Low's Christmas album ranks high for me, for when you're both in and not in the mood for the holiday; www.youtube.com/watch?v=xdFs...

There's a reason why simple parametric based CAEL(S)-proxy default models are so popular, they're highly accurate and easy to calibrate! The number of "real" bank runs post-FDIC is likely close to zero, just mentally overfit due to SVB, and prior to that, as Emil's paper shows, also rare.