Let's try to leave this place better than we found it.
Paying risk premiums in line with the risk taken is another.
Forcing prudent home owners who buy properties in low risk locations to fund insurance premiums of home owners who buy high risk properties breaks the latter.
Paying risk premiums in line with the risk taken is another.
Forcing prudent home owners who buy properties in low risk locations to fund insurance premiums of home owners who buy high risk properties breaks the latter.