Jim - Route to Retire
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routetoretire.bsky.social
Jim - Route to Retire
@routetoretire.bsky.social
Self-made #millionaire who retired in 2018 at age 43. Lived in #Panama 🇵🇦 from 2019-2022. #RVLife from 2023-2024. Life is good! #financialfreedom
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"Nothing’s ever perfect, but this trip was pretty darn close, and it checked all the boxes of a fantastic experience for our first time on the continent."

#vacation #europe #europetrip #cruise #italy #greece #spain #sicily #livingthedream #mediterranean

www.routetoretire.com/europe-trip-...
How Our 38-Day Europe Trip Took an Unexpected Turn (And Why It Was the Best Part) - Route to Retire
We knocked out a bunch of touristy stuff for this big 38-day Europe trip, but once we pivoted a little, the trip became worlds better...
www.routetoretire.com
"All our money’s been made the slow way – one penny at a time. It’s really just been a matter of living modestly and saving more than we earn." -via ESI Money

esimoney.com/millionaire-...
Millionaire Wisdom: How to Grow Net Worth, Part 6 - ESI Money
Through the years, I have interviewed hundreds of millionaires with the goal of learning from their experiences and knowledge. I’ve published these as Millionaire Interviews, featuring my specific que...
esimoney.com
December 22, 2025 at 4:10 PM
"Beyond the one you love, also seek to develop a core group of high-quality relationships, the kind of friends you could call in the middle of the night if something goes wrong." -via @The Retirement Manifesto

www.theretirementmanifesto.com/9-proven-way...
9 Proven Ways To Boost Your Happiness in Retirement - The Retirement Manifesto
If you're looking to boost your happiness in retirement, you're in luck. Today, 9 proven ways to boost your happiness, from a recent study.
www.theretirementmanifesto.com
December 17, 2025 at 8:12 PM
"After almost ten years of traveling the world with everything we needed on our backs, we are doing something that will change our lives yet again:

We are hanging up the backpacks and getting a home address."

-via 43BlueDoors

43bluedoors.com/2025/12/05/n...
Finding a Home After a Decade of Nomadic Travel - 43BlueDoors
Can minimalists settle down after 10 years of travel? Our first weeks reveal the messy, meaningful start of creating a home again.
43bluedoors.com
December 15, 2025 at 8:25 PM
"The easiest way to reduce your tax liability is to contribute to your tax-advantaged retirement plans." -via Retire by 40

retireby40.org/end-of-2025-...
End of 2025 Tax Optimization
End of 2025 Tax Optimization. A few things we can do to optimize taxes before the year is over. #FIRE
retireby40.org
December 15, 2025 at 8:21 PM
"We both enjoy going to auctions and thrift stores, and have had to implement a rule that in order to buy more stuff, we need to sell or donate other things to make room." -via ESIMoneyBlog

esimoney.com/millionaire-...
Millionaire Interview 454 - ESI Money
Here’s our latest interview with a millionaire as we seek to learn from those who have grown their wealth to high heights. If you’d like to be considered for an interview, drop me a note and we can ch...
esimoney.com
December 15, 2025 at 8:14 PM
"Nothing’s ever perfect, but this trip was pretty darn close, and it checked all the boxes of a fantastic experience for our first time on the continent."

#vacation #europe #europetrip #cruise #italy #greece #spain #sicily #livingthedream #mediterranean

www.routetoretire.com/europe-trip-...
How Our 38-Day Europe Trip Took an Unexpected Turn (And Why It Was the Best Part) - Route to Retire
We knocked out a bunch of touristy stuff for this big 38-day Europe trip, but once we pivoted a little, the trip became worlds better...
www.routetoretire.com
December 9, 2025 at 8:03 PM
"I’ve been tracking our net worth since 2006. It is very motivating to see our progress. The power of compounding is incredible. Our investment gains far outpace our earned income last year."
-via Retire by 40

retireby40.org/november-202...
November 2025 FIRE Update
We had a nice November. Everything was running smoothly with no big problems surfacing. Did you have a good month? #FIRE
retireby40.org
December 8, 2025 at 2:17 PM
"[I]nvest in yourself by learning a skill, getting more education, and then parlay that into some networking and relationship building to findsomeone or some entity who wants to pay you for that skill or knowledge." -via ESI Money

esimoney.com/millionaire-...
Millionaire Interview 453 - ESI Money
Here’s our latest interview with a millionaire as we seek to learn from those who have grown their wealth to high heights. If you’d like to be considered for an interview, drop me a note and we can ch...
esimoney.com
December 8, 2025 at 2:09 PM
"[While] working, you are trading time for money, and that is the way it should be. And it is a necessary trade, but unless you just have a passion for what you are getting paid to do, just remember it’s a job, you give them time and they give you money." via ESI Money

esimoney.com/retirement-i...
Retirement Interview 59 - ESI Money
Here’s our latest interview with a retiree as we seek to learn from those who have actually taken the retirement plunge. If you’d like to be considered for an interview, drop me a note and we can chat...
esimoney.com
November 24, 2025 at 1:56 PM
"I want to let it ride, but I want to cash out some chips too. Is it time to start converting some of that paper gains to tangible assets?" -via Retire by 40

retireby40.org/should-i-con...
Should I convert paper gains to real assets?
Is it time to take some chips off the table and buy some real assets? The AI bubble will pop at some point. #invest
retireby40.org
October 13, 2025 at 1:15 PM
"Financial goals are inherently meaningless; they exist to be in service to our LIFE goals. Your financial plans should be dictated by your life plans – not the other way around." -via ESI Money

esimoney.com/transitions-...
Transitions: Redesigning Your Financial Life - ESI Money
One of my favorite parts of running the Millionaire Money Mentors forums is the people I get to meet. Every day, I’m inspired by members who have built wealth, made intentional life choices, and are g...
esimoney.com
October 13, 2025 at 12:50 PM
"Initially I tried picking stocks, but I learned the hard way that the best way for a normal guy to invest is to use index funds and dollar cost average." -via ESI Money

esimoney.com/millionaire-...
Millionaire Wisdom: How to Grow Net Worth, Part 2 - ESI Money
Through the years, I have interviewed hundreds of millionaires with the goal of learning from their experiences and knowledge. I’ve published these as Millionaire Interviews, featuring my specific que...
esimoney.com
October 9, 2025 at 1:09 PM
"I don’t want life to pass us by, and I want to do cool things that we can have booked to look forward to, enjoy doing, and then reminisce about later."

#networth #millionaire #multimillionaire #travel #livefortoday #cruising #europetravel

www.routetoretire.com/net-worth-mi...
An Exciting Net Worth Milestone and Some Other Ramblings - Route to Retire
We just hit a really cool net worth milestone that's something I never could have fathomed even a decade ago... can you guess what it is?
www.routetoretire.com
October 7, 2025 at 12:28 PM
"While it’s certainly possible to beat the market by picking individual stocks or sectors, most investors underperform." -via ESI Money

esimoney.com/millionaire-...
Millionaire Wisdom: How to Grow Net Worth - ESI Money
Through the years, I have interviewed hundreds of millionaires to learn from their experiences and knowledge. I’ve published these as Millionaire Interviews, featuring my specific questions and their ...
esimoney.com
October 2, 2025 at 1:16 PM
"The maximum 401k contribution limit usually increases every few years, but 2025 is special. Congress added a new category for workers ages 60 to 63." -via Retire by 40

retireby40.org/changes-comi...
Changes Coming to Your 401k
There are changes coming to your 401k if you're 50 or older. Are you ready?
retireby40.org
September 29, 2025 at 1:07 PM
"Understand what it is that you actually need right now. If it’s more than what you can afford, figure out a way to either make more money or go without something." -via ESI Money

esimoney.com/millionaire-...
Millionaire Wisdom: How to Become Wealthy, Part 17 - ESI Money
Through the years, I have interviewed hundreds of millionaires with the goal of learning from their experiences and knowledge. I’ve published these as Millionaire Interviews, featuring my specific que...
esimoney.com
September 25, 2025 at 2:26 PM
"Work hard early, before kids. Lay the groundwork and that effort will pay dividends for years to come. This means picking a career that you feel has long term potential. Late career changes can have an adverse impact on earnings." -via ESI Money

esimoney.com/millionaire-...
Millionaire Wisdom: How to Become Wealthy, Part 16 - ESI Money
Through the years, I have interviewed hundreds of millionaires with the goal of learning from their experiences and knowledge. I’ve published these as Millionaire Interviews, featuring my specific que...
esimoney.com
September 18, 2025 at 1:29 PM
"Your challenge, as you approach retirement, is to decide what type of life you want to build for yourself in retirement, then use your financial resources to help you achieve the life that brings true contentment." -via The Retirement Manifesto

www.theretirementmanifesto.com/retirement-s...
3 Questions That Determine 99% of Your Retirement Success - The Retirement Manifesto
If you answer these 3 questions, you'll be well on your way to retirement success. Sounds easy, right? Done right, it will take some time...
www.theretirementmanifesto.com
September 18, 2025 at 1:19 PM
"I still get stressed from having too much to do most days. The difference is that it’s mostly stuff I want to do as opposed to a boss telling me what I need to do."

#fire #earlyretirement #tech #SelfHosting #degoogle #immich #nextcloud #immichframe #docker

www.routetoretire.com/self-hosting...
The Self-Hosting Spark: How Ditching Google Reignited My Tech Obsession - Route to Retire
This self-hosting project has sparked a renewed interest in technology in me that I've haven't had for decades... it's so cool!
www.routetoretire.com
September 16, 2025 at 12:40 PM
"Health insurance is a big problem, but getting older is the real issue. Mrs. RB40 and I are relatively healthy now, but we’ll have a lot more problems in the future. We can see it with our parents." -via Retire by 40

retireby40.org/healthcare-a...
Healthcare After Early Retirement
Healthcare is a huge problem in the US if you plan to retire early. I planned to get health insurance through healthcare.gov, but...
retireby40.org
September 15, 2025 at 2:12 PM
"I have stuck with the same investment mindset by utilizing low-cost index/ETFs with a diversified portfolio. I like to KISS (keep it simple stupid) on this front vs trying to seek after grand slam investments." -via ESI Money

esimoney.com/millionaire-...
Millionaire Interview Update 72 - ESI Money
Today I have an update for you from a previous millionaire interview. I’m letting three years pass from the initial interviews to the updates, so if you’ve been interviewed, I’ll be in touch. 😉 This u...
esimoney.com
September 15, 2025 at 2:03 PM
"I began to incorporate subscriptions into all areas of my life—and I have to say, they’ve improved it in real and measurable ways." -via ESI Money

esimoney.com/why-i-love-s...
Why I Love Subscriptions - ESI Money
When I was in the early stages of growing my net worth, the common wisdom was to avoid subscriptions like the plague. They were viewed as sneaky money sucks—small monthly expenses that quietly drained...
esimoney.com
September 8, 2025 at 1:12 PM
"If you [save/invest] long enough and consistently enough and don’t let your emotions cloud your judgment, you can end up with enough to never work again." -via ESI Money

esimoney.com/millionaire-...
Millionaire Interview Update 71 - ESI Money
Today I have an update for you from a previous millionaire interview. I’m letting three years pass from the initial interviews to the updates, so if you’ve been interviewed, I’ll be in touch. 😉 This u...
esimoney.com
September 1, 2025 at 3:23 PM
I'm jealous of Fritz's awesome cruise...

"It’s hard to describe how wild Greenland and Nunavut, the Northernmost province of Canada, really are. The western coast of Greenland is the most beautiful coastline I’ve ever seen." -via Retirement Manifesto

www.theretirementmanifesto.com/traveling-in...
Traveling In The Arctic - The Retirement Manifesto
My wife and I just returned from two weeks of traveling in the Arctic. It was the best vacation of my life. Today, I'm sharing it with you.
www.theretirementmanifesto.com
August 29, 2025 at 5:24 PM
"It was so cool to get the chance to do this and see how the sausage is made. It was also grueling with a lot of long days in the hot sun."

www.routetoretire.com/superman-mov...

#superman #Superman2025 #SupermanMovie #movie #superhero
The 3 Scenes of the Superman Movie I Made It Into - Route to Retire
My time as an extra paid off... I made it into 5 shots in 3 scenes of the Superman movie! Here are the screenshots from the movie.
www.routetoretire.com
August 28, 2025 at 12:10 PM