Mitchell_OS
@mitchelos.bsky.social
Economist, Wharton prof, global citizen
Reposted by Mitchell_OS
Should annuities be a default option in retirement plans? #Retirees remain divided, even as Wharton Prof. Olivia S. Mitchell's new research highlights #annuities potential to provide #lifetimeincome and retirement security. bit.ly/49nHyLT
The Annuities Appeal
Should annuities be a default option in retirement plans? Retirees remain divided, even as Wharton Professor Olivia S. Mitchell’s new research highlights annuities’ potential to provide lifetime incom...
bit.ly
January 9, 2026 at 3:42 PM
Should annuities be a default option in retirement plans? #Retirees remain divided, even as Wharton Prof. Olivia S. Mitchell's new research highlights #annuities potential to provide #lifetimeincome and retirement security. bit.ly/49nHyLT
Reposted by Mitchell_OS
Early bird registration for the 2026 @ASSAmeeting ends on December 3! Register today at aeaweb.org/conference/. #ASSA2026 #econsky
ASSA 2026 Annual Meeting
aeaweb.org
November 18, 2025 at 2:13 PM
Early bird registration for the 2026 @ASSAmeeting ends on December 3! Register today at aeaweb.org/conference/. #ASSA2026 #econsky
Reposted by Mitchell_OS
New research finds financial and health literacy decline with age. Men start slightly higher than women, but both decline at similar rates. The study highlights growing vulnerabilities and the need for lifelong literacy support.
whr.tn/42PL1PC
whr.tn/42PL1PC
Financial and Health Literacy Falls As Adults Age, While the Gender Gap Remains
When it comes to longevity, the U.S. is falling far behind its peers. Through his analysis, Steve Utkus reveals a sobering reality - Americans not only live shorter lives than citizens of other wealth...
whr.tn
October 23, 2025 at 8:50 PM
New research finds financial and health literacy decline with age. Men start slightly higher than women, but both decline at similar rates. The study highlights growing vulnerabilities and the need for lifelong literacy support.
whr.tn/42PL1PC
whr.tn/42PL1PC
Reposted by Mitchell_OS
Many Americans risk outliving their retirement savings. @Wharton Professor Olivia S. Mitchell recommends making annuities the default option for #401(k) plans, to change that, just as #auto-enrollment boosted saving. It’s time to make lifetime income the norm, not the exception.
whr.tn/4746vut
whr.tn/4746vut
Saving For Real Retirement Security
Over the past two decades, employers have helped workers save for retirement through automatic 401(k) enrollment and target-date funds. But few help them spend wisely in retirement. Professor Olivia S...
whr.tn
October 22, 2025 at 3:39 PM
Many Americans risk outliving their retirement savings. @Wharton Professor Olivia S. Mitchell recommends making annuities the default option for #401(k) plans, to change that, just as #auto-enrollment boosted saving. It’s time to make lifetime income the norm, not the exception.
whr.tn/4746vut
whr.tn/4746vut
Reposted by Mitchell_OS
CSWEP proudly announces the new Janet L. Yellen Award for Excellence in Public Service. In recognition of her career & lasting impact, the inaugural award goes to Janet Yellen. She’ll speak at the awards luncheon & be honored at a reception at ASSA2026: aeaweb.org/about-aea/co...
CSWEP Reception
aeaweb.org
October 22, 2025 at 7:49 PM
CSWEP proudly announces the new Janet L. Yellen Award for Excellence in Public Service. In recognition of her career & lasting impact, the inaugural award goes to Janet Yellen. She’ll speak at the awards luncheon & be honored at a reception at ASSA2026: aeaweb.org/about-aea/co...
Economists across the nation are standing up for US central bank independence. Add your name by Monday: docs.google.com/forms/d/e/1F... The letter is here:
Signature page for Open Letter of Support of Governor Lisa Cook and Federal Reserve Independence
By filling out the form below, you are asking your signature to be added to this open letter.
docs.google.com
August 31, 2025 at 9:30 PM
Economists across the nation are standing up for US central bank independence. Add your name by Monday: docs.google.com/forms/d/e/1F... The letter is here:
Reposted by Mitchell_OS
Save the dates! The #ASSA2026 Annual Meeting will be held January 3–5, 2026 (Saturday, Sunday, Monday), in Philadelphia, PA. Registration opens on September 9, 2025. Learn more at www.aeaweb.org/news/assa-20....
2026 ASSA Annual Meeting: Save the Dates!
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www.aeaweb.org
August 5, 2025 at 2:18 PM
Save the dates! The #ASSA2026 Annual Meeting will be held January 3–5, 2026 (Saturday, Sunday, Monday), in Philadelphia, PA. Registration opens on September 9, 2025. Learn more at www.aeaweb.org/news/assa-20....
Reposted by Mitchell_OS
Limited financial experience and retiree hesitation are putting #retirementsecurity at risk, explain Wharton's Olivia S. Mitchell and co-authors. Their research shows that #defaulting portion of savings into deferred income #annuities can boost outcomes by overcoming #behavioralbiases
bit.ly/4fq9TlL
bit.ly/4fq9TlL
Catching the Wave: Safeguarding Retirement With Deferred Annuities
Limited financial experience and retiree hesitation are putting #retirementsecurity at risk, explain @Wharton @OS_Mitchell and co-authors. Their research shows that #defaulting a portion of savings in...
bit.ly
August 6, 2025 at 6:51 PM
Limited financial experience and retiree hesitation are putting #retirementsecurity at risk, explain Wharton's Olivia S. Mitchell and co-authors. Their research shows that #defaulting portion of savings into deferred income #annuities can boost outcomes by overcoming #behavioralbiases
bit.ly/4fq9TlL
bit.ly/4fq9TlL
Reposted by Mitchell_OS
📈 Now Posted: David McCarthy, Professor of Risk Management & Insurance (University of Georgia), brings an actuarial perspective to healthy aging and retirement.
▶️ Watch his full presentation on our YouTube channel: bit.ly/458kmxK
📌Read his working paper here: bit.ly/45hVsg9
▶️ Watch his full presentation on our YouTube channel: bit.ly/458kmxK
📌Read his working paper here: bit.ly/45hVsg9
July 24, 2025 at 3:07 PM
📈 Now Posted: David McCarthy, Professor of Risk Management & Insurance (University of Georgia), brings an actuarial perspective to healthy aging and retirement.
▶️ Watch his full presentation on our YouTube channel: bit.ly/458kmxK
📌Read his working paper here: bit.ly/45hVsg9
▶️ Watch his full presentation on our YouTube channel: bit.ly/458kmxK
📌Read his working paper here: bit.ly/45hVsg9
Reposted by Mitchell_OS
New research highlighted in the NBER Reporter by @whartonschool.bsky.social @mitchelos.bsky.social and co-author Abigail Hurwitz
The Psychology Behind Advisors’ Annuity RecommendationsThe Psychology Behind Advisors’ Annuity Recommendations
What if a new approach to 401(k) plans could pay retirees stable lifetime incomes, with lower costs and better protection against running out of money? New research by Wharton professor Olivia S. Mitc...
whr.tn
July 16, 2025 at 6:52 PM
New research highlighted in the NBER Reporter by @whartonschool.bsky.social @mitchelos.bsky.social and co-author Abigail Hurwitz
Reposted by Mitchell_OS
Just published in @jpube.bsky.social:
"New evidence on the efficacy of state-based retirement programs: The case of OregonSaves"
By John Chalmers, Olivia S. Mitchell (@mitchelos.bsky.social), Jonathan Reuter, & Mingli Zhong
www.sciencedirect.com/science/arti...
#econsky
"New evidence on the efficacy of state-based retirement programs: The case of OregonSaves"
By John Chalmers, Olivia S. Mitchell (@mitchelos.bsky.social), Jonathan Reuter, & Mingli Zhong
www.sciencedirect.com/science/arti...
#econsky
June 7, 2025 at 6:16 PM
Just published in @jpube.bsky.social:
"New evidence on the efficacy of state-based retirement programs: The case of OregonSaves"
By John Chalmers, Olivia S. Mitchell (@mitchelos.bsky.social), Jonathan Reuter, & Mingli Zhong
www.sciencedirect.com/science/arti...
#econsky
"New evidence on the efficacy of state-based retirement programs: The case of OregonSaves"
By John Chalmers, Olivia S. Mitchell (@mitchelos.bsky.social), Jonathan Reuter, & Mingli Zhong
www.sciencedirect.com/science/arti...
#econsky
Reposted by Mitchell_OS
My paper w/ Raimond Maurer and Vanya Horneff is a top-10 cited article in the JRI! A variable deferred annuity with some equity enhances most retirees' wellbeing; those facing high mortality do better by delaying claiming social security. onlinelibrary.wiley.com/doi/full/10.... #TopCitedArticle
Fixed and variable longevity income annuities in defined contribution plans: Optimal retirement portfolios taking social security into account
This paper investigates retirees' optimal purchases of fixed and variable longevity income annuities using their defined contribution (DC) plan assets and given their expected social security benefit...
onlinelibrary.wiley.com
March 19, 2025 at 1:59 PM
My paper w/ Raimond Maurer and Vanya Horneff is a top-10 cited article in the JRI! A variable deferred annuity with some equity enhances most retirees' wellbeing; those facing high mortality do better by delaying claiming social security. onlinelibrary.wiley.com/doi/full/10.... #TopCitedArticle
Reposted by Mitchell_OS
Investigating how advisors' own health and survival assessments, and information about their advisees' health and survival probabilities, shape their recommendations regarding retirement spending and investment, from Abigail Hurwitz and @mitchelos.bsky.social https://www.nber.org/papers/w33872
June 5, 2025 at 7:00 PM
Investigating how advisors' own health and survival assessments, and information about their advisees' health and survival probabilities, shape their recommendations regarding retirement spending and investment, from Abigail Hurwitz and @mitchelos.bsky.social https://www.nber.org/papers/w33872
Reposted by Mitchell_OS
As people age, their financial decision-making abilities can decline, making them more vulnerable to scams and poor financial choices. An expert in financial literacy, Wharton professor Olivia Mitchell advocates better financial literacy and policy to protect older adults from this decline.
May 7, 2025 at 3:38 PM
As people age, their financial decision-making abilities can decline, making them more vulnerable to scams and poor financial choices. An expert in financial literacy, Wharton professor Olivia Mitchell advocates better financial literacy and policy to protect older adults from this decline.
Reposted by Mitchell_OS
Many Americans are financially illiterate, not having been taught basic money facts when young. Wharton professor Olivia S. Mitchell stresses the importance of early financial education, highlighting the powerful role parents and educators play in shaping kids’ money mindsets.
whr.tn/3ZdMOvN
whr.tn/3ZdMOvN
Financially Smart Adults Start With Financially Smart Kids
Many Americans are financially illiterate, not having been taught basic money facts when young. Today half of adults get simple money questions wrong. @Wharton professor @OS_Mitchell stresses the impo...
whr.tn
May 9, 2025 at 6:11 PM
Many Americans are financially illiterate, not having been taught basic money facts when young. Wharton professor Olivia S. Mitchell stresses the importance of early financial education, highlighting the powerful role parents and educators play in shaping kids’ money mindsets.
whr.tn/3ZdMOvN
whr.tn/3ZdMOvN
Reposted by Mitchell_OS
Can we slow aging — or just age better?
From lifespan ceilings to rural aging in Malawi, Penn's PARC 2025 Retreat brought together global experts for deep dives into the science and social dynamics of aging.
See the photo highlights here:
ldi.upenn.edu/our-work/res...
CC: @pennaging.bsky.social
From lifespan ceilings to rural aging in Malawi, Penn's PARC 2025 Retreat brought together global experts for deep dives into the science and social dynamics of aging.
See the photo highlights here:
ldi.upenn.edu/our-work/res...
CC: @pennaging.bsky.social
Penn Aging Center 2025 Retreat Photo Page Report
Experts Explore the Latest Research on the Limits of Chronological Aging and Related Issues
ldi.upenn.edu
May 12, 2025 at 9:07 PM
Can we slow aging — or just age better?
From lifespan ceilings to rural aging in Malawi, Penn's PARC 2025 Retreat brought together global experts for deep dives into the science and social dynamics of aging.
See the photo highlights here:
ldi.upenn.edu/our-work/res...
CC: @pennaging.bsky.social
From lifespan ceilings to rural aging in Malawi, Penn's PARC 2025 Retreat brought together global experts for deep dives into the science and social dynamics of aging.
See the photo highlights here:
ldi.upenn.edu/our-work/res...
CC: @pennaging.bsky.social
Possible Signs of Life on Distant Planet: I have a few folks I'll nominate to go have a look! www.nytimes.com/2025/04/16/s...
Astronomers Detect a Signature of Life on a Distant Planet
Further studies are needed to determine whether K2-18b, which orbits a star 120 light-years away, is inhabited, or even habitable.
www.nytimes.com
April 17, 2025 at 1:20 PM
Possible Signs of Life on Distant Planet: I have a few folks I'll nominate to go have a look! www.nytimes.com/2025/04/16/s...
Reposted by Mitchell_OS
Both #financial and #health literacy decline with age for older adults, boosting their risk of making mistakes, reports #Wharton Professor, Olivia S. Mitchell, via Knowledge at Wharton.
pensionresearchcouncil.wharton.upenn.edu/.../doe.../
pensionresearchcouncil.wharton.upenn.edu/.../doe.../
Does Financial Literacy Decline with Age? Does Financial Literacy Decline with Age?
Both financial and health literacy decline with age for older adults, boosting their risk of making mistakes, reports Wharton Professor, Olivia S. Mitchell, via Knowledge at Wharton.
pensionresearchcouncil.wharton.upenn.edu
April 7, 2025 at 12:52 PM
Both #financial and #health literacy decline with age for older adults, boosting their risk of making mistakes, reports #Wharton Professor, Olivia S. Mitchell, via Knowledge at Wharton.
pensionresearchcouncil.wharton.upenn.edu/.../doe.../
pensionresearchcouncil.wharton.upenn.edu/.../doe.../
My RetireSecure blog with Abigail Hurwitz on how longevity perceptions shape peoples' financial behavior is now up! whr.tn/3Y49sGo
Differences in Longevity Perceptions and Financial Decision-Making
Retirement planning and saving differ across racial/ethnic groups due to different longevity expectations, report Abigail Hurwitz and Orly Sade of the Hebrew University of Jerusalem, and Olivia S. Mit...
whr.tn
March 28, 2025 at 4:20 PM
My RetireSecure blog with Abigail Hurwitz on how longevity perceptions shape peoples' financial behavior is now up! whr.tn/3Y49sGo
Greatly enjoyed co-organizing the TIAA Institute/PRC Symposium in Princeton last week! Co-author Abigail Hurwitz did a nice job presenting our paper on financial advisors. Thanks @TIAAInstitute!
March 24, 2025 at 8:51 PM
Greatly enjoyed co-organizing the TIAA Institute/PRC Symposium in Princeton last week! Co-author Abigail Hurwitz did a nice job presenting our paper on financial advisors. Thanks @TIAAInstitute!
Welcome @pensionresearch to the BlueSky venue!
March 24, 2025 at 8:46 PM
Welcome @pensionresearch to the BlueSky venue!
My paper w/ Raimond Maurer and Vanya Horneff is a top-10 cited article in the JRI! A variable deferred annuity with some equity enhances most retirees' wellbeing; those facing high mortality do better by delaying claiming social security. onlinelibrary.wiley.com/doi/full/10.... #TopCitedArticle
Fixed and variable longevity income annuities in defined contribution plans: Optimal retirement portfolios taking social security into account
This paper investigates retirees' optimal purchases of fixed and variable longevity income annuities using their defined contribution (DC) plan assets and given their expected social security benefit...
onlinelibrary.wiley.com
March 19, 2025 at 1:59 PM
My paper w/ Raimond Maurer and Vanya Horneff is a top-10 cited article in the JRI! A variable deferred annuity with some equity enhances most retirees' wellbeing; those facing high mortality do better by delaying claiming social security. onlinelibrary.wiley.com/doi/full/10.... #TopCitedArticle
Poor - and often *conflicted* - online financial advice is exactly why we need to teach everyone financial literacy - starting with our kids! www.nytimes.com/2025/01/25/b...
Financial Advice on Social Media Is Growing. And Risky.
Everyday investors are turning to financial influencers, or ‘fin-fluencers,’ to learn how to manage their finances, but experts say rooting out misinformation is challenging.
www.nytimes.com
January 28, 2025 at 2:31 PM
Poor - and often *conflicted* - online financial advice is exactly why we need to teach everyone financial literacy - starting with our kids! www.nytimes.com/2025/01/25/b...
A new package to enhance Social Security solvency, by Brookings, and Charles Blahous' sober assessment. Thanks for the good work, folks! www.discoursemagazine.com/p/brookings-...
Brookings’ Constructive Social Security Proposal
Its list of specific measures rooted in solid policy rationales could spark a much-needed conversation about Social Security reform
www.discoursemagazine.com
January 17, 2025 at 5:40 PM
A new package to enhance Social Security solvency, by Brookings, and Charles Blahous' sober assessment. Thanks for the good work, folks! www.discoursemagazine.com/p/brookings-...
How Unauthorized Immigrants Help Finance Social Security Benefits www.nytimes.com/2025/01/13/b...
How Unauthorized Immigrants Help Finance Social Security Benefits
Undocumented workers often pay taxes that help fund programs like Social Security — even if they can’t collect from them in the future.
www.nytimes.com
January 13, 2025 at 7:09 PM
How Unauthorized Immigrants Help Finance Social Security Benefits www.nytimes.com/2025/01/13/b...