Marloes Nicholls
@marloesnicholls.bsky.social
Head of Advocacy @TheFinanceLab making £€$¥ work for people and planet. Currently focussed on the UK gov's landmark pensions reforms.
Reposted by Marloes Nicholls
Our new analysis of Europe’s largest banks has found progress on climate has ground to a standstill, and in some cases, reversed
As environmental and social risks rise, banks’ responses are still falling short: the average score across the 25 banks was 41%🔽
shareaction.org/reports/in-d...
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As environmental and social risks rise, banks’ responses are still falling short: the average score across the 25 banks was 41%🔽
shareaction.org/reports/in-d...
🧵1
December 11, 2025 at 9:01 AM
Our new analysis of Europe’s largest banks has found progress on climate has ground to a standstill, and in some cases, reversed
As environmental and social risks rise, banks’ responses are still falling short: the average score across the 25 banks was 41%🔽
shareaction.org/reports/in-d...
🧵1
As environmental and social risks rise, banks’ responses are still falling short: the average score across the 25 banks was 41%🔽
shareaction.org/reports/in-d...
🧵1
This week parliament debated proposals to change the law that would make pension funds stop investing our savings in fossil fuels.
As @mp4stratford.bsky.social argues, action is needed to protect savings and uphold the UK's pensions industry ⬇️
www.pensions-expert.com/law-and-regu...
As @mp4stratford.bsky.social argues, action is needed to protect savings and uphold the UK's pensions industry ⬇️
www.pensions-expert.com/law-and-regu...
Securing our future: Climate risk and the Pension Schemes Bill
Liberal Democrat MP Manuela Perteghella explains why her party is lobbying to include climate-related investment restrictions in the Pension Schemes Bill, as MPs debate the legislation in its third reading.
www.pensions-expert.com
December 5, 2025 at 3:55 PM
This week parliament debated proposals to change the law that would make pension funds stop investing our savings in fossil fuels.
As @mp4stratford.bsky.social argues, action is needed to protect savings and uphold the UK's pensions industry ⬇️
www.pensions-expert.com/law-and-regu...
As @mp4stratford.bsky.social argues, action is needed to protect savings and uphold the UK's pensions industry ⬇️
www.pensions-expert.com/law-and-regu...
Fantastic to join Neil Duncan-Jordan for an MP briefing this eve, alongside @redjen.bsky.social & @pscupdates.bsky.social.
We discussed progressive proposals to strengthen the Gov’s Pension Schemes Bill, incl. phasing out fossil fuel investments and ensuring worker representation.
We discussed progressive proposals to strengthen the Gov’s Pension Schemes Bill, incl. phasing out fossil fuel investments and ensuring worker representation.
December 1, 2025 at 7:29 PM
Fantastic to join Neil Duncan-Jordan for an MP briefing this eve, alongside @redjen.bsky.social & @pscupdates.bsky.social.
We discussed progressive proposals to strengthen the Gov’s Pension Schemes Bill, incl. phasing out fossil fuel investments and ensuring worker representation.
We discussed progressive proposals to strengthen the Gov’s Pension Schemes Bill, incl. phasing out fossil fuel investments and ensuring worker representation.
Brilliant new article from Labour's Simon Opher MP - a must read ahead of the parliamentary debate over the Pension Schemes Bill this Wednesday ⬇️
‘No system can be future-proof if it ignores…climate change and ecosystem collapse’
People deserve pensions that look to the future, not the past.
It’s time to move money into investments that support a secure retirement.
filab.uk/49Pm6jq
People deserve pensions that look to the future, not the past.
It’s time to move money into investments that support a secure retirement.
filab.uk/49Pm6jq
‘We must protect people, planet and pensions’ – LabourList
I’m proud to be part of a Labour government that is committed to fixing the UK’s pensions system. It may not be the first issue…
labourlist.org
December 1, 2025 at 3:31 PM
Brilliant new article from Labour's Simon Opher MP - a must read ahead of the parliamentary debate over the Pension Schemes Bill this Wednesday ⬇️
👏Investors call for the government's Pensions Commission to consider climate change risks👏
You can't build an adequate and fair pensions system for the twenty first century without.
www.ftadviser.com/esg-investin... @uksif.bsky.social
You can't build an adequate and fair pensions system for the twenty first century without.
www.ftadviser.com/esg-investin... @uksif.bsky.social
Climate change must be included in any pensions review
There has been a call for the government to consider climate change risks in its any review of the pension system.
www.ftadviser.com
November 21, 2025 at 9:03 PM
👏Investors call for the government's Pensions Commission to consider climate change risks👏
You can't build an adequate and fair pensions system for the twenty first century without.
www.ftadviser.com/esg-investin... @uksif.bsky.social
You can't build an adequate and fair pensions system for the twenty first century without.
www.ftadviser.com/esg-investin... @uksif.bsky.social
Read it in @tribunemagazine.bsky.social here: tribunemag.co.uk/2025/11/pens...
Pensions Are Solidarity in Action
State pensions should be a cornerstone of intergenerational solidarity, but their gradual postponement is creating anger and hardship. The Labour government has a moral duty to fix this.
tribunemag.co.uk
November 12, 2025 at 12:38 PM
Read it in @tribunemagazine.bsky.social here: tribunemag.co.uk/2025/11/pens...
Great new piece from Neil Duncan-Jordan - a leading MP calling for greater ambition from the gov's landmark pension reforms!
He rightly highlights 3 priorities for the current Pension Schemes Bill too: worker representation, fossil fuel phase out and funding for the green transition.
He rightly highlights 3 priorities for the current Pension Schemes Bill too: worker representation, fossil fuel phase out and funding for the green transition.
November 12, 2025 at 12:37 PM
Great new piece from Neil Duncan-Jordan - a leading MP calling for greater ambition from the gov's landmark pension reforms!
He rightly highlights 3 priorities for the current Pension Schemes Bill too: worker representation, fossil fuel phase out and funding for the green transition.
He rightly highlights 3 priorities for the current Pension Schemes Bill too: worker representation, fossil fuel phase out and funding for the green transition.
Reposted by Marloes Nicholls
Great to have MPs like Simon Opher supporting @thefinancelab.bsky.social's amendment to the Pensions Schemes Bill.
Help us build support for greener, fairer pensions. Write to your MP today: justmoney.eaction.online/better-pensi...
Help us build support for greener, fairer pensions. Write to your MP today: justmoney.eaction.online/better-pensi...
November 5, 2025 at 2:55 PM
Great to have MPs like Simon Opher supporting @thefinancelab.bsky.social's amendment to the Pensions Schemes Bill.
Help us build support for greener, fairer pensions. Write to your MP today: justmoney.eaction.online/better-pensi...
Help us build support for greener, fairer pensions. Write to your MP today: justmoney.eaction.online/better-pensi...
Reposted by Marloes Nicholls
💥BREAKING💥 Four young Canadians just launched a lawsuit against the Canada Pension Plan investment manager, #CPP Investments, for alleged mismanagement of climate risks.
Read more about the case brought by @ecojusticecanada.bsky.social and @gpllp.bsky.social
👉 bit.ly/4okNn1i
Read more about the case brought by @ecojusticecanada.bsky.social and @gpllp.bsky.social
👉 bit.ly/4okNn1i
October 27, 2025 at 2:19 PM
💥BREAKING💥 Four young Canadians just launched a lawsuit against the Canada Pension Plan investment manager, #CPP Investments, for alleged mismanagement of climate risks.
Read more about the case brought by @ecojusticecanada.bsky.social and @gpllp.bsky.social
👉 bit.ly/4okNn1i
Read more about the case brought by @ecojusticecanada.bsky.social and @gpllp.bsky.social
👉 bit.ly/4okNn1i
2/2 This afternoon Pensions Minister @torstenbell.bsky.social announced supportive new regulation and consultation. He also revealed significant interest from employers and schemes 👀 There’s more to finesse - but multi stakeholder energy to make it happen.
www.ftadviser.com/pensions/202...
www.ftadviser.com/pensions/202...
Millions more could benefit as govt moves forward with CDC expansion
The Department for Work and Pensions said millions will benefit from new regulations on collective defined contribution pension schemes.
www.ftadviser.com
October 22, 2025 at 7:37 PM
2/2 This afternoon Pensions Minister @torstenbell.bsky.social announced supportive new regulation and consultation. He also revealed significant interest from employers and schemes 👀 There’s more to finesse - but multi stakeholder energy to make it happen.
www.ftadviser.com/pensions/202...
www.ftadviser.com/pensions/202...
1/2 Collective pensions for millions of UK workers felt closer to a reality today.
‘CDC’ promises an “income for life”, higher average incomes (25-65%!), and greater investment for the UK - all particularly important for people on low incomes and facing hardship in retirement.
‘CDC’ promises an “income for life”, higher average incomes (25-65%!), and greater investment for the UK - all particularly important for people on low incomes and facing hardship in retirement.
October 22, 2025 at 7:36 PM
1/2 Collective pensions for millions of UK workers felt closer to a reality today.
‘CDC’ promises an “income for life”, higher average incomes (25-65%!), and greater investment for the UK - all particularly important for people on low incomes and facing hardship in retirement.
‘CDC’ promises an “income for life”, higher average incomes (25-65%!), and greater investment for the UK - all particularly important for people on low incomes and facing hardship in retirement.
Sue Owen asked what her pension savings are being invested in - and was horrified.
Ep. 3 of this brilliant new podcast explains how the pensions industry continues to fuel the climate crisis. But you can write to your MP today to call for Government action actionnetwork.org/letters/writ...
Ep. 3 of this brilliant new podcast explains how the pensions industry continues to fuel the climate crisis. But you can write to your MP today to call for Government action actionnetwork.org/letters/writ...
October 14, 2025 at 12:45 PM
Sue Owen asked what her pension savings are being invested in - and was horrified.
Ep. 3 of this brilliant new podcast explains how the pensions industry continues to fuel the climate crisis. But you can write to your MP today to call for Government action actionnetwork.org/letters/writ...
Ep. 3 of this brilliant new podcast explains how the pensions industry continues to fuel the climate crisis. But you can write to your MP today to call for Government action actionnetwork.org/letters/writ...
Reposted by Marloes Nicholls
🚨 Prospect research reveals women lose out on £7,600 a year in retirement.
A 36.5% gender pension gap – that's double the gender pay gap.
This inequality is unacceptable. Government must take real action now to close the gap.
A 36.5% gender pension gap – that's double the gender pay gap.
This inequality is unacceptable. Government must take real action now to close the gap.
Gender gap means retired women ‘have four months a year with no pension’
Income inequality means women in effect stop receiving a pension from 21 August, union leaders say
www.theguardian.com
August 21, 2025 at 9:34 AM
🚨 Prospect research reveals women lose out on £7,600 a year in retirement.
A 36.5% gender pension gap – that's double the gender pay gap.
This inequality is unacceptable. Government must take real action now to close the gap.
A 36.5% gender pension gap – that's double the gender pay gap.
This inequality is unacceptable. Government must take real action now to close the gap.
Reposted by Marloes Nicholls
The new Pensions Commission must tackle the inequality at the heart of the UK’s pension system.
~2/3rds of pension wealth is held by the richest 10%, while millions face hardship in retirement.
Read our statement from @marloesnicholls.bsky.social, Head of Advocacy: filab.uk/46YlcPU
~2/3rds of pension wealth is held by the richest 10%, while millions face hardship in retirement.
Read our statement from @marloesnicholls.bsky.social, Head of Advocacy: filab.uk/46YlcPU
Lab Statement: Launch of a new Pensions Commission - Finance Innovation Lab
In response to the announcement that the government are launching a new Pensions Commission to examine the reasons why so many people are facing the prospect of poverty in retirement and to make…
filab.uk
July 21, 2025 at 3:15 PM
The new Pensions Commission must tackle the inequality at the heart of the UK’s pension system.
~2/3rds of pension wealth is held by the richest 10%, while millions face hardship in retirement.
Read our statement from @marloesnicholls.bsky.social, Head of Advocacy: filab.uk/46YlcPU
~2/3rds of pension wealth is held by the richest 10%, while millions face hardship in retirement.
Read our statement from @marloesnicholls.bsky.social, Head of Advocacy: filab.uk/46YlcPU
Reposted by Marloes Nicholls
We’re excited to launch our new report on the gender wealth gap — examining the scale of inequality and the role wealth taxation could play in addressing it. Wealth inequality is wider than income inequality — and deeply gendered.
Read it here: 👇
www.wbg.org.uk/publication/...
Read it here: 👇
www.wbg.org.uk/publication/...
July 24, 2025 at 7:42 AM
We’re excited to launch our new report on the gender wealth gap — examining the scale of inequality and the role wealth taxation could play in addressing it. Wealth inequality is wider than income inequality — and deeply gendered.
Read it here: 👇
www.wbg.org.uk/publication/...
Read it here: 👇
www.wbg.org.uk/publication/...
The Pension Schemes Bill is a critical chance for the government to protect our savings and retirements from the risks of climate change.
Read our proposal: www.netzeroinvestor.net/news-and-vie...
Read our proposal: www.netzeroinvestor.net/news-and-vie...
June 30, 2025 at 4:05 PM
The Pension Schemes Bill is a critical chance for the government to protect our savings and retirements from the risks of climate change.
Read our proposal: www.netzeroinvestor.net/news-and-vie...
Read our proposal: www.netzeroinvestor.net/news-and-vie...
Reposted by Marloes Nicholls
Why are our pensions being used to fund fossil fuels and deforestation to the tune of billions of pounds, threatening our prosperity in older age and indeed our savings?
Today @annagelderdmp.bsky.social rightly asked the government what the new Pension Schemes Bill would do to change this.
Today @annagelderdmp.bsky.social rightly asked the government what the new Pension Schemes Bill would do to change this.
June 23, 2025 at 4:15 PM
Why are our pensions being used to fund fossil fuels and deforestation to the tune of billions of pounds, threatening our prosperity in older age and indeed our savings?
Today @annagelderdmp.bsky.social rightly asked the government what the new Pension Schemes Bill would do to change this.
Today @annagelderdmp.bsky.social rightly asked the government what the new Pension Schemes Bill would do to change this.
We can't retire if the planet's on fire.
It was fantastic to kick start a debate in parliament this week, with partners across civil society and industry, on the major opportunity the government has to align its landmark pension reforms with sustainability.
It was fantastic to kick start a debate in parliament this week, with partners across civil society and industry, on the major opportunity the government has to align its landmark pension reforms with sustainability.
May 21, 2025 at 3:39 PM
We can't retire if the planet's on fire.
It was fantastic to kick start a debate in parliament this week, with partners across civil society and industry, on the major opportunity the government has to align its landmark pension reforms with sustainability.
It was fantastic to kick start a debate in parliament this week, with partners across civil society and industry, on the major opportunity the government has to align its landmark pension reforms with sustainability.
Reposted by Marloes Nicholls
Current defined contribution schemes work like savings accounts and leave too many with insufficient pensions. Our CEO @jesselgriffiths.bsky.social was in parliament last week discussing new proposals for pensions.
DC pensions are like savings accounts which makes it harder for funds to take risk
Defined contribution pensions operate more like a savings account meaning funds are wary of taking higher risks with investments, MPs were told.
filab.uk
May 19, 2025 at 4:22 PM
Current defined contribution schemes work like savings accounts and leave too many with insufficient pensions. Our CEO @jesselgriffiths.bsky.social was in parliament last week discussing new proposals for pensions.
Reposted by Marloes Nicholls
📢 With @thefinancelab.bsky.social, we're calling on the UK Govt to transform the pensions system.
The system should support everyone to save for a financially secure retirement. Right now, that's not happening.
The UK Govt must reform the system to ensure we all have enough to live on in older age
The system should support everyone to save for a financially secure retirement. Right now, that's not happening.
The UK Govt must reform the system to ensure we all have enough to live on in older age
The biggest review of the pensions system in a generation is underway.
We're calling for:
💷 Decent pensions for all.
☀️ A just transition to a thriving low-carbon economy.
🚫 A phase-out of funding for fossil fuels, deforestation and other harmful industries.
Sign now: to.350.org/pensions
@350.org
We're calling for:
💷 Decent pensions for all.
☀️ A just transition to a thriving low-carbon economy.
🚫 A phase-out of funding for fossil fuels, deforestation and other harmful industries.
Sign now: to.350.org/pensions
@350.org
May 1, 2025 at 2:33 PM
📢 With @thefinancelab.bsky.social, we're calling on the UK Govt to transform the pensions system.
The system should support everyone to save for a financially secure retirement. Right now, that's not happening.
The UK Govt must reform the system to ensure we all have enough to live on in older age
The system should support everyone to save for a financially secure retirement. Right now, that's not happening.
The UK Govt must reform the system to ensure we all have enough to live on in older age
It was fantastic to meet with officials leading the government’s landmark Pensions Review this afternoon, together with inspiring civil society and union colleagues. We're advocating to ensure that as we get older, we all have enough money and a thriving planet to live on.
May 2, 2025 at 9:41 AM
It was fantastic to meet with officials leading the government’s landmark Pensions Review this afternoon, together with inspiring civil society and union colleagues. We're advocating to ensure that as we get older, we all have enough money and a thriving planet to live on.
Civil society organisations, unions, and a host of celebrities have joined forces to call on the government to fix the UK’s pensions system.
Here’s my comment for PensionsAge
www.pensionsage.com/pa/New-campa...
Here’s my comment for PensionsAge
www.pensionsage.com/pa/New-campa...
May 2, 2025 at 9:39 AM
Civil society organisations, unions, and a host of celebrities have joined forces to call on the government to fix the UK’s pensions system.
Here’s my comment for PensionsAge
www.pensionsage.com/pa/New-campa...
Here’s my comment for PensionsAge
www.pensionsage.com/pa/New-campa...
Reposted by Marloes Nicholls
The biggest review of the pensions system in a generation is underway. Sign the petition for:
💷 Decent pensions for all
☀️ A just transition to a thriving low-carbon economy
🚫 A phase-out of funding for fossil fuels, deforestation & other harmful industries
✍️ act.350.org/sign/fairer-...
💷 Decent pensions for all
☀️ A just transition to a thriving low-carbon economy
🚫 A phase-out of funding for fossil fuels, deforestation & other harmful industries
✍️ act.350.org/sign/fairer-...
May 1, 2025 at 9:16 AM
The biggest review of the pensions system in a generation is underway. Sign the petition for:
💷 Decent pensions for all
☀️ A just transition to a thriving low-carbon economy
🚫 A phase-out of funding for fossil fuels, deforestation & other harmful industries
✍️ act.350.org/sign/fairer-...
💷 Decent pensions for all
☀️ A just transition to a thriving low-carbon economy
🚫 A phase-out of funding for fossil fuels, deforestation & other harmful industries
✍️ act.350.org/sign/fairer-...
Reposted by Marloes Nicholls
Big opportunity for the government to shape pensions policy for decades to come.
Vital that they show plenty of ambition.
Vital that they show plenty of ambition.
The biggest review of pensions in a generation is underway.
We're want:
💷 Decent pensions for all.
☀️ A just transition to a thriving low-carbon economy.
🚫 A phase-out of funding for fossil fuels, deforestation and other harmful industries.
Sign now: to.350.org/pensions
We're want:
💷 Decent pensions for all.
☀️ A just transition to a thriving low-carbon economy.
🚫 A phase-out of funding for fossil fuels, deforestation and other harmful industries.
Sign now: to.350.org/pensions
April 30, 2025 at 3:55 PM
Big opportunity for the government to shape pensions policy for decades to come.
Vital that they show plenty of ambition.
Vital that they show plenty of ambition.
The Lab’s @JesseLGriffiths explains how the key to tackling the UK’s under-investment problem and driving the just transition will be pensions reform allied to a scaled-up National Wealth Fund ⬇️ @netzeroinvestor
www.netzeroinvestor.net/news-and-vie...
www.netzeroinvestor.net/news-and-vie...
www.netzeroinvestor.net
April 16, 2025 at 9:40 AM
The Lab’s @JesseLGriffiths explains how the key to tackling the UK’s under-investment problem and driving the just transition will be pensions reform allied to a scaled-up National Wealth Fund ⬇️ @netzeroinvestor
www.netzeroinvestor.net/news-and-vie...
www.netzeroinvestor.net/news-and-vie...