Janneke Ratcliffe
@jannekeratcliffe.bsky.social
Vice President, Housing and Communities Division @urbaninstitute.bsky.social
Another great read! Here, Alanna McCargo highlights what Houston's experience can show us about the downstream effects of storms on housing affordability. www.urban.org/research/pub...
A Perfect Storm of Rising Costs Threatens America’s Housing Market
This brief provides a case study of one housing market that many markets across the country can examine. The pressures on households, real estate and insuran…
www.urban.org
October 17, 2025 at 2:17 PM
Another great read! Here, Alanna McCargo highlights what Houston's experience can show us about the downstream effects of storms on housing affordability. www.urban.org/research/pub...
In uncertain times you can always count on the data-driven #impact and #analysis from our monthly Chartbook. Read the latest issue here: www.urban.org/research/pub...
Housing Finance at a Glance: A Monthly Chartbook September 2025
Housing Finance at a Glance is a monthly reference guide policymakers and industry professionals have used since 2013 to stay informed about the latest mortg…
www.urban.org
October 15, 2025 at 4:17 PM
In uncertain times you can always count on the data-driven #impact and #analysis from our monthly Chartbook. Read the latest issue here: www.urban.org/research/pub...
New from the Urban-Brookings Tax Policy Center, read about tariffs impacting home construction and renovation costs. taxpolicycenter.org/taxvox/recen...
Recent Tariffs Threaten Residential Construction
Using TPC’s tariff model, we calculated that current tariffs, including those just announced, will add roughly $30 billion to the costs of investment in residential structures.
taxpolicycenter.org
October 10, 2025 at 8:38 PM
New from the Urban-Brookings Tax Policy Center, read about tariffs impacting home construction and renovation costs. taxpolicycenter.org/taxvox/recen...
Reposted by Janneke Ratcliffe
Join the Urban Institute on 9/25 @ 5:30 p.m. ET for a hybrid discussion on the importance of estate planning as a #wealth preservation tool, the opportunities presented by adopting #technology, and the potential challenges. #LiveatUrban
Untangling a Complex Problem: Preserving Housing Wealth for Vulnerable Owners through Technology and Estate Planning
Homeownership is a key source of household wealth. Many households hope to build wealth through homeownership and to pass it down to future generations. But …
urbn.is
September 11, 2025 at 4:51 PM
Join the Urban Institute on 9/25 @ 5:30 p.m. ET for a hybrid discussion on the importance of estate planning as a #wealth preservation tool, the opportunities presented by adopting #technology, and the potential challenges. #LiveatUrban
Brilliant new look at how to measure the housing shortage - down to the neighborhood level.
Urban's Jim Parrott teamed with experts at Moody's, PolicyMap and Policy Solutions at Reinvestment Fund to get beneath the national estimates. Read the full brief here: www.urban.org/research/pub...
Urban's Jim Parrott teamed with experts at Moody's, PolicyMap and Policy Solutions at Reinvestment Fund to get beneath the national estimates. Read the full brief here: www.urban.org/research/pub...
July 31, 2025 at 7:27 PM
Brilliant new look at how to measure the housing shortage - down to the neighborhood level.
Urban's Jim Parrott teamed with experts at Moody's, PolicyMap and Policy Solutions at Reinvestment Fund to get beneath the national estimates. Read the full brief here: www.urban.org/research/pub...
Urban's Jim Parrott teamed with experts at Moody's, PolicyMap and Policy Solutions at Reinvestment Fund to get beneath the national estimates. Read the full brief here: www.urban.org/research/pub...
Have any plans tomorrow afternoon? If not, there's still time to register for our event and networking reception! Join us as we discuss the past, present, and future of credit scores in housing finance. www.urban.org/events/past-...
The Past, Present, and Future of Credit Scores in Housing Finance
www.urban.org
July 23, 2025 at 8:54 PM
Have any plans tomorrow afternoon? If not, there's still time to register for our event and networking reception! Join us as we discuss the past, present, and future of credit scores in housing finance. www.urban.org/events/past-...
In the first ever controlled study of rent reporting impacts, Urban researchers find that positive-only rent reporting leads to large, statistically significant increases in the likelihood of having a credit score. Read all about it in our newly released report www.urban.org/research/pub...
Evaluating Rent Reporting as a Pathway to Build Credit
In the first randomized study of rent reporting—the inclusion of housing rental payments in credit data—we show that this practice can help people get a credit score for the first time or improve thei...
www.urban.org
June 4, 2025 at 8:22 PM
In the first ever controlled study of rent reporting impacts, Urban researchers find that positive-only rent reporting leads to large, statistically significant increases in the likelihood of having a credit score. Read all about it in our newly released report www.urban.org/research/pub...
Reposted by Janneke Ratcliffe
Trump Admin's proposed HUD budget would cut the agency's budget authority by $45 b. It would cut staff by 26%, killing 2300 jobs.
HUD proposes eliminating most of its programs—vouchers, public housing, CDBG, etc—& replacing them with a single, smaller state block grant.
www.hud.gov/sites/dfiles...
HUD proposes eliminating most of its programs—vouchers, public housing, CDBG, etc—& replacing them with a single, smaller state block grant.
www.hud.gov/sites/dfiles...
June 2, 2025 at 7:45 PM
Trump Admin's proposed HUD budget would cut the agency's budget authority by $45 b. It would cut staff by 26%, killing 2300 jobs.
HUD proposes eliminating most of its programs—vouchers, public housing, CDBG, etc—& replacing them with a single, smaller state block grant.
www.hud.gov/sites/dfiles...
HUD proposes eliminating most of its programs—vouchers, public housing, CDBG, etc—& replacing them with a single, smaller state block grant.
www.hud.gov/sites/dfiles...
The Trump administration wants federal departments to lower the cost of housing and expand housing supply. Proposed cuts to the #FHA would affect all parts of the country, some more than others: www.urban.org/urban-wire/c...
Cuts to the FHA Will Hurt Households and Local Economies across the Country
Layoffs at the Federal Housing Administration will diminish the agency’s capacity to support affordable homeownership, especially in low-income, affordable, suburban, and rural communities.
www.urban.org
May 30, 2025 at 4:49 PM
The Trump administration wants federal departments to lower the cost of housing and expand housing supply. Proposed cuts to the #FHA would affect all parts of the country, some more than others: www.urban.org/urban-wire/c...
As we close out AANHPI month, see Urban scholars' eye opening snapshot of the financial status and contributions of Asian Americans lnkd.in/eA9eyhUj
New data tool reveals Asian American wealth and debt | Urban Institute posted on the topic | LinkedIn
Research findings reveal that while Asian Americans hold the greatest amount of #wealth, they also have higher amounts of #debt relative to their income compared to other racial and ethnic groups, whi...
lnkd.in
May 30, 2025 at 3:12 PM
As we close out AANHPI month, see Urban scholars' eye opening snapshot of the financial status and contributions of Asian Americans lnkd.in/eA9eyhUj
A recent Urban Institute analysis finds younger, lower-income households are much less likely to buy a home than previous generations; while another analysis looks at how the housing market is failing older adult leaving many at risk of homeless at the most vulnerable time in their lives.
Homeownership Has Fallen Further Out of Reach for Younger Families with the Lowest Incomes
The homeownership rate gap between 35-to-44-year-olds at the highest and the lowest income levels has grown considerably since 1980.
www.urban.org
May 29, 2025 at 8:35 PM
A recent Urban Institute analysis finds younger, lower-income households are much less likely to buy a home than previous generations; while another analysis looks at how the housing market is failing older adult leaving many at risk of homeless at the most vulnerable time in their lives.
Fannie Mae and Freddie Mac, collectively known as the government-sponsored enterprises (GSEs), have been in conservatorship since 2008. In this presentation, Urban Institute's Housing Finance Policy Center Institute Fellow Laurie Goodman reviews the history of the GSEs’ time in conservatorship.
Assessing the Potential for Administrative GSE Recapitalization and Release
YouTube video by Urban Institute
www.youtube.com
May 15, 2025 at 4:13 PM
Fannie Mae and Freddie Mac, collectively known as the government-sponsored enterprises (GSEs), have been in conservatorship since 2008. In this presentation, Urban Institute's Housing Finance Policy Center Institute Fellow Laurie Goodman reviews the history of the GSEs’ time in conservatorship.
Excited to share the release of our evaluation of NeighborWorks America’s Housing Stability Counseling Program. This report examines the role that the program played during the COVID-19 pandemic to rapidly deliver crisis-level services to renters and homeowners across the United States.
Housing Counseling for Homeowners and Renters in Crisis: Lessons from the Housing Stability Counseling Program
During the COVID-19 pandemic, owners and renters were at risk of losing their homes through mortgage delinquency or nonpayment of rent. This report focuses on a federal intervention designed to suppor...
www.urban.org
April 23, 2025 at 8:34 PM
Excited to share the release of our evaluation of NeighborWorks America’s Housing Stability Counseling Program. This report examines the role that the program played during the COVID-19 pandemic to rapidly deliver crisis-level services to renters and homeowners across the United States.
Today we will be hosting our third seminar on GSE reform. There has been lots of great discussion in our previous webinars so we hope you can join us from 1:00-2:00 p.m. EDT to get in on the action and become a part of the conversation. www.urban.org/events/recap...
Recapitalizing the GSEs through Administrative Action: Former CEOs Explore Conservatorship Release
Fannie Mae and Freddie Mac, the government-sponsored enterprises (GSEs) that play a major role in the US housing finance system, have been in conservatorship since 2008.
www.urban.org
March 18, 2025 at 4:23 PM
Today we will be hosting our third seminar on GSE reform. There has been lots of great discussion in our previous webinars so we hope you can join us from 1:00-2:00 p.m. EDT to get in on the action and become a part of the conversation. www.urban.org/events/recap...
Our nation's supply of #affordablehousing is under threat from wildfires, hurricanes, and flooding, and the rising cost of #homeenergy.
The @urbaninstitute.bsky.social's latest case study shows how #CDFIs and #greenbanks can support developers in this space:
The @urbaninstitute.bsky.social's latest case study shows how #CDFIs and #greenbanks can support developers in this space:
Developing a Climate-Resilient and Green Affordable Housing Supply through Flexible Loans
In this brief, we highlight learnings from the Solar and Energy Loan Fund’s (SELF) SAGE Homes program, which shows how CDFIs and green banks can support developers with flexible financing and mentorsh...
www.urban.org
March 10, 2025 at 2:54 PM
Our nation's supply of #affordablehousing is under threat from wildfires, hurricanes, and flooding, and the rising cost of #homeenergy.
The @urbaninstitute.bsky.social's latest case study shows how #CDFIs and #greenbanks can support developers in this space:
The @urbaninstitute.bsky.social's latest case study shows how #CDFIs and #greenbanks can support developers in this space:
Reposted by Janneke Ratcliffe
How has conservatorship changed the GSEs and what are the potential impacts of recapitalization?
Join Urban on 3/18 @ 1:00 p.m. ET for a virtual #discussion with former GSE CEOs on the possible effects of releasing the #GSEs from conservatorship. #LiveatUrban
Join Urban on 3/18 @ 1:00 p.m. ET for a virtual #discussion with former GSE CEOs on the possible effects of releasing the #GSEs from conservatorship. #LiveatUrban
Recapitalizing the GSEs through Administrative Action: Former CEOs Explore Conservatorship Release
Fannie Mae and Freddie Mac, the government-sponsored enterprises (GSEs) that play a major role in the US housing finance system, have been in conservatorship since 2008.
www.urban.org
March 4, 2025 at 3:29 PM
How has conservatorship changed the GSEs and what are the potential impacts of recapitalization?
Join Urban on 3/18 @ 1:00 p.m. ET for a virtual #discussion with former GSE CEOs on the possible effects of releasing the #GSEs from conservatorship. #LiveatUrban
Join Urban on 3/18 @ 1:00 p.m. ET for a virtual #discussion with former GSE CEOs on the possible effects of releasing the #GSEs from conservatorship. #LiveatUrban
Great data from Urban's housing team showing where HUD programs serve people, by state and district! www.linkedin.com/posts/yfreem...
Yonah Freemark on LinkedIn: HUD Supports Affordable Housing Nationwide. Layoffs and Budget Cuts Will…
The US Department of Housing and Urban Development plays an essential role in supporting renters with low and moderate incomes throughout the country.
The 10…
www.linkedin.com
March 5, 2025 at 8:48 PM
Great data from Urban's housing team showing where HUD programs serve people, by state and district! www.linkedin.com/posts/yfreem...
Curious what's happening with the #housingmarket? You can check all the latest stats and trends in Urban's monthly at-a-glance #housingfinance chartbook: www.urban.org/research/pub...
Housing Finance: At A Glance Monthly Chartbook, February 2025
The February 2025 edition of Housing Finance At A Glance includes a special data feature with Q3 2024 loan level GSE credit data, including origination compositions, default rates, purchase rates and ...
www.urban.org
March 5, 2025 at 8:44 PM
Curious what's happening with the #housingmarket? You can check all the latest stats and trends in Urban's monthly at-a-glance #housingfinance chartbook: www.urban.org/research/pub...