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Viced Rhino

@vicedrhino.com

1.8K followers 180 following 1.1K posts

Canadian YouTuber. Had a vasectomy at 3 kids, but somehow wound up with 5. He/Him. My links: https://linktr.ee/vicedrhino Links that scare transphobes: https://linktr.ee/rhinostransresearch

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Viced Rhino @vicedrhino.com · Oct 18

As part of my intro to this app, let me start by posting the list of links I have compiled to research that transphobes ignore with every argument they make:
linktr.ee/rhinostransr...

Trans Research | Linktree

Linktree. Make your link do more.

linktr.ee

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Viced Rhino @vicedrhino.com · 4h

The fraud that they're charging her with, if it turns out to actually be fraud, had her make out like a bandit with an extra $700 per year over the course of what is typically a 25-30 year loan.

But $50k cash in a bag? That's fine, apparently.

Joshua J. Friedman @joshuajfriedman.com · 1d

NEW: Here's the two-count indictment against NY AG Letitia James. storage.courtlistener.com/recap/gov.us...

INDICTMENT
October 2025 Term - at Alexandria, Virginia
THE GRAND JURY CHARGES THAT:
GENERAL ALLEGATIONS
At all times relevant to this Indictment:
1. Letitia A. James ("JAMES) was a resident of Brooklyn, New York, and the borrower on a
Fannie Mae-backed mortgage loan for the property located at 3121 Peronne Avenue,
Norfolk, Virginia.
2. OVM Financial (also known as Old Virginia Mortgage / AnnieMac) was a mortgage lending business located in Virginia Beach, Virginia, engaged in the business of originating and underwriting residential mortgage loans, including those backed by the Federal National Mortgage Association ("Fannie Mae"). OVM Financial qualified as a "financial institution" within the meaning of 18 U.S.C. § 20(10).
3. Fannie Mae was a federally chartered corporation that purchased and guaranteed mortgages,
operating as a government-sponsored enterprise under the oversight of the Federal Housing

Finance Agency ("FHFA").
4. First Savings Bank was a state-chartered, FDIC-insured financial institution (Certificate
#29961), headquartered in Jeffersonville, Indiana, which acquired mortgage loans through assignment or acquisition. First Savings Bank qualified as a "financial institution" within the meaning of 18 U.S.C. § 20(1).
5. On or about August 17, 2020, JAMES, as sole borrower, purchased the three (3) bedroom,
(1) bathroom property located at 3121 Peronne Avenue, Norfolk, Virginia 23509 (the
"Peronne Property"), for approximately $137,000, financed with a mortgage loan of approximately $109,600 (Loan #4430025978) backed by Fannie Mae.
6. The loan was originated by OVM Financial under a signed Second Home Rider, which required JAMES, as the sole borrower to occupy and use the property as her secondary residence, and prohibited its use as a timesharing or other shared ownership arrangement or agreement that requires her either to rent the property or give any other person any control over the occupancy or use of the property.
7. Despite these representations, the Peronne Property was not occupied or used by JAMES as a secondary residence and was instead used as a rental investment property, renting the property to a family of (3).
8. This misrepresentation allowed JAMES to obtain favorable loan terms not available for investment properties, including a note rate of 3.000% (avoiding a 0.815% higher
comparable investment property rate of 3.815%, resulting in approximately $17,837 in rate savings over the life of the loan), a seller credit of approximately $3,288 (exceeding the seller credit for investment properties by approximately $1,096), for total ill-gotten gains of approximately $18,933 over the life of the loan.
9. JAMES' Universal Property application for homeowners' insurance indicated "owner-

occupied non-seasonal use," further misrepresenting the intended use of the property.
10. JAMES filed Schedule E tax forms), under penalties of perjury, treating the Perrone Property as rental real estate, reporting fair rental days, zero personal use days, thousand(s)
of dollars in rents received, and claiming deductions for expenses relating to the property, further contradicting the second home classification.
11. The loan was acquired by or assigned to First Savings Bank by March 2021, exposing it to risks associated with the misrepresented loan.
12. The acts described herein occurred within the Eastern District of Virginia.
COUNT ONE
(Bank Fraud - 18 U.S.C. § 1344)
13. The allegations in paragraphs 1 through 12 are re-alleged and incorporated herein.
14. From on or about August 7, 2020, through at least January 2024, in the Eastern District of Virginia and elsewhere, the Defendant, LETITIA A. JAMES, did knowingly execute and attempt to execute a scheme and artifice to defraud OVM Financial and First Savings Bank,
financial institutions, and to obtain moneys, funds, and credits owned by and under the custody and control of OVM Financial and First Savings Bank by means of false and fraudulent pretenses, representations, and promises.
15. The scheme involved falsely representing the Peronne Property as a secondary residence to obtain favorable mortgage terms, while using it as an investment property with no intended
or actual personal occupancy or use by her.
(In violation of Title 18, United States Code, Section 1344).
COUNT TWO
(False Statements to a Financial Institution - 18 U.S.C. § 1014)
16. The allegations in paragraphs 1 through 12 are re-alleged and incorporated herein.

17. From on or about July 28, 2020, through at least August 31, 2020, in the Eastern District of Virginia and elsewhere, the Defendant, LETITIA A. JAMES, did knowingly make and cause to be made false statements and reports for the purpose of influencing the action of OVM Financial, a Fannie Mae-backed lender, upon an application for a loan, in that JAMES represented and affirmed in uniform residential loan applications and related documents that
the Peronne Property would be used as a secondary residence, when in truth and fact, as JAMES then knew, the property was intended and used as an investment property with no intended or actual personal occupancy or use by her.
(In violation of Title 18, United States Code, Section 1014).
FORFEITURE NOTICE
Pursuant to Federal Rule of Criminal Procedure 32.2(a) and Title 18, U.S.C. §
982(a)(2)(A), upon conviction of the offenses in Counts One and Two, the Defendant, Letitia
A. James, shall forfeit to the United States any property constituting, or derived from, proceeds obtained, directly or indirectly, as a result of such violations, including but not limited to a money judgment in the amount of $18,933.
If any of the property described above, as a result of any act or omission of the Defendant: (a) cannot be located upon the exercise of due diligence; (b) has been transferred or sold to, or deposited with, a third party; (c) has been placed beyond the jurisdiction of the court; (d) has been substantially diminished in value; or (e) has been commingled with other property which cannot be divided without difficulty, the United States shall be entitled to a forfeiture of substitute property pursuant to Title 21, U.S.C. § 853(b), as incorporated by Title
18 U.S.C. § 982(b)(1).
(In accordance with Title 18 U.S.C. § 981(a)(1)(C) and 982(a)(1); Title 28, U.S.C. § 2461(c); and Title 21 U.S.C. § 853(p).)

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Viced Rhino @vicedrhino.com · 9h

AiG Canada explains the thing about the bible that atheists don't want you to know...and as it turns out, their title is just a lie, so the video has nothing to do with that. Also we get to see Calvin rolling around on the floor, grappling another man...so that's fun.
youtu.be/EFjcx9Nguag

Calvin's Blue Belt is a BIBLICAL Secret!

Today, Answers in Genesis Canada explains the thing about the bible that atheists don't want you to know...and as it turns out, their title is just a lie, so the actual video has nothing to do with…

youtu.be

Viced Rhino @vicedrhino.com · 1d

Is this a leopards eating faces moment?

Aaron Rupar @atrupar.com · 1d

Marjorie Taylor Greene on CNN (!): "I'm getting phone calls from people that are saying if the ACA tax credits expire, they aren't gonna be able to have health insurance. They're going to have to drop it."

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Viced Rhino @vicedrhino.com · 1d

A guy known for one jingoistic song from the 80s and nothing else

Viced Rhino @vicedrhino.com · 2d

Trump sent Kristi Noem after CNN 😬

Aaron Rupar @atrupar.com · 2d

Trump: "CNN is dying like a dog."

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Viced Rhino @vicedrhino.com · 2d

If it can't survive without relying on theft, it shouldn't survive.

The Verge @theverge.com · May 26

Nick Clegg says asking artists for use permission would ‘kill’ the AI industry

Paul McCartne, Elton John and others signed an open letter.

buff.ly

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Viced Rhino @vicedrhino.com · 2d

Yeah, the guy who hasn't published a non-compilation album in more than 2 decades will surely have a broader appeal than an artist who currently tops the charts.

Could he be any more out of touch?

MeidasTouch @meidastouch.com · 2d

Mike Johnson isn't happy that Bad Bunny is performing at the Super Bowl: It sounds like he's not someone who appeals to a broader audience. There's so many eyes on it. A lot of young, impressionable children. In my view, you would have Lee Greenwood or role models doing that. Not somebody like this.

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Viced Rhino @vicedrhino.com · 3d

I've already sent it to piper with instructions to put it in the Hello Sweetie rotation

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Viced Rhino @vicedrhino.com · 3d

The main musical theme in Silksong opens with the first four notes of the Dies Irae, a melody often used to symbolize death.

This could be referring to how the end boss basically killed a vibrant and thriving kingdom...

More likely: the composer is saying "fuck you, you're going to die...a lot."

Viced Rhino @vicedrhino.com · 3d

That's fantastic!

GyRoEsEhNi @gyroesehni.bsky.social · 3d

@vicedrhino.com I made some fan art!

And here's a link to a higher quality GIF and MP4, too!

drive.google.com/drive/folder...

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Viced Rhino @vicedrhino.com · 3d

The guest on today's episode of God Awful Movies referenced the episode I was on as an example of a movie she's really glad she didn't have to sit through.

I have mixed feelings 🤣
(I was on episode 410, icymi)

Viced Rhino @vicedrhino.com · 6d

Yeah, but any Christian movie aficionados will know that in any good apocalypse movie, the bad guys are 100% of the time the ones who succeed in bringing about world peace.

...

That's honestly a lot more terrifying of a "fun fact" than it was a decade ago...

Rosegarden54 @rosegarden54.bsky.social · 6d

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Viced Rhino @vicedrhino.com · 6d

Adult me hates them because they are pure sugar that make my teeth feel like they're melting.

Kid me loved them for the same reason.

Seth Andrews @sethandrews.com · 6d

I think the hate for these is a tad unjust. #CornsAreCandyToo

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Viced Rhino @vicedrhino.com · 6d

MTG would crack that list at some point

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Viced Rhino @vicedrhino.com · 6d

To be clear, after paying hundreds of dollars to get my family in to Canada's Wonderland, they are now charging extra for disability accommodations.

This seems hella illegal.

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Viced Rhino @vicedrhino.com · 7d

Impact Video Ministries explains to us how we can know that god is real, and they are mostly length based reasons.
youtu.be/sfcwWgQMb8Y

Things are Long, Therefore GOD!

Impact Video Ministries explains to us how we can know that god is real, and they are mostly length based reasons. Cards: Fact-Checking James Tour’s Embarrassing Debate…

youtu.be

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Viced Rhino @vicedrhino.com · 7d

You could do a top 100 list, and it would still be exclusively Trump.

Andrew L. Seidel @andrewlseidel.bsky.social · 7d

If we did a top 10 list of the stupidest things ever said by an American president, would any president besides Trump be on that list?

I'm not talking about mistakes or slips of the tongue, but genuinely stupid things.

This is a serious question.

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Viced Rhino @vicedrhino.com · 8d

This happening is the only thing that would make me interested in watching a Bond movie.

Suella De-Vil First Female Britain First MP (maybe) -parody @suellade.bsky.social · 8d

Cmon
You’ve got to say it…..

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Viced Rhino @vicedrhino.com · 8d

www.home-assistant.io

Home Assistant

Open source home automation that puts local control and privacy first. Powered by a worldwide community of tinkerers and DIY enthusiasts. Perfect to run on a Raspberry Pi or a local server.

www.home-assistant.io

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Viced Rhino @vicedrhino.com · 8d

I switched to Home Assistant for home automation stuff.
It's more work to set up (and works best if you have a dedicated server to run it on), but once something is set up with it...it just works, reliably.

It can be done, but Google dgaf.

Adrian's Digital Basement @adriansdigitalbasement.com · 9d

I cannot believe how terrible and shitty Google Home has become.

I only use it for one thing: Casting music throughout the house using speaker groups.

This has entirely stopped working. I can create groups but they cannot be used. Even "on the fly" groups don't work anymore.

🤬 #enshitification

A Google Home speaker group called "Speaker Group"

For a month or two, speaker groups are entirely broken. The groups never show up.

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Viced Rhino @vicedrhino.com · 9d

This is very obviously a lie from the "sometimes I make up shit about immigrants to get media attention" guy, but even if it weren't...

HEALTHCARE. IS. A. HUMAN. RIGHT.

Aaron Rupar @atrupar.com · 9d

Vance: "If you're an American citizen & you've been to the hospital in the last few years, you've probably noticed wait times are especially large & very often somebody who's there in the ER is an illegal alien. Why do those people get healthcare benefits at hospitals paid for by American citizens?"

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Viced Rhino @vicedrhino.com · 9d

The fact that these three videos are right next to each other on the AiG Canada YouTube page is highly amusing to me.

Three videos. Titles are (from oldest to most recent) "I convinced ChatGPT God is Real", "I Convinced ChatGPT Atheism is Irrational", and "ChatGPT Admits to Willingly Spreading Verifiably False Information"

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Viced Rhino @vicedrhino.com · 9d

What I'm getting from this clip is that it would be fine for a left wing person to go on live TV and say we should bomb fox news, and they would be ok with that because it's just a joke, right?

Andrew Lawrence @ndrew.bsky.social · 10d

you cant even go on a news network and say we should bomb the united nations anymore bc of woke

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Reposted by Viced Rhino

Mike_WA @theothermike.bsky.social · 9d

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Reposted by Viced Rhino

AnarchoTerran @anarchoterran.bsky.social · 10d

Fox News, America's fountain of death.

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