🌍 A focused roadmap for insurance executives facing global risk volatility
Market projections, geopolitical insights, practical strategies for insurers, reinsurers, and decision‑makers preparing for the future
👉 Available now on Amazon: www.amazon.com/dp/B0FG15YR47
www.youtube.com/shorts/zEm4y...
Market projections, geopolitical insights, practical strategies for insurers, reinsurers, and decision‑makers preparing for the future
👉 Available now on Amazon: www.amazon.com/dp/B0FG15YR47
www.youtube.com/shorts/zEm4y...
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Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.
www.youtube.com
January 4, 2026 at 12:15 PM
🌍 A focused roadmap for insurance executives facing global risk volatility
Market projections, geopolitical insights, practical strategies for insurers, reinsurers, and decision‑makers preparing for the future
👉 Available now on Amazon: www.amazon.com/dp/B0FG15YR47
www.youtube.com/shorts/zEm4y...
Market projections, geopolitical insights, practical strategies for insurers, reinsurers, and decision‑makers preparing for the future
👉 Available now on Amazon: www.amazon.com/dp/B0FG15YR47
www.youtube.com/shorts/zEm4y...
On that front giftarticle.ft.com/giftarticle/... Reinsurers extend profit boom as they cut cover to cope with disasters
Reinsurers extend profit boom as they cut cover to cope with disasters
Broker Guy Carpenter says profitability increased 2 percentage points to 18% in 2025
giftarticle.ft.com
December 31, 2025 at 2:00 PM
On that front giftarticle.ft.com/giftarticle/... Reinsurers extend profit boom as they cut cover to cope with disasters
#nzpol
When reinsurers no longer underwrite new coal-fired power plants, there is an end date. There is no benefit in destroying our irreplaceable taiao for a dying industry
www.munichre.com/content/dam/...
When reinsurers no longer underwrite new coal-fired power plants, there is an end date. There is no benefit in destroying our irreplaceable taiao for a dying industry
www.munichre.com/content/dam/...
www.munichre.com
December 31, 2025 at 2:59 AM
#nzpol
When reinsurers no longer underwrite new coal-fired power plants, there is an end date. There is no benefit in destroying our irreplaceable taiao for a dying industry
www.munichre.com/content/dam/...
When reinsurers no longer underwrite new coal-fired power plants, there is an end date. There is no benefit in destroying our irreplaceable taiao for a dying industry
www.munichre.com/content/dam/...
European reinsurers lost momentum in 2025, with softer pricing, FX pressure, and capped earnings growth setting a tougher 2026 beinsure.com/news/slowdow...
European reinsurers hit a wall after years of outperformance
European reinsurers lost momentum in 2025, with softer pricing, FX pressure, and capped earnings growth setting a tougher 2026
beinsure.com
December 30, 2025 at 10:13 PM
European reinsurers lost momentum in 2025, with softer pricing, FX pressure, and capped earnings growth setting a tougher 2026 beinsure.com/news/slowdow...
Most NZ slumps happen when global finance blows out, or oil prices spike, because, errrm, geopolitics. Occasionally, we do stand out - like around 2014 after Key/English had invested in stuff, oil was cheap, and we got a HUGE pulse of investment from global reinsurers (image 2). [2/n]
December 30, 2025 at 3:53 AM
Most NZ slumps happen when global finance blows out, or oil prices spike, because, errrm, geopolitics. Occasionally, we do stand out - like around 2014 after Key/English had invested in stuff, oil was cheap, and we got a HUGE pulse of investment from global reinsurers (image 2). [2/n]
zero sympathy for an industry that is the literal definition of rent-seeking. if their reinsurers don't have the funds they need to be put into receivership and sold off and then barred from the insurance industry. this allision killed 6 people who were doing maintenance.
Insurance broker Tysers says spiking costs for rebuilding could outstrip pooling & reinsurance system
Authorities in US state of Maryland warned costs of rebuilding Francis Scott Key Bridge more than doubled to $5.2bn after it was hit by 9,971-teu container ship Dali after loss of power March 2024
Authorities in US state of Maryland warned costs of rebuilding Francis Scott Key Bridge more than doubled to $5.2bn after it was hit by 9,971-teu container ship Dali after loss of power March 2024
December 29, 2025 at 8:20 PM
zero sympathy for an industry that is the literal definition of rent-seeking. if their reinsurers don't have the funds they need to be put into receivership and sold off and then barred from the insurance industry. this allision killed 6 people who were doing maintenance.
primary insurers transfer risk to reinsurers who specialize in absorbing large-scale losses. The MH370 case became notable because without wreckage confirmation, insurers faced unprecedented legal and actuarial challenges in processing claims.
December 29, 2025 at 6:50 PM
primary insurers transfer risk to reinsurers who specialize in absorbing large-scale losses. The MH370 case became notable because without wreckage confirmation, insurers faced unprecedented legal and actuarial challenges in processing claims.
When the plane disappeared in March 2014, it triggered insurance claims exceeding 100 million dollars, affecting reinsurers globally and demonstrating how catastrophic incidents ripple through financial markets. Aviation insurance operates through a complex layering system where
December 29, 2025 at 6:50 PM
When the plane disappeared in March 2014, it triggered insurance claims exceeding 100 million dollars, affecting reinsurers globally and demonstrating how catastrophic incidents ripple through financial markets. Aviation insurance operates through a complex layering system where
Widespread use of obesity drugs is fueling lawsuits, regulatory scrutiny, and new cost pressures for insurers and reinsurers.
GLP-1 Drug Litigation Surges as Product Liability Risks Escalate
Widespread use of obesity drugs is fueling lawsuits, regulatory scrutiny, and new cost pressures for insurers and reinsurers.
www.claimspages.com
December 18, 2025 at 3:54 PM
Widespread use of obesity drugs is fueling lawsuits, regulatory scrutiny, and new cost pressures for insurers and reinsurers.
attribution lawsuits introduce retrospective liability for historical emissions. The insurance implications are equally significant. Reinsurers and underwriters must now consider whether climate litigation costs become insurable events or fall under exclusion clauses.
December 17, 2025 at 8:00 PM
attribution lawsuits introduce retrospective liability for historical emissions. The insurance implications are equally significant. Reinsurers and underwriters must now consider whether climate litigation costs become insurable events or fall under exclusion clauses.
The board of #Náttúruhamfaratrygging Íslands (#NTÍ, #Icelandic Natural #Catastrophe #Insurance) says if the institution is required to seek compensation from its reinsurers because of the state’s #defence operations, it could damage its credibility.
Lawsuits 'could damage' trust in Náttúruhamfaratrygging - RÚV.is
The board of Náttúruhamfaratrygging Íslands (NTÍ, Icelandic Natural Catastrophe Insurance) says that if the institution is required to seek compensation from its reinsurers because of the state’s resc...
www.ruv.is
December 17, 2025 at 1:49 AM
The board of #Náttúruhamfaratrygging Íslands (#NTÍ, #Icelandic Natural #Catastrophe #Insurance) says if the institution is required to seek compensation from its reinsurers because of the state’s #defence operations, it could damage its credibility.
Severity is rising 17% YoY; premiums only 3–5%.
The LRVI has reached ~5.6!
Well inside the zone where reinsurers quietly pull back: it’s an actuarial mismatch.
#CyberSecurity #Insurance
The LRVI has reached ~5.6!
Well inside the zone where reinsurers quietly pull back: it’s an actuarial mismatch.
#CyberSecurity #Insurance
December 13, 2025 at 7:25 AM
Severity is rising 17% YoY; premiums only 3–5%.
The LRVI has reached ~5.6!
Well inside the zone where reinsurers quietly pull back: it’s an actuarial mismatch.
#CyberSecurity #Insurance
The LRVI has reached ~5.6!
Well inside the zone where reinsurers quietly pull back: it’s an actuarial mismatch.
#CyberSecurity #Insurance
The first thing people don't get - including among "elites" - is that the direct damage figures compiled by reinsurers as "economic losses" from extreme weather events are just the tip of the iceberg: the full macroeconomic (GDP) losses are much higher
see, eg: papers.ssrn.com/sol3/papers....
see, eg: papers.ssrn.com/sol3/papers....
Dry-roasted NUTS: early estimates of the regional impact of 2025 extreme weather
We estimate the economic impact of three types of extreme weather events-floods, droughts and heatwaves-that occurred in Europe during the summer of 2025. Using
papers.ssrn.com
December 8, 2025 at 4:50 PM
The first thing people don't get - including among "elites" - is that the direct damage figures compiled by reinsurers as "economic losses" from extreme weather events are just the tip of the iceberg: the full macroeconomic (GDP) losses are much higher
see, eg: papers.ssrn.com/sol3/papers....
see, eg: papers.ssrn.com/sol3/papers....
‘Dream is in Sight:’ Chamber, Reinsurers, Insurers Urge Florida to Stay the Course
‘Dream is in Sight:’ Chamber, Reinsurers, Insurers Urge Florida to Stay the Course | BeyondLINK
beyondlink.live
December 5, 2025 at 6:39 AM
‘Dream is in Sight:’ Chamber, Reinsurers, Insurers Urge Florida to Stay the Course
‘Dream is in Sight:’ Chamber, Reinsurers, Insurers Urge Florida to Stay the Course
‘Dream is in Sight:’ Chamber, Reinsurers, Insurers Urge Florida to Stay the Course | BeyondLINK
beyondlink.live
December 5, 2025 at 6:39 AM
‘Dream is in Sight:’ Chamber, Reinsurers, Insurers Urge Florida to Stay the Course
California Insurance Commissioner Ricardo Lara consulted with reinsurers on passing these costs to California consumers, discussing how to structure the charges, according to communications between his office and reinsurers. www.latimes.com/business/st...
The state's top insurance regulator didn’t stop a looming crisis. Then the L.A. wildfires hit
During his first four years in office, Ricardo Lara failed to head off the looming property insurance contraction that saw thousands of Californians lose coverage, according to a Los Angeles Times investigation.
www.latimes.com
December 4, 2025 at 7:59 PM
California Insurance Commissioner Ricardo Lara consulted with reinsurers on passing these costs to California consumers, discussing how to structure the charges, according to communications between his office and reinsurers. www.latimes.com/business/st...
First developed for the US market in the 1990s, cat bonds are issued by governments, insurers, or reinsurers to cover the costs of natural disasters. Investors buy the instrument in the hope that a payout won’t be triggered, meaning they’ll get their money back plus a return.
Investing in a climate crisis: Are cat bonds a win for your portfolio?
Typically a product for the US market, catastrophe bonds are now attracting growing global interest.
www.euronews.com
December 1, 2025 at 12:57 PM
First developed for the US market in the 1990s, cat bonds are issued by governments, insurers, or reinsurers to cover the costs of natural disasters. Investors buy the instrument in the hope that a payout won’t be triggered, meaning they’ll get their money back plus a return.
Beyond that, it's extremely peril- and state-specific. But they do typically rely on the big reinsurers like MunichRe and SwissRe, who have extremely advanced modeling, to keep their portfolios from being overly risky.
November 30, 2025 at 6:31 PM
Beyond that, it's extremely peril- and state-specific. But they do typically rely on the big reinsurers like MunichRe and SwissRe, who have extremely advanced modeling, to keep their portfolios from being overly risky.
Yes and no. I just understand how it works. I typically have adverse interests to reinsurers so no I’m not interested in defending them. Rather I’d prefer to have common understanding of the industry from which opinions and conclusions can be drawn.
November 29, 2025 at 10:05 PM
Yes and no. I just understand how it works. I typically have adverse interests to reinsurers so no I’m not interested in defending them. Rather I’d prefer to have common understanding of the industry from which opinions and conclusions can be drawn.
The reinsurers make money by receiving a share of the policy premium from the direct insurer and investing that money thereby benefiting from the float. They obviously prefer for losses not to be larger than projected but they are there to backstop the insurance provided.
November 29, 2025 at 9:43 PM
The reinsurers make money by receiving a share of the policy premium from the direct insurer and investing that money thereby benefiting from the float. They obviously prefer for losses not to be larger than projected but they are there to backstop the insurance provided.
If the insurer goes insolvent (equivalent of bankruptcy) that does not absolve the reinsurer of its obligations. They remain liable to indemnify the insurance company or its receiver for claims from policyholders. The reinsurers are not speculators.
November 29, 2025 at 9:43 PM
If the insurer goes insolvent (equivalent of bankruptcy) that does not absolve the reinsurer of its obligations. They remain liable to indemnify the insurance company or its receiver for claims from policyholders. The reinsurers are not speculators.
That isn’t how it works. Insurance companies purchase reinsurance to mitigate risk and obtain balance sheet protection. Their reinsurers are large corporations, such as Gen Re (owned by Berkshire Hathaway) and aren't speculators.
November 29, 2025 at 9:43 PM
That isn’t how it works. Insurance companies purchase reinsurance to mitigate risk and obtain balance sheet protection. Their reinsurers are large corporations, such as Gen Re (owned by Berkshire Hathaway) and aren't speculators.
Not a bubble. Insurers purchased reinsurance as protection in case of loss on their direct coverage. Reinsurers charge premium in response to perceived risk. Climate change increases loss risk. Hence reinsurers charge higher premium for the coverwge they provide.
November 29, 2025 at 5:42 PM
Not a bubble. Insurers purchased reinsurance as protection in case of loss on their direct coverage. Reinsurers charge premium in response to perceived risk. Climate change increases loss risk. Hence reinsurers charge higher premium for the coverwge they provide.
We all pay for natural disasters.
Brookings Institute found average increase in homeowners’ insurance premiums are driven by higher disaster risks.
Global disaster risks are borne by reinsurers.
Californian fires cost everyone.
#ClimateRisk
#ClimateReality
thepoint.com.au/news/251127-...
Brookings Institute found average increase in homeowners’ insurance premiums are driven by higher disaster risks.
Global disaster risks are borne by reinsurers.
Californian fires cost everyone.
#ClimateRisk
#ClimateReality
thepoint.com.au/news/251127-...
Insurance premiums driven higher by higher catastrophic risk
A new study has shown the dramatic impact of climate risk on skyrocketing homeowners' insurance prices
thepoint.com.au
November 28, 2025 at 3:34 AM
We all pay for natural disasters.
Brookings Institute found average increase in homeowners’ insurance premiums are driven by higher disaster risks.
Global disaster risks are borne by reinsurers.
Californian fires cost everyone.
#ClimateRisk
#ClimateReality
thepoint.com.au/news/251127-...
Brookings Institute found average increase in homeowners’ insurance premiums are driven by higher disaster risks.
Global disaster risks are borne by reinsurers.
Californian fires cost everyone.
#ClimateRisk
#ClimateReality
thepoint.com.au/news/251127-...
J.P. Morgan sees European reinsurers using mild catastrophe losses to build reserves, temper upside, and push the sector toward more stable results beinsure.com/news/europea...
European reinsurers pivot toward steadier earnings - J.P. Morgan
J.P. Morgan sees European reinsurers using mild catastrophe losses to build reserves, temper upside, and push the sector toward more stable results
beinsure.com
November 25, 2025 at 10:15 PM
J.P. Morgan sees European reinsurers using mild catastrophe losses to build reserves, temper upside, and push the sector toward more stable results beinsure.com/news/europea...