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thefinancelab.bsky.social
Finance Innovation Lab
@thefinancelab.bsky.social
650 followers 130 following 92 posts
The Finance Innovation Lab builds power to transform the financial system for people and planet.
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thefinancelab.bsky.social
Great to see campaign for #FairBankingAct covered in the Guardian. Too many people in the UK are turning to loan sharks after big banks turn them away.
Credit unions provide a safer, fairer alternative.

@@fbfacampaign.bsky.social #FairBankingForAll
bit.ly/44dqFAv
Forcing UK banks to support credit unions would help keep loan sharks at bay | Heather Stewart
High street banks dodged a windfall tax – now they should invest in growth of local lenders
bit.ly
December 8, 2025 at 3:31 PM
thefinancelab.bsky.social
The Pension Schemes Bill offers a real chance to stop UK pensions funding fossil-fuel expansion — and protect savers for the long term.
Retirement money should help build a stable future — not fund the climate crisis.
It’s time to invest in our future.
bit.ly/4pRCy7C
Securing our future: Climate risk and the Pension Schemes Bill
Liberal Democrat MP Manuela Perteghella explains why her party is lobbying to include climate-related investment restrictions in the Pension Schemes Bill, as MPs debate the legislation in its third…
bit.ly
December 4, 2025 at 3:49 PM
thefinancelab.bsky.social
‘No system can be future-proof if it ignores…climate change and ecosystem collapse’
People deserve pensions that look to the future, not the past.
It’s time to move money into investments that support a secure retirement.
filab.uk/49Pm6jq
‘We must protect people, planet and pensions’ – LabourList
I’m proud to be part of a Labour government that is committed to fixing the UK’s pensions system. It may not be the first issue…
labourlist.org
December 1, 2025 at 3:18 PM
Reposted by Finance Innovation Lab
justmoneymvt.bsky.social
@thefinancelab.bsky.social
November 27, 2025 at 1:58 PM
Reposted by Finance Innovation Lab
fbfacampaign.bsky.social
The government has published their Financial Inclusion Strategy. What comes next?

#FinancialInclusion #AffordableCredit #FairBankingAct #CommunityFinance #FairBankingForAll
@thefinancelab.bsky.social @fairbydesign.bsky.social

financeinnovationlab.org/the-governme...
The government has published their Financial Inclusion Strategy. What comes next? - Finance Innovation Lab
At the end of October, I sat in a room in Glasgow with seven remarkable people. Each of them has had to ask a bank for help at some point, and each of them has been turned away. I listened as they tal...
financeinnovationlab.org
November 25, 2025 at 3:08 PM
Reposted by Finance Innovation Lab
fininclusionscot.bsky.social
Great to join the conversation in Glasgow! Listening to residents share the challenges they face in accessing affordable credit reinforces why initiatives like the #FairBankingAct matter. Huge thanks to everyone involved for exploring practical steps to boost financial inclusion. #FairBankingForAll
November 25, 2025 at 2:25 PM
Reposted by Finance Innovation Lab
jesselgriffiths.bsky.social
Great report from @econchange.bsky.social - the UK has made £550bn LESS public investment than the OECD average in the 20 years up to 2024. No wonder our public services are creaking.

An increase in public investment would improve the economy and CUT debt/GDP.

drive.google.com/file/d/1BMUy...
Closing the Gap - The case for a public investment target.pdf
drive.google.com
November 25, 2025 at 8:58 AM
Reposted by Finance Innovation Lab
fbfacampaign.bsky.social
Thank you to Martin Rhodes MP,
@pjferguson.bsky.social, @maureenburke.bsky.social & John Grady MP for meeting Glasgow residents to hear their experiences of being shut out of affordable credit, & how a #FairBankingAct could change this.

#FairBankingForAll

financeinnovationlab.org/youre-left-w...
“You’re left with no good options” - Glasgow campaigners urge MPs to back a Fair Banking Act to end high cost credit crisis - Finance Innovation Lab
Glasgow residents from the Fair Banking for All Campaign have met with MPs to demand action on fair and affordable credit, as Glasgow households pay an estimated £4.1 million a year extra due to high-...
financeinnovationlab.org
November 25, 2025 at 9:33 AM
Reposted by Finance Innovation Lab
fbfacampaign.bsky.social
Financial Inclusion, But Who Is Included? A Response to the 2025 Strategy 🙌👇

#FinancialInclusion #AffordableCredit #CommunityFinance #RaceEquity #FairBankingForAll @neweconomics.bsky.social @runnymedetrust.bsky.social

www.linkedin.com/pulse/financ...
Financial Inclusion, But Who Is Included? A Response to the 2025 Strategy
The new Financial Inclusion Strategy sets out a wide-ranging plan covering banking access, savings, insurance, affordable credit and financial education. There is a lot in it that is positive and wort...
www.linkedin.com
November 24, 2025 at 10:40 AM
Reposted by Finance Innovation Lab
justmoneymvt.bsky.social
This new Government strategy on financial inclusion is welcome, but it doesn’t go far enough – more change and progress is desperately needed, like a #FairBankingAct

Find out more here: justmoney.org.uk/blog/lets-ma...
November 6, 2025 at 2:34 PM
Reposted by Finance Innovation Lab
jesselgriffiths.bsky.social
I was at the @coopparty.party.coop conference flying the flag for the @fbfacampaign.bsky.social campaign.

The UK is a co-op outlier - with around 2% of people members of credit unions vs 80% in Ireland & 40% in the US. The Act could change that. Here's more:

www.linkedin.com/in/jesse-gri...
www.linkedin.com
November 17, 2025 at 8:56 AM
thefinancelab.bsky.social
COP30 kicked off in Brazil: new emissions pledges offer hope but fall short. Vulnerable communities need more support. As the world pursues deeper cuts, a just and fair transition must remain at the centre. bit.ly/3JYhGMy
Reality bites at COP30 climate summit
Nations far off track for Paris goals even after updated emission pledges
bit.ly
November 17, 2025 at 4:00 PM
Reposted by Finance Innovation Lab
marloesnicholls.bsky.social
Great new piece from Neil Duncan-Jordan - a leading MP calling for greater ambition from the gov's landmark pension reforms!

He rightly highlights 3 priorities for the current Pension Schemes Bill too: worker representation, fossil fuel phase out and funding for the green transition.
November 12, 2025 at 12:37 PM
Reposted by Finance Innovation Lab
justmoneymvt.bsky.social
Great to have MPs like Simon Opher supporting @thefinancelab.bsky.social's amendment to the Pensions Schemes Bill.

Help us build support for greener, fairer pensions. Write to your MP today: justmoney.eaction.online/better-pensi...
November 5, 2025 at 2:55 PM
Reposted by Finance Innovation Lab
fairbydesign.bsky.social
Today marks the launch of the Financial Inclusion Strategy. The Strategy must be seen as an important first step that sets the direction of travel to ending the poverty premium and financial exclusion.

Read our full statement here: fairbydesign.com/response-uk-...
November 5, 2025 at 12:53 PM
Reposted by Finance Innovation Lab
thefinancelab.bsky.social
"A commitment to a Fair Banking Act...would have shown that the government is serious about driving change at scale, rather than just hoping that banks will step up”. Read our response to the government's Financial Inclusion Strategy. #FairBankingForAll
bit.ly/47FSceO
Our reaction to the government's newly published Financial Inclusion Strategy - Finance Innovation Lab
The Finance Innovation Lab welcomes the publication of the government’s Financial Inclusion Strategy, and is particularly pleased to see that it recognises the crucial role of credit unions and Commun...
bit.ly
November 5, 2025 at 1:20 PM
Reposted by Finance Innovation Lab
fbfacampaign.bsky.social
Response from @thefinancelab.bsky.social to the government's new Financial Inclusion Strategy 👇

#FairBankingForAll

financeinnovationlab.org/financial-in...
ext reads 'FAIR BANKING FOR ALL “We have to ask whether the government has really grasped the scale of the problem of exclusion from affordable credit. A commitment to a Fair Banking Act - being called for by community finance institutions, charities and people with direct experience of financial exclusion - would have shown that the government is serious about driving change at scale, rather than just hoping that banks will step up.” A photograph shows four people standing outside with the Palace of Westminster in the background, holding a cut out sign with the text 'FAIR BANKING FOR ALL'.
November 5, 2025 at 2:12 PM
thefinancelab.bsky.social
"A commitment to a Fair Banking Act...would have shown that the government is serious about driving change at scale, rather than just hoping that banks will step up”. Read our response to the government's Financial Inclusion Strategy. #FairBankingForAll
bit.ly/47FSceO
Our reaction to the government's newly published Financial Inclusion Strategy - Finance Innovation Lab
The Finance Innovation Lab welcomes the publication of the government’s Financial Inclusion Strategy, and is particularly pleased to see that it recognises the crucial role of credit unions and Commun...
bit.ly
November 5, 2025 at 1:20 PM
thefinancelab.bsky.social
Whether you're retiring next year or after 2050, we all need stable pensions on a stable planet.
This letter to pension funds is clear: stop gambling with everyone's futures. #FutureProofPensions
This is about ALL of us 🤝
bit.ly/FutureProofPensions
FutureProofOurPensionsLetter.pdf
bit.ly
November 5, 2025 at 12:57 PM
Reposted by Finance Innovation Lab
fairbydesign.bsky.social
In December 2024, the Government committed to a Financial Inclusion Strategy. Since then, officials, regulators, and consumer groups have worked in subcommittees developing the Strategy.

With the Strategy’s launch imminent the question remains: will it be bold enough?
October 31, 2025 at 12:29 PM
thefinancelab.bsky.social
Whose side are they on? Just when we are meant to be reducing our reliance on fossil fuels, the government has been increasing their interaction with the sector.
Labour ministers met fossil fuel lobbyists 500 times in first year of power, analysis shows
Lobbyists attended 48% more meetings than Tories, as Labour accused of giving them ‘backstage pass’
t.co
October 24, 2025 at 4:00 PM
thefinancelab.bsky.social
Coal use continues to rise because banks and investors continue to finance it.
Global use of coal hit record high in 2024
Bleak report finds greenhouse gas emissions are still rising despite ‘exponential’ growth of renewables
filab.uk
October 23, 2025 at 11:15 AM
thefinancelab.bsky.social
The market will chase profit, even if that means driving us all over the edge of a cliff.
It’s up to governments to step in to change course
No major banks have yet committed to stop funding new oil, gas and coal, research finds
‘The objectives of the Paris agreement are slipping further out of reach,’ say researchers from LSE
filab.uk
October 22, 2025 at 9:15 AM
thefinancelab.bsky.social
British pensions could be worth far less if we ignore climate risk.
Without action, an estimated 20–30% will be wiped off our savings by 2040.
But the Pension Schemes Bill can tackle fossil fuel exposure to protect savers’ futures.
filab.uk/49dNEOY
Why the Pension Schemes Bill must tackle climate risk to protect UK savers - Finance Innovation Lab
This article was written by our CEO, Jesse Griffiths, for Net Zero Investor. You can read the original article here. The UK’s pension system, with around £3trn in asset, is undergoing its most…
financeinnovationlab.org
October 21, 2025 at 4:58 PM
thefinancelab.bsky.social
Fascinating piece from Lab Associate David Fagleman on the role of cash — and why a fully ‘cashless society’ is still a long way off.

We need to understand where and who still relies on cash — and make sure access remains.
Cash at 9%: Why the Headline Number Tells Half the Story
filab.uk
October 21, 2025 at 4:45 PM