Roberto Chacón
@robertochacon.bsky.social
Consultant | Corporate Trainer | 35+ Years in Banking & Risk Management | Expert in Finance, Microfinance, Compliance & Financial Education | Podcaster | Speaker
Fuente: “Money for couples” de Ramit Serhi. Este libro se enfoca en cómo las parejas pueden gestionar sus finanzas de forma conjunta sin que el tema del dinero se convierta en un foco constante de tensión o conflicto. a.co/fVEhXe9
#finance #personalfinances #finanzas #finanzaspersonales
#finance #personalfinances #finanzas #finanzaspersonales
November 18, 2025 at 4:38 PM
Fuente: “Money for couples” de Ramit Serhi. Este libro se enfoca en cómo las parejas pueden gestionar sus finanzas de forma conjunta sin que el tema del dinero se convierta en un foco constante de tensión o conflicto. a.co/fVEhXe9
#finance #personalfinances #finanzas #finanzaspersonales
#finance #personalfinances #finanzas #finanzaspersonales
Richest Countries
#GDP per capita measures economic output per person.
#GNI per capita (Gross National Income) tracks income earned by residents, regardless of where it’s produced.
Median #wealth per adult shows the typical person’s net #worth - arguably the most revealing measure of prosperity
#GDP per capita measures economic output per person.
#GNI per capita (Gross National Income) tracks income earned by residents, regardless of where it’s produced.
Median #wealth per adult shows the typical person’s net #worth - arguably the most revealing measure of prosperity
October 8, 2025 at 7:17 PM
#US #Economy Q2 2025 showed stronger-than-expected growth Real #GDP grew 3.8% (annualized) in Q2 2025 beating initial estimates. This follows the dramatic -28% contraction during the 2020 pandemic and the historic +34.8% rebound in Q3 2020
GDP growth has stabilized around 2-4% quarterly since 2021
GDP growth has stabilized around 2-4% quarterly since 2021
September 30, 2025 at 2:50 PM
Global stablecoin regulation: major trading hubs like the US, Canada, EU, UK, Japan, Singapore, HK, and Australia have regulations in force (teal) while Africa, LATAM, the Middle East, and parts of Asia still lack stablecoin-specific laws (purple), Turkey and UAE have proposed regulations (green)
September 29, 2025 at 5:59 PM
Global stablecoin regulation: major trading hubs like the US, Canada, EU, UK, Japan, Singapore, HK, and Australia have regulations in force (teal) while Africa, LATAM, the Middle East, and parts of Asia still lack stablecoin-specific laws (purple), Turkey and UAE have proposed regulations (green)
📊 New survey data reveals what’s really weighing on Americans’ minds:
Nearly HALF (49.1%) say cost of living is their biggest personal challenge right now - almost double any other concern.
Health issues (physical 26.3%, mental 26.0%) and work-life balance (25.8%) round out the top challenges.
Nearly HALF (49.1%) say cost of living is their biggest personal challenge right now - almost double any other concern.
Health issues (physical 26.3%, mental 26.0%) and work-life balance (25.8%) round out the top challenges.
September 26, 2025 at 12:24 AM
📊 New survey data reveals what’s really weighing on Americans’ minds:
Nearly HALF (49.1%) say cost of living is their biggest personal challenge right now - almost double any other concern.
Health issues (physical 26.3%, mental 26.0%) and work-life balance (25.8%) round out the top challenges.
Nearly HALF (49.1%) say cost of living is their biggest personal challenge right now - almost double any other concern.
Health issues (physical 26.3%, mental 26.0%) and work-life balance (25.8%) round out the top challenges.
Interés rate over time (1954-2025)
From post-war stability to Volcker’s inflation shock (nearly 20%! 😱), the dot-com bust, 2008 crisis, and pandemic response.
The Fed’s rate cuts are far from over - projecting 3.50-3.75% by 2025 after September’s 25bps cut.
#FED #economics #interestrates
From post-war stability to Volcker’s inflation shock (nearly 20%! 😱), the dot-com bust, 2008 crisis, and pandemic response.
The Fed’s rate cuts are far from over - projecting 3.50-3.75% by 2025 after September’s 25bps cut.
#FED #economics #interestrates
September 23, 2025 at 1:22 AM
Interés rate over time (1954-2025)
From post-war stability to Volcker’s inflation shock (nearly 20%! 😱), the dot-com bust, 2008 crisis, and pandemic response.
The Fed’s rate cuts are far from over - projecting 3.50-3.75% by 2025 after September’s 25bps cut.
#FED #economics #interestrates
From post-war stability to Volcker’s inflation shock (nearly 20%! 😱), the dot-com bust, 2008 crisis, and pandemic response.
The Fed’s rate cuts are far from over - projecting 3.50-3.75% by 2025 after September’s 25bps cut.
#FED #economics #interestrates
🚗💸 Auto Debt in America
Avg. balance: $6,671
🔵 Lowest: Minnesota 6.4%
🟡 Highest: Louisiana 14.3%
🔥 Florida 13.4% | Texas 12.9% | Mississippi 12.2%
👉 Cost of living & income shape auto debt 🚙💰
@visualcap.bsky.social
Avg. balance: $6,671
🔵 Lowest: Minnesota 6.4%
🟡 Highest: Louisiana 14.3%
🔥 Florida 13.4% | Texas 12.9% | Mississippi 12.2%
👉 Cost of living & income shape auto debt 🚙💰
@visualcap.bsky.social
September 19, 2025 at 1:12 PM
🚗💸 Auto Debt in America
Avg. balance: $6,671
🔵 Lowest: Minnesota 6.4%
🟡 Highest: Louisiana 14.3%
🔥 Florida 13.4% | Texas 12.9% | Mississippi 12.2%
👉 Cost of living & income shape auto debt 🚙💰
@visualcap.bsky.social
Avg. balance: $6,671
🔵 Lowest: Minnesota 6.4%
🟡 Highest: Louisiana 14.3%
🔥 Florida 13.4% | Texas 12.9% | Mississippi 12.2%
👉 Cost of living & income shape auto debt 🚙💰
@visualcap.bsky.social
#FED “cut interest #rates by a quarter percentage point Wednesday, its first reduction of 2025, and projected two more cuts for the rest of this year.
The central bank voted in a split decision to cut its benchmark interest rate to a range of 4.00% to 4.25%”
finance.yahoo.com/news/federal...
The central bank voted in a split decision to cut its benchmark interest rate to a range of 4.00% to 4.25%”
finance.yahoo.com/news/federal...
Federal Reserve cuts interest rates for first time this year, sees 2 more cuts in 2025
The Fed trimmed its benchmark interest rate by a quarter percentage point on Wednesday, its first reduction of 2025.
finance.yahoo.com
September 17, 2025 at 6:24 PM
#FED “cut interest #rates by a quarter percentage point Wednesday, its first reduction of 2025, and projected two more cuts for the rest of this year.
The central bank voted in a split decision to cut its benchmark interest rate to a range of 4.00% to 4.25%”
finance.yahoo.com/news/federal...
The central bank voted in a split decision to cut its benchmark interest rate to a range of 4.00% to 4.25%”
finance.yahoo.com/news/federal...
#Inflation in #US ticks up in August
“The latest data from the Bureau of Labor Statistics showed that the Consumer Price Index (CPI) increased 2.9% annually in August, a rise from July's 2.7% increase and on par with economists' expectations.”
Source: finance.yahoo.com/news/inflati...
#CPI
“The latest data from the Bureau of Labor Statistics showed that the Consumer Price Index (CPI) increased 2.9% annually in August, a rise from July's 2.7% increase and on par with economists' expectations.”
Source: finance.yahoo.com/news/inflati...
#CPI
September 17, 2025 at 6:16 PM
#Inflation in #US ticks up in August
“The latest data from the Bureau of Labor Statistics showed that the Consumer Price Index (CPI) increased 2.9% annually in August, a rise from July's 2.7% increase and on par with economists' expectations.”
Source: finance.yahoo.com/news/inflati...
#CPI
“The latest data from the Bureau of Labor Statistics showed that the Consumer Price Index (CPI) increased 2.9% annually in August, a rise from July's 2.7% increase and on par with economists' expectations.”
Source: finance.yahoo.com/news/inflati...
#CPI
Red Flags 🚩 to Watch Out For in Financial Statements
First #infographic thanks to Vishal Khandelwal
And second infographic with Additional Financial Statement Red Flags 🚩 to Consider
#balancesheet #incomestatement #cashflow
First #infographic thanks to Vishal Khandelwal
And second infographic with Additional Financial Statement Red Flags 🚩 to Consider
#balancesheet #incomestatement #cashflow
September 14, 2025 at 9:34 PM
Red Flags 🚩 to Watch Out For in Financial Statements
First #infographic thanks to Vishal Khandelwal
And second infographic with Additional Financial Statement Red Flags 🚩 to Consider
#balancesheet #incomestatement #cashflow
First #infographic thanks to Vishal Khandelwal
And second infographic with Additional Financial Statement Red Flags 🚩 to Consider
#balancesheet #incomestatement #cashflow
Government Bitcoin Holdings
This data shows a fascinating shift in how nations view Bitcoin - not just as speculative asset, but as strategic reserves.
The US 🇺🇸 dominates with 198K BTC ($23.5B), while China 🇨🇳 holds 190K BTC ($22.5B). Everyone else is playing in a completely different league.
#BTC
This data shows a fascinating shift in how nations view Bitcoin - not just as speculative asset, but as strategic reserves.
The US 🇺🇸 dominates with 198K BTC ($23.5B), while China 🇨🇳 holds 190K BTC ($22.5B). Everyone else is playing in a completely different league.
#BTC
September 12, 2025 at 6:45 PM
Government Bitcoin Holdings
This data shows a fascinating shift in how nations view Bitcoin - not just as speculative asset, but as strategic reserves.
The US 🇺🇸 dominates with 198K BTC ($23.5B), while China 🇨🇳 holds 190K BTC ($22.5B). Everyone else is playing in a completely different league.
#BTC
This data shows a fascinating shift in how nations view Bitcoin - not just as speculative asset, but as strategic reserves.
The US 🇺🇸 dominates with 198K BTC ($23.5B), while China 🇨🇳 holds 190K BTC ($22.5B). Everyone else is playing in a completely different league.
#BTC
The world’s most unaffordable housing markets
This chart shows the world’s least affordable housing markets. Hong Kong leads with a house price-to-income ratio of 14.4, followed by Sydney and San Jose.
“A ratio of 10 means the average home costs 10 times the average yearly income”.
#economy
This chart shows the world’s least affordable housing markets. Hong Kong leads with a house price-to-income ratio of 14.4, followed by Sydney and San Jose.
“A ratio of 10 means the average home costs 10 times the average yearly income”.
#economy
September 12, 2025 at 6:41 AM
The world’s most unaffordable housing markets
This chart shows the world’s least affordable housing markets. Hong Kong leads with a house price-to-income ratio of 14.4, followed by Sydney and San Jose.
“A ratio of 10 means the average home costs 10 times the average yearly income”.
#economy
This chart shows the world’s least affordable housing markets. Hong Kong leads with a house price-to-income ratio of 14.4, followed by Sydney and San Jose.
“A ratio of 10 means the average home costs 10 times the average yearly income”.
#economy
Cities with the highest cost of living
New York City ranks as the most expensive city in the world, with a cost of living index set at 100 (mid-year 2025)
This index measures daily expenses like groceries, transportation, utilities, dining, and housing, with New York as the benchmark
New York City ranks as the most expensive city in the world, with a cost of living index set at 100 (mid-year 2025)
This index measures daily expenses like groceries, transportation, utilities, dining, and housing, with New York as the benchmark
September 11, 2025 at 12:13 AM
Cities with the highest cost of living
New York City ranks as the most expensive city in the world, with a cost of living index set at 100 (mid-year 2025)
This index measures daily expenses like groceries, transportation, utilities, dining, and housing, with New York as the benchmark
New York City ranks as the most expensive city in the world, with a cost of living index set at 100 (mid-year 2025)
This index measures daily expenses like groceries, transportation, utilities, dining, and housing, with New York as the benchmark
🇨🇳China’s exports are shifting fast in 2025
📉U.S. falls: $42.5B → $31.6B
📈ASEAN climbs to $57.1B (10 Southeast Asian nations incl. Singapore, Thailand, Vietnam)
📈EU also rises to $51.7B, overtaking the US 🇺🇸
#China is pivoting trade toward regional & #EU partners, while #US trade weakens.
#Economy
📉U.S. falls: $42.5B → $31.6B
📈ASEAN climbs to $57.1B (10 Southeast Asian nations incl. Singapore, Thailand, Vietnam)
📈EU also rises to $51.7B, overtaking the US 🇺🇸
#China is pivoting trade toward regional & #EU partners, while #US trade weakens.
#Economy
September 10, 2025 at 1:42 PM
📊 Basic Accounting Equation
Assets = Liabilities + Equity
🔄 Variants:
1. Assets – Liabilities = Equity
2. Assets – Equity = Liabilities
#accounting #finance
Assets = Liabilities + Equity
🔄 Variants:
1. Assets – Liabilities = Equity
2. Assets – Equity = Liabilities
#accounting #finance
September 9, 2025 at 5:51 AM
📊 Basic Accounting Equation
Assets = Liabilities + Equity
🔄 Variants:
1. Assets – Liabilities = Equity
2. Assets – Equity = Liabilities
#accounting #finance
Assets = Liabilities + Equity
🔄 Variants:
1. Assets – Liabilities = Equity
2. Assets – Equity = Liabilities
#accounting #finance
Top 50 countries by #GDP per Capita in 2025
#Infographic thanks to Visual Capitalist
Top 10 countries by continent:
-Europe: 6
-Asia: 2
-Americas: 1
-Middle East: 1
IMF source:
Brasil: 9,964 USD 
Rusia: 14,258 USD 
India: 2,878 USD
China: 13,687 USD
#Infographic thanks to Visual Capitalist
Top 10 countries by continent:
-Europe: 6
-Asia: 2
-Americas: 1
-Middle East: 1
IMF source:
Brasil: 9,964 USD 
Rusia: 14,258 USD 
India: 2,878 USD
China: 13,687 USD
September 7, 2025 at 8:11 PM
Top 50 countries by #GDP per Capita in 2025
#Infographic thanks to Visual Capitalist
Top 10 countries by continent:
-Europe: 6
-Asia: 2
-Americas: 1
-Middle East: 1
IMF source:
Brasil: 9,964 USD 
Rusia: 14,258 USD 
India: 2,878 USD
China: 13,687 USD
#Infographic thanks to Visual Capitalist
Top 10 countries by continent:
-Europe: 6
-Asia: 2
-Americas: 1
-Middle East: 1
IMF source:
Brasil: 9,964 USD 
Rusia: 14,258 USD 
India: 2,878 USD
China: 13,687 USD
Incredible: #India is the 4th-largest #economy, yet on the other hand it ranks as the 50th poorest country by #GDP per capita in 2025. Most of the poorest countries are in #Africa, with a few in #Asia.
#infography thanks to @visualcap.bsky.social
#infography thanks to @visualcap.bsky.social
September 7, 2025 at 12:35 AM
Incredible: #India is the 4th-largest #economy, yet on the other hand it ranks as the 50th poorest country by #GDP per capita in 2025. Most of the poorest countries are in #Africa, with a few in #Asia.
#infography thanks to @visualcap.bsky.social
#infography thanks to @visualcap.bsky.social
Poverty rates across #Europe, #infographic thanks to @visualcap.bsky.social
3 key points:
•Low income
•Material deprivation
•Low work intensity
3 key points:
•Low income
•Material deprivation
•Low work intensity
September 6, 2025 at 1:11 PM
Poverty rates across #Europe, #infographic thanks to @visualcap.bsky.social
3 key points:
•Low income
•Material deprivation
•Low work intensity
3 key points:
•Low income
•Material deprivation
•Low work intensity
This is the reality of LATAM: we have been in a bad situation forever, and only #Uruguay escapes this trend
cnnespanol.cnn.com/2025/09/02/l...
cnnespanol.cnn.com/2025/09/02/l...
Solo un país de América Latina no tiene ningún expresidente con problemas en la Justicia. ¿Cuál es y por qué? | CNN
Si se posa la lupa sobre las naciones latinoamericanas, un fenómeno salta a la vista: los problemas de los exmandatarios con la Justicia no son una excepción, son más bien la regla.
cnnespanol.cnn.com
September 6, 2025 at 12:32 PM
This is the reality of LATAM: we have been in a bad situation forever, and only #Uruguay escapes this trend
cnnespanol.cnn.com/2025/09/02/l...
cnnespanol.cnn.com/2025/09/02/l...
This is my first post on this social media. I’m brand new here, and it’s also my first post in English, which is not my native language. Still, I want to share this article from @londonreviewbookshop.co.uk about the reality of my country #ElSalvador
www.lrb.co.uk/the-paper/v4...
www.lrb.co.uk/the-paper/v4...
Tom Stevenson · The Mask Is Off: Bukele’s Prison State
Calling himself the ‘coolest dictator in the world’, the restorer of the state monopoly on violence has replaced the...
www.lrb.co.uk
September 6, 2025 at 5:08 AM
This is my first post on this social media. I’m brand new here, and it’s also my first post in English, which is not my native language. Still, I want to share this article from @londonreviewbookshop.co.uk about the reality of my country #ElSalvador
www.lrb.co.uk/the-paper/v4...
www.lrb.co.uk/the-paper/v4...
Reposted by Roberto Chacón
‘By 2024, the murder rate in El Salvador had dropped by 98 per cent. The blunt tool responsible for this transformation was the imprisonment of three out of every hundred adult men.’
@tomstevenson.bsky.social on El Salvador under Nayib Bukele: www.lrb.co.uk/the-paper/v4...
@tomstevenson.bsky.social on El Salvador under Nayib Bukele: www.lrb.co.uk/the-paper/v4...
Tom Stevenson · The Mask Is Off: Bukele’s Prison State
Calling himself the ‘coolest dictator in the world’, the restorer of the state monopoly on violence has replaced the...
www.lrb.co.uk
September 5, 2025 at 4:34 PM
‘By 2024, the murder rate in El Salvador had dropped by 98 per cent. The blunt tool responsible for this transformation was the imprisonment of three out of every hundred adult men.’
@tomstevenson.bsky.social on El Salvador under Nayib Bukele: www.lrb.co.uk/the-paper/v4...
@tomstevenson.bsky.social on El Salvador under Nayib Bukele: www.lrb.co.uk/the-paper/v4...