Lightnews — Scholar-powered news

Kristi R

@kdrothschild.bsky.social

1K followers 1.2K following 1.7K posts

Born a redhead. Went grey 23 seconds after I realized it didn’t suck. Voting rights AND access. Lift from the bottom, everyone rises. 🚫 DM’s if we don’t know each other.

Posts Media Videos Starter Packs

Pinned

Kristi R @kdrothschild.bsky.social · Nov 13

Many of us come from ancestors who had no choice but to survive in order for us to be here. We know the drill. It’s in our bones.

By the time harm comes 2 those who brought this on, I won’t have feelings to spare. They are reserved for those who knew, and who will be harmed first.

1 10 56

Kristi R @kdrothschild.bsky.social · 26m

a woman is laughing in front of a crowd of people .

ALT: a woman is laughing in front of a crowd of people .

media.tenor.com

1 2

Kristi R @kdrothschild.bsky.social · 40m

Dumbf$ks

Costa Samaras @costasamaras.com · 11h

Picture how big the Hoover Dam is. An absolute unit. The Hoover Dam has a power capacity of 2 gigawatts (GW).

The solar farm that the Admin just cancelled could have produces 6.2 GW of power. That's more than 3 Hoover Dams.

jael holzman @jael.bsky.social · 11h

SCOOP: The Bureau of Land Management says the largest solar project in Nevada — the Esmeralda 7 mega-farm — has been canceled

The news was quietly dropped via a sudden website update with no public word from any of the companies involved or a statement from the agency

@heatmap.news

Reposted by Kristi R

Karly Kingsley @karlykingsley.bsky.social · 12h

The Trump administration is offering $60K in student loan forgiveness as a recruitment tool for ICE, which just proves fighting Biden on student loan relief was never about the loans or “paying your own debt.” It was about who was offering it and who it would’ve helped.

37 350 900

Kristi R @kdrothschild.bsky.social · 13h

He gave you subtle side-eye.

Kristi R @kdrothschild.bsky.social · 15h

Now do every white Republican senator & representative who owns a second home.

I’ll wait.

In fact, maybe Tish James’ office and the AG’s in California, DC, Oregon, Washington, etc can look into that.

Joshua J. Friedman @joshuajfriedman.com · 17h

NEW: Here's the two-count indictment against NY AG Letitia James. storage.courtlistener.com/recap/gov.us...

INDICTMENT
October 2025 Term - at Alexandria, Virginia
THE GRAND JURY CHARGES THAT:
GENERAL ALLEGATIONS
At all times relevant to this Indictment:
1. Letitia A. James ("JAMES) was a resident of Brooklyn, New York, and the borrower on a
Fannie Mae-backed mortgage loan for the property located at 3121 Peronne Avenue,
Norfolk, Virginia.
2. OVM Financial (also known as Old Virginia Mortgage / AnnieMac) was a mortgage lending business located in Virginia Beach, Virginia, engaged in the business of originating and underwriting residential mortgage loans, including those backed by the Federal National Mortgage Association ("Fannie Mae"). OVM Financial qualified as a "financial institution" within the meaning of 18 U.S.C. § 20(10).
3. Fannie Mae was a federally chartered corporation that purchased and guaranteed mortgages,
operating as a government-sponsored enterprise under the oversight of the Federal Housing

Finance Agency ("FHFA").
4. First Savings Bank was a state-chartered, FDIC-insured financial institution (Certificate
#29961), headquartered in Jeffersonville, Indiana, which acquired mortgage loans through assignment or acquisition. First Savings Bank qualified as a "financial institution" within the meaning of 18 U.S.C. § 20(1).
5. On or about August 17, 2020, JAMES, as sole borrower, purchased the three (3) bedroom,
(1) bathroom property located at 3121 Peronne Avenue, Norfolk, Virginia 23509 (the
"Peronne Property"), for approximately $137,000, financed with a mortgage loan of approximately $109,600 (Loan #4430025978) backed by Fannie Mae.
6. The loan was originated by OVM Financial under a signed Second Home Rider, which required JAMES, as the sole borrower to occupy and use the property as her secondary residence, and prohibited its use as a timesharing or other shared ownership arrangement or agreement that requires her either to rent the property or give any other person any control over the occupancy or use of the property.
7. Despite these representations, the Peronne Property was not occupied or used by JAMES as a secondary residence and was instead used as a rental investment property, renting the property to a family of (3).
8. This misrepresentation allowed JAMES to obtain favorable loan terms not available for investment properties, including a note rate of 3.000% (avoiding a 0.815% higher
comparable investment property rate of 3.815%, resulting in approximately $17,837 in rate savings over the life of the loan), a seller credit of approximately $3,288 (exceeding the seller credit for investment properties by approximately $1,096), for total ill-gotten gains of approximately $18,933 over the life of the loan.
9. JAMES' Universal Property application for homeowners' insurance indicated "owner-

occupied non-seasonal use," further misrepresenting the intended use of the property.
10. JAMES filed Schedule E tax forms), under penalties of perjury, treating the Perrone Property as rental real estate, reporting fair rental days, zero personal use days, thousand(s)
of dollars in rents received, and claiming deductions for expenses relating to the property, further contradicting the second home classification.
11. The loan was acquired by or assigned to First Savings Bank by March 2021, exposing it to risks associated with the misrepresented loan.
12. The acts described herein occurred within the Eastern District of Virginia.
COUNT ONE
(Bank Fraud - 18 U.S.C. § 1344)
13. The allegations in paragraphs 1 through 12 are re-alleged and incorporated herein.
14. From on or about August 7, 2020, through at least January 2024, in the Eastern District of Virginia and elsewhere, the Defendant, LETITIA A. JAMES, did knowingly execute and attempt to execute a scheme and artifice to defraud OVM Financial and First Savings Bank,
financial institutions, and to obtain moneys, funds, and credits owned by and under the custody and control of OVM Financial and First Savings Bank by means of false and fraudulent pretenses, representations, and promises.
15. The scheme involved falsely representing the Peronne Property as a secondary residence to obtain favorable mortgage terms, while using it as an investment property with no intended
or actual personal occupancy or use by her.
(In violation of Title 18, United States Code, Section 1344).
COUNT TWO
(False Statements to a Financial Institution - 18 U.S.C. § 1014)
16. The allegations in paragraphs 1 through 12 are re-alleged and incorporated herein.

17. From on or about July 28, 2020, through at least August 31, 2020, in the Eastern District of Virginia and elsewhere, the Defendant, LETITIA A. JAMES, did knowingly make and cause to be made false statements and reports for the purpose of influencing the action of OVM Financial, a Fannie Mae-backed lender, upon an application for a loan, in that JAMES represented and affirmed in uniform residential loan applications and related documents that
the Peronne Property would be used as a secondary residence, when in truth and fact, as JAMES then knew, the property was intended and used as an investment property with no intended or actual personal occupancy or use by her.
(In violation of Title 18, United States Code, Section 1014).
FORFEITURE NOTICE
Pursuant to Federal Rule of Criminal Procedure 32.2(a) and Title 18, U.S.C. §
982(a)(2)(A), upon conviction of the offenses in Counts One and Two, the Defendant, Letitia
A. James, shall forfeit to the United States any property constituting, or derived from, proceeds obtained, directly or indirectly, as a result of such violations, including but not limited to a money judgment in the amount of $18,933.
If any of the property described above, as a result of any act or omission of the Defendant: (a) cannot be located upon the exercise of due diligence; (b) has been transferred or sold to, or deposited with, a third party; (c) has been placed beyond the jurisdiction of the court; (d) has been substantially diminished in value; or (e) has been commingled with other property which cannot be divided without difficulty, the United States shall be entitled to a forfeiture of substitute property pursuant to Title 21, U.S.C. § 853(b), as incorporated by Title
18 U.S.C. § 982(b)(1).
(In accordance with Title 18 U.S.C. § 981(a)(1)(C) and 982(a)(1); Title 28, U.S.C. § 2461(c); and Title 21 U.S.C. § 853(p).)

Kristi R @kdrothschild.bsky.social · 15h

I dunno. Let’s hope. Oklahoma has its own vibe. They don’t want to be next, and if troops came, I could see them shooting back. They have a “don’t mess with us” mindset and open carry laws of Texas but with a little peep of crunchy granola peeking out the side.

Kristi R @kdrothschild.bsky.social · 16h

I didn’t have energy to waste on Comey, even though the indictment was pure retribution.

This indictment, I will spend all the energy because it is not just retribution but vindictive prosecution of a Black woman because Donny lost to her.

Side-Eye Pinkie Pie Read Project 2025 - Did You? @nypoliticalmom.bsky.social · 17h

Fuck this administration.

Acyn @acyn.bsky.social · 18h

CNN: We have just learned that Letitia James has just been indicted by the DOJ

1 3 15

Kristi R @kdrothschild.bsky.social · 16h

apnews.com/article/mide...

US sending about 200 troops to Israel to help support and monitor ceasefire deal in Gaza

The United States is sending about 200 troops to Israel to help support and monitor the ceasefire deal in Gaza as part of a team that includes partner nations, nongovernmental organizations and privat...

apnews.com

2 2

Kristi R @kdrothschild.bsky.social · 16h

He is sending troops to Israel. How is that going to play out?

1 1

Reposted by Kristi R

Author Myron J. Clifton @deardean22.bsky.social · 21h

One of the funniest comment sections ever. …

1 of 2

8 16 62

Reposted by Kristi R

Florida Chris @chrislongview.bsky.social · 1d

I ran Senator Bill Nelson's Fort Myers office during the Great Recession/Housing Crisis and Cape Coral (where my parents live) was the #2 most foreclosed market leading into the crisis, following Las Vegas. People came to the office every day for help.

This time, Florida is in way bigger trouble.

5 15 25

Reposted by Kristi R

John Healy @johnhealynj.bsky.social · 23h

#ShowMeYourHellHole

youtu.be/6MPSa-9NOow?...

#ShowMeYourHellhole Downtown Portland, Oregon—Wednesday Farmers Market 10-8-25

YouTube video by Kitty Chi

youtu.be

1 5

Kristi R @kdrothschild.bsky.social · 21h

I’m going to be stealing your grandma’s advice 😂

Kristi R @kdrothschild.bsky.social · 21h

Leading a committee? You have to have more than one person to have a committee. Otherwise it’s a solo venture.

He’s a racist and worthless motherf*ucker.

1 8