ

1 1

The Fair Banking for All Campaign @fbfacampaign.bsky.social · Jul 16

"Fair access to affordable credit is not a niche social project — it’s an economic imperative."

New @thefinancelab.bsky.social blog on why we can't rely on voluntary approaches to improve things for people & businesses across the UK.

#FairBankingForAll

Why voluntary market fixes won’t solve the credit crisis - Finance Innovation Lab

Sam Rex-Edwards, our Head of Movement Building and Campaigns, reflects on last week’s sudden closure of the Financial Fairness Trust by asset manager Aberdeen Group. The shock move by asset manager…

financeinnovationlab.org

The Fair Banking for All Campaign @fbfacampaign.bsky.social · Jul 14

"Voluntary fixes won't solve the credit crisis.. A #FairBankingAct would be a powerful statement that access to affordable, ethical credit for consumers & businesses is not optional."

New blog from @thefinancelab.bsky.social 👇

#FairBankingForAll

financeinnovationlab.org/why-voluntar...

Why voluntary market fixes won’t solve the credit crisis - Finance Innovation Lab

Sam Rex-Edwards, our Head of Movement Building and Campaigns, reflects on last weeks sudden closure of the Financial Fairness Trust by asset manager Aberdeen Group. The shock move by asset manager Abe...

financeinnovationlab.org

1 1

Reposted by The Fair Banking for All Campaign

Fair By Design @fairbydesign.bsky.social · Jul 8

“That creates a poverty premium where people are having to pay higher prices, sometimes for basic goods”

Really good to see Meg Hillier mention the poverty premium as part of the TSC's scrutiny of the Government’s financial inclusion strategy.

www.heraldscotland.com/news/2529128...

‘It’s not a problem until it is’: MPs hear how poverty premium is hitting Glasgow

Treasury Committee members visit Glasgow to hear how the ‘poverty premium’ and decline of cash acceptance is affecting low-income communities.

www.heraldscotland.com

3 2

Reposted by The Fair Banking for All Campaign

Finance Innovation Lab @thefinancelab.bsky.social · Jul 10

In a new report, @stepchange.bsky.social finds that 4 in 10 UK adults would not be able to meet all of an unexpected £1,000 expense without borrowing. We need access to affordable credit. We need a #FairBankingAct now.

@fbfacampaign.bsky.social

#FairBankingForAll

Somewhere Safe To Turn. Credit. StepChange

Search

filab.uk

1 1

The Fair Banking for All Campaign @fbfacampaign.bsky.social · Jul 7

📢 @stepchange.bsky.social finds that 4 in 10 UK adults would not be able to meet all of an unexpected £1,000 expense without borrowing, and points to a #FairBankingAct as a way to increase access to affordable credit.

#FairBankingForAll

www.stepchange.org/policy-and-r...

Somewhere Safe To Turn. Credit. StepChange

www.stepchange.org

1

The Fair Banking for All Campaign @fbfacampaign.bsky.social · Jun 30

Thank you @runnymedetrust.bsky.social & @neweconomics.bsky.social for hosting the incredible Power to Prosper Summer Action Meet Up!

A day of powerful stories, plans for the future, and a lot of joy.

@fair4allfinance.bsky.social @thefinancelab.bsky.social

Six people stand side by side, smiling at the camera, in front of a white projection screen. One woman on the left raises her arm in a peace sign. The group is diverse in gender and ethnicity, wearing a mix of casual and semi-formal outfits.

A community event or panel discussion taking place indoors. Six panelists, including four women and two men, sit on a small stage in front of a blank projector screen, while a woman in a white and green outfit stands speaking at a podium. Audience members of diverse backgrounds are seated facing the stage. The room has beige walls and stage lighting overhead.

2

Reposted by The Fair Banking for All Campaign

Martin Coppack @martincoppack.bsky.social · Jun 29

No Interest Loan Schemes (NILS) help people on low incomes to manage financial shocks. Here's a case study on how NILS are helping people in the North East, carried out by @mariacbooker.bsky.social at @fairbydesign.bsky.social y

fairbydesign.com/we-launch-ne...

We launch new case study on local No Interest Loan Schemes in the North East

Today we are publishing a new case study showing how local No Interest Loan Schemes (NILS) are successfully helping people avoid paying the poverty premium.

fairbydesign.com

2 7

The Fair Banking for All Campaign @fbfacampaign.bsky.social · Jun 24

What incredible stories @fairbydesign.bsky.social @fair4allfinance.bsky.social @povertyalliance.org & Fair Banking APPG. 👏

Thanks for inviting us to be a part of this event, and highlighting the need for a #FairBankingAct as part of the government's Financial Inclusion Strategy.

#FairBankingForAll

Fair By Design @fairbydesign.bsky.social · Jun 18

A huge thanks to the lived experience expert speakers who shared their stories yesterday at our event on affordable credit and financial inclusion.

It’s vital that these voices help shape policy and the design of financial services.

2 3

The Fair Banking for All Campaign @fbfacampaign.bsky.social · Jun 3

"The UK Government has a timely opportunity to reshape the financial system so that it truly works for everyone.

Central to that vision should be a bold, legally grounded commitment: a #FairBankingAct."

👏 Sharon MacPherson, Financial Inclusion for Scotland.

www.scotsman.com/scotsman-mon...

Mixed picture on the state of our finances

A major new survey paints a mixed picture when it comes to how people in Scotland – and across the UK – are managing their finances and coping with money pressures.

www.scotsman.com

2

The Fair Banking for All Campaign @fbfacampaign.bsky.social · May 30

Was great to talk with @bbccymruwales.bsky.social about the #AffordableCredit crisis and the need for a #FairBankingAct. Thank you, diolch.

@bbccymruwales.bsky.social

#FairBankingForAll

The Fair Banking for All Campaign @fbfacampaign.bsky.social · May 29

Yesterday, BBC Radio Wales highlighted why it’s vital to expand access to #AffordableCredit through #CDFIs & #CreditUnions - and how a #FairBankingAct could help.

#FairBankingForAll

t.co/Avwkw67ZQF

The Fair Banking for All Campaign @fbfacampaign.bsky.social · May 28

Great to see the #FairBankingAct discussed at ‪@niassembly.gov.uk Committee for Finance last week, as
part of their Banking Inquiry. Thanks to the Committee for inviting @thefinancelab.bsky.social to speak.

Watch here:
bit.ly/43sS1RM

#FairBankingForAll

Committee for Finance Meeting, Wednesday 21 May 2025 - Northern Ireland Assembly TV

The Finance Committee met on Wednesday 4 December 2024.

bit.ly

1 1

The Fair Banking for All Campaign @fbfacampaign.bsky.social · May 16

A compelling piece in this week’s @yorkshirepost.co.uk by Matt Smith, CEO at The Key Fund on the difference lending by #CDFIs makes to businesses and communities, and the need for a #FairBankingAct to support the sector.

bit.ly/43xK6Us

#FairBankingForAll
#AffordableCredit

1

The Fair Banking for All Campaign @fbfacampaign.bsky.social · May 14

Charlotte’s powerful story shows why access to #affordablecredit when people need it is so important - no one should have to pay a #povertypremium to access financial products.

bit.ly/43gp2k2

@fairbydesign.bsky.social
@povertyalliance.org
@bigissue.com

#FairBankingForAll
#Givemesomecredit

I got a loan to help me pay for my dad's funeral. It sent me spiralling into debt

The Poverty Alliance and Fair By Design gave cameras to 15 people on low incomes to show what being refused credit or a loan meant for them.

bit.ly

1 2

The Fair Banking for All Campaign @fbfacampaign.bsky.social · May 8

Millions are locked out of affordable credit. It’s time for change. 💸

Join @mchshe.bsky.social in calling for a #FairBankingAct so that everyone has fair access to credit when they need it. ✊

📨 Email your MP today: justmoney.eaction.online/FairBanking
#FairBankingForAll @justmoneymvt.bsky.social

A photograph of Michael Sheen looking at the camera, with text saying “The Fair Banking Act I feel.. is one of the best mechanisms for making the change that needs to happen.” @FBfACampaign #FairBankingForAll www.fairbankingforall.org

Reposted by The Fair Banking for All Campaign

Fair By Design @fairbydesign.bsky.social · May 6

Our Give Me Some Credit project with @povertyalliance.org has been featured in @bigissue.com this week.

The story highlights the real-life impact of being excluded from affordable credit – through the eyes of people living it every day.

www.bigissue.com/life/money/l...

I got a loan to help me pay for my dad's funeral. It sent me spiralling into debt

The Poverty Alliance and Fair By Design gave cameras to 15 people on low incomes to show what being refused credit or a loan meant for them.

www.bigissue.com

3 4

The Fair Banking for All Campaign @fbfacampaign.bsky.social · Apr 29

"At the very least, a #FairBankingAct should be introduced." Great to see this recommendation in a new paper from The Financial Inclusion and Markets Centre.

@mickmcateer.bsky.social #FairBankingForAll

inclusioncentre.co.uk/the-financia...

The National Financial Inclusion Strategy: fix broken markets, turn ideas into action | The Financial Inclusion Centre

inclusioncentre.co.uk

The Fair Banking for All Campaign @fbfacampaign.bsky.social · Apr 28

#Poverty isn't just widespread - it's deeply unequal.

Christians Against Poverty's latest research reveals how gender, ethnicity, and class shape financial hardship in the UK.

Read the full briefing here 👇
capuk.org/news-and-blo...

New research: The inequality of poverty

Polling reveals the disproportionate risks of poverty in the UK.

capuk.org