The Fair Banking for All Campaign
@fbfacampaign.bsky.social
A coalition of organisations calling for a Fair Banking Act to make access to affordable credit fair for the people and businesses who need it most.
www.fairbankingforall.org
www.fairbankingforall.org
"When families with low incomes cannot afford to pay upfront, they are often pushed towards high‑cost credit options."
New polling from @fairbydesign.bsky.social in the @newstatesman1913.bsky.social shows the public support action to tackle the poverty premium.
www.newstatesman.com/spotlight/ec...
New polling from @fairbydesign.bsky.social in the @newstatesman1913.bsky.social shows the public support action to tackle the poverty premium.
www.newstatesman.com/spotlight/ec...
It's official: Labour voters want Starmer to go further on the cost of living
New polling shows that the Labour 2024 voter base want action on the cost of living. Starmer shouldn’t U-turn on this.
www.newstatesman.com
February 10, 2026 at 9:23 AM
"When families with low incomes cannot afford to pay upfront, they are often pushed towards high‑cost credit options."
New polling from @fairbydesign.bsky.social in the @newstatesman1913.bsky.social shows the public support action to tackle the poverty premium.
www.newstatesman.com/spotlight/ec...
New polling from @fairbydesign.bsky.social in the @newstatesman1913.bsky.social shows the public support action to tackle the poverty premium.
www.newstatesman.com/spotlight/ec...
New @runnymedetrust.bsky.social & @neweconomics.bsky.social report links structural exclusion, debt & colonialism, finding racialised households face “systemic gatekeeping, algorithmic bias & discriminatory treatment” when seeking credit, often pushing people to high-cost lenders.
#DriversOfDebt
#DriversOfDebt
February 9, 2026 at 2:07 PM
New @runnymedetrust.bsky.social & @neweconomics.bsky.social report links structural exclusion, debt & colonialism, finding racialised households face “systemic gatekeeping, algorithmic bias & discriminatory treatment” when seeking credit, often pushing people to high-cost lenders.
#DriversOfDebt
#DriversOfDebt
"We're not here as case studies; we're here as people who are contributing to shaping change."
New blog from @fairbydesign.bsky.social on their work with @povertyalliance.org creating a Lived Experience Advisory Panel.
fairbydesign.com/blog-what-li...
New blog from @fairbydesign.bsky.social on their work with @povertyalliance.org creating a Lived Experience Advisory Panel.
fairbydesign.com/blog-what-li...
What Does ‘Lived Experience’ Really Mean? Our Panel’s Perspective
Our Lived Experience Panel shares what the term ‘lived experience’ means to them, why language matters, and how genuine inclusion shapes real policy change.
fairbydesign.com
February 3, 2026 at 9:23 AM
"We're not here as case studies; we're here as people who are contributing to shaping change."
New blog from @fairbydesign.bsky.social on their work with @povertyalliance.org creating a Lived Experience Advisory Panel.
fairbydesign.com/blog-what-li...
New blog from @fairbydesign.bsky.social on their work with @povertyalliance.org creating a Lived Experience Advisory Panel.
fairbydesign.com/blog-what-li...
"Why a British Community Reinvestment Act could strengthen financial inclusion and mutual financial services"
@coopparty.party.coop @daniellmonaghan.bsky.social
#FairBankingForAll #FairBankingAct
party.coop/2026/01/08/w...
@coopparty.party.coop @daniellmonaghan.bsky.social
#FairBankingForAll #FairBankingAct
party.coop/2026/01/08/w...
Why a British Community Reinvestment Act could strengthen financial inclusion and mutual financial services
As a central delivery partner in the Government’s Financial Inclusion Strategy, credit unions will play a key role in delivering more inclusive financial services
party.coop
January 28, 2026 at 10:05 AM
"Why a British Community Reinvestment Act could strengthen financial inclusion and mutual financial services"
@coopparty.party.coop @daniellmonaghan.bsky.social
#FairBankingForAll #FairBankingAct
party.coop/2026/01/08/w...
@coopparty.party.coop @daniellmonaghan.bsky.social
#FairBankingForAll #FairBankingAct
party.coop/2026/01/08/w...
Reposted by The Fair Banking for All Campaign
Some words from our Head of Policy, @mariacbooker.bsky.social, looking back at our Give Me Some Credit exhibition.
The article is a deep dive on the process we followed and looks at the value of involving people with lived experience in our work.
www.civilsociety.co.uk/governance/g...
The article is a deep dive on the process we followed and looks at the value of involving people with lived experience in our work.
www.civilsociety.co.uk/governance/g...
Fair By Design: Give me some credit
Fair By Design teamed up with the Poverty Alliance to document through photography the real-life stories of 14 people who had been denied affordable credit. Maria Booker reports...
www.civilsociety.co.uk
January 27, 2026 at 3:43 PM
Some words from our Head of Policy, @mariacbooker.bsky.social, looking back at our Give Me Some Credit exhibition.
The article is a deep dive on the process we followed and looks at the value of involving people with lived experience in our work.
www.civilsociety.co.uk/governance/g...
The article is a deep dive on the process we followed and looks at the value of involving people with lived experience in our work.
www.civilsociety.co.uk/governance/g...
Reposted by The Fair Banking for All Campaign
Brilliant support for the Fair Banking Act from @gareththomasmp.bsky.social, proud to be part of the campaign 👊
"A Fair Banking Act is a common sense, proportionate measure which could have transformative benefits for businesses and communities across the UK, and I commend this Bill to the House."
👏 @gareththomasmp.bsky.social
#FairBankingForAll #FairBankingAct
👏 @gareththomasmp.bsky.social
#FairBankingForAll #FairBankingAct
January 16, 2026 at 9:17 AM
Brilliant support for the Fair Banking Act from @gareththomasmp.bsky.social, proud to be part of the campaign 👊
Reposted by The Fair Banking for All Campaign
Yesterday, Labour and Co-operative MP for Harrow West Gareth Thomas introduced the Fair Banking Bill.
It's based on legislation that's worked in the USA, and would transform access to finance for low income individuals and small and medium sized businesses.
It's based on legislation that's worked in the USA, and would transform access to finance for low income individuals and small and medium sized businesses.
January 15, 2026 at 11:04 AM
Yesterday, Labour and Co-operative MP for Harrow West Gareth Thomas introduced the Fair Banking Bill.
It's based on legislation that's worked in the USA, and would transform access to finance for low income individuals and small and medium sized businesses.
It's based on legislation that's worked in the USA, and would transform access to finance for low income individuals and small and medium sized businesses.
"A Fair Banking Act is a common sense, proportionate measure which could have transformative benefits for businesses and communities across the UK, and I commend this Bill to the House."
👏 @gareththomasmp.bsky.social
#FairBankingForAll #FairBankingAct
👏 @gareththomasmp.bsky.social
#FairBankingForAll #FairBankingAct
January 15, 2026 at 9:51 AM
"A Fair Banking Act is a common sense, proportionate measure which could have transformative benefits for businesses and communities across the UK, and I commend this Bill to the House."
👏 @gareththomasmp.bsky.social
#FairBankingForAll #FairBankingAct
👏 @gareththomasmp.bsky.social
#FairBankingForAll #FairBankingAct
Reposted by The Fair Banking for All Campaign
🚨 @gareththomasmp.bsky.social's Fair Banking Bill has just been introduced in the House of Commons.
Access to finance is about more than just fairness - small businesses are being held back by legislation that doesn't work for them.
Access to finance is about more than just fairness - small businesses are being held back by legislation that doesn't work for them.
January 14, 2026 at 5:11 PM
🚨 @gareththomasmp.bsky.social's Fair Banking Bill has just been introduced in the House of Commons.
Access to finance is about more than just fairness - small businesses are being held back by legislation that doesn't work for them.
Access to finance is about more than just fairness - small businesses are being held back by legislation that doesn't work for them.
Reposted by The Fair Banking for All Campaign
Labour and Co-operative MP Gareth Thomas is in LabourList today, making the case for a Fair Banking Act to support our neighbours, friends and family members who are being locked out of access to banking.
January 13, 2026 at 4:22 PM
Labour and Co-operative MP Gareth Thomas is in LabourList today, making the case for a Fair Banking Act to support our neighbours, friends and family members who are being locked out of access to banking.
Reposted by The Fair Banking for All Campaign
We're backing Gareth Thomas' Fair Banking Act to help transform communities using credit unions and community finance.
It's time the banks helped out the communities they're supposed to serve.
It's time the banks helped out the communities they're supposed to serve.
It's time the banks helped out the communities they're supposed to serve.
We're backing Gareth Thomas' Fair Banking Act to help transform communities using credit unions and community finance.
party.coop | @coopparty
youtu.be
January 14, 2026 at 10:00 AM
We're backing Gareth Thomas' Fair Banking Act to help transform communities using credit unions and community finance.
It's time the banks helped out the communities they're supposed to serve.
It's time the banks helped out the communities they're supposed to serve.
And it passed! A huge thank you to @gareththomasmp.bsky.social for taking forward the Financial Exclusion & Access to Finance Bill, based on the #FairBankingAct.
@thefinancelab.bsky.social @buildingsocieties.bsky.social @fsb-uk.bsky.social @coopparty.party.coop
#FairBankingForAll
@thefinancelab.bsky.social @buildingsocieties.bsky.social @fsb-uk.bsky.social @coopparty.party.coop
#FairBankingForAll
January 14, 2026 at 4:31 PM
And it passed! A huge thank you to @gareththomasmp.bsky.social for taking forward the Financial Exclusion & Access to Finance Bill, based on the #FairBankingAct.
@thefinancelab.bsky.social @buildingsocieties.bsky.social @fsb-uk.bsky.social @coopparty.party.coop
#FairBankingForAll
@thefinancelab.bsky.social @buildingsocieties.bsky.social @fsb-uk.bsky.social @coopparty.party.coop
#FairBankingForAll
Reposted by The Fair Banking for All Campaign
Affordable credit is critical for households and businesses. A #FairBankingAct would make banks accountable for expanding fair, affordable lending where it’s needed most. @fbfacampaign.bsky.social @gareththomasmp.bsky.social
#FairBankingForAll
#FairBankingForAll
‘A fair banking act is essential to expand access to affordable credit’ – LabourList
Access to affordable finance can unlock the potential of businesses across the UK, helping them grow and thrive. It can also be a lifeline for…
filab.uk
January 13, 2026 at 4:16 PM
Affordable credit is critical for households and businesses. A #FairBankingAct would make banks accountable for expanding fair, affordable lending where it’s needed most. @fbfacampaign.bsky.social @gareththomasmp.bsky.social
#FairBankingForAll
#FairBankingForAll
1/ 🧵High-cost credit is holding people & #SMEs back.
@gareththomasmp.bsky.social calls for government action to expand #AffordableCredit - tackling the cost of living crisis & supporting economic growth through a #FairBankingAct.
@politicshome.bsky.social
#FairBankingForAll
bit.ly/3Nk0v9G
@gareththomasmp.bsky.social calls for government action to expand #AffordableCredit - tackling the cost of living crisis & supporting economic growth through a #FairBankingAct.
@politicshome.bsky.social
#FairBankingForAll
bit.ly/3Nk0v9G
We need a Fair Banking Act to tackle the cost of living with more affordable loans
Tackling the cost-of-living crisis and delivering sustained growth on high streets up and down the country requires our high street banks to do mor...
www.politicshome.com
January 14, 2026 at 10:16 AM
1/ 🧵High-cost credit is holding people & #SMEs back.
@gareththomasmp.bsky.social calls for government action to expand #AffordableCredit - tackling the cost of living crisis & supporting economic growth through a #FairBankingAct.
@politicshome.bsky.social
#FairBankingForAll
bit.ly/3Nk0v9G
@gareththomasmp.bsky.social calls for government action to expand #AffordableCredit - tackling the cost of living crisis & supporting economic growth through a #FairBankingAct.
@politicshome.bsky.social
#FairBankingForAll
bit.ly/3Nk0v9G
Tomorrow, @gareththomasmp.bsky.social brings a Bill to parliament to tackle exclusion from #AffordableCredit through a #FairBankingAct.
Read his article for @labourlist.bsky.social below 👇
@coopparty.party.coop @fsb-uk.bsky.social
#FairBankingForAll
bit.ly/4sxWXk1
Read his article for @labourlist.bsky.social below 👇
@coopparty.party.coop @fsb-uk.bsky.social
#FairBankingForAll
bit.ly/4sxWXk1
'A fair banking act is essential to expand access to affordable credit' - LabourList
Millions are locked out of affordable credit. A Fair Banking Act would expand access, boost enterprise and tackle inequality says Gareth Thomas MP.
bit.ly
January 13, 2026 at 4:21 PM
Tomorrow, @gareththomasmp.bsky.social brings a Bill to parliament to tackle exclusion from #AffordableCredit through a #FairBankingAct.
Read his article for @labourlist.bsky.social below 👇
@coopparty.party.coop @fsb-uk.bsky.social
#FairBankingForAll
bit.ly/4sxWXk1
Read his article for @labourlist.bsky.social below 👇
@coopparty.party.coop @fsb-uk.bsky.social
#FairBankingForAll
bit.ly/4sxWXk1
MP tables bill to require big banks to work with credit unions and CDFIs.
@gareththomasmp.bsky.social
#FairBankingForAll #FairBankingAct #CreditUnions #CDFIs
www.thenews.coop/mp-tables-bi...
@gareththomasmp.bsky.social
#FairBankingForAll #FairBankingAct #CreditUnions #CDFIs
www.thenews.coop/mp-tables-bi...
MP tables bill to require big banks to work to credit unions and CDFis
Labour/Co-op MP Gareth Thomas's bill is aimed at increasing lending to small businesses and co-operatives and tackling financial exclusion
www.thenews.coop
January 12, 2026 at 12:07 PM
MP tables bill to require big banks to work with credit unions and CDFIs.
@gareththomasmp.bsky.social
#FairBankingForAll #FairBankingAct #CreditUnions #CDFIs
www.thenews.coop/mp-tables-bi...
@gareththomasmp.bsky.social
#FairBankingForAll #FairBankingAct #CreditUnions #CDFIs
www.thenews.coop/mp-tables-bi...
Reposted by The Fair Banking for All Campaign
Forcing UK banks to support credit unions would help keep loan sharks at bay
Forcing UK banks to support credit unions would help keep loan sharks at bay
High street banks dodged a windfall tax – now they should invest in growth of local lenders
www.theguardian.com
December 7, 2025 at 11:40 AM
Forcing UK banks to support credit unions would help keep loan sharks at bay
📢 On Wednesday @gareththomasmp.bsky.social will table the Financial Exclusion & Access to Finance Bill, taking action on access to #AffordableCredit through #FairBankingAct proposals.
Read about it in @guardianheather.bsky.social's article.
#FairBankingForAll
www.theguardian.com/business/202...
Read about it in @guardianheather.bsky.social's article.
#FairBankingForAll
www.theguardian.com/business/202...
Lending to small businesses and low-income areas must expand, say Labour backbenchers
Senior politicians have tabled bill that would force UK banks to make affordable finance more accessible
www.theguardian.com
January 12, 2026 at 10:34 AM
📢 On Wednesday @gareththomasmp.bsky.social will table the Financial Exclusion & Access to Finance Bill, taking action on access to #AffordableCredit through #FairBankingAct proposals.
Read about it in @guardianheather.bsky.social's article.
#FairBankingForAll
www.theguardian.com/business/202...
Read about it in @guardianheather.bsky.social's article.
#FairBankingForAll
www.theguardian.com/business/202...
Reposted by The Fair Banking for All Campaign
Minoritised communities are systematically disadvantaged by our financial system — through biased lending, unfair debt practices and unequal access to support.
The Equity in Finance campaign is playing a critical role in changing this.
#FairBankingForAll
bit.ly/4q7laME
The Equity in Finance campaign is playing a critical role in changing this.
#FairBankingForAll
bit.ly/4q7laME
Black-led debt advice charity calls time on unfair lending and financial bias - Voice Online
Rooted Finance is a pioneering, Black-led debt advice and financial inclusion charity with a vision of a fair, equitable financial landscape
bit.ly
January 8, 2026 at 4:51 PM
Minoritised communities are systematically disadvantaged by our financial system — through biased lending, unfair debt practices and unequal access to support.
The Equity in Finance campaign is playing a critical role in changing this.
#FairBankingForAll
bit.ly/4q7laME
The Equity in Finance campaign is playing a critical role in changing this.
#FairBankingForAll
bit.ly/4q7laME
Huge thanks to @guardianheather.bsky.social for highlighting the call for a #FairBankingAct to bring banks together with #creditunions and #CDFIs to ensure people can access #affordablecredit when they need it.
bit.ly/44dqFAv
@coopparty.party.coop
bit.ly/44dqFAv
@coopparty.party.coop
Forcing UK banks to support credit unions would help keep loan sharks at bay | Heather Stewart
High street banks dodged a windfall tax – now they should invest in growth of local lenders
bit.ly
December 8, 2025 at 11:20 AM
Huge thanks to @guardianheather.bsky.social for highlighting the call for a #FairBankingAct to bring banks together with #creditunions and #CDFIs to ensure people can access #affordablecredit when they need it.
bit.ly/44dqFAv
@coopparty.party.coop
bit.ly/44dqFAv
@coopparty.party.coop
The government has published their Financial Inclusion Strategy. What comes next?
#FinancialInclusion #AffordableCredit #FairBankingAct #CommunityFinance #FairBankingForAll
@thefinancelab.bsky.social @fairbydesign.bsky.social
financeinnovationlab.org/the-governme...
#FinancialInclusion #AffordableCredit #FairBankingAct #CommunityFinance #FairBankingForAll
@thefinancelab.bsky.social @fairbydesign.bsky.social
financeinnovationlab.org/the-governme...
The government has published their Financial Inclusion Strategy. What comes next? - Finance Innovation Lab
At the end of October, I sat in a room in Glasgow with seven remarkable people. Each of them has had to ask a bank for help at some point, and each of them has been turned away. I listened as they tal...
financeinnovationlab.org
November 25, 2025 at 3:08 PM
The government has published their Financial Inclusion Strategy. What comes next?
#FinancialInclusion #AffordableCredit #FairBankingAct #CommunityFinance #FairBankingForAll
@thefinancelab.bsky.social @fairbydesign.bsky.social
financeinnovationlab.org/the-governme...
#FinancialInclusion #AffordableCredit #FairBankingAct #CommunityFinance #FairBankingForAll
@thefinancelab.bsky.social @fairbydesign.bsky.social
financeinnovationlab.org/the-governme...
Reposted by The Fair Banking for All Campaign
Great to join the conversation in Glasgow! Listening to residents share the challenges they face in accessing affordable credit reinforces why initiatives like the #FairBankingAct matter. Huge thanks to everyone involved for exploring practical steps to boost financial inclusion. #FairBankingForAll
Thank you to Martin Rhodes MP,
@pjferguson.bsky.social, @maureenburke.bsky.social & John Grady MP for meeting Glasgow residents to hear their experiences of being shut out of affordable credit, & how a #FairBankingAct could change this.
#FairBankingForAll
financeinnovationlab.org/youre-left-w...
@pjferguson.bsky.social, @maureenburke.bsky.social & John Grady MP for meeting Glasgow residents to hear their experiences of being shut out of affordable credit, & how a #FairBankingAct could change this.
#FairBankingForAll
financeinnovationlab.org/youre-left-w...
“You’re left with no good options” - Glasgow campaigners urge MPs to back a Fair Banking Act to end high cost credit crisis - Finance Innovation Lab
Glasgow residents from the Fair Banking for All Campaign have met with MPs to demand action on fair and affordable credit, as Glasgow households pay an estimated £4.1 million a year extra due to high-...
financeinnovationlab.org
November 25, 2025 at 2:25 PM
Great to join the conversation in Glasgow! Listening to residents share the challenges they face in accessing affordable credit reinforces why initiatives like the #FairBankingAct matter. Huge thanks to everyone involved for exploring practical steps to boost financial inclusion. #FairBankingForAll
Thank you to Martin Rhodes MP,
@pjferguson.bsky.social, @maureenburke.bsky.social & John Grady MP for meeting Glasgow residents to hear their experiences of being shut out of affordable credit, & how a #FairBankingAct could change this.
#FairBankingForAll
financeinnovationlab.org/youre-left-w...
@pjferguson.bsky.social, @maureenburke.bsky.social & John Grady MP for meeting Glasgow residents to hear their experiences of being shut out of affordable credit, & how a #FairBankingAct could change this.
#FairBankingForAll
financeinnovationlab.org/youre-left-w...
“You’re left with no good options” - Glasgow campaigners urge MPs to back a Fair Banking Act to end high cost credit crisis - Finance Innovation Lab
Glasgow residents from the Fair Banking for All Campaign have met with MPs to demand action on fair and affordable credit, as Glasgow households pay an estimated £4.1 million a year extra due to high-...
financeinnovationlab.org
November 25, 2025 at 9:33 AM
Thank you to Martin Rhodes MP,
@pjferguson.bsky.social, @maureenburke.bsky.social & John Grady MP for meeting Glasgow residents to hear their experiences of being shut out of affordable credit, & how a #FairBankingAct could change this.
#FairBankingForAll
financeinnovationlab.org/youre-left-w...
@pjferguson.bsky.social, @maureenburke.bsky.social & John Grady MP for meeting Glasgow residents to hear their experiences of being shut out of affordable credit, & how a #FairBankingAct could change this.
#FairBankingForAll
financeinnovationlab.org/youre-left-w...
Financial Inclusion, But Who Is Included? A Response to the 2025 Strategy 🙌👇
#FinancialInclusion #AffordableCredit #CommunityFinance #RaceEquity #FairBankingForAll @neweconomics.bsky.social @runnymedetrust.bsky.social
www.linkedin.com/pulse/financ...
#FinancialInclusion #AffordableCredit #CommunityFinance #RaceEquity #FairBankingForAll @neweconomics.bsky.social @runnymedetrust.bsky.social
www.linkedin.com/pulse/financ...
Financial Inclusion, But Who Is Included? A Response to the 2025 Strategy
The new Financial Inclusion Strategy sets out a wide-ranging plan covering banking access, savings, insurance, affordable credit and financial education. There is a lot in it that is positive and wort...
www.linkedin.com
November 24, 2025 at 10:40 AM
Financial Inclusion, But Who Is Included? A Response to the 2025 Strategy 🙌👇
#FinancialInclusion #AffordableCredit #CommunityFinance #RaceEquity #FairBankingForAll @neweconomics.bsky.social @runnymedetrust.bsky.social
www.linkedin.com/pulse/financ...
#FinancialInclusion #AffordableCredit #CommunityFinance #RaceEquity #FairBankingForAll @neweconomics.bsky.social @runnymedetrust.bsky.social
www.linkedin.com/pulse/financ...
Reposted by The Fair Banking for All Campaign
I was at the @coopparty.party.coop conference flying the flag for the @fbfacampaign.bsky.social campaign.
The UK is a co-op outlier - with around 2% of people members of credit unions vs 80% in Ireland & 40% in the US. The Act could change that. Here's more:
www.linkedin.com/in/jesse-gri...
The UK is a co-op outlier - with around 2% of people members of credit unions vs 80% in Ireland & 40% in the US. The Act could change that. Here's more:
www.linkedin.com/in/jesse-gri...
www.linkedin.com
November 17, 2025 at 8:56 AM
I was at the @coopparty.party.coop conference flying the flag for the @fbfacampaign.bsky.social campaign.
The UK is a co-op outlier - with around 2% of people members of credit unions vs 80% in Ireland & 40% in the US. The Act could change that. Here's more:
www.linkedin.com/in/jesse-gri...
The UK is a co-op outlier - with around 2% of people members of credit unions vs 80% in Ireland & 40% in the US. The Act could change that. Here's more:
www.linkedin.com/in/jesse-gri...