Lightnews — Scholar-powered news

BadgerNoonan @badgernoonan.bsky.social · 8h

Brewers just lulling them into a true sense of security.

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Popehat Agitates And Irritates @kenwhite.bsky.social · 11h

I’ve never seen anything remotely this petty charged as bank fraud.

Joshua J. Friedman @joshuajfriedman.com · 12h

NEW: Here's the two-count indictment against NY AG Letitia James. storage.courtlistener.com/recap/gov.us...

INDICTMENT
October 2025 Term - at Alexandria, Virginia
THE GRAND JURY CHARGES THAT:
GENERAL ALLEGATIONS
At all times relevant to this Indictment:
1. Letitia A. James ("JAMES) was a resident of Brooklyn, New York, and the borrower on a
Fannie Mae-backed mortgage loan for the property located at 3121 Peronne Avenue,
Norfolk, Virginia.
2. OVM Financial (also known as Old Virginia Mortgage / AnnieMac) was a mortgage lending business located in Virginia Beach, Virginia, engaged in the business of originating and underwriting residential mortgage loans, including those backed by the Federal National Mortgage Association ("Fannie Mae"). OVM Financial qualified as a "financial institution" within the meaning of 18 U.S.C. § 20(10).
3. Fannie Mae was a federally chartered corporation that purchased and guaranteed mortgages,
operating as a government-sponsored enterprise under the oversight of the Federal Housing

Finance Agency ("FHFA").
4. First Savings Bank was a state-chartered, FDIC-insured financial institution (Certificate
#29961), headquartered in Jeffersonville, Indiana, which acquired mortgage loans through assignment or acquisition. First Savings Bank qualified as a "financial institution" within the meaning of 18 U.S.C. § 20(1).
5. On or about August 17, 2020, JAMES, as sole borrower, purchased the three (3) bedroom,
(1) bathroom property located at 3121 Peronne Avenue, Norfolk, Virginia 23509 (the
"Peronne Property"), for approximately $137,000, financed with a mortgage loan of approximately $109,600 (Loan #4430025978) backed by Fannie Mae.
6. The loan was originated by OVM Financial under a signed Second Home Rider, which required JAMES, as the sole borrower to occupy and use the property as her secondary residence, and prohibited its use as a timesharing or other shared ownership arrangement or agreement that requires her either to rent the property or give any other person any control over the occupancy or use of the property.
7. Despite these representations, the Peronne Property was not occupied or used by JAMES as a secondary residence and was instead used as a rental investment property, renting the property to a family of (3).
8. This misrepresentation allowed JAMES to obtain favorable loan terms not available for investment properties, including a note rate of 3.000% (avoiding a 0.815% higher
comparable investment property rate of 3.815%, resulting in approximately $17,837 in rate savings over the life of the loan), a seller credit of approximately $3,288 (exceeding the seller credit for investment properties by approximately $1,096), for total ill-gotten gains of approximately $18,933 over the life of the loan.
9. JAMES' Universal Property application for homeowners' insurance indicated "owner-

occupied non-seasonal use," further misrepresenting the intended use of the property.
10. JAMES filed Schedule E tax forms), under penalties of perjury, treating the Perrone Property as rental real estate, reporting fair rental days, zero personal use days, thousand(s)
of dollars in rents received, and claiming deductions for expenses relating to the property, further contradicting the second home classification.
11. The loan was acquired by or assigned to First Savings Bank by March 2021, exposing it to risks associated with the misrepresented loan.
12. The acts described herein occurred within the Eastern District of Virginia.
COUNT ONE
(Bank Fraud - 18 U.S.C. § 1344)
13. The allegations in paragraphs 1 through 12 are re-alleged and incorporated herein.
14. From on or about August 7, 2020, through at least January 2024, in the Eastern District of Virginia and elsewhere, the Defendant, LETITIA A. JAMES, did knowingly execute and attempt to execute a scheme and artifice to defraud OVM Financial and First Savings Bank,
financial institutions, and to obtain moneys, funds, and credits owned by and under the custody and control of OVM Financial and First Savings Bank by means of false and fraudulent pretenses, representations, and promises.
15. The scheme involved falsely representing the Peronne Property as a secondary residence to obtain favorable mortgage terms, while using it as an investment property with no intended
or actual personal occupancy or use by her.
(In violation of Title 18, United States Code, Section 1344).
COUNT TWO
(False Statements to a Financial Institution - 18 U.S.C. § 1014)
16. The allegations in paragraphs 1 through 12 are re-alleged and incorporated herein.

17. From on or about July 28, 2020, through at least August 31, 2020, in the Eastern District of Virginia and elsewhere, the Defendant, LETITIA A. JAMES, did knowingly make and cause to be made false statements and reports for the purpose of influencing the action of OVM Financial, a Fannie Mae-backed lender, upon an application for a loan, in that JAMES represented and affirmed in uniform residential loan applications and related documents that
the Peronne Property would be used as a secondary residence, when in truth and fact, as JAMES then knew, the property was intended and used as an investment property with no intended or actual personal occupancy or use by her.
(In violation of Title 18, United States Code, Section 1014).
FORFEITURE NOTICE
Pursuant to Federal Rule of Criminal Procedure 32.2(a) and Title 18, U.S.C. §
982(a)(2)(A), upon conviction of the offenses in Counts One and Two, the Defendant, Letitia
A. James, shall forfeit to the United States any property constituting, or derived from, proceeds obtained, directly or indirectly, as a result of such violations, including but not limited to a money judgment in the amount of $18,933.
If any of the property described above, as a result of any act or omission of the Defendant: (a) cannot be located upon the exercise of due diligence; (b) has been transferred or sold to, or deposited with, a third party; (c) has been placed beyond the jurisdiction of the court; (d) has been substantially diminished in value; or (e) has been commingled with other property which cannot be divided without difficulty, the United States shall be entitled to a forfeiture of substitute property pursuant to Title 21, U.S.C. § 853(b), as incorporated by Title
18 U.S.C. § 982(b)(1).
(In accordance with Title 18 U.S.C. § 981(a)(1)(C) and 982(a)(1); Title 28, U.S.C. § 2461(c); and Title 21 U.S.C. § 853(p).)

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Hourly Videogame Box Art @vgboxart.bsky.social · 13h

R.B.I. BASEBALL

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Coach Finstock @coachfinstock.bsky.social · 15h

If this stuff would end up on the news it would absolutely motivate voters. Plenty of people who don't give a shit about politics would absolutely give af about this.

The Tennessee Holler @thetnholler.bsky.social · 19h

CHICAGO — Outside an elementary school during dismissal… horrifying. What have we become?

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BadgerNoonan @badgernoonan.bsky.social · 15h

Dansby Swanson's real name is Jim.

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BadgerNoonan @badgernoonan.bsky.social · 15h

Dabo Swinney's real name is Bill.

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BadgerNoonan @badgernoonan.bsky.social · 16h

RFK definitely heard "Lightning Crashes" on his way to work.

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BadgerNoonan @badgernoonan.bsky.social · 19h

It is the Wrigley Winds app for anyone curious.

bsky.app/profile/rdto...

RD Topp @rdtopp.bsky.social · 19h

There’s an app for it, actually. @badgernoonan.bsky.social has it and sent this to us yesterday morning. We’ll see what it says later today…

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BadgerNoonan @badgernoonan.bsky.social · 1d

Yup

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BadgerNoonan @badgernoonan.bsky.social · 1d

It’s not really an important difference but you should know which one you’re talking to.

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BadgerNoonan @badgernoonan.bsky.social · 1d

Trump is a fascist but he’s a complete moron who doesn’t understand political theory. If you asked him if he is a fascist under a lie detector he would say no and pass because he doesn’t know what that means.

But a lot of his people are fascists and know they’re fascists.

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BadgerNoonan @badgernoonan.bsky.social · 1d

John Sterling at a VFW on Friday:

I’ll have a cup of thhhhhhhhhhhhhhhhhhhheeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeee clam chowder.

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BadgerNoonan @badgernoonan.bsky.social · 1d

youtu.be/wfbzNur2u3g?...

Frank Turner - "Glory Hallelujah" (Full Album Stream)

YouTube video by Epitaph Records

youtu.be

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Jeet Heer @jeetheer.bsky.social · 1d

This is probably the best time to be in organized crime since before the repeal of prohibition in 1933. I mean if you wanted to commit high level non-immigrant related crime, now is the time to go hog wild.

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Meredith Shiner @meredithshiner.com · 1d

“No protest in the free speech zone”

The People's Fabric @peoplesfabric.com · 1d

No protest from 6am to 9am in the Broadview free speech zone.

Just here with a handful of press waiting to see if we can catch the Texas National Guard arriving in Broadview tonight.

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Kevin M. Kruse @kevinmkruse.bsky.social · 1d

Bray is a historian at Rutgers who received death threats after landing on Turning Points USA's Professor Watchlist. As a result, he announced he was moving to Europe. And then this happened.

This kind of harassment and abuse of scholars is Charlie Kirk's legacy and it's only getting worse.

Mark Bray @mark-bray.bsky.social · 1d

“Someone” cancelled my family’s flight out of the country at the last second.

We got our boarding passes. We checked our bags. Went through security. Then at our gate our reservation ‘disappeared.’

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BadgerNoonan @badgernoonan.bsky.social · 1d

Crush Story by Too Much Joy > Love Story by Taylor.

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BadgerNoonan @badgernoonan.bsky.social · 1d

Don’t suffer assholes. If you find yourself talking to an asshole just say, “does this work for you, really?” And go talk to someone else.

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onion person @junlper.beer · 1d

if every democrat doesn’t use the “we took freedom of speech away” on every messaging apparatus they have every single day for the next 4 years assume they want to lose

Aaron Rupar @atrupar.com · 1d

Trump: "We took the freedom of speech away because that's been through the courts and the courts said you have freedom of speech, but what has happened is when they burn a flag it agitates and irritates crowds."

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Raffi Melkonian @rmfifthcircuit.bsky.social · 1d

I am never going to be a fan of a politician. That way lies disappointment. But Pritzker right now is the person I think is calibrating it right.

This isn’t negotiating about social security with W. You either get that or you don’t.

Governor JB Pritzker @govpritzker.illinois.gov · 1d

If you come for my people, you come through me.

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BadgerNoonan @badgernoonan.bsky.social · 1d

This is becoming more common because pitch shape work is usually targeted at weaknesses. Weaknesses are often platoon based.

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Timcy @timcy.bsky.social · 1d

Might be something to it. This year he's thrown the four seamer and changeup more, sinker and cutter less. i don't know enough about his pitch shapes to understand the impact to his platoon splits, though

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Marc Normandin @marcnormandin.bsky.social · 1d

You'll never guess who wrote this one, so I'll just tell you: it was me. Learn about MLB's very 1990's hesitation at allowing Japanese money near America's national pastime, Nintendo's partnership with Ken Griffey Jr., and their long-running relationship and fascination with baseball.

Endless Mode @endlessmode.bsky.social · 1d

In the '90s Ken Griffey Jr. was as much of a Nintendo icon as Kirby, Link or Samus. As the Seattle Mariners play deep into the baseball playoffs, we look at the team's long history with Nintendo. www.endlessmode.com/article/nint...

Nintendo's Baseball History: Why Ken Griffey Jr. and the Seattle Mariners Should Be Honorary Smash Bros.

As the Seattle Mariners continue their playoff run, we look at the team's long relationship with Nintendo, and the video games it inspired.

www.endlessmode.com

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Evan "Tex" Western @texwestern.bsky.social · 1d

Also, Chourio has a 1.467 OPS (!!) in 13 PAs against Taillon. Sample size caveat obviously, but I for one am glad he's out there.

Yeli is .955 for the record, then the rest of today's lineup has not hit him well at all.

BadgerNoonan @badgernoonan.bsky.social · 1d

For his career Taillon has normal platoon splits, but this year they are reverse. Make of that what, if anything, you will.

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BadgerNoonan @badgernoonan.bsky.social · 1d

Career

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