Michelle Singletary
@michellesingletary.bsky.social
Washington Post personal finance columnist https://www.washingtonpost.com/people/michelle-singletary/
2022 Lifetime Achievement Loeb Awards winner | Author, What to Do with Your Money When Crisis Hits and 21 Day Financial Fast
2022 Lifetime Achievement Loeb Awards winner | Author, What to Do with Your Money When Crisis Hits and 21 Day Financial Fast
You don't have to overspend to enjoy the holidays.
LISTEN to the latest episode of Post Reports with special guest...ME! www.youtube.com/watch?v=G74V...
LISTEN to the latest episode of Post Reports with special guest...ME! www.youtube.com/watch?v=G74V...
You can avoid overspending on the holidays. Here’s how.
YouTube video by Washington Post Podcasts
www.youtube.com
November 24, 2025 at 10:05 PM
You don't have to overspend to enjoy the holidays.
LISTEN to the latest episode of Post Reports with special guest...ME! www.youtube.com/watch?v=G74V...
LISTEN to the latest episode of Post Reports with special guest...ME! www.youtube.com/watch?v=G74V...
A holiday shopping survey from Wallet Hub says 61% of Americans say they would enjoy the holidays more if people didn’t exchange gifts.
What do you think?
What do you think?
November 24, 2025 at 3:38 PM
A holiday shopping survey from Wallet Hub says 61% of Americans say they would enjoy the holidays more if people didn’t exchange gifts.
What do you think?
What do you think?
Thanks for dropping in!
Just dipped into WP's Global Summit online and caught some of @michellesingletary.bsky.social 's segment... one of the best speakers I've seen on practical financial advice. Wise, funny, and engaging. Will definitely be checking out more of her work!
November 24, 2025 at 3:38 PM
Thanks for dropping in!
Two years ago, I wrote about how my kids don't want my house (or my ashes) when I die. It's still one of my favorite columns and they still don't want my house. www.washingtonpost.com/business/202...
Advice | Our kids don’t want our paid-off house — or our ashes
While I was initially upset, I’m okay with our three children selling our house after we’re gone.
www.washingtonpost.com
November 18, 2025 at 7:57 PM
Two years ago, I wrote about how my kids don't want my house (or my ashes) when I die. It's still one of my favorite columns and they still don't want my house. www.washingtonpost.com/business/202...
It might seems weird but Thanksgiving is a great time to talk about estate planning with your family. It could be one of the few times when everyone is together. I'm not saying you have to bring it up while dessert is being served. But find some time to have the difficult but important conversation.
November 18, 2025 at 7:57 PM
It might seems weird but Thanksgiving is a great time to talk about estate planning with your family. It could be one of the few times when everyone is together. I'm not saying you have to bring it up while dessert is being served. But find some time to have the difficult but important conversation.
Sure, just sentence people to mortgage debt for life 🙄
Trump Proposes 50-Year Mortgages: Potential Benefits and Drawbacks for Homebuyers
www.realtor.com/news/real-es...
Trump Proposes 50-Year Mortgages: Potential Benefits and Drawbacks for Homebuyers
www.realtor.com/news/real-es...
www.realtor.com
November 10, 2025 at 7:12 PM
Sure, just sentence people to mortgage debt for life 🙄
Trump Proposes 50-Year Mortgages: Potential Benefits and Drawbacks for Homebuyers
www.realtor.com/news/real-es...
Trump Proposes 50-Year Mortgages: Potential Benefits and Drawbacks for Homebuyers
www.realtor.com/news/real-es...
Have you ever been charged to attend a Thanksgiving or Friendsgiving?
I know money is tight, but there are other ways to afford hosting that don't involve asking for cash from your friends and family.
www.washingtonpost.com/business/202...
I know money is tight, but there are other ways to afford hosting that don't involve asking for cash from your friends and family.
www.washingtonpost.com/business/202...
Column | If money is tight, is it okay to charge guests for Thanksgiving dinner?
The trend of transferring financial responsibility from the host to the guest is turning fellowship into a monetary affair.
www.washingtonpost.com
November 7, 2025 at 5:08 PM
Have you ever been charged to attend a Thanksgiving or Friendsgiving?
I know money is tight, but there are other ways to afford hosting that don't involve asking for cash from your friends and family.
www.washingtonpost.com/business/202...
I know money is tight, but there are other ways to afford hosting that don't involve asking for cash from your friends and family.
www.washingtonpost.com/business/202...
Reposted by Michelle Singletary
Great article (as always) Michelle! Thoughtful and genuine giving, but not at the expense of yourself and your relationship with the other, is absolutely more difficult than it sounds.
November 6, 2025 at 6:50 AM
Great article (as always) Michelle! Thoughtful and genuine giving, but not at the expense of yourself and your relationship with the other, is absolutely more difficult than it sounds.
"How can I help?"
This question is being asked a lot these days. Here are some ways to make sure your dollars are going to the right places. www.washingtonpost.com/business/202...
This question is being asked a lot these days. Here are some ways to make sure your dollars are going to the right places. www.washingtonpost.com/business/202...
Column | 8 tips on how to help those in need by balancing kindness with caution
The ongoing uncertainty over federal food assistance is affecting millions of Americans. It’s easy to be overwhelmed by the calls for help.
www.washingtonpost.com
November 5, 2025 at 7:50 PM
"How can I help?"
This question is being asked a lot these days. Here are some ways to make sure your dollars are going to the right places. www.washingtonpost.com/business/202...
This question is being asked a lot these days. Here are some ways to make sure your dollars are going to the right places. www.washingtonpost.com/business/202...
Reposted by Michelle Singletary
Big Tech’s spending spree on AI is helping prop up GDP growth, even as many AI ventures remain unprofitable. If this boom fizzles, economists warn, the entire economy would be hit. @michellesingletary.bsky.social (gift link)
wapo.st/3JBTq2A
wapo.st/3JBTq2A
Column | I write about retirement savings. Nvidia’s epic run isn’t changing my strategy.
Don’t let widespread enthusiasm for any one stock distract you from the most proven way to succeed as an investor.
wapo.st
October 31, 2025 at 5:08 PM
Big Tech’s spending spree on AI is helping prop up GDP growth, even as many AI ventures remain unprofitable. If this boom fizzles, economists warn, the entire economy would be hit. @michellesingletary.bsky.social (gift link)
wapo.st/3JBTq2A
wapo.st/3JBTq2A
Reposted by Michelle Singletary
She writes about retirement savings — and Nvidia’s epic run isn’t changing her winning strategy. wapo.st/3JBTq2A (gift link) @michellesingletary.bsky.social
Column | I write about retirement savings. Nvidia’s epic run isn’t changing my strategy.
Don’t let widespread enthusiasm for any one stock distract you from the most proven way to succeed as an investor.
wapo.st
October 31, 2025 at 6:33 PM
She writes about retirement savings — and Nvidia’s epic run isn’t changing her winning strategy. wapo.st/3JBTq2A (gift link) @michellesingletary.bsky.social
You may be in a financial position to give charitably right now. That's amazing. But don’t donate blindly. Scammers have gotten better at making charity pitches appear authentic.
For info on how to find a reputable charity, go to consumer.ftc.gov and search for “Before Giving to a Charity.”
For info on how to find a reputable charity, go to consumer.ftc.gov and search for “Before Giving to a Charity.”
Consumer Advice
The official website of the Federal Trade Commission, protecting America’s consumers for over 100 years.
consumer.ftc.gov
November 5, 2025 at 4:02 PM
You may be in a financial position to give charitably right now. That's amazing. But don’t donate blindly. Scammers have gotten better at making charity pitches appear authentic.
For info on how to find a reputable charity, go to consumer.ftc.gov and search for “Before Giving to a Charity.”
For info on how to find a reputable charity, go to consumer.ftc.gov and search for “Before Giving to a Charity.”
I believe that to whom much is given, much is required. So when someone you care about faces a crisis, you help. But you must be discerning about the financial assistance you offer to friends and family. You do them a disservice if your aid is a constant handout rather than a hand-up.
October 30, 2025 at 5:55 PM
I believe that to whom much is given, much is required. So when someone you care about faces a crisis, you help. But you must be discerning about the financial assistance you offer to friends and family. You do them a disservice if your aid is a constant handout rather than a hand-up.
I received this question from a reader.
My adult sister has $16,000 in credit card debt. How do I help her out of this pickle without coming off as controlling? She won’t discuss her finances with me.
My adult sister has $16,000 in credit card debt. How do I help her out of this pickle without coming off as controlling? She won’t discuss her finances with me.
October 30, 2025 at 5:54 PM
I received this question from a reader.
My adult sister has $16,000 in credit card debt. How do I help her out of this pickle without coming off as controlling? She won’t discuss her finances with me.
My adult sister has $16,000 in credit card debt. How do I help her out of this pickle without coming off as controlling? She won’t discuss her finances with me.
When times get hard, we may be tempted to go for the quick fixes. Beware of these money traps that could leave you more cash-strapped in the long run 👇
October 29, 2025 at 2:43 PM
When times get hard, we may be tempted to go for the quick fixes. Beware of these money traps that could leave you more cash-strapped in the long run 👇
Open enrollment is coming! But due to rising costs, health care choices are less than ideal www.washingtonpost.com/business/202...
Column | Why open enrollment comes down to rising costs and less-than-ideal choices
Getting health insurance in America can be an absolute financial nightmare. You need to be your own advocate.
www.washingtonpost.com
October 28, 2025 at 4:51 PM
Open enrollment is coming! But due to rising costs, health care choices are less than ideal www.washingtonpost.com/business/202...
Sorry to laugh but this is adorable. It’s never too early to learn about saving and spending. Good job, parents! Sorry, Little Glinda 🙃 people.com/4-year-old-g...
Girl, 4, Breaks Down in Tears After Realizing She Spent All Her Money at Target (Exclusive)
Alison Shoemaker and her husband, Broc, recently took their daughter Faith, 6, and Everly, 4, to Target to see what “goodies” they could find. As the family wandered through the aisles, both Faith and...
people.com
October 23, 2025 at 1:40 PM
Sorry to laugh but this is adorable. It’s never too early to learn about saving and spending. Good job, parents! Sorry, Little Glinda 🙃 people.com/4-year-old-g...
Here's a FREE LINK to my column on who you can call if you're experiencing financial hardship due to the government shutdown. Please share! wapo.st/3W7fNjc
Column | 4 phone calls furloughed workers can’t afford to skip during the shutdown
We don’t know how or when this shutdown ends. But there are resources to help if you’re not getting a paycheck.
wapo.st
October 16, 2025 at 7:10 PM
Here's a FREE LINK to my column on who you can call if you're experiencing financial hardship due to the government shutdown. Please share! wapo.st/3W7fNjc
Did you buy one of the viral gold bars from Costco? If so, I want to hear from you! I'm working on a column about the price of gold hitting $4,000.
Leave a comment and email me @ [email protected] to share your gold bar story.
Leave a comment and email me @ [email protected] to share your gold bar story.
October 15, 2025 at 3:58 PM
Did you buy one of the viral gold bars from Costco? If so, I want to hear from you! I'm working on a column about the price of gold hitting $4,000.
Leave a comment and email me @ [email protected] to share your gold bar story.
Leave a comment and email me @ [email protected] to share your gold bar story.
We don’t know how or when this government shutdown ends. But there are resources to help if you’re not getting a paycheck. www.washingtonpost.com/business/202...
Column | 4 phone calls furloughed workers can’t afford to skip during the shutdown
We don’t know how or when this shutdown ends. But there are resources to help if you’re not getting a paycheck.
www.washingtonpost.com
October 15, 2025 at 1:49 PM
We don’t know how or when this government shutdown ends. But there are resources to help if you’re not getting a paycheck. www.washingtonpost.com/business/202...
Unfortunately, we did not win. But I am still incredibly proud of my team and everything that we accomplished with “Scammed.”
I'm in NYC for the 2025 Loeb Awards. My series, "Scammed" is a nominee in the personal finance category. Wish me luck 🤞
October 10, 2025 at 6:25 PM
Unfortunately, we did not win. But I am still incredibly proud of my team and everything that we accomplished with “Scammed.”
I'm in NYC for the 2025 Loeb Awards. My series, "Scammed" is a nominee in the personal finance category. Wish me luck 🤞
October 9, 2025 at 7:43 PM
I'm in NYC for the 2025 Loeb Awards. My series, "Scammed" is a nominee in the personal finance category. Wish me luck 🤞
Job cuts are hitting a lot of industries, from retail to tech. The federal workforce is under attack, yet again. If a friend comes to you with news of a job loss, think carefully before offering words of comfort.
Avoid saying these things when someone loses their job 🤫
Avoid saying these things when someone loses their job 🤫
October 9, 2025 at 3:31 PM
Job cuts are hitting a lot of industries, from retail to tech. The federal workforce is under attack, yet again. If a friend comes to you with news of a job loss, think carefully before offering words of comfort.
Avoid saying these things when someone loses their job 🤫
Avoid saying these things when someone loses their job 🤫
Prime Days...Big Deal Days...whatever they call it, those slashed prices aren't always a bargain. Here are some tips to avoid being suckered by Amazon sales. www.washingtonpost.com/business/202...
Column | A solid game plan will help you avoid overspending on Prime Day
Sales are like a sugar addiction for consumers. Instead of chasing promotions, look for strategies to reduce your spending.
www.washingtonpost.com
October 8, 2025 at 5:42 PM
Prime Days...Big Deal Days...whatever they call it, those slashed prices aren't always a bargain. Here are some tips to avoid being suckered by Amazon sales. www.washingtonpost.com/business/202...
How would you spend your money if you only had a year left to live? www.washingtonpost.com/business/202...
Column | If you only had a year left to live, would you still be a penny pincher?
Jonathan Clements, a personal finance writer who recently passed away of cancer, gave us a road map for valuing what is truly important.
www.washingtonpost.com
October 1, 2025 at 3:42 PM
How would you spend your money if you only had a year left to live? www.washingtonpost.com/business/202...