Contactless isn’t just “lazy taps”. It’s speed and convenience at scale: almost 4 in 10 UK payments in 2024 were contactless, and half of UK adults regularly used Apple Pay/Google Pay. Less queueing, broader acceptance, smoother everyday spending.

Contactless fraud isn’t zero, but it’s not the main event. H1 2025 contactless fraud up 27% YoY, yet still ~1.2p per £100, vs 6.9p per £100 across all card fraud. Online/CNP is the bigger headache.

Perhaps Labour leadership might take note of his ideas if he explained to them what a "shalareh" is?

Bad idea is different than ‘stupid’, no? My point supported yours; discussion is encouraged. Insults are not.

Anyway… carry on with the orthodoxy, everyone! 👏

Means test on pot size then.

This is the problem with political discourse nowadays. Can’t just have discussions. Ideas are either good if you agree or very stupid.

It’s clearly not a stupid idea.

Shall we cease means testing other state benefits? Give everyone universal credit maximum etc?

People who disagree with means testing the state pension must also disagree with means testing other state benefits.

Should the UK grant Universal Credit at the full amount, with its annual uprating, to all who apply?

Child Benefit income thresholds to be scrapped?

Pension contribution limits?

NICs shNICs… it’s all “tax”. We all pay into a system. We don’t “pay into a state pension” - it’s a misnomer that governments really need to correct to start to get themselves out of a hole. Simplify the tax system. We means test other benefits, why not the main benefit we grant the elderly?