Jay Feinman
@jayfeinman.bsky.social
Professor Emeritus at Rutgers Law School. Center for Risk and Responsibility crr.rutgers.edu Insurance, Law 101, and other things
Hippo-normous crowd in South Jersey
October 18, 2025 at 8:45 PM
Hippo-normous crowd in South Jersey
Reposted by Jay Feinman
Alarming indeed, but important to remember that for an insurance exec, "uninsurable" means that insurance companies can't make enough profit from it. There are other ways to think about insurance (and risk reduction!) besides that based on profit motive. jacobin.com/2024/11/home...
August 9, 2025 at 12:10 AM
Alarming indeed, but important to remember that for an insurance exec, "uninsurable" means that insurance companies can't make enough profit from it. There are other ways to think about insurance (and risk reduction!) besides that based on profit motive. jacobin.com/2024/11/home...
Reposted by Jay Feinman
My wonderful mentor doing her thing. She is the reason I am where I am. A truly incredible leader and human being!! Go @sheilarose.bsky.social, you rock and we are all so lucky to learn from you, your work and ideas 💡⚖️
Professor of climate @sheilarose.bsky.social shares how law became her tool for justice, what the environmental justice movement is facing, and why she still finds hope in local action. On Aug 6, hear Foster speak as part of Harlem Week's Climate & Environmental Justice: A Discussion of NYC’s Plans.
How We Move Forward: A Chat with Climate School Professor Sheila Foster
A Q&A with the accomplished legal scholar and educator known for her pioneering work on environmental and climate justice.
news.climate.columbia.edu
August 5, 2025 at 4:24 PM
My wonderful mentor doing her thing. She is the reason I am where I am. A truly incredible leader and human being!! Go @sheilarose.bsky.social, you rock and we are all so lucky to learn from you, your work and ideas 💡⚖️
Hard to argue with this: “ Public programs that provide fair and equitable disaster insurance protection, coupled with coordinated and comprehensive disaster risk reduction, are the way forward.”
Colleagues and I at @cplusc.bsky.social researched the crisis in home insurance and developed a proposal for house to fix it, that prioritizes people, not corporate profits. An outline of those ideas is available here: jacobin.com/2024/11/home...
Home Insurance Should Be for Safety, Not Profits
The home insurance system is fatally flawed. As climate disasters intensify, it's becoming dangerously clear this system cannot protect us. We need a new model entirely — one focused on safeguarding p...
jacobin.com
August 1, 2025 at 7:41 PM
Hard to argue with this: “ Public programs that provide fair and equitable disaster insurance protection, coupled with coordinated and comprehensive disaster risk reduction, are the way forward.”
Reposted by Jay Feinman
And somehow the price of insurance is supposed to signal to people all kinds of things like what retrofits they should make (which assumes they can afford it!) and if/when they should move (as if other considerations didn't come into play, like cost or jobs or even availability of other options). 🤯
July 17, 2025 at 11:56 PM
And somehow the price of insurance is supposed to signal to people all kinds of things like what retrofits they should make (which assumes they can afford it!) and if/when they should move (as if other considerations didn't come into play, like cost or jobs or even availability of other options). 🤯
Reposted by Jay Feinman
I wrote this thread in the wake of the LA fires, but swap out “flood” for “fire” and all the key points also apply to what’s happening in Texas.
Having spent the last year studying disaster insurance, I want to share thoughts about insurance & the #LAFires.
I will, but first, as a Californian born in LA (and also as a human being) I need to say how scary and devastating these fires are & how big the health & safety consequences will be.
1/9
I will, but first, as a Californian born in LA (and also as a human being) I need to say how scary and devastating these fires are & how big the health & safety consequences will be.
1/9
July 6, 2025 at 7:19 PM
I wrote this thread in the wake of the LA fires, but swap out “flood” for “fire” and all the key points also apply to what’s happening in Texas.
Thanks to Chip Merlin for conversation on the Claim Game. Best questions (toward the end): What are biggest misconception about #insurance and biggest truth about insurance? Listen here youtu.be/utv8CIIIv1c
youtu.be
June 24, 2025 at 3:02 PM
Thanks to Chip Merlin for conversation on the Claim Game. Best questions (toward the end): What are biggest misconception about #insurance and biggest truth about insurance? Listen here youtu.be/utv8CIIIv1c
Looking forward to conversation with the great Chip Merlin this Thursday. Join us!
www.propertyinsurancecoveragelaw.com/blog/delay-d...
www.propertyinsurancecoveragelaw.com/blog/delay-d...
Delay, Deny, Defend: Jay Feinman Returns to Expose Insurance Industry Tactics | Property Insurance Coverage Law Blog
June 15, 2025 This Thursday at 6 p.m. EST, I’ll be joined by one of the most respected voices in insurance law and consumer protection, Professor Jay Feinman, for what
www.propertyinsurancecoveragelaw.com
June 16, 2025 at 11:56 AM
Looking forward to conversation with the great Chip Merlin this Thursday. Join us!
www.propertyinsurancecoveragelaw.com/blog/delay-d...
www.propertyinsurancecoveragelaw.com/blog/delay-d...
June 15, 2025 at 11:22 PM
June 11, 2025 at 9:17 PM
Now available! content.naic.org/sites/defaul...
May 27, 2025 at 10:49 PM
Now available! content.naic.org/sites/defaul...
Reposted by Jay Feinman
I know I say this all the time, but here's me attempting to start writing regularly again. Today's posts includes books by @jayfeinman.bsky.social, @vermontgmg.bsky.social, and @drgavinfrancis.bsky.social amongst others. @dreamscape-media.bsky.social #booksky
Bet You Haven't Read This: Catching Up on My Recent Reading
Going forward, I plan to focus this newsletter more tightly onto books I’m not hearing anyone else talk about, and so those are the books I’ve chosen to include here.
readnerdywithme.substack.com
May 21, 2025 at 2:55 PM
I know I say this all the time, but here's me attempting to start writing regularly again. Today's posts includes books by @jayfeinman.bsky.social, @vermontgmg.bsky.social, and @drgavinfrancis.bsky.social amongst others. @dreamscape-media.bsky.social #booksky
"Incredible work" is an understatement
Looking to see how the home insurance crisis is affecting your area?
Check out these new interactive maps we released, with incredible work from @kennystancil.bsky.social
Check out these new interactive maps we released, with incredible work from @kennystancil.bsky.social
NEW: "Mapping the Home Insurance Crisis" contains a series of interactive maps and tables to help people make sense of the climate change-fueled home insurance crisis.
A collaboration with @publiccitizen.bsky.social.
🧵 ⬇️
A collaboration with @publiccitizen.bsky.social.
🧵 ⬇️
April 24, 2025 at 3:18 PM
"Incredible work" is an understatement
Reposted by Jay Feinman
In the latest #RutgersLaw newsletter:
📰 "The Docket" - featuring our academic centers
⚖️ A significant legal victory for Rutgers Law Associates
✈️ Highlights from legal studies visits to South Africa and Cuba
💼 Big alumni moves and much more
Read all about it: go.rutgers.edu/aprilnewsvol2
#lawsky
📰 "The Docket" - featuring our academic centers
⚖️ A significant legal victory for Rutgers Law Associates
✈️ Highlights from legal studies visits to South Africa and Cuba
💼 Big alumni moves and much more
Read all about it: go.rutgers.edu/aprilnewsvol2
#lawsky
April 23, 2025 at 3:49 PM
In the latest #RutgersLaw newsletter:
📰 "The Docket" - featuring our academic centers
⚖️ A significant legal victory for Rutgers Law Associates
✈️ Highlights from legal studies visits to South Africa and Cuba
💼 Big alumni moves and much more
Read all about it: go.rutgers.edu/aprilnewsvol2
#lawsky
📰 "The Docket" - featuring our academic centers
⚖️ A significant legal victory for Rutgers Law Associates
✈️ Highlights from legal studies visits to South Africa and Cuba
💼 Big alumni moves and much more
Read all about it: go.rutgers.edu/aprilnewsvol2
#lawsky
Reposted by Jay Feinman
“the profit-seeking of private insurance companies, supported by deregulation…shifts the financial burden of disaster risk away from insurance companies but does very little to shift it away from policyholders, and does next to nothing to reduce the underlying risk to homes from disasters.”
How is home insurance both a cost of living + climate issue? Read Housing Director @ruthygourevitch.bsky.social and fellow @moira.bsky.social explain how home insurance works, why rising rates are driven by disasters, and how to fix the system.
climatecommunityinstitute.substack.com/p/the-home-i...
climatecommunityinstitute.substack.com/p/the-home-i...
April 17, 2025 at 7:55 PM
“the profit-seeking of private insurance companies, supported by deregulation…shifts the financial burden of disaster risk away from insurance companies but does very little to shift it away from policyholders, and does next to nothing to reduce the underlying risk to homes from disasters.”
Reposted by Jay Feinman
⚖️ #RutgersLaw's 2025 "The Docket" newsletter is a roundup of the impact and innovation happening at our academic centers in #Camden and #Newark #NewJersey. This is a must-read for anyone passionate about law as a tool for equity, justice, and progress: go.rutgers.edu/rulawcenters...
#lawsky
#lawsky
April 16, 2025 at 2:14 PM
⚖️ #RutgersLaw's 2025 "The Docket" newsletter is a roundup of the impact and innovation happening at our academic centers in #Camden and #Newark #NewJersey. This is a must-read for anyone passionate about law as a tool for equity, justice, and progress: go.rutgers.edu/rulawcenters...
#lawsky
#lawsky
Reposted by Jay Feinman
Brand-new report out today: homeowners #insurance premiums went up by 24% in just three years — #homeowners anywhere from Utah to Illinois are impacted. This is not a regional or coastal crisis, but truly a national issue! 🏡💵
🏠 CFA has published a new report that shows American homeowners saw insurance premiums increase by an average of 24% over the past 3 years, which amounts to a $21 billion total price hike for Americans. 💸
Read more:
consumerfed.org/overburdened/
Read more:
consumerfed.org/overburdened/
Overburdened · Consumer Federation of America
Homeowners insurance protects homeowners and their belongings in case of unexpected damage, loss, or liability. For most American homeowners, their house is not only their home but also their largest ...
consumerfed.org
April 1, 2025 at 5:18 PM
Brand-new report out today: homeowners #insurance premiums went up by 24% in just three years — #homeowners anywhere from Utah to Illinois are impacted. This is not a regional or coastal crisis, but truly a national issue! 🏡💵
ANd even those with replacement cost ...
www.sfchronicle.com/projects/202...
www.sfchronicle.com/projects/202...
April 3, 2025 at 3:40 PM
ANd even those with replacement cost ...
www.sfchronicle.com/projects/202...
www.sfchronicle.com/projects/202...
Reposted by Jay Feinman
With wildfires raging and insurance markets melting across the country, state regulators should be focused on doing their jobs, not trying to prevent the federal government from conducting surveys and generating solutions.
www.theinsurer.com/ti/news/naic...
www.theinsurer.com/ti/news/naic...
NAIC calls for scrapping of FIO among 2025 federal priorities
The National Association of Insurance Commissioners has outlined its 2025 federal legislative and regulatory priorities, including a push to eliminate the Federal Insurance Office.
www.theinsurer.com
March 27, 2025 at 9:49 PM
With wildfires raging and insurance markets melting across the country, state regulators should be focused on doing their jobs, not trying to prevent the federal government from conducting surveys and generating solutions.
www.theinsurer.com/ti/news/naic...
www.theinsurer.com/ti/news/naic...
Reposted by Jay Feinman
Seems like it should be harder to claim you're a "force for stability" when you're dropping homes all over the country... www.lohud.com/story/opinio...
New York’s insurance carriers provide stability in an unstable world | Opinion
In a world marked by uncertainty, New York's insurance industry remains a steadfast force for stability.
www.lohud.com
March 25, 2025 at 8:35 PM
Seems like it should be harder to claim you're a "force for stability" when you're dropping homes all over the country... www.lohud.com/story/opinio...
Reposted by Jay Feinman
As soon as Con Law profs have to teach legal writing the whole discipline will suddenly become eligible for tenure. Shining a light on the BS of law school hierarchies.
The elitism continues. Recently heard a Con Law prof lamenting the challenges teaching that subject now. Prof said they might be “reduced” to teaching legal writing as a way to ease the challenge. #legalwriting
February 14, 2025 at 12:26 PM
As soon as Con Law profs have to teach legal writing the whole discipline will suddenly become eligible for tenure. Shining a light on the BS of law school hierarchies.
Health Insurers Deny 850 Million Claims a Year. The Few Who Appeal Often Win.
February 13, 2025 at 11:09 PM
Health Insurers Deny 850 Million Claims a Year. The Few Who Appeal Often Win.
Reposted by Jay Feinman
