bean
processoriented.bsky.social
bean
@processoriented.bsky.social
Still have a headache and kids
There’s always tomorrow and flour is plentiful
November 21, 2025 at 10:34 PM
What kind of bread! My challah is currently proofing
November 21, 2025 at 10:13 PM
Ooooh what are you getting
November 21, 2025 at 4:43 PM
What a gift from sweet Mo. Can’t wait to add punk patches.
November 19, 2025 at 3:40 PM
(It’s my rabbi and I love them but holy shit I’m already ready for bed)
November 19, 2025 at 3:04 AM
But how can I be depressed when I live somewhere like this
November 19, 2025 at 1:04 AM
Tbh I was doing this for a long time too and finally just opened a high yield account and started automating things and it made me feel better. Also uhh let me know if you need a referral for a high yield account to get an APR boost
November 18, 2025 at 10:12 PM
Downvote. I work in 401k but not in sales so I’ll keep my opinions to myself but when I’m looking for work over the next couple of months I’ll be annoyed at places that don’t offer one.
November 18, 2025 at 10:08 PM
As long as everything is invested it’s prob not a huge deal - it’s going up in value with 0 work from you. And if your current company isn’t providing a retirement benefit or match you’re not losing out on much. But also they should have a 401k benefit for you!!
November 18, 2025 at 10:00 PM
So I put all my expenses on my cc’s every month to get cash back, and it’s pretty consistent month to month. So I figure that’s what I need in my checking account to pay the cc bill, everything else I throw into a high yield account. I can always move funds around if I need to!
November 18, 2025 at 9:57 PM
I am a pretty low risk tolerant person so I just pick the basic VTSAX fund and I have as much money as makes sense go into a high yield savings account as part of direct deposit. Also if I have a big bill once a year (like a tax bill) I save it all in the high yield spot. As much as I can automate.
November 18, 2025 at 9:50 PM
What is the 401k invested in? It’s very possible you could move into an IRA with the same fund choices and then you can continue to contribute to it. For example the s&p 500 or whatever.
November 18, 2025 at 9:47 PM
Should I pivot careers and become a financial advisor? Bc I kind of think I should
November 18, 2025 at 9:24 PM
Omg truly I feel like we should get on a call. You can’t contribute to a 401k plan if you aren’t getting paid through that job (plan sponsor). But you could roll it into a traditional IRA and then contribute to it. Where is your other cash now? You can invest or put in a high yield savings account
November 18, 2025 at 9:24 PM