Team Concepts
@teamconcepts.bsky.social
Independent mortgage advice for expats in Amsterdam.
If you’re moving to the Netherlands, you’ll quickly learn that Dutch mortgages come with their own rules, terms, and quirks. Good news: they’re not as complicated as they look, you just need someone to translate the system into plain English. Here are a few “Did you know?” basics for every newcomer.
January 10, 2026 at 8:00 AM
If you’re moving to the Netherlands, you’ll quickly learn that Dutch mortgages come with their own rules, terms, and quirks. Good news: they’re not as complicated as they look, you just need someone to translate the system into plain English. Here are a few “Did you know?” basics for every newcomer.
Thinking about settling down in Amsterdam? Great choice! But here's a piece of #WednesdayWisdom for you: Before you start picturing canal views and cozy brown cafés, make sure you’ve got your paperwork sorted. Dutch lenders love clarity, and having the right documents ready will save you stress.
January 7, 2026 at 8:01 AM
Thinking about settling down in Amsterdam? Great choice! But here's a piece of #WednesdayWisdom for you: Before you start picturing canal views and cozy brown cafés, make sure you’ve got your paperwork sorted. Dutch lenders love clarity, and having the right documents ready will save you stress.
Escape the ordinary this winter and explore the Amsterdam Light Festival, where the city’s canals transform into a glowing open-air art gallery, perfect for a magical Sunday night out.
Pro Tips: Bundle up, start at sunset, and book cruises early for the best views.
Pro Tips: Bundle up, start at sunset, and book cruises early for the best views.
January 4, 2026 at 8:00 AM
Escape the ordinary this winter and explore the Amsterdam Light Festival, where the city’s canals transform into a glowing open-air art gallery, perfect for a magical Sunday night out.
Pro Tips: Bundle up, start at sunset, and book cruises early for the best views.
Pro Tips: Bundle up, start at sunset, and book cruises early for the best views.
The Dutch system can feel like a maze for expats at first. Different rules, different lenders, different expectations. But when you know how things work, you'll come up with some amazing opportunities too. Let’s make a plan together. 💬✨
January 1, 2026 at 8:00 AM
The Dutch system can feel like a maze for expats at first. Different rules, different lenders, different expectations. But when you know how things work, you'll come up with some amazing opportunities too. Let’s make a plan together. 💬✨
✨ Happy New Year 2026 from Team Concepts! 🎆
Whether you’re settling in, still planning your move, or simply dreaming about what’s next, 2026 is your year to thrive.
What’s your biggest hope or goal for 2026? Share with us below and let’s start the year inspired together!
Gelukkig Nieuwjaar! 🥂
Whether you’re settling in, still planning your move, or simply dreaming about what’s next, 2026 is your year to thrive.
What’s your biggest hope or goal for 2026? Share with us below and let’s start the year inspired together!
Gelukkig Nieuwjaar! 🥂
December 31, 2025 at 8:01 AM
✨ Happy New Year 2026 from Team Concepts! 🎆
Whether you’re settling in, still planning your move, or simply dreaming about what’s next, 2026 is your year to thrive.
What’s your biggest hope or goal for 2026? Share with us below and let’s start the year inspired together!
Gelukkig Nieuwjaar! 🥂
Whether you’re settling in, still planning your move, or simply dreaming about what’s next, 2026 is your year to thrive.
What’s your biggest hope or goal for 2026? Share with us below and let’s start the year inspired together!
Gelukkig Nieuwjaar! 🥂
The Dutch winter is here, it’s a great time to make your home as cozy and energy-efficient as possible.
Are you getting ready to buy and looking to make energy-efficient changes in your new home? Team Concepts can help you secure the right the right financing!
Are you getting ready to buy and looking to make energy-efficient changes in your new home? Team Concepts can help you secure the right the right financing!
December 27, 2025 at 8:00 AM
The Dutch winter is here, it’s a great time to make your home as cozy and energy-efficient as possible.
Are you getting ready to buy and looking to make energy-efficient changes in your new home? Team Concepts can help you secure the right the right financing!
Are you getting ready to buy and looking to make energy-efficient changes in your new home? Team Concepts can help you secure the right the right financing!
🎄✨ Merry Christmas Eve from Team Concepts! 🇳🇱❤️
Whether you’re celebrating with family, friends, or enjoying a quiet moment in your new home, we wish you warmth, joy, and a heart full of peace.
Fijne Kerstavond en een Gelukkig Nieuwjaar! 🎅🎁
Whether you’re celebrating with family, friends, or enjoying a quiet moment in your new home, we wish you warmth, joy, and a heart full of peace.
Fijne Kerstavond en een Gelukkig Nieuwjaar! 🎅🎁
December 24, 2025 at 8:01 AM
🎄✨ Merry Christmas Eve from Team Concepts! 🇳🇱❤️
Whether you’re celebrating with family, friends, or enjoying a quiet moment in your new home, we wish you warmth, joy, and a heart full of peace.
Fijne Kerstavond en een Gelukkig Nieuwjaar! 🎅🎁
Whether you’re celebrating with family, friends, or enjoying a quiet moment in your new home, we wish you warmth, joy, and a heart full of peace.
Fijne Kerstavond en een Gelukkig Nieuwjaar! 🎅🎁
This Sunday is the perfect moment to slow down, enjoy the season, and make your Dutch home feel a little more gezellig, whether you're already settled or getting ready to buy in the new year.
What holiday traditions are you bringing into your (future) Dutch home this year?
What holiday traditions are you bringing into your (future) Dutch home this year?
December 21, 2025 at 8:00 AM
This Sunday is the perfect moment to slow down, enjoy the season, and make your Dutch home feel a little more gezellig, whether you're already settled or getting ready to buy in the new year.
What holiday traditions are you bringing into your (future) Dutch home this year?
What holiday traditions are you bringing into your (future) Dutch home this year?
If you’re new to the Netherlands and settling into your new home, your first Dutch Christmas can feel both exciting and a little different, but definitely magical!
Looking to make the Netherlands your long-term home in the new year? I’m here to help with your mortgage questions. Feel free to ask!✨
Looking to make the Netherlands your long-term home in the new year? I’m here to help with your mortgage questions. Feel free to ask!✨
December 18, 2025 at 8:01 AM
If you’re new to the Netherlands and settling into your new home, your first Dutch Christmas can feel both exciting and a little different, but definitely magical!
Looking to make the Netherlands your long-term home in the new year? I’m here to help with your mortgage questions. Feel free to ask!✨
Looking to make the Netherlands your long-term home in the new year? I’m here to help with your mortgage questions. Feel free to ask!✨
December can feel like a finish line but it’s also a reminder that progress isn’t always loud or fast.
If you’re preparing for a move to the Netherlands (or settling in now), remember:
🌱Growth can be quiet.
🏡Finding your space takes time.
💡Even researching neighborhoods counts as progress.
If you’re preparing for a move to the Netherlands (or settling in now), remember:
🌱Growth can be quiet.
🏡Finding your space takes time.
💡Even researching neighborhoods counts as progress.
December 15, 2025 at 8:01 AM
December can feel like a finish line but it’s also a reminder that progress isn’t always loud or fast.
If you’re preparing for a move to the Netherlands (or settling in now), remember:
🌱Growth can be quiet.
🏡Finding your space takes time.
💡Even researching neighborhoods counts as progress.
If you’re preparing for a move to the Netherlands (or settling in now), remember:
🌱Growth can be quiet.
🏡Finding your space takes time.
💡Even researching neighborhoods counts as progress.
Spending your first December in the Netherlands?🎅✨
Here are 7 essential Dutch Christmas words you’ll see and hear everywhere, from the supermarket to the gezellig holiday markets. These words will help you feel more at home this season and maybe even join in a few Dutch traditions🇳🇱🎁
Here are 7 essential Dutch Christmas words you’ll see and hear everywhere, from the supermarket to the gezellig holiday markets. These words will help you feel more at home this season and maybe even join in a few Dutch traditions🇳🇱🎁
December 9, 2025 at 8:01 AM
Spending your first December in the Netherlands?🎅✨
Here are 7 essential Dutch Christmas words you’ll see and hear everywhere, from the supermarket to the gezellig holiday markets. These words will help you feel more at home this season and maybe even join in a few Dutch traditions🇳🇱🎁
Here are 7 essential Dutch Christmas words you’ll see and hear everywhere, from the supermarket to the gezellig holiday markets. These words will help you feel more at home this season and maybe even join in a few Dutch traditions🇳🇱🎁
Whether it's permanent or a temporary relocation, December is the perfect month to lay the groundwork for your move to the Netherlands before the January rush hits. What’s one thing you’ll cross off your list this weekend? Let us know or ask us how to get started!
December 6, 2025 at 8:01 AM
Whether it's permanent or a temporary relocation, December is the perfect month to lay the groundwork for your move to the Netherlands before the January rush hits. What’s one thing you’ll cross off your list this weekend? Let us know or ask us how to get started!
December is a time to reflect – on what’s changed, what you’ve overcome, and what dreams you’re still holding onto.
A new chapter doesn’t begin all at once, it starts with one brave thought.
What are you proud of from this year? Or, what’s one thing you’re hoping to start in 2026? Share below.💙
A new chapter doesn’t begin all at once, it starts with one brave thought.
What are you proud of from this year? Or, what’s one thing you’re hoping to start in 2026? Share below.💙
December 3, 2025 at 8:01 AM
December is a time to reflect – on what’s changed, what you’ve overcome, and what dreams you’re still holding onto.
A new chapter doesn’t begin all at once, it starts with one brave thought.
What are you proud of from this year? Or, what’s one thing you’re hoping to start in 2026? Share below.💙
A new chapter doesn’t begin all at once, it starts with one brave thought.
What are you proud of from this year? Or, what’s one thing you’re hoping to start in 2026? Share below.💙
Why it's worth it:
Hands-on fun: Seasonal fruits from the tree to your plate
Relaxing vibes: Delicious organic snacks and homemade apple pie at the tuincafe
Family-friendly charm: A safe, spacious place for kids to roam, meet animals, and learn about farming
Organic shop: Pick up farm-fresh produce
Hands-on fun: Seasonal fruits from the tree to your plate
Relaxing vibes: Delicious organic snacks and homemade apple pie at the tuincafe
Family-friendly charm: A safe, spacious place for kids to roam, meet animals, and learn about farming
Organic shop: Pick up farm-fresh produce
November 30, 2025 at 8:00 AM
Why it's worth it:
Hands-on fun: Seasonal fruits from the tree to your plate
Relaxing vibes: Delicious organic snacks and homemade apple pie at the tuincafe
Family-friendly charm: A safe, spacious place for kids to roam, meet animals, and learn about farming
Organic shop: Pick up farm-fresh produce
Hands-on fun: Seasonal fruits from the tree to your plate
Relaxing vibes: Delicious organic snacks and homemade apple pie at the tuincafe
Family-friendly charm: A safe, spacious place for kids to roam, meet animals, and learn about farming
Organic shop: Pick up farm-fresh produce
Let’s clear up some common misconceptions about adapting to Dutch culture as a newcomer:
1️⃣Myth!
2️⃣False.
3️⃣Myth!
4️⃣False.
5️⃣Myth!
#MythBuster #LivingInNL #DutchCulture #ExpatsInTheNetherlands #CulturalTips #TeamConcepts
1️⃣Myth!
2️⃣False.
3️⃣Myth!
4️⃣False.
5️⃣Myth!
#MythBuster #LivingInNL #DutchCulture #ExpatsInTheNetherlands #CulturalTips #TeamConcepts
November 27, 2025 at 8:01 AM
Let’s clear up some common misconceptions about adapting to Dutch culture as a newcomer:
1️⃣Myth!
2️⃣False.
3️⃣Myth!
4️⃣False.
5️⃣Myth!
#MythBuster #LivingInNL #DutchCulture #ExpatsInTheNetherlands #CulturalTips #TeamConcepts
1️⃣Myth!
2️⃣False.
3️⃣Myth!
4️⃣False.
5️⃣Myth!
#MythBuster #LivingInNL #DutchCulture #ExpatsInTheNetherlands #CulturalTips #TeamConcepts
November is the perfect time to reflect on your progress and keep moving forward, no matter how slow it feels. The journey to your goals isn’t a race, it’s about steady commitment.
Stay patient, stay persistent, and trust that your efforts will pay off.
You’ve got this!🚀
#MondayMotivation
Stay patient, stay persistent, and trust that your efforts will pay off.
You’ve got this!🚀
#MondayMotivation
November 24, 2025 at 8:01 AM
November is the perfect time to reflect on your progress and keep moving forward, no matter how slow it feels. The journey to your goals isn’t a race, it’s about steady commitment.
Stay patient, stay persistent, and trust that your efforts will pay off.
You’ve got this!🚀
#MondayMotivation
Stay patient, stay persistent, and trust that your efforts will pay off.
You’ve got this!🚀
#MondayMotivation
Here are some lesser-known Dutch words related to mortgages and home buying that can help you sound like a pro. Knowing these terms gives you an edge when talking mortgages in the Netherlands!
November 18, 2025 at 8:01 AM
Here are some lesser-known Dutch words related to mortgages and home buying that can help you sound like a pro. Knowing these terms gives you an edge when talking mortgages in the Netherlands!
Thinking about buying a home in the Netherlands? Here’s a quick rundown of key things to keep in mind.
Remember, buying your Dutch dream home IS possible with the right info and support!
Remember, buying your Dutch dream home IS possible with the right info and support!
November 15, 2025 at 8:01 AM
Thinking about buying a home in the Netherlands? Here’s a quick rundown of key things to keep in mind.
Remember, buying your Dutch dream home IS possible with the right info and support!
Remember, buying your Dutch dream home IS possible with the right info and support!
Focus on what you can control today, keep showing up, and trust that momentum will build. Remember, securing your home here is a journey, not a sprint. You’re doing great!
November 12, 2025 at 8:01 AM
Focus on what you can control today, keep showing up, and trust that momentum will build. Remember, securing your home here is a journey, not a sprint. You’re doing great!
🎉 Celebrate Sint Maarten Like a Local! 🇳🇱✨
🕯️Help your kids craft a simple paper lantern – there are plenty of easy DIY tutorials online!
🎶Learn a few traditional Sint Maarten songs to sing along.
🍬If neighbors come knocking at your door, have some sweets ready to share and spread the festive cheer.
🕯️Help your kids craft a simple paper lantern – there are plenty of easy DIY tutorials online!
🎶Learn a few traditional Sint Maarten songs to sing along.
🍬If neighbors come knocking at your door, have some sweets ready to share and spread the festive cheer.
November 9, 2025 at 8:01 AM
🎉 Celebrate Sint Maarten Like a Local! 🇳🇱✨
🕯️Help your kids craft a simple paper lantern – there are plenty of easy DIY tutorials online!
🎶Learn a few traditional Sint Maarten songs to sing along.
🍬If neighbors come knocking at your door, have some sweets ready to share and spread the festive cheer.
🕯️Help your kids craft a simple paper lantern – there are plenty of easy DIY tutorials online!
🎶Learn a few traditional Sint Maarten songs to sing along.
🍬If neighbors come knocking at your door, have some sweets ready to share and spread the festive cheer.
Thinking about where to settle down in the Netherlands? Choosing between city life and countryside living can be a tough call. Both have their perks and their challenges.
Which would you choose? City buzz or country calm? Let me know!👇
Which would you choose? City buzz or country calm? Let me know!👇
November 6, 2025 at 8:01 AM
Thinking about where to settle down in the Netherlands? Choosing between city life and countryside living can be a tough call. Both have their perks and their challenges.
Which would you choose? City buzz or country calm? Let me know!👇
Which would you choose? City buzz or country calm? Let me know!👇
As the year winds down, November is your chance to focus on growth, not just results. Keep pushing, learning, and evolving because who you become matters more than what you finish.
Own your journey this month!
Own your journey this month!
November 3, 2025 at 8:01 AM
As the year winds down, November is your chance to focus on growth, not just results. Keep pushing, learning, and evolving because who you become matters more than what you finish.
Own your journey this month!
Own your journey this month!
If you’re moving to Friesland or just curious about Frisian, here are 7 key words related to house hunting to get you started:
Want to dive deeper into Frisian real estate terms or compare with Dutch? Just ask!
Want to dive deeper into Frisian real estate terms or compare with Dutch? Just ask!
October 28, 2025 at 8:02 AM
If you’re moving to Friesland or just curious about Frisian, here are 7 key words related to house hunting to get you started:
Want to dive deeper into Frisian real estate terms or compare with Dutch? Just ask!
Want to dive deeper into Frisian real estate terms or compare with Dutch? Just ask!
When moving into a Dutch home, one thing many expats overlook is the CV-ketel – the central heating pump that keeps you warm during those chilly months.
Need help understanding your rental responsibilities? We’re here for you.
Need help understanding your rental responsibilities? We’re here for you.
October 25, 2025 at 7:01 AM
When moving into a Dutch home, one thing many expats overlook is the CV-ketel – the central heating pump that keeps you warm during those chilly months.
Need help understanding your rental responsibilities? We’re here for you.
Need help understanding your rental responsibilities? We’re here for you.
This rare rooftop access offers a fresh, elevated perspective of the city – an ideal way to wrap up your weekend. Enjoy the view!✨
Learn more here: tiqets.com/en/amsterdam-attractions-c75061/tickets-for-the-roof-of-amsterdam-p1112699/?partner=lfmedia
Learn more here: tiqets.com/en/amsterdam-attractions-c75061/tickets-for-the-roof-of-amsterdam-p1112699/?partner=lfmedia
October 19, 2025 at 7:00 AM
This rare rooftop access offers a fresh, elevated perspective of the city – an ideal way to wrap up your weekend. Enjoy the view!✨
Learn more here: tiqets.com/en/amsterdam-attractions-c75061/tickets-for-the-roof-of-amsterdam-p1112699/?partner=lfmedia
Learn more here: tiqets.com/en/amsterdam-attractions-c75061/tickets-for-the-roof-of-amsterdam-p1112699/?partner=lfmedia