Joe
@joefrankrealtor.bsky.social
Ready to help you buy, sell, or invest in Snohomish & Skagit County. REALTOR®, PSA, SRES®, SFR®, MRP | eXp Realty. JoeFrankRealtor.com
🏠 Most buyers think location is everything.
But I've seen perfect locations with terrible ROI.
The real secret? Cash flow beats appreciation every time.
• Rental income pays bills
• Appreciation is just a bonus
What's your #1 factor when buying? 🤔
But I've seen perfect locations with terrible ROI.
The real secret? Cash flow beats appreciation every time.
• Rental income pays bills
• Appreciation is just a bonus
What's your #1 factor when buying? 🤔
January 16, 2026 at 4:00 PM
🏠 Most buyers think location is everything.
But I've seen perfect locations with terrible ROI.
The real secret? Cash flow beats appreciation every time.
• Rental income pays bills
• Appreciation is just a bonus
What's your #1 factor when buying? 🤔
But I've seen perfect locations with terrible ROI.
The real secret? Cash flow beats appreciation every time.
• Rental income pays bills
• Appreciation is just a bonus
What's your #1 factor when buying? 🤔
🏠 BREAKING: The Great Housing Reset begins in 2026!
For the first time since 2008, wages will outpace home prices:
• Rates drop to 6.3%
• Prices up just 1%
• Sales rise 3%
Affordability is finally improving.
Ready to jump back in?
For the first time since 2008, wages will outpace home prices:
• Rates drop to 6.3%
• Prices up just 1%
• Sales rise 3%
Affordability is finally improving.
Ready to jump back in?
January 14, 2026 at 4:00 PM
🏠 BREAKING: The Great Housing Reset begins in 2026!
For the first time since 2008, wages will outpace home prices:
• Rates drop to 6.3%
• Prices up just 1%
• Sales rise 3%
Affordability is finally improving.
Ready to jump back in?
For the first time since 2008, wages will outpace home prices:
• Rates drop to 6.3%
• Prices up just 1%
• Sales rise 3%
Affordability is finally improving.
Ready to jump back in?
🏠 GAME CHANGER: More homeowners now have 6%+ rates than sub-3% rates.
The lock-in effect is ending.
More inventory could hit the market soon.
Thoughts on 2026 buyers? 🤔
The lock-in effect is ending.
More inventory could hit the market soon.
Thoughts on 2026 buyers? 🤔
January 13, 2026 at 4:01 PM
🏠 GAME CHANGER: More homeowners now have 6%+ rates than sub-3% rates.
The lock-in effect is ending.
More inventory could hit the market soon.
Thoughts on 2026 buyers? 🤔
The lock-in effect is ending.
More inventory could hit the market soon.
Thoughts on 2026 buyers? 🤔
🏠 NAR predicts 14% jump in home sales for 2026!
✅ 20% more inventory
✅ Lower mortgage rates
✅ First affordability boost since 2020
Housing reset is here. Ready to move?
✅ 20% more inventory
✅ Lower mortgage rates
✅ First affordability boost since 2020
Housing reset is here. Ready to move?
January 12, 2026 at 4:01 PM
🏠 NAR predicts 14% jump in home sales for 2026!
✅ 20% more inventory
✅ Lower mortgage rates
✅ First affordability boost since 2020
Housing reset is here. Ready to move?
✅ 20% more inventory
✅ Lower mortgage rates
✅ First affordability boost since 2020
Housing reset is here. Ready to move?
🏠 Location isn't everything.
Cash flow > appreciation every time.
• Rental income pays the bills
• Appreciation is just a bonus
What's your #1 factor when buying real estate? 🤔
Cash flow > appreciation every time.
• Rental income pays the bills
• Appreciation is just a bonus
What's your #1 factor when buying real estate? 🤔
January 5, 2026 at 4:01 PM
🏠 Location isn't everything.
Cash flow > appreciation every time.
• Rental income pays the bills
• Appreciation is just a bonus
What's your #1 factor when buying real estate? 🤔
Cash flow > appreciation every time.
• Rental income pays the bills
• Appreciation is just a bonus
What's your #1 factor when buying real estate? 🤔
🏠 Most buyers think they need 20% down.
Reality: 43% of first-time buyers put down just 6%.
FHA loans = 3.5% down
VA loans = 0% down
Conventional = 3% down
What's stopping you from buying? 🤔
Reality: 43% of first-time buyers put down just 6%.
FHA loans = 3.5% down
VA loans = 0% down
Conventional = 3% down
What's stopping you from buying? 🤔
January 3, 2026 at 4:00 PM
🏠 Most buyers think they need 20% down.
Reality: 43% of first-time buyers put down just 6%.
FHA loans = 3.5% down
VA loans = 0% down
Conventional = 3% down
What's stopping you from buying? 🤔
Reality: 43% of first-time buyers put down just 6%.
FHA loans = 3.5% down
VA loans = 0% down
Conventional = 3% down
What's stopping you from buying? 🤔
🏠 Most buyers think they need 20% down.
Reality: 43% of first-time buyers put down just 6%.
FHA loans = 3.5% down
VA loans = 0% down
Conventional = 3% down
What's stopping you from buying? 🤔
Reality: 43% of first-time buyers put down just 6%.
FHA loans = 3.5% down
VA loans = 0% down
Conventional = 3% down
What's stopping you from buying? 🤔
January 2, 2026 at 4:00 PM
🏠 Most buyers think they need 20% down.
Reality: 43% of first-time buyers put down just 6%.
FHA loans = 3.5% down
VA loans = 0% down
Conventional = 3% down
What's stopping you from buying? 🤔
Reality: 43% of first-time buyers put down just 6%.
FHA loans = 3.5% down
VA loans = 0% down
Conventional = 3% down
What's stopping you from buying? 🤔
Most buyers think they need 20% down.
Reality: 43% of first-time buyers put down just 6%.
• FHA loans: 3.5% down
• VA loans: 0% down
• Conventional: 3% down
What's stopping you from buying?
Reality: 43% of first-time buyers put down just 6%.
• FHA loans: 3.5% down
• VA loans: 0% down
• Conventional: 3% down
What's stopping you from buying?
January 1, 2026 at 4:00 PM
Most buyers think they need 20% down.
Reality: 43% of first-time buyers put down just 6%.
• FHA loans: 3.5% down
• VA loans: 0% down
• Conventional: 3% down
What's stopping you from buying?
Reality: 43% of first-time buyers put down just 6%.
• FHA loans: 3.5% down
• VA loans: 0% down
• Conventional: 3% down
What's stopping you from buying?
🏠 Most buyers think they need 20% down.
Reality: 43% of first-time buyers put down just 6%.
• FHA loans: 3.5% down
• VA loans: 0% down
• Conventional: 3% down
What's stopping you from buying?
Reality: 43% of first-time buyers put down just 6%.
• FHA loans: 3.5% down
• VA loans: 0% down
• Conventional: 3% down
What's stopping you from buying?
December 31, 2025 at 4:00 PM
🏠 Most buyers think they need 20% down.
Reality: 43% of first-time buyers put down just 6%.
• FHA loans: 3.5% down
• VA loans: 0% down
• Conventional: 3% down
What's stopping you from buying?
Reality: 43% of first-time buyers put down just 6%.
• FHA loans: 3.5% down
• VA loans: 0% down
• Conventional: 3% down
What's stopping you from buying?
🏠 "Great Housing Reset" 2026:
✅ Income > home prices (1st since 2008)
✅ Rates drop to 6%
✅ Price growth: 1%
Gen Z still with parents 📈
Your prediction? 🤔
✅ Income > home prices (1st since 2008)
✅ Rates drop to 6%
✅ Price growth: 1%
Gen Z still with parents 📈
Your prediction? 🤔
December 30, 2025 at 4:01 PM
🏠 "Great Housing Reset" 2026:
✅ Income > home prices (1st since 2008)
✅ Rates drop to 6%
✅ Price growth: 1%
Gen Z still with parents 📈
Your prediction? 🤔
✅ Income > home prices (1st since 2008)
✅ Rates drop to 6%
✅ Price growth: 1%
Gen Z still with parents 📈
Your prediction? 🤔
Buying a home near water? Recent flooding in WA State is a reminder that flood risk matters. Flood plains don’t always mean “don’t buy” but they do mean asking questions about zones, insurance, & long-term risk.
Read more👉 www.joefrankrealtor.com/post/flood-p...
#HomeBuying #FloodRisk #WARealEstate
Read more👉 www.joefrankrealtor.com/post/flood-p...
#HomeBuying #FloodRisk #WARealEstate
Flood Plains, Flood Risk, and Buying a Home: What You Need to Know Before You Commit
Recent flooding across Washington State - especially in Snohomish and Skagit Counties - has underscored how important it is to understand flood risk before buying a home. Flood plains don’t automatica...
www.joefrankrealtor.com
December 29, 2025 at 4:33 PM
Buying a home near water? Recent flooding in WA State is a reminder that flood risk matters. Flood plains don’t always mean “don’t buy” but they do mean asking questions about zones, insurance, & long-term risk.
Read more👉 www.joefrankrealtor.com/post/flood-p...
#HomeBuying #FloodRisk #WARealEstate
Read more👉 www.joefrankrealtor.com/post/flood-p...
#HomeBuying #FloodRisk #WARealEstate
🏠 Most buyers think location is everything.
But I've seen prime locations lose 30% value due to poor timing.
Meanwhile, "okay" areas with strong job growth? 📈
What matters more to you: perfect location or perfect timing?
But I've seen prime locations lose 30% value due to poor timing.
Meanwhile, "okay" areas with strong job growth? 📈
What matters more to you: perfect location or perfect timing?
December 29, 2025 at 4:01 PM
🏠 Most buyers think location is everything.
But I've seen prime locations lose 30% value due to poor timing.
Meanwhile, "okay" areas with strong job growth? 📈
What matters more to you: perfect location or perfect timing?
But I've seen prime locations lose 30% value due to poor timing.
Meanwhile, "okay" areas with strong job growth? 📈
What matters more to you: perfect location or perfect timing?
That dream home online… then the reality in person 😬
AI-edited listing photos are creating a new buyer headache called “housefishing.”
Learn how to spot red flags before you tour or buy sight unseen. 👇
#HomeBuying #BuyerBeware #RealEstateAI #HomeBuuerTips
www.joefrankrealtor.com/post/when-li...
AI-edited listing photos are creating a new buyer headache called “housefishing.”
Learn how to spot red flags before you tour or buy sight unseen. 👇
#HomeBuying #BuyerBeware #RealEstateAI #HomeBuuerTips
www.joefrankrealtor.com/post/when-li...
When Listing Photos Don’t Match Reality: A Homebuyer’s Guide to AI-Edited Listings
AI-enhanced listing photos can mislead buyers. Learn how to spot red flags & protect yourself before touring or buying a home sight unseen.
www.joefrankrealtor.com
December 22, 2025 at 9:39 PM
That dream home online… then the reality in person 😬
AI-edited listing photos are creating a new buyer headache called “housefishing.”
Learn how to spot red flags before you tour or buy sight unseen. 👇
#HomeBuying #BuyerBeware #RealEstateAI #HomeBuuerTips
www.joefrankrealtor.com/post/when-li...
AI-edited listing photos are creating a new buyer headache called “housefishing.”
Learn how to spot red flags before you tour or buy sight unseen. 👇
#HomeBuying #BuyerBeware #RealEstateAI #HomeBuuerTips
www.joefrankrealtor.com/post/when-li...
If your home or land was affected by flooding in WA, you’re not alone. I created a guide to help deal with the aftermath of a flood - from when/how to clean up, documentation, emotional support, and more.
👉 www.joefrankrealtor.com/post/healing...
#FloodRecovery #CommunitySupport #WashingtonState
👉 www.joefrankrealtor.com/post/healing...
#FloodRecovery #CommunitySupport #WashingtonState
Healing Your Home: What to Do With Your Land and Property After a River Flood
Flood recovery is overwhelming. This guide helps Snohomish & Skagit County families take safe, clear next steps—one step at a time.
www.joefrankrealtor.com
December 16, 2025 at 5:10 PM
If your home or land was affected by flooding in WA, you’re not alone. I created a guide to help deal with the aftermath of a flood - from when/how to clean up, documentation, emotional support, and more.
👉 www.joefrankrealtor.com/post/healing...
#FloodRecovery #CommunitySupport #WashingtonState
👉 www.joefrankrealtor.com/post/healing...
#FloodRecovery #CommunitySupport #WashingtonState
🏠 Most buyers think they need 20% down.
Reality: 43% of first-time buyers put down just 6%.
FHA loans = 3.5% down
VA loans = 0% down
Conventional = 3% down
Stop waiting. Start buying.
What's holding YOU back? 🤔
Reality: 43% of first-time buyers put down just 6%.
FHA loans = 3.5% down
VA loans = 0% down
Conventional = 3% down
Stop waiting. Start buying.
What's holding YOU back? 🤔
December 14, 2025 at 4:00 PM
🏠 Most buyers think they need 20% down.
Reality: 43% of first-time buyers put down just 6%.
FHA loans = 3.5% down
VA loans = 0% down
Conventional = 3% down
Stop waiting. Start buying.
What's holding YOU back? 🤔
Reality: 43% of first-time buyers put down just 6%.
FHA loans = 3.5% down
VA loans = 0% down
Conventional = 3% down
Stop waiting. Start buying.
What's holding YOU back? 🤔
Latest podcast: open.spotify.com/episode/7D0d...
Based on a recent article at JoeFrankRealtor.com/blog - “What You Need to Know About Buried Petroleum & Hazardous Liquid Pipelines” . We thought particularly germane based on recent & close to home (literally) pipe leak incident. #buriedpipeline
Based on a recent article at JoeFrankRealtor.com/blog - “What You Need to Know About Buried Petroleum & Hazardous Liquid Pipelines” . We thought particularly germane based on recent & close to home (literally) pipe leak incident. #buriedpipeline
Searching for a Home? What You Need to Know About Buried Petroleum & Hazardous Liquid Pipelines
open.spotify.com
December 13, 2025 at 8:32 PM
Latest podcast: open.spotify.com/episode/7D0d...
Based on a recent article at JoeFrankRealtor.com/blog - “What You Need to Know About Buried Petroleum & Hazardous Liquid Pipelines” . We thought particularly germane based on recent & close to home (literally) pipe leak incident. #buriedpipeline
Based on a recent article at JoeFrankRealtor.com/blog - “What You Need to Know About Buried Petroleum & Hazardous Liquid Pipelines” . We thought particularly germane based on recent & close to home (literally) pipe leak incident. #buriedpipeline
🏠 Most buyers think they need 20% down.
Reality: 43% of first-time buyers put down just 6%.
FHA loans: 3.5% down
VA loans: 0% down
Conventional: 3% down
What's stopping you from buying?
Reality: 43% of first-time buyers put down just 6%.
FHA loans: 3.5% down
VA loans: 0% down
Conventional: 3% down
What's stopping you from buying?
December 13, 2025 at 4:00 PM
🏠 Most buyers think they need 20% down.
Reality: 43% of first-time buyers put down just 6%.
FHA loans: 3.5% down
VA loans: 0% down
Conventional: 3% down
What's stopping you from buying?
Reality: 43% of first-time buyers put down just 6%.
FHA loans: 3.5% down
VA loans: 0% down
Conventional: 3% down
What's stopping you from buying?
🏠 Most buyers think they need 20% down.
Reality: 43% of first-time buyers put down just 6%.
FHA loans: 3.5% down
VA loans: 0% down
Conventional: 3% down
What's really stopping you from buying?
Reality: 43% of first-time buyers put down just 6%.
FHA loans: 3.5% down
VA loans: 0% down
Conventional: 3% down
What's really stopping you from buying?
December 6, 2025 at 4:00 PM
🏠 Most buyers think they need 20% down.
Reality: 43% of first-time buyers put down just 6%.
FHA loans: 3.5% down
VA loans: 0% down
Conventional: 3% down
What's really stopping you from buying?
Reality: 43% of first-time buyers put down just 6%.
FHA loans: 3.5% down
VA loans: 0% down
Conventional: 3% down
What's really stopping you from buying?
Fed Beige Book (Nov 2025): the economy looks “little changed,” but housing is anything but—sales and construction vary wildly by region. Translation: local jobs + affordability = your market’s direction. Read: www.federalreserve.gov/monetarypoli... #Housing #RealEstate #MortgageRates #Fed #Economy
National Summary
The Federal Reserve Board of Governors in Washington DC.
www.federalreserve.gov
December 3, 2025 at 9:39 PM
Fed Beige Book (Nov 2025): the economy looks “little changed,” but housing is anything but—sales and construction vary wildly by region. Translation: local jobs + affordability = your market’s direction. Read: www.federalreserve.gov/monetarypoli... #Housing #RealEstate #MortgageRates #Fed #Economy
🏠 Most buyers think they need 20% down.
Reality: 43% of first-time buyers put down just 6%.
FHA loans = 3.5% down
VA loans = 0% down
Conventional = 3% down
What's stopping you from buying?
Reality: 43% of first-time buyers put down just 6%.
FHA loans = 3.5% down
VA loans = 0% down
Conventional = 3% down
What's stopping you from buying?
December 2, 2025 at 4:00 PM
🏠 Most buyers think they need 20% down.
Reality: 43% of first-time buyers put down just 6%.
FHA loans = 3.5% down
VA loans = 0% down
Conventional = 3% down
What's stopping you from buying?
Reality: 43% of first-time buyers put down just 6%.
FHA loans = 3.5% down
VA loans = 0% down
Conventional = 3% down
What's stopping you from buying?
Recent pipeline leak near Everett & Snohomish illustrate risks homebuyers often ignore. 🚨 Before you buy in Snohomish or Skagit County — know what’s underground. Read more 👇
www.joefrankrealtor.com/post/searchi...
#HomeBuyerTips #PipelineSafety #PNWRealEstate #EverettWA #SnohomishHomes #snohomish
www.joefrankrealtor.com/post/searchi...
#HomeBuyerTips #PipelineSafety #PNWRealEstate #EverettWA #SnohomishHomes #snohomish
Searching for a Home? What You Need to Know About Buried Petroleum & Hazardous Liquid Pipelines
The recent BP Olympic Pipeline leak near Everett and Snohomish in Washington State is a reminder that many homes in Snohomish and Skagit Counties sit closer to major petroleum pipelines than buyers r...
www.joefrankrealtor.com
November 30, 2025 at 5:20 PM
Recent pipeline leak near Everett & Snohomish illustrate risks homebuyers often ignore. 🚨 Before you buy in Snohomish or Skagit County — know what’s underground. Read more 👇
www.joefrankrealtor.com/post/searchi...
#HomeBuyerTips #PipelineSafety #PNWRealEstate #EverettWA #SnohomishHomes #snohomish
www.joefrankrealtor.com/post/searchi...
#HomeBuyerTips #PipelineSafety #PNWRealEstate #EverettWA #SnohomishHomes #snohomish
🏠 Think you need 20% down? Think again!
43% of first-time buyers put down just 6%
FHA: 3.5%
VA: 0%
Conventional: 3%
What's stopping you? 🤔
43% of first-time buyers put down just 6%
FHA: 3.5%
VA: 0%
Conventional: 3%
What's stopping you? 🤔
November 9, 2025 at 6:45 PM
🏠 Think you need 20% down? Think again!
43% of first-time buyers put down just 6%
FHA: 3.5%
VA: 0%
Conventional: 3%
What's stopping you? 🤔
43% of first-time buyers put down just 6%
FHA: 3.5%
VA: 0%
Conventional: 3%
What's stopping you? 🤔
🍎 Happy World Teachers’ Day!
Thank you teachers for inspiring, guiding, and shaping our children & communities! We appreciate all you do - inside & outside the classroom. 🙏
As a thank you, we offer discounts for teachers.
#WorldTeachersDay #ThankYouTeachers #TeacherAppreciation #JoeFrankRealtor
Thank you teachers for inspiring, guiding, and shaping our children & communities! We appreciate all you do - inside & outside the classroom. 🙏
As a thank you, we offer discounts for teachers.
#WorldTeachersDay #ThankYouTeachers #TeacherAppreciation #JoeFrankRealtor
October 5, 2025 at 6:15 PM
🍎 Happy World Teachers’ Day!
Thank you teachers for inspiring, guiding, and shaping our children & communities! We appreciate all you do - inside & outside the classroom. 🙏
As a thank you, we offer discounts for teachers.
#WorldTeachersDay #ThankYouTeachers #TeacherAppreciation #JoeFrankRealtor
Thank you teachers for inspiring, guiding, and shaping our children & communities! We appreciate all you do - inside & outside the classroom. 🙏
As a thank you, we offer discounts for teachers.
#WorldTeachersDay #ThankYouTeachers #TeacherAppreciation #JoeFrankRealtor
🇺🇸 Wishing you a joyful and safe Independence Day! Here’s to fireworks, freedom, and making memories with loved ones! 🎆
#Happy4th #IndependenceDay #july4 #snohomishrealestate #snohomish #snoho #snohomishcountyrealestate #snohomishwa #skagitvalley #skagitcounty #Skagit #county #skagitcountyrealestate
#Happy4th #IndependenceDay #july4 #snohomishrealestate #snohomish #snoho #snohomishcountyrealestate #snohomishwa #skagitvalley #skagitcounty #Skagit #county #skagitcountyrealestate
July 4, 2025 at 4:47 PM
🇺🇸 Wishing you a joyful and safe Independence Day! Here’s to fireworks, freedom, and making memories with loved ones! 🎆
#Happy4th #IndependenceDay #july4 #snohomishrealestate #snohomish #snoho #snohomishcountyrealestate #snohomishwa #skagitvalley #skagitcounty #Skagit #county #skagitcountyrealestate
#Happy4th #IndependenceDay #july4 #snohomishrealestate #snohomish #snoho #snohomishcountyrealestate #snohomishwa #skagitvalley #skagitcounty #Skagit #county #skagitcountyrealestate
Happy Father’s Day! 👔🏡
Here’s to the dads who swing hammers, grill burgers, and turn houses into homes. Enjoy the love, the nap, and that favorite chair today! 💙
#FathersDay #DadBuiltThis #HomeIsWhereDadIs #snohomishcountyliving #skagitcountyrealestate
Here’s to the dads who swing hammers, grill burgers, and turn houses into homes. Enjoy the love, the nap, and that favorite chair today! 💙
#FathersDay #DadBuiltThis #HomeIsWhereDadIs #snohomishcountyliving #skagitcountyrealestate
June 15, 2025 at 6:42 PM
Happy Father’s Day! 👔🏡
Here’s to the dads who swing hammers, grill burgers, and turn houses into homes. Enjoy the love, the nap, and that favorite chair today! 💙
#FathersDay #DadBuiltThis #HomeIsWhereDadIs #snohomishcountyliving #skagitcountyrealestate
Here’s to the dads who swing hammers, grill burgers, and turn houses into homes. Enjoy the love, the nap, and that favorite chair today! 💙
#FathersDay #DadBuiltThis #HomeIsWhereDadIs #snohomishcountyliving #skagitcountyrealestate