Team Concepts
@teamconcepts.bsky.social
Independent mortgage advice for expats in Amsterdam.
Why it’s worth it:
🍫 Chocolate from more than 35 countries
👨 Tastings and workshops to learn how chocolate is made
🏆 Vote in the Hot Chocolate Awards
👶 Kid-friendly fun
Pro Tips: Arrive hungry, bring a small tote for your chocolate haul, and don’t miss the hot chocolate tasting corner! 🍫✨
🍫 Chocolate from more than 35 countries
👨 Tastings and workshops to learn how chocolate is made
🏆 Vote in the Hot Chocolate Awards
👶 Kid-friendly fun
Pro Tips: Arrive hungry, bring a small tote for your chocolate haul, and don’t miss the hot chocolate tasting corner! 🍫✨
February 15, 2026 at 8:00 AM
Why it’s worth it:
🍫 Chocolate from more than 35 countries
👨 Tastings and workshops to learn how chocolate is made
🏆 Vote in the Hot Chocolate Awards
👶 Kid-friendly fun
Pro Tips: Arrive hungry, bring a small tote for your chocolate haul, and don’t miss the hot chocolate tasting corner! 🍫✨
🍫 Chocolate from more than 35 countries
👨 Tastings and workshops to learn how chocolate is made
🏆 Vote in the Hot Chocolate Awards
👶 Kid-friendly fun
Pro Tips: Arrive hungry, bring a small tote for your chocolate haul, and don’t miss the hot chocolate tasting corner! 🍫✨
If you’re dreaming of a home in Amsterdam, Utrecht, or Haarlem, the first question most expats ask is: How much can I actually borrow?
Tip: Gather your income details and contact Team Concepts to get a realistic picture of what’s possible.
Tip: Gather your income details and contact Team Concepts to get a realistic picture of what’s possible.
February 12, 2026 at 8:01 AM
If you’re dreaming of a home in Amsterdam, Utrecht, or Haarlem, the first question most expats ask is: How much can I actually borrow?
Tip: Gather your income details and contact Team Concepts to get a realistic picture of what’s possible.
Tip: Gather your income details and contact Team Concepts to get a realistic picture of what’s possible.
Money habits aren’t built overnight, but the choices you make today set the stage for tomorrow’s goals. Whether it’s saving for a first home, planning your budget, or preparing for a mortgage, consistent, intentional steps create real progress.
Start this week by putting your priorities first!
Start this week by putting your priorities first!
February 9, 2026 at 8:01 AM
Money habits aren’t built overnight, but the choices you make today set the stage for tomorrow’s goals. Whether it’s saving for a first home, planning your budget, or preparing for a mortgage, consistent, intentional steps create real progress.
Start this week by putting your priorities first!
Start this week by putting your priorities first!
Navigating the Dutch mortgage and finance world is easier when you understand the key terms. Here are ten words to get you started.
Tip: Even a basic understanding of these words will help you feel more confident when reviewing mortgage offers, talking to banks, or planning your budget.
Tip: Even a basic understanding of these words will help you feel more confident when reviewing mortgage offers, talking to banks, or planning your budget.
February 3, 2026 at 8:01 AM
Navigating the Dutch mortgage and finance world is easier when you understand the key terms. Here are ten words to get you started.
Tip: Even a basic understanding of these words will help you feel more confident when reviewing mortgage offers, talking to banks, or planning your budget.
Tip: Even a basic understanding of these words will help you feel more confident when reviewing mortgage offers, talking to banks, or planning your budget.
The Dutch housing market moves fast, and waiting for “everything to be perfect” can slow you down. The key is to start exploring, ask questions, and take the first steps now. Each action you take today brings clarity and confidence for tomorrow.
Come back on Tuesday to start prepping your finances!
Come back on Tuesday to start prepping your finances!
January 31, 2026 at 8:01 AM
The Dutch housing market moves fast, and waiting for “everything to be perfect” can slow you down. The key is to start exploring, ask questions, and take the first steps now. Each action you take today brings clarity and confidence for tomorrow.
Come back on Tuesday to start prepping your finances!
Come back on Tuesday to start prepping your finances!
The sooner you understand what you can borrow, the sooner your plans start to feel real. Your borrowing capacity isn’t just a number — it’s your roadmap. It tells you what neighborhoods to explore, what type of property fits your lifestyle, and how to plan your next steps confidently.
January 28, 2026 at 8:01 AM
The sooner you understand what you can borrow, the sooner your plans start to feel real. Your borrowing capacity isn’t just a number — it’s your roadmap. It tells you what neighborhoods to explore, what type of property fits your lifestyle, and how to plan your next steps confidently.
Why it’s worth it:
☕ Cozy vibes: Settle in with a coffee and watch Jordaan life go by
📸 Charming spot: Traditional corner café = instant Amsterdam aesthetic
🚶 Perfect stop: Ideal break during a Jordaan stroll or market visit
Pro Tips: Go earlier in the day to skip the line — this pie is popular. 🥰
☕ Cozy vibes: Settle in with a coffee and watch Jordaan life go by
📸 Charming spot: Traditional corner café = instant Amsterdam aesthetic
🚶 Perfect stop: Ideal break during a Jordaan stroll or market visit
Pro Tips: Go earlier in the day to skip the line — this pie is popular. 🥰
January 25, 2026 at 8:00 AM
Why it’s worth it:
☕ Cozy vibes: Settle in with a coffee and watch Jordaan life go by
📸 Charming spot: Traditional corner café = instant Amsterdam aesthetic
🚶 Perfect stop: Ideal break during a Jordaan stroll or market visit
Pro Tips: Go earlier in the day to skip the line — this pie is popular. 🥰
☕ Cozy vibes: Settle in with a coffee and watch Jordaan life go by
📸 Charming spot: Traditional corner café = instant Amsterdam aesthetic
🚶 Perfect stop: Ideal break during a Jordaan stroll or market visit
Pro Tips: Go earlier in the day to skip the line — this pie is popular. 🥰
New country, new rules, new housing market. I can help.
I’m an independent mortgage advisor in Amsterdam, specializing in expats. I guide you through the entire home-buying process from how much you can borrow to signing the final contract.
No jargon. No hidden fees. Just clear, honest advice.
I’m an independent mortgage advisor in Amsterdam, specializing in expats. I guide you through the entire home-buying process from how much you can borrow to signing the final contract.
No jargon. No hidden fees. Just clear, honest advice.
January 22, 2026 at 8:00 AM
New country, new rules, new housing market. I can help.
I’m an independent mortgage advisor in Amsterdam, specializing in expats. I guide you through the entire home-buying process from how much you can borrow to signing the final contract.
No jargon. No hidden fees. Just clear, honest advice.
I’m an independent mortgage advisor in Amsterdam, specializing in expats. I guide you through the entire home-buying process from how much you can borrow to signing the final contract.
No jargon. No hidden fees. Just clear, honest advice.
Big goals can feel overwhelming. But real progress comes from small, consistent steps. What you do now set the foundation for what’s ahead. Think of it as having a guide along the way: you don’t need to solve everything today. Focus on what you can do this week, and momentum will follow.
January 19, 2026 at 8:01 AM
Big goals can feel overwhelming. But real progress comes from small, consistent steps. What you do now set the foundation for what’s ahead. Think of it as having a guide along the way: you don’t need to solve everything today. Focus on what you can do this week, and momentum will follow.
For our first #TranslationTuesday of the year, here are eight underrated Dutch words that pop up in documents, viewings, and conversations, and can save you a lot of confusion. Learn them now, thank yourself later.
January 13, 2026 at 8:00 AM
For our first #TranslationTuesday of the year, here are eight underrated Dutch words that pop up in documents, viewings, and conversations, and can save you a lot of confusion. Learn them now, thank yourself later.
If you’re moving to the Netherlands, you’ll quickly learn that Dutch mortgages come with their own rules, terms, and quirks. Good news: they’re not as complicated as they look, you just need someone to translate the system into plain English. Here are a few “Did you know?” basics for every newcomer.
January 10, 2026 at 8:00 AM
If you’re moving to the Netherlands, you’ll quickly learn that Dutch mortgages come with their own rules, terms, and quirks. Good news: they’re not as complicated as they look, you just need someone to translate the system into plain English. Here are a few “Did you know?” basics for every newcomer.
Thinking about settling down in Amsterdam? Great choice! But here's a piece of #WednesdayWisdom for you: Before you start picturing canal views and cozy brown cafés, make sure you’ve got your paperwork sorted. Dutch lenders love clarity, and having the right documents ready will save you stress.
January 7, 2026 at 8:01 AM
Thinking about settling down in Amsterdam? Great choice! But here's a piece of #WednesdayWisdom for you: Before you start picturing canal views and cozy brown cafés, make sure you’ve got your paperwork sorted. Dutch lenders love clarity, and having the right documents ready will save you stress.
Escape the ordinary this winter and explore the Amsterdam Light Festival, where the city’s canals transform into a glowing open-air art gallery, perfect for a magical Sunday night out.
Pro Tips: Bundle up, start at sunset, and book cruises early for the best views.
Pro Tips: Bundle up, start at sunset, and book cruises early for the best views.
January 4, 2026 at 8:00 AM
Escape the ordinary this winter and explore the Amsterdam Light Festival, where the city’s canals transform into a glowing open-air art gallery, perfect for a magical Sunday night out.
Pro Tips: Bundle up, start at sunset, and book cruises early for the best views.
Pro Tips: Bundle up, start at sunset, and book cruises early for the best views.
The Dutch system can feel like a maze for expats at first. Different rules, different lenders, different expectations. But when you know how things work, you'll come up with some amazing opportunities too. Let’s make a plan together. 💬✨
January 1, 2026 at 8:00 AM
The Dutch system can feel like a maze for expats at first. Different rules, different lenders, different expectations. But when you know how things work, you'll come up with some amazing opportunities too. Let’s make a plan together. 💬✨
✨ Happy New Year 2026 from Team Concepts! 🎆
Whether you’re settling in, still planning your move, or simply dreaming about what’s next, 2026 is your year to thrive.
What’s your biggest hope or goal for 2026? Share with us below and let’s start the year inspired together!
Gelukkig Nieuwjaar! 🥂
Whether you’re settling in, still planning your move, or simply dreaming about what’s next, 2026 is your year to thrive.
What’s your biggest hope or goal for 2026? Share with us below and let’s start the year inspired together!
Gelukkig Nieuwjaar! 🥂
December 31, 2025 at 8:01 AM
✨ Happy New Year 2026 from Team Concepts! 🎆
Whether you’re settling in, still planning your move, or simply dreaming about what’s next, 2026 is your year to thrive.
What’s your biggest hope or goal for 2026? Share with us below and let’s start the year inspired together!
Gelukkig Nieuwjaar! 🥂
Whether you’re settling in, still planning your move, or simply dreaming about what’s next, 2026 is your year to thrive.
What’s your biggest hope or goal for 2026? Share with us below and let’s start the year inspired together!
Gelukkig Nieuwjaar! 🥂
The Dutch winter is here, it’s a great time to make your home as cozy and energy-efficient as possible.
Are you getting ready to buy and looking to make energy-efficient changes in your new home? Team Concepts can help you secure the right the right financing!
Are you getting ready to buy and looking to make energy-efficient changes in your new home? Team Concepts can help you secure the right the right financing!
December 27, 2025 at 8:00 AM
The Dutch winter is here, it’s a great time to make your home as cozy and energy-efficient as possible.
Are you getting ready to buy and looking to make energy-efficient changes in your new home? Team Concepts can help you secure the right the right financing!
Are you getting ready to buy and looking to make energy-efficient changes in your new home? Team Concepts can help you secure the right the right financing!
🎄✨ Merry Christmas Eve from Team Concepts! 🇳🇱❤️
Whether you’re celebrating with family, friends, or enjoying a quiet moment in your new home, we wish you warmth, joy, and a heart full of peace.
Fijne Kerstavond en een Gelukkig Nieuwjaar! 🎅🎁
Whether you’re celebrating with family, friends, or enjoying a quiet moment in your new home, we wish you warmth, joy, and a heart full of peace.
Fijne Kerstavond en een Gelukkig Nieuwjaar! 🎅🎁
December 24, 2025 at 8:01 AM
🎄✨ Merry Christmas Eve from Team Concepts! 🇳🇱❤️
Whether you’re celebrating with family, friends, or enjoying a quiet moment in your new home, we wish you warmth, joy, and a heart full of peace.
Fijne Kerstavond en een Gelukkig Nieuwjaar! 🎅🎁
Whether you’re celebrating with family, friends, or enjoying a quiet moment in your new home, we wish you warmth, joy, and a heart full of peace.
Fijne Kerstavond en een Gelukkig Nieuwjaar! 🎅🎁
This Sunday is the perfect moment to slow down, enjoy the season, and make your Dutch home feel a little more gezellig, whether you're already settled or getting ready to buy in the new year.
What holiday traditions are you bringing into your (future) Dutch home this year?
What holiday traditions are you bringing into your (future) Dutch home this year?
December 21, 2025 at 8:00 AM
This Sunday is the perfect moment to slow down, enjoy the season, and make your Dutch home feel a little more gezellig, whether you're already settled or getting ready to buy in the new year.
What holiday traditions are you bringing into your (future) Dutch home this year?
What holiday traditions are you bringing into your (future) Dutch home this year?
If you’re new to the Netherlands and settling into your new home, your first Dutch Christmas can feel both exciting and a little different, but definitely magical!
Looking to make the Netherlands your long-term home in the new year? I’m here to help with your mortgage questions. Feel free to ask!✨
Looking to make the Netherlands your long-term home in the new year? I’m here to help with your mortgage questions. Feel free to ask!✨
December 18, 2025 at 8:01 AM
If you’re new to the Netherlands and settling into your new home, your first Dutch Christmas can feel both exciting and a little different, but definitely magical!
Looking to make the Netherlands your long-term home in the new year? I’m here to help with your mortgage questions. Feel free to ask!✨
Looking to make the Netherlands your long-term home in the new year? I’m here to help with your mortgage questions. Feel free to ask!✨
December can feel like a finish line but it’s also a reminder that progress isn’t always loud or fast.
If you’re preparing for a move to the Netherlands (or settling in now), remember:
🌱Growth can be quiet.
🏡Finding your space takes time.
💡Even researching neighborhoods counts as progress.
If you’re preparing for a move to the Netherlands (or settling in now), remember:
🌱Growth can be quiet.
🏡Finding your space takes time.
💡Even researching neighborhoods counts as progress.
December 15, 2025 at 8:01 AM
December can feel like a finish line but it’s also a reminder that progress isn’t always loud or fast.
If you’re preparing for a move to the Netherlands (or settling in now), remember:
🌱Growth can be quiet.
🏡Finding your space takes time.
💡Even researching neighborhoods counts as progress.
If you’re preparing for a move to the Netherlands (or settling in now), remember:
🌱Growth can be quiet.
🏡Finding your space takes time.
💡Even researching neighborhoods counts as progress.
Spending your first December in the Netherlands?🎅✨
Here are 7 essential Dutch Christmas words you’ll see and hear everywhere, from the supermarket to the gezellig holiday markets. These words will help you feel more at home this season and maybe even join in a few Dutch traditions🇳🇱🎁
Here are 7 essential Dutch Christmas words you’ll see and hear everywhere, from the supermarket to the gezellig holiday markets. These words will help you feel more at home this season and maybe even join in a few Dutch traditions🇳🇱🎁
December 9, 2025 at 8:01 AM
Spending your first December in the Netherlands?🎅✨
Here are 7 essential Dutch Christmas words you’ll see and hear everywhere, from the supermarket to the gezellig holiday markets. These words will help you feel more at home this season and maybe even join in a few Dutch traditions🇳🇱🎁
Here are 7 essential Dutch Christmas words you’ll see and hear everywhere, from the supermarket to the gezellig holiday markets. These words will help you feel more at home this season and maybe even join in a few Dutch traditions🇳🇱🎁
Whether it's permanent or a temporary relocation, December is the perfect month to lay the groundwork for your move to the Netherlands before the January rush hits. What’s one thing you’ll cross off your list this weekend? Let us know or ask us how to get started!
December 6, 2025 at 8:01 AM
Whether it's permanent or a temporary relocation, December is the perfect month to lay the groundwork for your move to the Netherlands before the January rush hits. What’s one thing you’ll cross off your list this weekend? Let us know or ask us how to get started!
December is a time to reflect – on what’s changed, what you’ve overcome, and what dreams you’re still holding onto.
A new chapter doesn’t begin all at once, it starts with one brave thought.
What are you proud of from this year? Or, what’s one thing you’re hoping to start in 2026? Share below.💙
A new chapter doesn’t begin all at once, it starts with one brave thought.
What are you proud of from this year? Or, what’s one thing you’re hoping to start in 2026? Share below.💙
December 3, 2025 at 8:01 AM
December is a time to reflect – on what’s changed, what you’ve overcome, and what dreams you’re still holding onto.
A new chapter doesn’t begin all at once, it starts with one brave thought.
What are you proud of from this year? Or, what’s one thing you’re hoping to start in 2026? Share below.💙
A new chapter doesn’t begin all at once, it starts with one brave thought.
What are you proud of from this year? Or, what’s one thing you’re hoping to start in 2026? Share below.💙
Why it's worth it:
Hands-on fun: Seasonal fruits from the tree to your plate
Relaxing vibes: Delicious organic snacks and homemade apple pie at the tuincafe
Family-friendly charm: A safe, spacious place for kids to roam, meet animals, and learn about farming
Organic shop: Pick up farm-fresh produce
Hands-on fun: Seasonal fruits from the tree to your plate
Relaxing vibes: Delicious organic snacks and homemade apple pie at the tuincafe
Family-friendly charm: A safe, spacious place for kids to roam, meet animals, and learn about farming
Organic shop: Pick up farm-fresh produce
November 30, 2025 at 8:00 AM
Why it's worth it:
Hands-on fun: Seasonal fruits from the tree to your plate
Relaxing vibes: Delicious organic snacks and homemade apple pie at the tuincafe
Family-friendly charm: A safe, spacious place for kids to roam, meet animals, and learn about farming
Organic shop: Pick up farm-fresh produce
Hands-on fun: Seasonal fruits from the tree to your plate
Relaxing vibes: Delicious organic snacks and homemade apple pie at the tuincafe
Family-friendly charm: A safe, spacious place for kids to roam, meet animals, and learn about farming
Organic shop: Pick up farm-fresh produce
Let’s clear up some common misconceptions about adapting to Dutch culture as a newcomer:
1️⃣Myth!
2️⃣False.
3️⃣Myth!
4️⃣False.
5️⃣Myth!
#MythBuster #LivingInNL #DutchCulture #ExpatsInTheNetherlands #CulturalTips #TeamConcepts
1️⃣Myth!
2️⃣False.
3️⃣Myth!
4️⃣False.
5️⃣Myth!
#MythBuster #LivingInNL #DutchCulture #ExpatsInTheNetherlands #CulturalTips #TeamConcepts
November 27, 2025 at 8:01 AM
Let’s clear up some common misconceptions about adapting to Dutch culture as a newcomer:
1️⃣Myth!
2️⃣False.
3️⃣Myth!
4️⃣False.
5️⃣Myth!
#MythBuster #LivingInNL #DutchCulture #ExpatsInTheNetherlands #CulturalTips #TeamConcepts
1️⃣Myth!
2️⃣False.
3️⃣Myth!
4️⃣False.
5️⃣Myth!
#MythBuster #LivingInNL #DutchCulture #ExpatsInTheNetherlands #CulturalTips #TeamConcepts